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Original poster

Benefit cap? Benefit fraud?

135 replies

coco99 · 07/06/2025 17:18

Have I unknowingly been committing some sort of benefit fraud? 😭

I’m currently in receipt of
£1778 universal credit per month
£748 DLA for my son every 4 weeks
£83 carer’s allowance weekly
£26 child benefit weekly

I was discussing finances with a close family member today and they’ve told me that I’m getting too much and there’s a benefit cap? (There was no judgments, she’s just worried I’m being going to get accused of committing benefit fraud). She said that my total benefits are way over the cap, but I never knew there was a cut off point? Universal credit know about the DLA/carers that I claim because I informed them? I’m panicking a little bit now that I might have been overpaid and will have to pay some back!

AIBU? Have I been claiming too much that goes past the cap?

OP posts:
Lostuser · 07/06/2025 18:22

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You are fucking out of order !!!

KindleAndCake · 07/06/2025 18:21

It doesn't equate to a gross yearly salary of 46k at all, its around 36k.
Anyway, looking after a disabled child is hard, but if you're so jealous of that lifestyle, you crack on.

Lostuser · 07/06/2025 18:21

coco99 · 07/06/2025 18:20

I’m sure you’d rather work everyday than watch your child have their limbs amputated and become severely disabled for the rest of their life 🫶🏼

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I’m sorry that you had to read that disgusting post OP

Lostuser · 07/06/2025 18:20

TigerRag · 07/06/2025 17:58

You'd swap and have a severely disabled child?

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Was just about to post something similar, there are some complete idiots in this world!

Original poster
coco99 · 07/06/2025 18:20

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I’m sure you’d rather work everyday than watch your child have their limbs amputated and become severely disabled for the rest of their life 🫶🏼

OP posts:
TigerRag · 07/06/2025 18:19

TigerIamNot · 07/06/2025 18:07

you have no idea what OP's outgoings are, what the nature of the disability is.

Are there really people who are jealous of someone's disability? Jesus :(

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They just see the money and don't think

MrJollyLivesNextDoor · 07/06/2025 18:17

Mademetoxic · 07/06/2025 18:13

Retraining for a 'better paid job' you have no idea if the industry the PP is in is low paid work like care work. Which is a very skilled profession yet sadly undervalued and underappreciated. You need lots of training for that and you get paid pittance.

As if it's that easy to retrain ?! Laughable.
Working 50 hours a week and juggling home life and paying bills - how can you afford and have the time to retrain?!

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Looks like they’d better try having a disabled child instead then, that way they would be entitled to the level of benefits that OP receives and would have no need for bitterness or jealously

Allseeingallknowing · 07/06/2025 18:17

TigerIamNot · 07/06/2025 18:09

would you swap a job (with low pay) to have a severely disabled child that needs round the clock care and leaves you unable to work? Genuinely interested in the reply.

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Of course not! I am merely saying that is a lot of money, and anyone working full time and not getting anywhere near that ( like the PP) is understandably questioning that amount! Didn’t Ian Duncan Smith say that no one should be getting more in benefits than at work?
I replied that we don’t know all the details - what else is there to say?

Mademetoxic · 07/06/2025 18:13

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Retraining for a 'better paid job' you have no idea if the industry the PP is in is low paid work like care work. Which is a very skilled profession yet sadly undervalued and underappreciated. You need lots of training for that and you get paid pittance.

As if it's that easy to retrain ?! Laughable.
Working 50 hours a week and juggling home life and paying bills - how can you afford and have the time to retrain?!

5128gap · 07/06/2025 18:12

charliehungerford · 07/06/2025 17:50

I don’t begrudge anyone receiving benefits if they are unable to work as they are looking after a disabled child, I I imagine it must be bloody hard work, especially if you don’t have a partner to help, but I do find it frustrating when people say that having to rely on benefits is a breadline subsistence and it’s hard to live on and that the government don’t care about disabled people. The amount the OP receives equates to a gross salary of £46,000 a year which is almost double the minimum wage.

A person on minimum wage who was also a carer for a disabled child and with the same housing costs as the OP would recieve more than OP though. Her money is due to her circumstances. A person on NMW in her circumstances would have their money made up by benefits.

MrJollyLivesNextDoor · 07/06/2025 18:10

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smileymileysmiley · 07/06/2025 18:10

Astonishing amounts - no wonder country is broke and the far right becoming populist. 3k a month it's incredible

TigerIamNot · 07/06/2025 18:09

Allseeingallknowing · 07/06/2025 18:03

It does seem a lot of money and I can understand some who work full time and not getting anywhere near that being peeved, but we don’t know all the details.

Show quote history

would you swap a job (with low pay) to have a severely disabled child that needs round the clock care and leaves you unable to work? Genuinely interested in the reply.

TigerIamNot · 07/06/2025 18:07

charliehungerford · 07/06/2025 17:50

I don’t begrudge anyone receiving benefits if they are unable to work as they are looking after a disabled child, I I imagine it must be bloody hard work, especially if you don’t have a partner to help, but I do find it frustrating when people say that having to rely on benefits is a breadline subsistence and it’s hard to live on and that the government don’t care about disabled people. The amount the OP receives equates to a gross salary of £46,000 a year which is almost double the minimum wage.

you have no idea what OP's outgoings are, what the nature of the disability is.

Are there really people who are jealous of someone's disability? Jesus :(

PinkFrogss · 07/06/2025 18:07

What do you suggest then? OP and her disabled child just starve and die on the streets?

OP is receiving highest rate of the care and mobility components, this means:

her child needs help or supervision throughout both day and night, or they’re nearing the end of life (for example, because of a life-limiting illness), and they cannot walk, can only walk a short distance without severe discomfort, could become very ill if they try to walk or they’re blind or severely sight impaired.

How much money would you like to see OP try and survive on, with this in mind?

edit, this was meant to be in response to @Straightjacketsandroses

Disability Living Allowance (DLA) for children

Help for children under 16 with disabilities - DLA rate, eligibility, how to apply, claim form.

https://www.gov.uk/disability-living-allowance-children/claiming-end-of-life

Straightjacketsandroses · 07/06/2025 18:04

No one should be able to claim almost 50k in benefits. I don’t care what the circumstances are.

Allseeingallknowing · 07/06/2025 18:03

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It does seem a lot of money and I can understand some who work full time and not getting anywhere near that being peeved, but we don’t know all the details.

PinkFrogss · 07/06/2025 18:01

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If you have a child who is entitled to the higher rate mobility and the higher rate care components, you care for them, and are on a low income then I’m surprised you’re managing without benefits.

MaySea · 07/06/2025 18:01

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If only there was a way to deliberately give your child a severe, permanent disability without ending up in prison, right?

Hibernatingtilspring · 07/06/2025 17:58

@redsunsets You'd rather do the 24hrs a day job of caring for a disabled child? Go for it!

TigerRag · 07/06/2025 17:58

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You'd swap and have a severely disabled child?

Mrsmounjaro · 07/06/2025 17:57

Dont mind me, just getting comfy

Anticipation Popcorn GIF
Hibernatingtilspring · 07/06/2025 17:57

@charliehungerford presumably the OP will be getting that as a lone parent to a disabled child. 46k as the income for the entire household isn't very much at all - it's the equivalent of two parents earning less than minimum wage.

redsunsets · 07/06/2025 17:55

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PinkFrogss · 07/06/2025 17:54

charliehungerford · 07/06/2025 17:50

I don’t begrudge anyone receiving benefits if they are unable to work as they are looking after a disabled child, I I imagine it must be bloody hard work, especially if you don’t have a partner to help, but I do find it frustrating when people say that having to rely on benefits is a breadline subsistence and it’s hard to live on and that the government don’t care about disabled people. The amount the OP receives equates to a gross salary of £46,000 a year which is almost double the minimum wage.

OP wasn’t asking for opinions on how much she was getting, she was asking if the cap applied to her.

Also you have no idea what OPs living costs are, having a disability or disabled child can cost a lot so she may very well be struggling financially, although I hope she isn’t.