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Original poster

Grandparents leaving money to grandchildren?

454 replies

Honeysucklelane · 21/05/2025 20:56

I read an article recently about the rise in grandparents leaving their will to their grandchildren instead of their children.

I believe my in-laws may be doing this and I’m not sure how I feel about it. On one hand thrilled for my children, but on the other worried they may come into a ton of money at a young age.

How do other people feel about this?

OP posts:
Hadalifeonce · 21/05/2025 21:05

MiL left her cash and investments shared between her grandchildren. They can't have the money until they are 25, and she stipulated that the mothers had to invest it until that time.

RandomMess · 21/05/2025 21:02

As someone whose parents have done this I’m pissed off tbh. They inherited from their parents and benefitted from relatively cheaper house prices and a gold plated pension meanwhile we’re struggling and won’t be retiring at 53 like my Dad did!

Lmnop22 · 21/05/2025 20:59

They won’t come into a ton of money at a young age if you set up a trust fund which they can’t access until a certain age or with permissions of the trustees etc so might be worth thinking about setting something like that up?

MidnightPatrol · 21/05/2025 20:58

I think it makes more sense to give money to younger people (20s/30s) to help with eg buying houses…

… vs giving it to people in their 60s who probably already have some wealth.

Skips a generation for the tax man too.

How much money are they realistically going to come into? Most young people I know are acutely aware of the financial challenges ahead and I think would genuinely use a windfall to put a hefty deposit on a house.

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