Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

My children’s unequal futures

434 replies

Fetafettish · 28/05/2025 17:20

Dd and ds are mid 20’s. They’ve both worked hard and doing well in their chosen fields. Dd is about to get engaged to her boyfriend of 5 years who, as an only child will inherit a multi million empire, unfortunately sooner rather than later.

Ds’s partner is on minimum wage and they will realistically never own their own home without help.

My mother was talking to me about her will- she is well aware I want her to spend every penny that doesn’t go on care. My brother needs money desperately whereas I don’t, so I have told her to leave everything to him, but am now thinking I should tell her to leave at least some of my share to my ds, her grandson?

I realise my dd may one day get divorced and no one has a crystal ball, but AIBU to try and even things out? It really upsets me that despite both working so hard, they’re going to have totally different lives.

OP posts:
Granddama · 29/05/2025 19:02

I'm so glad I have little to leave!

Washingupdone · 29/05/2025 19:01

You never know what the future holds.
She should equally divide between her children, one of which is yourself. Then you can help your own children if you don’t need the money yourself.

TipsyPeachSeal · 29/05/2025 19:00

Get her to leave money to you then you make the judgment when they are older no one knows what might happen

SENNeeds2 · 29/05/2025 18:58

It’s interesting how people see things differently - I would be delighted one of my children will have financial security why want them both to have that insecurity of low income,

C36M · 29/05/2025 18:57

Fetafettish · 28/05/2025 17:20

Dd and ds are mid 20’s. They’ve both worked hard and doing well in their chosen fields. Dd is about to get engaged to her boyfriend of 5 years who, as an only child will inherit a multi million empire, unfortunately sooner rather than later.

Ds’s partner is on minimum wage and they will realistically never own their own home without help.

My mother was talking to me about her will- she is well aware I want her to spend every penny that doesn’t go on care. My brother needs money desperately whereas I don’t, so I have told her to leave everything to him, but am now thinking I should tell her to leave at least some of my share to my ds, her grandson?

I realise my dd may one day get divorced and no one has a crystal ball, but AIBU to try and even things out? It really upsets me that despite both working so hard, they’re going to have totally different lives.

Why are you telling your mum what to do with her money? Just live your live as if there isn’t any inheritance, it’s none of your business

Mackerelfillets · 29/05/2025 18:56

I would ask her to leave half to you and half to your brother. You can then decide how to divide this between your children. Maybe give your son his half straight away and keep your daughters for her for a rainy day? Hopefully she won't hold a grudge bearing in mind she is currently in a fortunate position. Don't put your mum in a position of having to choose between her kids and grandkids. You should take on that responsibility.

Trolllol · 29/05/2025 18:56

In large people prefer to have choices rather than they be taken away. Even if one persons views are that money doesn’t equate love, you could alter that very core belief by your suggestions to your mother. Even the best well meaning intentions often don’t translate to that as things filter down through time.

OudAndRose · 29/05/2025 18:54

Fetafettish · 28/05/2025 17:53

My ds is just starting out in his career after doing a Masters, he’s passionate about it but it’s not one of the top paying careers. His partner’s chosen a well respected career, but a badly paying one.

Careers are not that predictable. You don't realistically know how their earning power will pan out over time. Either or both could change path, or discover new avenues that exponentially change things. With the advent of AI, in the medium-term very few people will be working in roles that we know now. You can no more predict this than you can predict how your daughter's marriage will fare.

Treat them equally and encourage them to support and resepct each pother. That way, if either one ends up at a substantial advantage in future, they may well help the other out voluntarily. I would absolutely want to do that for either of my siblings if I could, but an unequal will from my parents would really hurt.

MustWeDoThis · 29/05/2025 18:54

Fetafettish · 28/05/2025 17:20

Dd and ds are mid 20’s. They’ve both worked hard and doing well in their chosen fields. Dd is about to get engaged to her boyfriend of 5 years who, as an only child will inherit a multi million empire, unfortunately sooner rather than later.

Ds’s partner is on minimum wage and they will realistically never own their own home without help.

My mother was talking to me about her will- she is well aware I want her to spend every penny that doesn’t go on care. My brother needs money desperately whereas I don’t, so I have told her to leave everything to him, but am now thinking I should tell her to leave at least some of my share to my ds, her grandson?

I realise my dd may one day get divorced and no one has a crystal ball, but AIBU to try and even things out? It really upsets me that despite both working so hard, they’re going to have totally different lives.

I live in a family, like this. I am only child - My parents are minted but started off my life as homeless and pregnant at the age of 20. My partner stood by me through all of it and he wasn't a millionaire. Money cannot buy you class, morals, love, or time. I say this as someone who is also now well-off. I have been on both sides.

If your son and his partner love one another deeply, respect one another, and live as equals - He will be just fine. Being rich really doesn't make you mentally happy; just materialistically happy. Again, I am now a high-flying career woman with 2x degrees, 3 kids, 3 dogs, my own house I needed help to get because I bought it off the council, but it's mine and I don't have to say thank you to anyone. Everything I have, I have earned - Therefor, I value it much more than anything I would have had handed to me.

Ferrit6 · 29/05/2025 18:49

I’m with you Op - you are sensible and considering options to get the best possible outcome for your family … it’s wise to plan ahead and support each others decisions - some people just look at everything from a negative view point - probably based on their own family circumstances so just can’t see how your family dynamics work - you will do the right thing for your family as you know them best … open honest communication is all it takes - so trust yourself and good luck

Trendyname · 29/05/2025 18:48

ConnieOrBonnie · 29/05/2025 15:51

😂😂😂

I’d never put a sibling’s interests above my kids', and I’d never interfere in my parents’ finances, it's presumptuous. You are crossing both those lines.

Anyway, finally, I see what's really going on here now. Hats off OP, you had us going for a while!

I usually pride myself on a top-notch nonsense detector, but I walked right into this one.

Have fun @Fetafettish there's nowt so queer as folk 😉

Something has really triggered you. I don’t see any reason why are you so rude and overconfident in your analysis of someone you don’t know at all.

Bakingbread · 29/05/2025 18:47

I think your mum.should divide her estate equally between her two children. If you then decide to help your brother you can

BagelandEggs · 29/05/2025 18:40

I think it's all got to be equal. Mumsnet is full of stories of people feeling resentful about unequal inheritances and as everyone is saying, nobody knows what the future may hold!

Blablibladirladada · 29/05/2025 18:30

Hi op,

You can’t know what will happen…

Also, and it is a biggie…it has nothing to do with fate…it is THEIR choice. Literally. So, I am not quite sure how you can contemplate being openly unhappy about their future spouse financial situations :/

I seriously hope you reconsider your feelings and put them in check before they go and break relationships and will not be repaired when gc might be around.

Wish them well. Keep your door open if they need. Only compliment them.

Muckybib · 29/05/2025 18:26

What is he dumps her? Or makes her sign a pre nuptial or they never get married? I think u are heading down a slippery slope.

leli · 29/05/2025 18:24

Fetafettish · 28/05/2025 17:28

Would it really cause a rift? My parents were leaving everything to my brother because he needs it.. why would that cause a rift between me and db?

My parents left their estate equally to me and my brother. Thank goodness. Because I would have been furious and hurt if they had not done this. It would certainly have affected my relationship with my sibling.

Dancingintherain09 · 29/05/2025 18:18

I have 3 children eldest DS has worked hard through school saved and saved and done well with career etc. Middle child DD messed about at school, gotvin trouble failed her exams had a baby at 21 and got handed a council house, youngest DS like his brother has worked hard working a part time job while doing exams and on course for good job prospects etc.
Under no circumstances would I give my DD a bigger handout than the boys they will all get equal shares as they are equal in my eyes. The lives they picked are what they have chosen for themselves This was a discussion my DD tried to push a year ago saying she was poor in relation to the boys so should get a larger inheritance. My husband and I both very firmly told her that was because of her choices, she still fritters her money on tattoos and beauty treatments were as the boys are thrifty. So her choices will not affect her brothers.

ConnieOrBonnie · 29/05/2025 16:13

Fetafettish · 29/05/2025 15:57

My ds doesn’t struggle presently with money- he still lives at home. The career path he’s chosen isn’t one that pays badly, nor does it pay very well. Of course that’s his choice but why should he not be helped if possible? I’m not going to give your misguided analysis of me any credence.

My brother has no dysfunction he has simply been unlucky. No poor decisions, just luck. And finally, at no point have I claimed my dm’s money is my money- what a ridiculous thing to insinuate.

I hadn’t anticipated what an emotive topic this is for some- it seems to have highlighted a lot of bitterness and resentment so I won’t be commenting again.. some of the replies have been balanced and intelligent so thank you for these.

it seems to have highlighted a lot of bitterness and resentment so I won’t be commenting again..

Mission accomplished, you got the reaction you were aiming for. It’s obvious the post was designed to provoke resentment, not genuine discussion. Stepping back now is probably for the best, for everyone.

IpsyUpsyDaisyDoos · 29/05/2025 15:59

Fetafettish · 29/05/2025 15:26

Dh is retiring early and we will have no concerns about paying for care. My db has none of the issues you mention and I wouldn’t dream of telling you his profession. Suffice to say that some people just do better than others- or haven’t you noticed?

Helping an adult child who is struggling is not “pandering” to them. One can only hope if you have children that they never need any help!

You wouldn't dream of telling the internet someone's profession, but you've got no issue telling everyone that your daughter is about to marry money and your sons partner doesn't earn enough money and what your mum is doing with her will and her money and how much better you are than everyone because you don't equate money with love but can clearly see who deserves it more?

But your brothers type of work, oh no that's too far.

Fetafettish · 29/05/2025 15:57

ConnieOrBonnie · 29/05/2025 15:07

Personally I have more respect for someone who follows their passion and loves what they do, than I have for someone who hates what they do but puts up with it so they can call themselves “rich” as you have done.

Personally I have more respect for someone who is financially independent and able to support themselves, covering their expenses and living needs without relying on others for financial support, unless they can't due to illness or disability, of course. Because if you follow your passion but rely on other people to support you financially, you are nothing but a freeloader.

This is one of the most sensible post on this thread though there are many.

My Dad is/was a lawyer. A corporate lawyer but he did a lot of wills and estates for friends/families/employees etc pro bono. He always says that even families of whom you would never expect it can fall out over money. Not because they are greedy but things can happen: someone can need medical care, one of the kids needs a special school, someone else’s partner can be difficult etc etc. Based on his experience he was always determined to split his assets totally equally between his children.

If OP shared why her brother and son are struggling so much with money, it might be more relatable but from what I'm getting form her posts, apart form being cranky with some posters, this is about selective generosity (a.k.a. playing favourites), bias and double standards.

@Fetafettish you say things like "I don’t equate money with love" yet your plan suggest you believe money is a way to show care and support. You're using a moral high ground (“I’m not materialistic”) while also using family money as a tool to direct your care.

Not sure if this is a martyr complex, plain old virtue signalling or wanting to appear noble or selfless.

You seem blinkered and irresponsible about the potential harm of giving money to someone who's not very good with managing their finances. By giving your brother money you're enabling his dysfunction and possibly setting him up to burn through more and more resources without any accountability.

It’s not even your money you’re trying to control. But what makes it worse is the hypocrisy, you say money doesn’t matter to you, yet you're the one making judgments about who deserves it. You can’t act above it all while trying to control where it goes.

My ds doesn’t struggle presently with money- he still lives at home. The career path he’s chosen isn’t one that pays badly, nor does it pay very well. Of course that’s his choice but why should he not be helped if possible? I’m not going to give your misguided analysis of me any credence.

My brother has no dysfunction he has simply been unlucky. No poor decisions, just luck. And finally, at no point have I claimed my dm’s money is my money- what a ridiculous thing to insinuate.

I hadn’t anticipated what an emotive topic this is for some- it seems to have highlighted a lot of bitterness and resentment so I won’t be commenting again.. some of the replies have been balanced and intelligent so thank you for these.

OP posts:
ConnieOrBonnie · 29/05/2025 15:51

Fetafettish · 29/05/2025 15:26

Dh is retiring early and we will have no concerns about paying for care. My db has none of the issues you mention and I wouldn’t dream of telling you his profession. Suffice to say that some people just do better than others- or haven’t you noticed?

Helping an adult child who is struggling is not “pandering” to them. One can only hope if you have children that they never need any help!

😂😂😂

I’d never put a sibling’s interests above my kids', and I’d never interfere in my parents’ finances, it's presumptuous. You are crossing both those lines.

Anyway, finally, I see what's really going on here now. Hats off OP, you had us going for a while!

I usually pride myself on a top-notch nonsense detector, but I walked right into this one.

Have fun @Fetafettish there's nowt so queer as folk 😉

mathanxiety · 29/05/2025 15:35

I'd advise your mum to split it evenly among you, DB, DD, and DS. Then you can give your share to DS if you wish.

(As an aside, if your DD's fiancé hasn't already broached the subject of a prenup, I'd not be holding my breath until he does. It would be extremely foolish for him to marry and expose himself and his business to the financial risk arising from divorce. Make sure your DD has her own independent legal advice if a prenup is suggested.)

Fetafettish · 29/05/2025 15:26

ConnieOrBonnie · 29/05/2025 14:30

Your poor children.

What happens if you need paid for care when you are older? Do you expect your dd to over that?

Out of interest what is wrong with your db and why does he need pandering to? Won't he feel it patronising if he prevents his niece and nephew from inheriting family money?

What is your db's profession that he earns so little in middle age? Does he have diagnosed mental health problems, a disability or is he long term ill? Or is he neuro divergent? Does he have debts? Gambling problem? Addictions?

A functioning adult without the above difficulties should not be pandered to.

Why if your (future?) grand children end up with significant needs?

Dh is retiring early and we will have no concerns about paying for care. My db has none of the issues you mention and I wouldn’t dream of telling you his profession. Suffice to say that some people just do better than others- or haven’t you noticed?

Helping an adult child who is struggling is not “pandering” to them. One can only hope if you have children that they never need any help!

OP posts:
ParmaVioletTea · 29/05/2025 15:14

It’s not even your money you’re trying to control. But what makes it worse is the hypocrisy, you say money doesn’t matter to you, yet you're the one making judgments about who deserves it. You can’t act above it all while trying to control where it goes.

Got it in one, @ConnieOrBonnie

BangersAndGnash · 29/05/2025 15:11

When you try and control things, OP, there can be unintended consequences.

What if your future SIL is pissed if that you are de-prioritising your Dd in favour of your brother and your Ds because you are expecting him to use his money to support your Dd?

I chose a low paying career that I love, my brother is much wealthier. I would be irritated and upset if family started meddling with the ‘natural order’ which is that parents treat their kids equally.

Leave your Mum to make her own decisions about her legacy, stop making assumptions about your SIL to be and basing decisions on things which are not your business to interfere in or presume on (his parents’ money)

However, you seem hell bent.

Swipe left for the next trending thread