WIBU to get pregnant when my husband is unemployed?

If he’s actively trying to get another job (I.e not lazy and likely to be long term unemployed) then I’d crack on and do IVF, it could take a while anyway. If you do get pregnant and become too unwell to work will you still be able to get by financially?

Think ten years ahead - would you regret not having that baby.
Conceiving and pregnancy will only get harder if you leave it.
If he doesn't get a job you will have to return to work a bit earlier and he can be a sahd.

This.
Having gone through IVF I wouldn't wait around. Each cycle takes a while to do, and also I believe the chances of the embryos surviving the thaw decreases as time passes.

Yes you’d be crazy. Why would you deliberately put both of you under a ridiculous amount of financial pressure. He needs to up his job finding efforts. Your time will come but this isn’t it. It would be very irresponsible.

Just seen you are 36. Assuming you don't already have children I'd say go for it you don't have time to spare at 36.

(awaits responses from mumsnetters to say they conceived at 47)

I wouldn't. Which is to say I did and it really didn't work out. DH got a job abroad and I wasn't mobile enough to follow and ended up alone taking care of a 6 week old baby recovering from birth (which is harder in your late 30s) with no support. I'd give it at least a year to see if he can find something permanent that will support you both. Remember it's not just the 9 months, you're going to need money for childcare after that as well if you want to return to work, unless the plan is for him to be a SAHD.

Well, he doesn't want to work, or he would be working, even if shelf stacking.

So you need a plan: if you would both be happy with you working and him being a SAHP, then fine, go ahead.

Otherwise if you are planning on having a baby, spending your money and then living on benefits, most people would find it a bit unreasonable.

Have the baby

The rest will work itself out.

If you were younger or not needing IVF I would have said otherwise.

But I wouldn't wait.

Can you afford to live with a baby on your salary? Do you think he'd be a good main parent when you went back to work? Is he doing most of the house work now while he's not working?
It feels quite a risk, because babies bring a lot of change and expose weaknesses in relationships, but opportunities to have babies are quite limited.

I'd crack on. You don't know how easy it will be to get pregnant, even with an IVF embryo, so I wouldn't hang around. If push came to shove he could find any old job to tied you over as you have good funds anyway.

I wouldn’t.

He’s had almost 6 months to find a job of some form, he could have taken something at any level just to be bringing money in and to be doing something.

Your not getting any younger op so I can see why your fed up of waiting. It's a tough one as there's no right time to get pregnant. It's not really an ideal situation to be considering bringing a baby into as they are expensive.

Its been 6 months nearly since Christmas surly there is some job he can take so he's bringing in some money to the household??

If you have money saved and he at least gets any job then with your age I don't think your totally crazy especially as there's no guarantees pregnancy will happen straight away