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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Lend car to husband and walk to work for 2-3 weeks

188 replies

BritAirwaysgirl · 19/05/2025 17:17

Married for 15 years, our children are at uni, both work full-time and always have done. Completely separate finances and always have had. Husband would never share finances, accounts, etc. I pay the mortgage and food/household goods and husband pays the utilities, council tax, etc, which works out about equal. We each have a car individually financed by ourselves. We strictly stick to our individual respective cars. Husband's car is going to be in the garage for 2-3 weeks having major work done. He works 1 hour away so a 2 hour round trip and he uses his car for all his 5-6 appointments each day. I work 2 miles away, approx 40 minute walk each way. Husband is going to hire a car for work as he is contracted and does not get any paid leave. AIBU to not offer him to use my car for 2-3 weeks and I can walk to work each day? Or should he sort his own transport issues out as it is not my problem?

OP posts:
SouthLondonMum22 · 19/05/2025 18:46

Ivesaidenough · 19/05/2025 18:35

I'm annoyed on your behalf at all the comments about your marriage. Not everyone is the same!

Exactly.

If OP doesn't agree with it, that's a different story but if they both agree and are happy then that's all that matters. Marriages are different for different people.

I'd never marry someone who expected finances to be pooled either.

StScholastica · 19/05/2025 18:46

Where did the love go?
You sound like flat mates who don't like each other much.

CelestialGazer · 19/05/2025 18:46

YANBU, but it's a very bizarre arrangement you have, and if you're not comfortable with it then that would be more of an issue for me.

Bustabloodvessel · 19/05/2025 18:46

HotHoney · 19/05/2025 18:42

Honestly don't understand what people call a marrige on here, it's fucking tragic

Exactly that, I’m insured on my DH car & vice versa. My car goes for work he uses mine & drops me to work or I bus it & his goes for work I drop him off or he trains it. I wouldn’t ever expect him to hire a car but I’m not everyone so whatever works…

Brefugee · 19/05/2025 18:45

i also don't get these marriages where people don't share - but anyway...

in this situation I'd let my DH have the car and cycle.

Allthings · 19/05/2025 18:44

Ivesaidenough · 19/05/2025 18:35

I'm annoyed on your behalf at all the comments about your marriage. Not everyone is the same!

Totally agree with you.

Unless there is a massive drip feed, there is nothing wrong with having arrangements like this. We managed perfectly well with separate finances for decades, although we now have a joint account for utilities and pay in proportionally each month based on our incomes.

Moving swiftly back to the car situation I would have been having a discussion to see what was the best way around things and try to find a balance between spending a fortune for a hire car and the inconvenience of not having my own car. If something is going on for a couple of weeks or more, you don’t necessarily need the same solution for the whole period. Consider a combo of hire car for some of the time, lending him your car and being dropped off and walking either both ways or one way.

Gwenhwyfar · 19/05/2025 18:44

McCartneyOnTheHeath · 19/05/2025 17:40

I'd walk to work, although actually I would be doing that anyway if it's only 40 minutes away.

That was my first reaction too as I walk a bit more than 30 minutes now, but then I remembered I often do take public transport on the way home and it does sometimes get a bit much to do it both ways.

Ellmau · 19/05/2025 18:44

If you have everything so separate is he even insured to drive yours? And for business use as well as personal?

Franpie · 19/05/2025 18:43

Well, I love my husband and also quite like walking so he’d be welcome to use my car.

Gwenhwyfar · 19/05/2025 18:43

Edymnplay · 19/05/2025 17:36

I can't imagine being that petty or seperate within a marriage. Unless your days are very long a 40 minute walk at this time of year is no hardship, why wouldn't do it to help out someone you (presumably) love?

I mean I agree in principle with all the people saying no way, because of what's gone before, but what a way to live!

Yes, 40 minutes is my upper limit for walking when there are other options, but I did that twice a day, every day for a few years. Rain isn't a huge problem, you get some waterproof trousers and it's only in a big storm that it's not doable.

oncemoreuntothebeachdearfriends · 19/05/2025 18:43

80 minutes per day could be better spent if DH does not drop off & pick up OP.
Sounds like he's self-employed, so could claim car hire against tax

So many unpleasant comments about @BritAirwaysgirl financial arrangements.

I hope that none of the "that's no way to live we share everything" brigade never get shafted by a nasty DH who takes all the money & runs.
(You've probably guessed what happened to me.)

HotHoney · 19/05/2025 18:42

Honestly don't understand what people call a marrige on here, it's fucking tragic

TwoBlueFish · 19/05/2025 18:41

You’ve said contracted so I’m presuming he’s a self employed contractor. In which case I’d let him hire a car and he can have it as a business expense.

I presume you don’t usually walk to work. Adding 40 minutes each way to your work day sounds fine at first glance but what happens if you want to go somewhere or it’s tipping it down. Is there public transport as an alternative for you? It’s adding wear and tear to your car and quite a lot of miles. If the situation were reversed would he lend you his car?

I’m in a 1 car household so we have to share but it was sometimes quite tough when we went from 2 to 1.

vintagedove · 19/05/2025 18:41

B1indEye · 19/05/2025 18:37

Each to their own but I don't see why each person paying set bills would be exhausting. It doesnt take any more effort to pay out of a personal account than a joint one.

It’s the seperate mindset. Miserable.

He can hire a car, or you can just cycle.

thetrumanshow · 19/05/2025 18:39

B1indEye · 19/05/2025 18:37

Each to their own but I don't see why each person paying set bills would be exhausting. It doesnt take any more effort to pay out of a personal account than a joint one.

it's not the split of bills which is the issue, it's having such separate lives and mindset.

mum11970 · 19/05/2025 18:39

Seems a strange and alien set up to me so would never be in his situation, we would always try and help each other out in all circumstances and our finances are completely mixed. Whether I lent him my car would probably depend on whether he was the one who was always strict about not sharing or not but if you do lend him your car make absolutely sure it has business use on the insurance. If he is commuting to places away from his main office this is not covered on usual domestic and pleasure insurance.

B1indEye · 19/05/2025 18:37

TommyTyson · 19/05/2025 18:29

I was thinking the same. This relationship sounds exhausting.

Each to their own but I don't see why each person paying set bills would be exhausting. It doesnt take any more effort to pay out of a personal account than a joint one.

JamieCannister · 19/05/2025 18:36

BritAirwaysgirl · 19/05/2025 17:17

Married for 15 years, our children are at uni, both work full-time and always have done. Completely separate finances and always have had. Husband would never share finances, accounts, etc. I pay the mortgage and food/household goods and husband pays the utilities, council tax, etc, which works out about equal. We each have a car individually financed by ourselves. We strictly stick to our individual respective cars. Husband's car is going to be in the garage for 2-3 weeks having major work done. He works 1 hour away so a 2 hour round trip and he uses his car for all his 5-6 appointments each day. I work 2 miles away, approx 40 minute walk each way. Husband is going to hire a car for work as he is contracted and does not get any paid leave. AIBU to not offer him to use my car for 2-3 weeks and I can walk to work each day? Or should he sort his own transport issues out as it is not my problem?

Weird one. I will assume that your set-up works for you and that you are both fairly equal in the marriage.

IMHO, you have a car because you want one, and - whilst maybe you don't absolutely need one - 40 mins each way is a long walk to have to do every day for two or three weeks.

In my view, if you are 100% happy to walk every single day for three weeks then great - lend him you car. If you have any doubts then it is simple - you both need a car and he needs to sort out what he's going to do whilst his in is the garage. Presumably hire one.

vintagedove · 19/05/2025 18:35

What a miserable marriage.

Ivesaidenough · 19/05/2025 18:35

I'm annoyed on your behalf at all the comments about your marriage. Not everyone is the same!

ScruffMuffin · 19/05/2025 18:35

I'd be offering. Maybe it would teach him something about sharing! Or maybe not.

Icecreamandcoffee · 19/05/2025 18:33

Have the car garage offered your DH a courtesy car for the works? Our local garage will offer use of a courtesy car (all be it a beaten up banger of some kind) for any works that will take over a week. They were nice enough to offer one of their courtesy bangers for the day when my car needed a repair that only took one day and I had no car for the school run as my husband had taken his car to work (90 minutes drive away, public transport would be nearly 3 hours). I had asked if I could drop car off at 9.30 after doing the school run and they just offered me one for the day when I dropped off so I didn't have to walk everywhere with a baby.

With the way you have organised your finances, I wouldn't be lending my car as I guess fuel/ insurance/ car expenses for your car are your own. I would in your case expect your DH to sort himself out.

WWomble · 19/05/2025 18:33

Has he asked to use your car? Could he use your car but drive you part/all the way to work? Could you share your car? Could he use a work car, given he needs it for work too?

Hellohelga · 19/05/2025 18:30

Your marriage is so transactional. I would let DH use my car, but we share finances.

LT1233 · 19/05/2025 18:30

Why so transactional?