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To think that there is a misunderstanding about social housing.

787 replies

Bitchesbelike · 06/05/2025 21:50

On social media, lots of people assume that people in social / council housing are getting a free house and don’t work.

i grew up in social housing: my dad worked from age 15 to 65.

my brothers have worked since they were 16 and both live in social housing.

its not “free housing”: it’s rented, affordable accommodation.

OP posts:
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13
ArminTamzerian · 13/05/2025 16:25

There are plenty of countries with far better systems.

Bumpitybumper · 13/05/2025 16:24

ArminTamzerian · 13/05/2025 16:14

They are in place in other countries, obviously.

I meant they are not in place in all other countries. Particularly not the comprehensive systems we have in the UK.

ArminTamzerian · 13/05/2025 16:14

Bumpitybumper · 13/05/2025 14:21

@Bushmillsbabe I believe that anyone that uses state services should be grateful. These things aren't in place in other counties and it's very dangerous to not acknowledge that these are good things to have and someone somewhere is funding them.

Without this kind of recognition then we get mad policies like the non dom policies that drive the rich out of the country when we already have scarcity of net contributors. We also have people abusing the system and taking all they can get because they perceive it to be 'free' when it most certainly isn't.

They are in place in other countries, obviously.

Bumpitybumper · 13/05/2025 16:12

crackofdoom · 13/05/2025 16:00

Would you genuinely rather there not be social housing, and more of your precious taxpayers' money goes on paying the inflated rents of private landlords, subsidising their personal mortgages?

You would actually prefer to pay more tax as long as the ungrateful peasants get the kicking they deserve?

Nice.

Where did I write any of this? I think you're projecting what you want me to believe to make me the villain of your piece.

As it goes, I want social housing utilised to best advantage and efficiently. I don't think people should be able to hog under occupied accommodation or stay in subsidised social housing when they can clearly afford to house themselves. Social housing will always be a limited resource so allocating it to one person will directly mean that another person goes without.

Private rentals absolutely do have their place. They can sometimes be a cheaper option for the state when you factor in the true cost of building, maintenance and the opportunity cost of tying so much money in housing that is delivering a poor ROI each year. Often landlords have interest only mortgages so the idea that the state is paying all of these landlord's mortgages off is plain wrong. You only need to look at the exodus of landlords from the private market to see that it's hardly the lucrative investment it once was and many are now actively losing money.

crackofdoom · 13/05/2025 16:00

Bumpitybumper · 13/05/2025 13:39

I would actually suggest it's the complete opposite. So many posters on MN have a massive sense of entitlement and don't give a crap about tax payers. They don't even regard them as people with wants and needs just like them. They couldn't give a toss about the people actually subsidising them. Look on this thread and you will see proof of that. People declaring that they shouldn't be forced to give up their tax payer subsidised housing as this will mean they 'lose out'. When you drill down into it, what they actually lose out on is tax payer funded resources that they now feel they are entitled too. They don't feel like they should pay market value for a property in the same way that all the people actually funding their social housing have to.

I am glad we have a welfare state but sometimes I think that people have lost sight of the fact that the people that are beneficiaries of the system should be grateful to those who are funding them. Without the net contributors then the whole thing falls down. We can't all be subsidised through life.

Would you genuinely rather there not be social housing, and more of your precious taxpayers' money goes on paying the inflated rents of private landlords, subsidising their personal mortgages?

You would actually prefer to pay more tax as long as the ungrateful peasants get the kicking they deserve?

Nice.

Bushmillsbabe · 13/05/2025 15:48

JenniferBooth · 13/05/2025 14:23

Like some did with furlough

Yes, some definitely took to mick, but for many it was only way they could pay their mortgage. The alternative was they would lose their house, and then put even more pressure on already stretched social housing. This was a one time only event, with hindsight definitely things could have been dine differently, hindsight us always 20:20

Bushmillsbabe · 13/05/2025 15:19

JenniferBooth · 13/05/2025 14:03

So what would happen if all the care workers quit tomorrow so they could become high earning net contributors.

But if they could,wouldn't they have done so already?
I get there is some level of social conscience in employment choices - for example, my full time nhs salary is about 55k (I'm not full time due to a disability), I could earn more with less abuse in private practice, but I believe in the value of my job and the greater positive impact in the nhs),

I have huge respect for them and valuable job they do, but I doubt many would struggle on NMW if they could tomorrow just decide to earn 200k

JenniferBooth · 13/05/2025 14:23

Bumpitybumper · 13/05/2025 14:21

@Bushmillsbabe I believe that anyone that uses state services should be grateful. These things aren't in place in other counties and it's very dangerous to not acknowledge that these are good things to have and someone somewhere is funding them.

Without this kind of recognition then we get mad policies like the non dom policies that drive the rich out of the country when we already have scarcity of net contributors. We also have people abusing the system and taking all they can get because they perceive it to be 'free' when it most certainly isn't.

Like some did with furlough

Bumpitybumper · 13/05/2025 14:21

@Bushmillsbabe I believe that anyone that uses state services should be grateful. These things aren't in place in other counties and it's very dangerous to not acknowledge that these are good things to have and someone somewhere is funding them.

Without this kind of recognition then we get mad policies like the non dom policies that drive the rich out of the country when we already have scarcity of net contributors. We also have people abusing the system and taking all they can get because they perceive it to be 'free' when it most certainly isn't.

JenniferBooth · 13/05/2025 14:03

Bushmillsbabe · 13/05/2025 14:00

I don't necessarily think they need to be grateful. Is everyone who uses the nhs, state schools, universal childcare grateful, probably not.
But definitely need to be respectful, and realistic

Also evident on here is lack of insight in who is actually a net contributor. Some people saying 'I work and pay tax and therefore I am subsidising myself', without recognising that they are only subsidising themself if they are a net contributor, which is unlikely unless they are a high earner, without children or significant health needs. DH and I have a combined annual salary of 80k, only benefit we get is the universal child benefit of around £20 per child per week, for 2 children. Both in state primary. I worked out that with schools cost, nhs use and the universal child benefit we are either neutral or slightly net takers. If we with our decent income are net takers, then most people are also. We rely on a relatively small number of very high earners (who probably use private schools and healthcare) to subsidise a lot of our public services.

Edited

So what would happen if all the care workers quit tomorrow so they could become high earning net contributors.

Bushmillsbabe · 13/05/2025 14:00

Bumpitybumper · 13/05/2025 13:39

I would actually suggest it's the complete opposite. So many posters on MN have a massive sense of entitlement and don't give a crap about tax payers. They don't even regard them as people with wants and needs just like them. They couldn't give a toss about the people actually subsidising them. Look on this thread and you will see proof of that. People declaring that they shouldn't be forced to give up their tax payer subsidised housing as this will mean they 'lose out'. When you drill down into it, what they actually lose out on is tax payer funded resources that they now feel they are entitled too. They don't feel like they should pay market value for a property in the same way that all the people actually funding their social housing have to.

I am glad we have a welfare state but sometimes I think that people have lost sight of the fact that the people that are beneficiaries of the system should be grateful to those who are funding them. Without the net contributors then the whole thing falls down. We can't all be subsidised through life.

I don't necessarily think they need to be grateful. Is everyone who uses the nhs, state schools, universal childcare grateful, probably not.
But definitely need to be respectful, and realistic

Also evident on here is lack of insight in who is actually a net contributor. Some people saying 'I work and pay tax and therefore I am subsidising myself', without recognising that they are only subsidising themself if they are a net contributor, which is unlikely unless they are a high earner, without children or significant health needs. DH and I have a combined annual salary of 80k, only benefit we get is the universal child benefit of around £20 per child per week, for 2 children. Both in state primary. I worked out that with schools cost, nhs use and the universal child benefit we are either neutral or slightly net takers. If we with our decent income are net takers, then most people are also. We rely on a relatively small number of very high earners (who probably use private schools and healthcare) to subsidise a lot of our public services.

JenniferBooth · 13/05/2025 13:55

Bumpitybumper · 13/05/2025 13:39

I would actually suggest it's the complete opposite. So many posters on MN have a massive sense of entitlement and don't give a crap about tax payers. They don't even regard them as people with wants and needs just like them. They couldn't give a toss about the people actually subsidising them. Look on this thread and you will see proof of that. People declaring that they shouldn't be forced to give up their tax payer subsidised housing as this will mean they 'lose out'. When you drill down into it, what they actually lose out on is tax payer funded resources that they now feel they are entitled too. They don't feel like they should pay market value for a property in the same way that all the people actually funding their social housing have to.

I am glad we have a welfare state but sometimes I think that people have lost sight of the fact that the people that are beneficiaries of the system should be grateful to those who are funding them. Without the net contributors then the whole thing falls down. We can't all be subsidised through life.

Thanks for this post Its come in handy for elsewhere.

JenniferBooth · 13/05/2025 13:48

User46576 · 12/05/2025 21:38

But you brought it up! be you said you were a taxpayer therefore you paid for social housing that you live in. Now you’re saying you’re on benefits. Fine. but benefits are government funded and people on benefits are not net contributors to taxation (with a few rare exceptions). So if you don’t want to be reminded of it - don’t bring it up.

My mum lived in social housing as did my whole family growing up. There’s nothing wrong with that. But my family were not net contributors then. Just a fact

Ive never thought of or described my parents as an economic unit
Chilling!

Bumpitybumper · 13/05/2025 13:39

YouWillFindMeInTheGarden · 13/05/2025 12:24

It’s to make them feel superior and a bit better than the rest of us

they arent

they are sad….

I would actually suggest it's the complete opposite. So many posters on MN have a massive sense of entitlement and don't give a crap about tax payers. They don't even regard them as people with wants and needs just like them. They couldn't give a toss about the people actually subsidising them. Look on this thread and you will see proof of that. People declaring that they shouldn't be forced to give up their tax payer subsidised housing as this will mean they 'lose out'. When you drill down into it, what they actually lose out on is tax payer funded resources that they now feel they are entitled too. They don't feel like they should pay market value for a property in the same way that all the people actually funding their social housing have to.

I am glad we have a welfare state but sometimes I think that people have lost sight of the fact that the people that are beneficiaries of the system should be grateful to those who are funding them. Without the net contributors then the whole thing falls down. We can't all be subsidised through life.

FedupofArsenalgame · 13/05/2025 12:26

Bushmillsbabe · 13/05/2025 07:44

So what is being suggested is that the rent covers the day to day running costs maintenance etc, including paying the salaries of all those employed by that HA, so that means its not subsidised?

But construction costs should be part of the overall calculations, along with the cost of buying the land, worked out at commercial prices, even if the HA got a discount and didn't actually pay as much as that. With these costs divided over a specific time period, service and maintenance etc added, to come up with how much it costs to provide this accomodation and that compared with the rent received.

Maybe that's why the rent on new builds is much higher to cover the building costs. That would make sense

YouWillFindMeInTheGarden · 13/05/2025 12:24

XenoBitch · 12/05/2025 21:26

Why does it need to be said though?
I am on benefits. Why do I need to be told I am being funded by taxpayers? I pay tax on things I buy. I am a tax payer too.
Why do people like me need to be reminded of this? All the fucking time on MN.
WHy?

It’s to make them feel superior and a bit better than the rest of us

they arent

they are sad….

Bushmillsbabe · 13/05/2025 07:44

crackofdoom · 12/05/2025 22:57

You seem to be conflating rents and construction costs there. XenoBitch clearly referred to rents.

So what is being suggested is that the rent covers the day to day running costs maintenance etc, including paying the salaries of all those employed by that HA, so that means its not subsidised?

But construction costs should be part of the overall calculations, along with the cost of buying the land, worked out at commercial prices, even if the HA got a discount and didn't actually pay as much as that. With these costs divided over a specific time period, service and maintenance etc added, to come up with how much it costs to provide this accomodation and that compared with the rent received.

crackofdoom · 12/05/2025 22:57

User46576 · 12/05/2025 21:53

That’s a myth. Social housing is subsidized by the taxpayer. Look at the latest budget

You seem to be conflating rents and construction costs there. XenoBitch clearly referred to rents.

BIossomtoes · 12/05/2025 21:58

User46576 · 12/05/2025 21:47

I’ve already done this. but ultimately if you can’t accept that social housing is built by grants at all, then I can’t help you. It’s reality

https://commonslibrary.parliament.uk/research-briefings/cbp-8963/

There’s a paper setting out some facts. Why don’t you now post your evidence for your claims that there have never been grants to social housing providers and legally they’re not allowed grants. Oh and refer us to the law you claim that requires them to include building costs in rent.

That link actually refers to borrowing to build. So even your own evidence disagrees with you.

User46576 · 12/05/2025 21:57

XenoBitch · 12/05/2025 21:54

No, you post the figures. Burden of proof is on you.

Already done. Repeatedly. Here’s another government spending announcement with reference to housing budgets.

https://www.gov.uk/government/news/chancellor-chooses-a-budget-to-rebuild-britain

Chancellor chooses a Budget to rebuild Britain

Today, Chancellor of the Exchequer Rachel Reeves delivered a Budget to fix the foundations of our economy.

https://www.gov.uk/government/news/chancellor-chooses-a-budget-to-rebuild-britain

XenoBitch · 12/05/2025 21:54

User46576 · 12/05/2025 21:53

That’s a myth. Social housing is subsidized by the taxpayer. Look at the latest budget

No, you post the figures. Burden of proof is on you.

User46576 · 12/05/2025 21:53

XenoBitch · 12/05/2025 21:44

No. Private rents are very inflated. Social housing rates are what it should be for everyone.

That’s a myth. Social housing is subsidized by the taxpayer. Look at the latest budget

User46576 · 12/05/2025 21:47

BIossomtoes · 12/05/2025 21:34

Tell you what, instead of telling me to look it up, you give me some links to the wealth of information you claim to have.

I’ve already done this. but ultimately if you can’t accept that social housing is built by grants at all, then I can’t help you. It’s reality

https://commonslibrary.parliament.uk/research-briefings/cbp-8963/

There’s a paper setting out some facts. Why don’t you now post your evidence for your claims that there have never been grants to social housing providers and legally they’re not allowed grants. Oh and refer us to the law you claim that requires them to include building costs in rent.

XenoBitch · 12/05/2025 21:44

User46576 · 12/05/2025 21:39

Indeed. But their housing is still being subsidized by the state. Because it’s provided at below cost.

No. Private rents are very inflated. Social housing rates are what it should be for everyone.

XenoBitch · 12/05/2025 21:42

User46576 · 12/05/2025 21:38

But you brought it up! be you said you were a taxpayer therefore you paid for social housing that you live in. Now you’re saying you’re on benefits. Fine. but benefits are government funded and people on benefits are not net contributors to taxation (with a few rare exceptions). So if you don’t want to be reminded of it - don’t bring it up.

My mum lived in social housing as did my whole family growing up. There’s nothing wrong with that. But my family were not net contributors then. Just a fact

No, I said my parents are in social housing.
I am not.