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What’s the fairest way to do finances when you’re married?

177 replies

Lollypopbeach · 10/06/2025 15:47

I earn less than DH
We have 1 child together

Currently have separate finances but want to get things sorted. some people find it odd we do it this way

YANBU - Separate finances all the way
YABU - Joint account!

OP posts:
Namechange6578 · 10/06/2025 15:51

We just have a joint account, both our salaries go in and all bills, mortgage etc comes out.

I know a lot of people prefer to keep it separate or maybe have an additional joint acct they each put a specific amount into each month. But it suits us this simpler way!

I earn a little less as only work 4 days but not massively. We both spend a similar amount on our own hobbies etc.

BarnacleBeasley · 10/06/2025 15:50

As you earn less and you have a child together, I think you should pool your assets and income (and have separate equal spending money if you think that's important). DP and I have mostly separate finances and pay equal amounts into a joint account for all our joint expenditure, but that works for us only because we have similar salaries and similar amounts of savings.