Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

If you have young adults living at home, what does their rent cover?

213 replies

Brunocatmon · 12/06/2025 11:36

My ds is 21, almost 22. He's worked in hospitality his whole working life ( he started work 2 days after he turned 16 ).

Recently he changed jobs to a more secure job with decent contracted hours with more regular pay than before.

Ds's gf ( same age, 21) also lives with me.

Then I have dd who is 14.

The 2 young adults pay rent. £200 a month. This is all in.

In a couple of weeks my eldest dd (30) , her fiance, and 2 dc are moving in from overseas until they find themselves a house to buy. Realistically this could be a good few months.

Dd ( 18) is also moving back in from overseas.( she lives with them at)

I was talking to eldest dd and she said so if we give you X rent then we'll get groceries but if people want expensive extras they get it themselves is that OK?

I said their rent is inclusive of groceries unless expensive treats etc.

It just got me wondering. If your adult dc pay rent what does it include?

OP posts:
Hall84 · 12/06/2025 20:20

I've lived with my parents a few times as an adult. When I first came out of uni I think it was £200 a month (from a salary of ~£1200) and it's now £750 but there's me & DD. Salary is obviously higher but they're being very generous as I'm still paying half a mortgage. My mum picks up groceries and basic toiletries but if I want a fancy shampoo then I pay for it. I'm spoiled as they generally cook and do the laundry but are retired. I try to get us a treat online order/takeaway once a month but sometimes it depends on the Solicitors bill. When I move out I have every intention of paying for their carpets to be cleaned and a well deserved break!

MumbleBumbleAppleCrumble · 12/06/2025 20:12

Notreallyme27 · 12/06/2025 19:44

Because as many posters have pointed out, the ‘rent’ they charge their kids is usually just to cover their (adult) child’s food and sometimes other increased costs of having them living at home. It isn’t actually rent. Where could you rent for £200 a month with all your bills and full board included?

I mean I’m not sure you wouldn’t struggle to get a month’s worth of food for £200 let alone utilities, Council Tax, TV licence, etc…

It’s quite an easy concept in the language, rent is the cost you pay for living in a property; many other terms can be used for the other things: bills; food; cost of living etc.

Calling it rent implies that they are tenants in a property. Getting to an age when you feel you might be able to and want to contribute to those other costs and offering to do that is called decency. A communal happy family life seems, personally, to become something else when you start telling your children they need to pay rent.

There is also a huge difference between someone staying for a short time and someone staying more permanently. And an even bigger difference between someone in their late twenties or more living there and someone who’s just reached 18 or something and discovers that they are no longer apparently a member of the family, but a tenant who’s expected to pay rent to continue living in the place they grew up in and had strangely assumed was their home.

I would never ever expect to charge my children for living in their home. I might at some point/ absolutely definitely consider having a conversation with them about whether now might be the time to spread their wings and leave the nest. But they would always know that they could return if they ever needed to. That they would never be turned away and never be made to feel unwelcome or treated like a lodger.

Letstheriveranswer · 12/06/2025 19:57

BeachLife2 · 12/06/2025 16:16

DC shouldn't be paying rent to stay in their own home unless: a) their parents are on a very low income and desperate for the money or b) they are earning an absolute fortune. It's not a hotel.

DH is Spanish and he can't believe that this happens in the UK. Any parent who tried similar in Spain would be torn a new one by their family. He says there would be shock all over torn about it.

Yet another way in which youngsters have it harder here compared to elsewhere. It is a very bizarre ritual.

I think it's hard to compare, especially across cultures where expectations on parents, adult kids and extended family are different. As well as the cost of property and ability to pass on through generations, which can all be very different.

Also very family situations can be very different.
Some adult kids are responsible and trying to help themselves and are warm and kindhearted to their parents.

Some are not.

I have lived in 3 different countries so have some experience in this.

Notreallyme27 · 12/06/2025 19:44

MumbleBumbleAppleCrumble · 12/06/2025 19:27

When did food become something included in rent? I wish I’d know when I was renting my landlord owes me several years worth of food!

Over the last 60 or so years Britain has become a country of small families living together. Other countries not so much. Just as children may move back home, so too would it be normal for families to have elderly parents coming to live with them. It’s a wider support network. Money is obviously important, but, just as any family, other things are more important. It’s communal and family oriented.

Because as many posters have pointed out, the ‘rent’ they charge their kids is usually just to cover their (adult) child’s food and sometimes other increased costs of having them living at home. It isn’t actually rent. Where could you rent for £200 a month with all your bills and full board included?

springshadows · 12/06/2025 19:37

My ds and his girlfriend lived with me and earned a lot more than I do. My daughter is 20 and works full time and earns more than I do. I am a single parent and also have 2 younger ones at home. I would have loved to be able to say they didn’t have to pay rent but I was not/am not in that situation. So we agreed we add all the bills together and divide by number of people living here and they would each pay their share. They were happy with this as it felt as though they were treated like grown ups they are etc and it enabled them to save for a decent deposit to buy a house. We were all happy with it. We shared fridge/freezer/larder but they also had their own cupboard for special food just for themselves. They knew the budget for food shopping each week. They also had to cook their fair share for everyone,clean the bathroom and be responsible for their own washing. It has worked really well.

MumbleBumbleAppleCrumble · 12/06/2025 19:27

Notreallyme27 · 12/06/2025 18:46

How would a Spanish parent afford to pay for food for numerous adults, plus their partners plus grandchildren? They must all be very wealthy! Good luck to them! Some British parents aren’t so lucky so your Spanish boyfriend can sneer all he likes. Adults are adults and should bear the financial cost of feeding themselves. Some cultures would be horrified at the prospect of leeching off their elders.

When did food become something included in rent? I wish I’d know when I was renting my landlord owes me several years worth of food!

Over the last 60 or so years Britain has become a country of small families living together. Other countries not so much. Just as children may move back home, so too would it be normal for families to have elderly parents coming to live with them. It’s a wider support network. Money is obviously important, but, just as any family, other things are more important. It’s communal and family oriented.

ThomasShelbysfagend · 12/06/2025 19:08

Aged 22, pays £300 per month. Earns £36k.

All bills and food in that. He buys his own deodorant etc.

He has no debt, owns a small second hand car to get to work, but doesn’t owe anything on that.

We buy him lots of extra bits too.

We are not very short of money, but he earns good money so can contribute to the household.

I paid rent from age 17.

SGBK4862 · 12/06/2025 18:57

My two are early 20s and live with us. Both work, theoretically full time, but eldest has a haphazard shift pattern, younger has two regular jobs paid at a higher rate than their sibling and generally more hours a week.

I'd like to charge a bit for bills and food, which I wouldn't call rent as such, but with one earning less at the moment, it isn't really fair. Also, it's not the case that we need money from them, just that we want them to realise that life will throw up boring expenses.

Basically they cover their own phones, clothing, travel, luxuries, entertainment and some food (because they don't want what I have bought!).

Both have had some mental health issues so I want to be supportive but also give them experience of managing money. It's a work in progress.

Notreallyme27 · 12/06/2025 18:46

BeachLife2 · 12/06/2025 17:50

@Stolenyouth

Spain is hugely family oriented, and it would be absolutely unthinkable to charge DC rent at any age. DC to tend to live at home longer than here.

No system is perfect. However, I think it's no coincidence that young people in Spain are much happier (despite lower incomes generally) while ours are the most miserable in Europe. 🧐

Work hard at school and go to uni in order to get a graduate job that pays barely more than NMW. No prospect whatsoever of ever buying a home of your own. And btw you can pay your parents £10k a year to stay in your own home (that they probably bought for £50k.)

I have just shown DH the post that mentions charging £700 a month. He says Spanish grandparents would be on the warpath with their kids if they found out their DGC were being made to pay that.

How would a Spanish parent afford to pay for food for numerous adults, plus their partners plus grandchildren? They must all be very wealthy! Good luck to them! Some British parents aren’t so lucky so your Spanish boyfriend can sneer all he likes. Adults are adults and should bear the financial cost of feeding themselves. Some cultures would be horrified at the prospect of leeching off their elders.

Chasingsquirrels · 12/06/2025 18:45

Uni wouldn't necessarily cost the parent thousands - it depends on parental income.
My 22yo ds1 had full loans and consequently has £60k of debt.
My 19yo ds2 is doing an apprenticeship, but isn't on minimum apprenticeship wage. It isn't a pittance and he has more than enough monthly income to enjoy his leisure time, save, run his car, buy his food and pay a very nominal amount for his housing.

BeachLife2 · 12/06/2025 18:41

I find it particularly odd when people charge their DC who are doing apprenticeships. If they had chosen the uni route, you would have been expected and required to support the costs of doing that.

They are effectively saving you thousands by doing the apprenticeship option, and you are also going to make them give up the pittance of a wage they get.

toastandegg · 12/06/2025 18:39

Similar situation here - ds and his girlfriend pay £80 per week between them, this covers the extra in electricity they cost me, dd will pay the same after uni when she has a job. This provides basic family food but anything extra they pay for

Chasingsquirrels · 12/06/2025 18:33

19yo (Alevels last summer and now doing level 3 AAT apprenticeship).

Pays me £100pm which basically covers the extra council tax (loss of single person discount) and a contribution to utilities.
This clearly isn't any kind of living rent and one of my conditions was he saves at least £500pm.

He buys and cooks his own food, there are some things we will share (milk etc), but he'll buy them as often as I do.
Buys his own toiletries and clothes, pays his own mobile bill, runs his car (which admittedly was his grandparents 2nd car).

Richiewoo · 12/06/2025 18:31

It also depends how much you can afford to sub them too. Your bills will go up a lot. Id be charging £100 per week

Cherrytree86 · 12/06/2025 18:27

Willow12345 · 12/06/2025 18:14

I wish my adult children paid rent..

@Willow12345

tell them to then.

BeachLife2 · 12/06/2025 18:19

@MumbleBumbleAppleCrumble

Exactly- it would be totally out of the question to charge DC rent in the vast majority of countries in the world. Somehow they manage to budget and manage their own finances just fine.

Letstheriveranswer · 12/06/2025 18:16

MumbleBumbleAppleCrumble · 12/06/2025 18:01

Sorry, where exactly in my post did I call you unreasonable? I believe I said, ‘interested to know’…
I mean, now that I do know, I’d still ask if it’s better to charge him for the rather considerable inconvenience (you have to stay away sometimes?!?) his living with you causes as opposed to letting him save that money towards a deposit and setting a strict timeframe on how long he remains with you!

He is earning plenty of money and is on a strict timeframe. That £100 would otherwise probably go on takeaways.

Willow12345 · 12/06/2025 18:14

I wish my adult children paid rent..

MumbleBumbleAppleCrumble · 12/06/2025 18:12

TheFlakyAquaSloth · 12/06/2025 17:21

We charged ours £700 a month. We looked at local rent a room - rent a local room without bills is £700 he got his bills, internet and food included we thought that was a good deal for him! He’s moved out now and complaining as it’s twice as much in his studio flat!

How will they learn? Less than £10 a day or nothing ? Whilst working full time?

Why is there a ‘how will they learn?’ attitude amongst some parents? They learn, as yours has, by moving out and getting their own property and growing up. I’m not sure why some parents think this is something then need to learn first from their parents.
My parents taught me the (in my opinion) far more important lesson, that whatever might go wrong, I was always welcomed and would be supported by them.
That life costs money is a lesson that the rest of the world is very willing to teach. The world is pretty hard on the young, it’s bloody hard to make a start nowadays, for goodness sakes can parental homes be some sort of sanctuary from the constant ‘lesson’ that it’s hard out there?

Bryonyberries · 12/06/2025 18:11

When my daughter was here full time I asked for £300 and now she spends much more time at her boyfriends and sorts own food I ask for £150. The money is because she doesn’t want to give her room up for younger sister who is home all time but has a smaller room. It covers her share of the council tax - I could get the 25% single adult discount if she wasn’t here and for her part of the rent - UC take some off me as I have another adult at the property so she basically covers what I lose help with. I’m a single parent and my income pretty much matches hers so she has a pretty good deal as she doesn’t have to run a home on her wage. If I had enough not to charge her I wouldn’t but unfortunately I need the help.

MumbleBumbleAppleCrumble · 12/06/2025 18:01

Letstheriveranswer · 12/06/2025 17:34

At what point does a child stop being a child?

We are talking about a 30 year old man here who - let's just say my friends were quite concerned when I let him move back in and there have been times I've had to leave the house and stay out for a while. I have 3 rooms apart from kitchen /bathrooms and I think £100 a month to lose 1/3rd of my house is very reasonable!

I was also a single parent who now has only a few years to go to retirement, have never earned well for various reasons and was about to get a lodger into that room to help save towards retirement. I have a mortgage and I also pay rent (shared ownership). A lodger would pay £600. My financial shortfalls are not his responsibility but he is saving a fortune by living here.

When he rented privately rent was £900 a month with all bills on top.

£100 a month is 30% of the rent I pay. An amount that was enough for me to not resent my life being turned upside down again.

Tell me again how I am being unreasonable?

Sorry, where exactly in my post did I call you unreasonable? I believe I said, ‘interested to know’…
I mean, now that I do know, I’d still ask if it’s better to charge him for the rather considerable inconvenience (you have to stay away sometimes?!?) his living with you causes as opposed to letting him save that money towards a deposit and setting a strict timeframe on how long he remains with you!

TourangaLeila · 12/06/2025 17:59

Holluschickie · 12/06/2025 13:22

I would say that's her problem to solve but I am mean like that!

But the op hasn't asked for anyone's opinion on this. She is happy with her offer and her arrangements she simply asked if rent amount was fair.

@Brunocatmon personally I'd bump them all up by £100pm to cover electricity and the huge amounts of food you will need to purchase to keep everyone fed!

MrsJoanDanvers · 12/06/2025 17:59

I charge my 26 year old dd £300. That includes all bills, and we cook for her as well. She earns 45k so I think that’s reasonable. She has moved back from a rented flat where she paid £700 plus bills, plus food. The £300 is to cover our extra costs really. When she first lived her straight from uni, I charged the same but saved half for her plus contributed to an isa. Her salary has gone up a lot since then so we both think 300 inc food is fair.

Letstheriveranswer · 12/06/2025 17:54

MixedBananas · 12/06/2025 17:13

I lived with my parents after a divorce from age 26 - 33. I changed jobs and post savings so had to start again. My parents let me pay £300 a month including all utilities and some shopping. I also did a shop twice a month for the household and I also used to drive them to the airport, or take them to apts etc etc.
In the end when I remarried and moved out my Dad and Mum said they saved it all up and have put it asideina. Separate account for me later on. Broke my heart that they never used that money.
So after I found this out every time I visited I would put £10/20 in their purse / wallet etc. They never accept money from me now. So thats how I do it.

You sound like a lovely respectful person!

SkintSingleMumm · 12/06/2025 17:51

When i paid rent at home, it covered a roof over my head, household bills eg water, electricity council tax, mum doing my washing, mum cleaning the house and a basic food shop. Any extras I bought food wise inc beauty bits.

my kids arent old enough yet but id like to think, if im not skint by then, that i could save a chunk of that rent to give back to them to put towards a house deposit

Swipe left for the next trending thread