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Winter fuel payments

420 replies

dearydeary · 21/05/2025 07:14

I have just heard on the news that this is being discussed again and they are considering reinstating them.

While I think that people who are on a lower income (pension credit for example) may need additional help I do not think this should be a universal benefit any more.

It appears the government is still looking for votes. What about everyone else in society? Younger people at universities or just starting out? Individuals with disabilities?

Surely we need to be moving to a more means tested approach as the finances need rebalancing?

Where pensioner need help, I am happy to support but many older folk have benefited from good pensions, valuable house price increases and a stable employment market. This is not the situation for many of us any more.

Have I lost the plot?

OP posts:
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BIossomtoes · 22/05/2025 09:35

mydogisthebest · 22/05/2025 09:33

I only get state pension and I get just over £14,000 so you are wrong.

I should have said basic pension. I’d forgotten about SIPPS, etc.

mydogisthebest · 22/05/2025 09:33

BIossomtoes · 21/05/2025 10:30

Pensioners on just the state pension don’t pay tax. The highest state pension is £11,973 a year, the threshold for tax is £12,570.

I only get state pension and I get just over £14,000 so you are wrong.

mydogisthebest · 22/05/2025 09:29

genesis92 · 21/05/2025 15:07

It’s not rubbish, I speak to pension age people all the time about it. My in laws for example, didn’t need a deposit. It was standard to have 100% mortgages all those years ago. Only one of them worked while she brought up children in the early years, extremely average jobs. Had a 4/5 bed house in the South East. That just wouldn’t be possible now

There’s always exceptions to rules and extenuating circumstances but it’s really bloody annoying when you can’t just admit you had it easier. Way easier. Doesn’t mean you didn’t work hard still. There’d be a lot less resentment between the generations if you just conceded a bit.

I don't know anyone who got 100% mortgage - not my parents, not my siblings, my aunts and uncles nor any of my friends.

It was also very rare among my friends and family for the woman not to work at all. My mum worked evenings so she could be at home during the day and my dad looked after us while she worked.

I don't agree that we had it way easier and certainly my parents did not. Life was much harder for them

Allthings · 22/05/2025 09:16

Means testing is all well and good, but it’s very costly to do so. Making people apply is also costly and can be a barrier for some older people. Hence WFA was rolled out to everyone who met the age criteria automatically. It would be interesting to see how much the current arrangements are costing in comparison to automatic eligibility based on age alone. Although I think it would be extremely difficult to capture the social and NHS costs due to inadequate heating being used.

BIossomtoes · 22/05/2025 08:58

Anedina · 22/05/2025 07:25

They were mentioning ways they could do it on BBC and council tax bands were mentioned, I guess that would exclude all the wealthy MILs on here

That’s crazy. Some people are asset rich and income poor. Sheer idiocy.

ByQuaintAzureWasp · 22/05/2025 08:53

Needs means testing

CandidLurker · 22/05/2025 08:32

Storynanny1 · 21/05/2025 09:46

I’m a pensioner and agree it should be means tested. Also the bus passes and free prescriptions should be means tested in my opinion.
However the assumptions you are making are ridiculous, we are not all paying big vet bills, driving huge cars, spending it on holidays, adding it to our investments etc as has been mentioned on this thread. We are “ ordinary” people with a state pension, maybe a small workplace pension ( although not always as women didn’t all work outside of the home in the 70’s 80’s) So an income of about £16000 a year.
Im fortunate to have finished paying off my mortgage just before I retired so not having to find a big chunk for housing costs.
We gave ours to our local children as did many of my pensioner friends who didn’t need to use it for their fuel bills. I’ve since found out you could actually have declined it.
The pensioners who will suffer if it’s means tested are those just above the cut off point - whatever that will be decided at- just like families just above the cut off point for additional benefits.

I wrote to my MP when it was removed to point out that removing it affects many more women than men. Many women have much less valuable pensions than men for a whole host of reasons some to do with the inequality regarding pay that still exists in many workplaces (Birmingham city council fought its equal pay claim for years). I see many peoples finance arrangements. This is anecdotal but in almost every case I see the men have a higher level of pension when adding together state and private pensions than women do.

CandidLurker · 22/05/2025 08:24

BlueyNeedsToFuckOff · 21/05/2025 09:26

Agree with this. There are some real anomalies where someone on Pension Credit could now be better off than someone who (just) doesn’t qualify - that doesn’t seem fair.

Yes and the people who just don’t qualify are those who have paid in maximum years of National Insurance. If you are on pension credit then it’s a gateways to other benefits. So people in receipt of pension credit, who may not have paid in anything like 35 years of contributions will be better off than those who have. Another disincentive to work.

Anedina · 22/05/2025 08:16

Badbadbunny · 22/05/2025 08:01

Great, replace one flawed criteria with another flawed criteria. Council tax bandings bear no relation to the income nor living costs of the occupants. Lots of poor old people rattling around in larger houses they can’t afford. Or do they mean that those in larger homes will get wfa because their heating costs will be higher?

Rishi Sunak did it for some fuel cost payment, those up to band D, I think, got an extra sum of money towards the fuel when it was very high. The thing that comes up most when people are moaning on here is MIL's house price though and old people in big expensive houses so would probably suit many people moaning about it. It was just people on the BBC mentioning things they could do, not what they were doing, nothing will suit everyone though.

BlueyNeedsToFuckOff · 22/05/2025 08:10

Badbadbunny · 22/05/2025 08:01

Great, replace one flawed criteria with another flawed criteria. Council tax bandings bear no relation to the income nor living costs of the occupants. Lots of poor old people rattling around in larger houses they can’t afford. Or do they mean that those in larger homes will get wfa because their heating costs will be higher?

And also some of the council tax bandings, particularly for properties built after 1991 in England (don’t know about Wales) bear no resemblance to the relative cost of the properties now.

Badbadbunny · 22/05/2025 08:01

Anedina · 22/05/2025 07:25

They were mentioning ways they could do it on BBC and council tax bands were mentioned, I guess that would exclude all the wealthy MILs on here

Great, replace one flawed criteria with another flawed criteria. Council tax bandings bear no relation to the income nor living costs of the occupants. Lots of poor old people rattling around in larger houses they can’t afford. Or do they mean that those in larger homes will get wfa because their heating costs will be higher?

Anedina · 22/05/2025 07:25

They were mentioning ways they could do it on BBC and council tax bands were mentioned, I guess that would exclude all the wealthy MILs on here

FizzySweetsAssorted · 22/05/2025 07:22

Only pensioners that currently receive pension credit receive winter fuel allowance

so this is already means tested

Secondly, those who receive full state pension.
This is approx £12k

Could you live on £12k per year ?

dearydeary · 22/05/2025 07:11

I think I would like to see people who need help get it. It is not solely dependent on a person’s age.

OP posts:
Snippit · 21/05/2025 22:05

Me too, it needs to be targeted purely at those who need it. Some pensioners are in the 40% tax bracket with there private and state pension.

Lets see what’s next for their attack on the weakest in society, the sick and disabled. I wrote to my Labour M.P about this, and it’s obvious from his response that he’ll be voting for it. Thanks Toby Perkins, he referred to my situation that I’d be Ok as I have M.S and an indefinite award, that’s not the point. I had an horrendous time applying and constantly battling, it’s exhausting and demoralising. I fear for other poor sods out there that are going to be turned away, and there won’t be enough work coaches to help disabled people into work, it’s a falace, shocking.

GotToWearShades · 21/05/2025 21:54

BIossomtoes · 21/05/2025 20:26

AA doesn’t have to stop if you’re in a care home and self funding. That’ll doubtless blow some minds!

It stopped because her care was palliative and paid for by the NHS

dearydeary · 21/05/2025 20:30

If you are self funding you can continue to claim higher rate AA.

This is different, you are in 24hr care and there is no need to pay for heating.

OP posts:
JenniferBooth · 21/05/2025 20:28

DdraigGoch · 21/05/2025 17:19

The bus pass is genuinely useful. We need to encourage the elderly to give up driving before they do something unsafe.

The most unsafe drivers ive seen are parents on the school run.

BIossomtoes · 21/05/2025 20:26

GotToWearShades · 21/05/2025 20:24

AA isn't about buying in care or carers. My mother was blind and my father looked after her. She qualified for AA and he was her carer until she needed to go into nursing care and then the AA was stopped.

My father lived to such a great age that one of his pension pots was nearly empty. But not because he hadn't managed his money well and he had savings for the care my mother received.

AA doesn’t have to stop if you’re in a care home and self funding. That’ll doubtless blow some minds!

GotToWearShades · 21/05/2025 20:24

DemonsandMosquitoes · 21/05/2025 13:59

They need to look at AA next. Over £400 a month my MIL takes of this non means tested benefit, buys in no care and puts in the bank, yet her and FIL have over £1m worth of assets.

AA isn't about buying in care or carers. My mother was blind and my father looked after her. She qualified for AA and he was her carer until she needed to go into nursing care and then the AA was stopped.

My father lived to such a great age that one of his pension pots was nearly empty. But not because he hadn't managed his money well and he had savings for the care my mother received.

dearydeary · 21/05/2025 20:09

Just seen on the news 9 million pensioners qualified. 1 in 7 people in the UK?

Surely paying it to people on disability and housing, as well as pension credit would be fairer (1.2 million approx)?

OP posts:
JenniferBooth · 21/05/2025 20:05

Flossflower · 21/05/2025 12:19

In our case getting rid of the winter fuel allowance was a fair cop! We did not need it. Yes I think it should be means tested but means testing is very expensive. There will always be mistakes and people lie.
I also think it is time to get rid of the triple lock. Pensions have gone up a lot in recent years and a single lock of keeping pace with inflation would be sufficient. However this is not a vote winner.
I do disagree with getting rid of the bus pass though. It takes a lot of pensioners off the roads. Older people would be less inclined to give up their cars when their driving ability deteriorates. The money bus companies get back from the council for people using bus passes keeps a lot of buses still running.

Quelle surprise MN disagrees with winter fuel allowance but says keep the bus pass. Cos it keeps the pensioners out of the way of the school run parents in the mornings and 3pm

JenniferBooth · 21/05/2025 19:56

OnlyFoolsnMothers · 21/05/2025 11:36

No one was up in arms when child benefit was (incorrectly) means tested. No one cares when predominantly women and children who suffer.

Erm..................expect it is women who will suffer more due to WFA cut Didnt you get the memo that women live longer than men

JenniferBooth · 21/05/2025 19:51

Astrak · 21/05/2025 10:38

Re: "encouraging pensioners out of their cars". I am a widow, living with Myalgic Encephalitus, Type 2 diabetes and living on my little historic barge on a fast flowing tidal river. My neighbours have their own lives and families and, although we chat in passing, I am not particularly close with any of them. My son lives 450 miles away, is married with three teenage children, a rather demanding wife and a full-time job. We keep in touch by messaging each other. I have no intention of going ashore and if I had to give up my 21 Yr old Fiat Panda 1.2cc I would not be able to go shopping, see my old retired horse, get my cat's special food or go to the village library. These are the things that keep me from just giving up and starving myself to death. The bus stop is a mile away. I couldn't walk that far. The bus goes to the nearest town once every hour. There isn't a bus shelter or any seats to sit on whilst waiting.

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JenniferBooth · 21/05/2025 19:46

caringcarer · 21/05/2025 10:18

People on PC didn't work enough to pay NI and get NI stamps. People who worked all their lives often for 40 years, and get a miniscule work pensions so maybe got £12k pa at time WFA was introduced when state pension was £11,013 get nothing but people like your Mum who never worked enough to pay NI get free money handed to them on a plate, for nothing along with WFA, free council tax, and free dentistry too. People like your Mum on PC often end up better off because of these benefits than people who worked all their lives. It's wrong in my opinion.

BULLSHIT My DH paid in and then the company went bust
Married women were conned into paying "half stamp" Stop trying to rewrite history