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To resent the U-turn on winter fuel allowance?

461 replies

BlueEyedStarling · 02/06/2025 20:51

Perhaps I'm existing in a bubble, but all of the pensioners I know, are pretty well off, or comfortable, at least. I live and have older family in the South East, but my dad and his elderly partner, live in the North. Literally, all of them say they dont need the WFA, but happily accept it regardless and shouted from the rooftops when it was taken away from them. Just how long can the working age population keep paying for this increasing, triple-lock section of society who are, as a whole, the wealthiest amongst us? Personally, we fell through the gaps of being able to receive any child benefit (only just!), but have always been willing to accept that we didn't need it and therefore shouldn't have it. Is it that our middle-aged generation just dont shout as loudly about things that affect us? I do want to add that I am very aware that there are many pensioners who should be in receipt of the WFA and that the cut off was too low. Also, that our pensioners fair pretty badly in comparison to much of Europe. It seems criminal that it can't be means tested to benefit those who really do need it.

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ilovesooty · 03/06/2025 09:01

Happymover · 03/06/2025 08:58

What about pensioners whose only income is their state pension. They are not eligible for pension credit so don’t receive WFA. They aren’t tax payers as the state pension is currently below the threshold. My neighbour is in this situation. She spent decades caring full time for an adult child with severe learning and physical disabilities. Sadly now deceased. She was never in a position to have an occupational pension. Now in her 70’s her income is her new state pension but as it’s paid in full there is no pension credit entitlement. She and others in the same position fall through the cracks .

People who fall through the cracks like this should receive it. There are pensioners who don't need it and it shouldn't be a universal benefit.

MrsBennetsPoorNerves · 03/06/2025 09:01

I totally agree with means testing the WFA. Lots of pensioners, like my dad, really don't need it. However, the original threshold was set way too low and the people who were just above the cutoff would have experienced genuine hardship as a result of losing that money.

I assume that the "u-turn" won't be about reversing it for everyone, but rather about raising the threshold to allow more pensioners to claim it. I absolutely support this, personally. If you're old and poor, there is fuck all that you can do to improve your situation.

Bluevelvetsofa · 03/06/2025 09:00

This is a genuine question. Given that means testing is too expensive to be effective, or so we re told, how could it be arranged so that people who don’t need WFA could opt out or return it, or what scheme could be used?

I know people who give it to charity and I know people who keep it for themselves. I’d be happy to forgo it, as long as there was a proper system that ensured those in need benefited. It’s a blunt instrument at the moment.

Whatafustercluck · 03/06/2025 08:59

It's not a u turn, they're reviewing the threshold - which i actually think is sensible. I don't think it should be a universally applied benefit though. If we can't afford PIP then we can't afford universal WFP.

Dangermoo · 03/06/2025 08:59

Happymover · 03/06/2025 08:58

What about pensioners whose only income is their state pension. They are not eligible for pension credit so don’t receive WFA. They aren’t tax payers as the state pension is currently below the threshold. My neighbour is in this situation. She spent decades caring full time for an adult child with severe learning and physical disabilities. Sadly now deceased. She was never in a position to have an occupational pension. Now in her 70’s her income is her new state pension but as it’s paid in full there is no pension credit entitlement. She and others in the same position fall through the cracks .

Yes, how grabby and selfish of her 🙄

Happymover · 03/06/2025 08:58

Ariela · 02/06/2025 22:55

I can't see why it couldn't be added to the tax code of pensioners - so effectively an age-related tax free allowance, which would help all pensioners above pension credit level but below higher rate taxation - they are the ones turning the heating off as they've not got the savings but cannot claim pension credit.

What about pensioners whose only income is their state pension. They are not eligible for pension credit so don’t receive WFA. They aren’t tax payers as the state pension is currently below the threshold. My neighbour is in this situation. She spent decades caring full time for an adult child with severe learning and physical disabilities. Sadly now deceased. She was never in a position to have an occupational pension. Now in her 70’s her income is her new state pension but as it’s paid in full there is no pension credit entitlement. She and others in the same position fall through the cracks .

CandidLurker · 03/06/2025 08:57

EasternStandard · 03/06/2025 08:31

It was a bit of an own goal as now they’re stuck with u turning. A better level to cut off at the start would have avoided the backlash in both directions.

Yes - they’ve pissed off the pensioners who have worked 35/ 40 years, have the full state pension (many single women in this bracket), no private pension and are a few quid over the limit for pension credit and the children of those pensioners who will be angry on their behalf. Plus the cohort of people like me who think it is grossly unfair that people who have paid max NI and are a few quid over the limit will receive less than those on pension credit who may have worked considerably less than 35/40 years.

ilovesooty · 03/06/2025 08:57

luckylavender · 03/06/2025 08:54

@ilovesooty- end result is their pensioners are better off

And they pay in more in the first place. The average pensioner in the UK is a net recipient by the age of 70.

BIossomtoes · 03/06/2025 08:56

Reforms plans would leave a £55bn black hole in the countries finances.

Double that according to all the reports I’ve seen.

BangersAndGnash · 03/06/2025 08:56

You are in a bubble.

Dangermoo · 03/06/2025 08:55

WaryCrow · 03/06/2025 08:43

And how does handing on inheritance help society as a whole?? How did my working to pay for twice the original cost of a landlord’s house over 15 years and then watch him hand it over to his feckless single-mother daughter help my family exactly?

You are the ignorant one - or worse, the one using information to lie. Pretending that the shift back to a neoimperial Regency /Victorian society as described by the likes of Dickens as a fit substitute for a nation working to support all of its citizens in equality and democracy.

Don’t like people resenting the rich? Then don’t create two-tier societies.

You're not a fan of seeing the bigger picture are you? Helping your offspring in their lives impacts on their mental health, ability to carry out their professional roles, look after their children, who in turn will look after the next generation and contribute to a growing population. Why does society not benefit from that? I notice you didn't address the community work; volunteering in charity shops, sitting on parish councils, residents' committees etc. Boomers have put in their shift, facing adversities along the way as well as reaping later rewards - why shouldnt they? What about those who are still having to work? I bet you froth over the state pension. Shove your own stereotype.

ETA: feckless single parent daughter? You really are something.

Copperlightning · 03/06/2025 08:54

This country is going to keep going down the pan while politicians say what voters want to hear rather than what would benefit the country most. Reforms plans would leave a £55bn black hole in the countries finances. A black hole bigger than the entire criminal justice system. The budget black hole that Liz Truss suggested and sent the bond markets soaring was only £33bn. The guy is totally and utterly insane, but is desperate for power so will say and do anything to gain control - while the countries prosperity disappears down the plughole. We pay £105bn a year on debt interest. That’s before interests rates soar. That’s before we add an extra £55bn a year in borrowing. The country is skint.

luckylavender · 03/06/2025 08:54

@ilovesooty- end result is their pensioners are better off

FloweryCactus · 03/06/2025 08:51

They means test child benefit (in a very crude and unfair way) - if they can do that, why not do exactly the same for pensioners and the WF allowance? If there's a higher rate taxpayer in the house, it gets clawed back.

BIossomtoes · 03/06/2025 08:51

BadAmbassador · 03/06/2025 08:49

I’d like to think that someone could start a charity for pensioners who don’t need their WFA to donate it to. Then needy individuals of all ages could be helped with the funds. Would anyone donate? 🤣
I like to think I would if I were in that position, sadly on my current trajectory I’ll be needing the WFA.

Lots of us were already donating it. The local foodbank was very grateful for mine.

BadAmbassador · 03/06/2025 08:49

I’d like to think that someone could start a charity for pensioners who don’t need their WFA to donate it to. Then needy individuals of all ages could be helped with the funds. Would anyone donate? 🤣
I like to think I would if I were in that position, sadly on my current trajectory I’ll be needing the WFA.

ilovesooty · 03/06/2025 08:45

luckylavender · 03/06/2025 08:43

The government just can’t win. I see your point but equally there are many poor pensioners who have no way of supplementing their pensions unlike working people. We pay less pension than anyone in Europe.

Other countries in Europe finance pensions in a different way.

luckylavender · 03/06/2025 08:43

The government just can’t win. I see your point but equally there are many poor pensioners who have no way of supplementing their pensions unlike working people. We pay less pension than anyone in Europe.

WaryCrow · 03/06/2025 08:43

Dangermoo · 03/06/2025 08:29

So your personal experience is driving your anger. Boomers give in terms of leaving financial legacies to their children; helping them when they are in debt, needing to get on the property ladder or upgrade their homes. They give back to the community with volunteering work and involvement in local projects affording locals a better quality of life. How very selfish and grabby of them. You are ignorant.

And how does handing on inheritance help society as a whole?? How did my working to pay for twice the original cost of a landlord’s house over 15 years and then watch him hand it over to his feckless single-mother daughter help my family exactly?

You are the ignorant one - or worse, the one using information to lie. Pretending that the shift back to a neoimperial Regency /Victorian society as described by the likes of Dickens as a fit substitute for a nation working to support all of its citizens in equality and democracy.

Don’t like people resenting the rich? Then don’t create two-tier societies.

matresense · 03/06/2025 08:42

@WaryCrow

there’s a level of truth in what you say, but it’s an exaggeration and you’ve got the ordering wrong.

Privatisation has been used as a (not very good) tool to try to make the government some money. The reality is that the welfare state has always been expensive and the demographics issue has been storing for some time. The 80s wave of privatisation came off the back of the U.K. having to be bailed out. Later privatisations such as Royal Mail were about trying to get debt down. There has to be a level of more realistic acceptance of what people can have from the state and what they can’t.

ilovesooty · 03/06/2025 08:41

And I don't live in a four bedroom detached house, am nowhere near the 40% tax bracket and the only reason I can afford several holidays a year is that I'm still working to finance them. I still don't need the WFA. The cut off point was too low though, and they have to find a way of means testing it.

Annoyeddd · 03/06/2025 08:40

Almost all the people I know don't need it including the few people that will keep their heating turned right down but they have excellent pensions (people who have done the same job as me).
It is not quite a u turn perhaps a right angle in the hope of including a few more people but there will always be those who just miss out.
I only got it a couple of times - didn't need it but nice to have and split it between my children (give now rather than later so no inheritance tax)

matresense · 03/06/2025 08:39

Surely the position of sanity is to do it as a council tax rebate for the poorest, ie for those in bands A-C or whatever - could easily be done on a sliding scale and take into account whether someone was a solo occupant. Councils have this information, central government can change their grants accordingly. Requires little admin. Yes, it will mean that those with low incomes in massive houses will miss out, but then it’s not unreasonable to expect people to take that into account in weighing up whether to downsize.

TheignT · 03/06/2025 08:38

WaryCrow · 03/06/2025 08:12

I didn’t see this programme. Did they happen to mention that before the 1990s -so for the baby boomers when they were parents - benefits were given out unconditionally? Or that the single mother would have been given a council house even as late as the 1990s and given full housing benefit? Go back to the 80s and things were even better on benefits. Funny how they could afford these things then isn’t it? Along with a public sector that included not-for-profit utilities and an education system that was fit for purpose?

I hope it fully explored that it’s privatisation that broke Britain, empowering private individuals to accumulate all the wealth of an entire country, and the growth of billionaires. I also hope it explored the role of a massively expanded buy to let housing market for the baby boomers and how generational inequality started at that point, historically.

Sadly you’ve made it sound as if the once-noble art of journalistic investigation has been entirely corrupted into supporting government agendas, including yet more neoliberalist economics, by blaming it all on the young and poor.

The baby boomers have been quite happy to watch everyone younger than themselves freeze in mouldy rental flats and work for nothing for themselves. I very much resent the proposed u-turn on winter fuel allowance. They’re the most selfish and grasping generation in history and they’ve taken far too much of the country’s wealth already.

Single mothers wouldn't have been given a council house in my city in the 70s 80s or 90s. A high rise flat on a grotty estate but only after a spell in a hostel.

If you think it was all so easy watch Cathy Come Home and see how life was rather than some fantasy.

ilovesooty · 03/06/2025 08:34

UtterlyOtterly · 03/06/2025 08:21

I know at least two pensioners who donate their WFA to the food bank.

Don't assume that all well off pensioners who receive it simply keep it for themselves.

I only received it twice. I'm not wildly rich but I could do without it and donated it to a local homeless charity..

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