To think that it should be illegal to go abroad without travel insurance

It doesn't and the airline is usually responsible for absorbing the cost for delays, accommodation, meals but other insured passengers insurance might cover these, this is for emergency medical situations, the airline wouldn't pay for any treatment to the uninsured passenger, they can also refuse passengers who they believe are too unwell. I don't know if other passengers or the airline could sue someone privately if they were delayed ,or put in danger because a passenger ignored medical advice not to fly.

Can you explain how if he had insurance it would stop a delay to other people on the flight?

People can decide for themselves but I'll never contribute to go fund me if they get caught out.

One week insurance in USA cost DH over £100 last year which was probably no more than 10% of the cost for flights and room only accommodation.

Why do any of you care if other people are insured? 😂

You usually can get it through a specialist insurer. It costs way more of course, but I’ve been covered for an array of long term (and serious) conditions.
Bloody expensive but i wouldn’t go abroad without it. If you have serious long term conditions then there’s a good chance you’re going to need treatment while you’re there, and then you’re screwed.

I find this hard to believe. We’ve literally been on two holidays in the last few years with very sick family members with complex illnesses (one a wedding) and managed to insure them. Also after some difficulty insured my husband who had taken part in a clinical trial operation which set all the underwriters a flap. Still got insured though.

Nope... As others have said... Not EVERYONE is insurable...

Tried to get a fortnight cover for elderly relative... They refused cover when the premium breached their highest premium bracket... Of £7000 for a WEEK!

You should have been able to dispute that as I assume they were fit to travel when you took out the insurance, or if they dismiss you, take it to the ombudsman.

Please note that many insurance policies now include within dangerous sports activities such as cycling, hiring bikes, segways etc. It isnt just the obvious!

Does the man in question have his own private holidays island to go to with his own private hospital too 😀

I have 1 DC with Mutiple medical needs and we paid over 1k for their insurance due to the severity and we genuinely planned for ages and thought we had covered everything. DC had an injury on said holiday which actually was not related to health conditions at all !
insurance refused to pay because I didn’t declare they had at one point in their lives - years before treatment for mild eczema. When I say mild it was a patch on in his inner elbow that was treated as “ mild “ but after one course of cream cleared up so I doubt it was ever actually eczema in the first place and hadn’t even remembered !
the cost was not too high thankfully but the panic really set in for future holidays that they will find any reason not to pay !

I don’t think it should be illegal to travel without it, I just think that people who choose not to get it should own that decision and stop begging on Go Fund Me etc. I don’t donate, you also can just not donate should you choose.

That's not relevant to insurance tho is it. Insurance wouldn't stop that happening. In any case the poster said that the man in question uses a private plane. Possibly he's the King. I bet the King doesn't bother with travel insurance.

Thing is, insurance is a very skanky industry. My DM tried to make a legitimate claim years and years ago. Insurers wouldn’t pay out - so she never bought travel insurance ever again, just went completely without as she considered it to be a con.

My PILs have also done it. They both had bad health so some insurers wouldn’t insure and others wanted ££££. So they basically said we’re going without insurance, if we die abroad, just leave us there and don’t feel guilty about it.

So it isn’t as clear cut to just say that people without it are irresponsible. They might be, they might not be. Nobody is forcing OP to donate.

You’re being completely unreasonable with this statement. There are many people who take out insurance but find they are not covered. Should we not go just in case something is not covered or we don’t understand a question and are then left without?

the risk they are taking is massive debt or death due to not being covered. You’re not affected by that so why are you so bothered? Sounds a bit self righteous to me.

of course people should be covered but for some people they don’t worry about these things. DH has never purchased insurance. Of course I think he’s an idiot and if we go together then he is covered (I’ve actually secretly covered him every time he’s gone away) but that would affect me directly. A random stranger will not so leave them to it.

If you have the funds then it give to travel without insurance but it’s possible for a price to buy with all kinds of conditions for a price, it’s also possible to buy repatriation insurance if you have a ghic for eligible countries, ideal for those eligible for reciprocal medical care

Ex FIL was very ill with COPD (as in on oxygen at home, had been in hospital for two months, needed ten minutes to sit in the car for a rest after walking fifteen foot from the front door to get in the driver's seat) and they decided to go on holiday to Cyprus, saying they'd just say he had a bad cold if he became ill over there without his oxygen. He had to be resuscitated on the flight back.

ExMIL was furious when the hastily purchased £14 travel insurance for their next holiday wouldn't pay out for cancellation when he died. Complete scam, she said, always looking for loopholes to get out of it. Loopholes like lying on the form, not mentioning that he was terminally ill, not fit to fly and only buying it after he'd almost died on the flight. They'd booked for a three week driving holiday in Florida. As he actually died of heart failure secondary to the COPD when he had just walked in from work before dropping down (he was a bus driver - he'd lied to his employer and said he just had a bit of asthma), I dread to think how much that would have cost had it happened whilst driving over there.

Can't insure against stupid, though.

You can get travel insurance for pre existing conditions, it's not cheap but it does ean you're covered if something crops up or you cannot go on holiday.

In fact you should take out travel insurance as soon as you book, so that if you break your leg the day before, you'll get your money back.

How exactly would insurance speed up the process of getting the plane in the air? He would be treated as an emergency and the finances would come later. Insurance doesn’t stop the problem occurring

What would happen if he became ill on the flight to/from the destination? Delaying other people's holidays/plans/coming home because of his stupidity?
Selfish.

Just don't contribute to the GoFundMe. No one is forcing you to pay for anyone else's lack of foresight. And there is also nothing wrong with them asking. People can either contribute, or not.

As Martin Lewis says.. the day you book your holiday.. buy travel insurance.
I have yearly travel insurance ( with extra medical needs) .. the GHIC card only covers so much in Europe.
I can't understand people not having it.

BIL once phoned us from holiday, niece who was only about 6 at the time had been hospitalised. As it was poor niece who could suffer, we ended up paying it. He’s a complete irresponsible knob in all areas of life. So yes it should be unless you have adequate savings or whatever.

Are people seeking out these Go Fund Me pages as I don't really see them and wouldn't read them anyway, where are they, is it a website you have to go to.

But noone is telling you you have to contribute to those GoFundMe appeals.