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AIBU?

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Original poster

Benefit cap? Benefit fraud?

135 replies

coco99 · 07/06/2025 17:18

Have I unknowingly been committing some sort of benefit fraud? 😭

I’m currently in receipt of
£1778 universal credit per month
£748 DLA for my son every 4 weeks
£83 carer’s allowance weekly
£26 child benefit weekly

I was discussing finances with a close family member today and they’ve told me that I’m getting too much and there’s a benefit cap? (There was no judgments, she’s just worried I’m being going to get accused of committing benefit fraud). She said that my total benefits are way over the cap, but I never knew there was a cut off point? Universal credit know about the DLA/carers that I claim because I informed them? I’m panicking a little bit now that I might have been overpaid and will have to pay some back!

AIBU? Have I been claiming too much that goes past the cap?

OP posts:
charliehungerford · 07/06/2025 17:50

I don’t begrudge anyone receiving benefits if they are unable to work as they are looking after a disabled child, I I imagine it must be bloody hard work, especially if you don’t have a partner to help, but I do find it frustrating when people say that having to rely on benefits is a breadline subsistence and it’s hard to live on and that the government don’t care about disabled people. The amount the OP receives equates to a gross salary of £46,000 a year which is almost double the minimum wage.

allthemiddlechildrenoftheworld · 07/06/2025 17:44

@coco99 1877 benefits is what you are getting. the dla is not considered because even a person who is in employment can be entitled to that and that actually belongs to the child anyway. not sure about the carers allowance but that isnt much anyway..

Happyspendingthedayinthegarden · 07/06/2025 17:22

PP are correct the benefit cap doesn't apply because you are primary carer for a child in receipt of DLA.

Original poster
coco99 · 07/06/2025 17:22

Phew, thank you so much!

OP posts:
ARichtGoodDram · 07/06/2025 17:21

As the other poster says the cap doesn't apply if there is a disability element involved so don't panic

PITCHpink · 07/06/2025 17:21

Caring for a disabled child increases your income but I wouldn’t imagine that would be included in the cap. Better bludy not be because if it is then that’s a disgrace. I’m sure you’ll be fine OP

TigerRag · 07/06/2025 17:21

coco99 · 07/06/2025 17:20

Oh okay. That’s good! If there was a cap then surely it would be automatically applied anyway? I’m just a worrier 😅

Show quote history

Yes it's applied automatically. It doesn't apply to you because of the DLA

Ponoka7 · 07/06/2025 17:21

It doesn't apply if you are on disability benefits. Have a Google. You will be getting paid correctly.

Original poster
coco99 · 07/06/2025 17:20

TwoFeralKids · 07/06/2025 17:19

I don't think it applies if you have a child claiming DLA?

Oh okay. That’s good! If there was a cap then surely it would be automatically applied anyway? I’m just a worrier 😅

OP posts:
TwoFeralKids · 07/06/2025 17:19

I don't think it applies if you have a child claiming DLA?