My neighbour has "accidentally" set my massive conifer hedge on fire today - lost the garden office, two sheds, lots of bikes, loads of stuff, etc. Obviously the main thing is we are OK.
I have rung my insurance and they have said that I have to pay a £350 excess and they will cover other stuff. A friend has said I should claim on the neighbours insurance as then I won't be liable for an excess and also my insurance won't go up next year - how do I do that? Do I just ask the neighbour for their insurance details?
Have also lost about 30ft length of 9ft high conifer hedge - all the back boundary and half of the side boundary. But there is another 20ft of conifer hedge nearer the house still intact. My insurance have told me to get a quote for stump removal and fence instillation - can I ask for all the length of the hedge including the non damaged hedge to be removed and fenced the full length - it will look stupid having half fence and half hedge?