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AIBU?

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Original poster

Would you get a loan for an amazing holiday?

116 replies

Florally · 09/06/2025 22:28

Just that really.

A friend of mine is getting a loan to do her ‘bucket list trip’ and go on safari and to South Africa and it sounds incredible.

My DH would never let us do that, save instead of borrow as a mantra.

But, I think if it were just my decision, I would. If you can afford the repayments without impacting anything instead of saving for years… I don’t see the harm.

Would you? (And as a bonus, where would it be? 🤩)

OP posts:
declutteringmymind · 09/06/2025 22:35

No. I’ve just posted about my car loan and how much I hate it. I’d hate to be paying off a holiday that I’d already been on but I wouldn’t judge you. Just bear in mind you might regret it if you run into some financial bad luck, or have to say no to something else, or lose out on your dream house or something because you already spent the money. I’d start saving and looking for a good deal.

MidnightPatrol · 09/06/2025 22:34

No, unless as with a pp there was some looming medical reason it could never happen again.

ScoliMum · 09/06/2025 22:33

I’ve put many holidays on credit cards in order to spread the payments out - I don’t think that this is uncommon. A loan specifically for a holiday is absolutely bonkers though

Summerisere · 09/06/2025 22:32

We used to put holidays on a credit card and clear the card with his bonus each year so there was the risk he wouldn’t get a bonus.

Itsnearlyxmas · 09/06/2025 22:32

No way. Why not save the money then go when you can actually afford it?

AllProperTeaIsTheft · 09/06/2025 22:32

No. I would get a loan for something that was necessary - new car if old one was knackered and I needed one to get to work. Necessary house repairs etc. Definitely not a holiday.

CheeseNcrackerz · 09/06/2025 22:32

Nope. Save and go when you can afford it.

Lesina · 09/06/2025 22:32

Yes absolutely.

BlueyNeedsToFuckOff · 09/06/2025 22:31

I did and have no regrets.

But for medical reasons it was better for me to go sooner rather than later. I’m not sure I would have made the decision otherwise.

NeilDiamondsBlowDry · 09/06/2025 22:31

Yes

rhrni · 09/06/2025 22:31

Yes, I would. I am quite partial to spending money I don’t have though!!

ArtTheClownIsNotAMime · 09/06/2025 22:31

No. Imagine doing that and then you lose your job or find our your whole roof needs replaced and you can't afford the repayments or borrow anything else. Stupid.

Poopeepoopee · 09/06/2025 22:30

no

Panterusblackish · 09/06/2025 22:30

Absolutely not

Eenameenadeeka · 09/06/2025 22:29

No way

Doggymummar · 09/06/2025 22:28

Nope, not a chance