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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that there is a misunderstanding about social housing.

787 replies

Bitchesbelike · 06/05/2025 21:50

On social media, lots of people assume that people in social / council housing are getting a free house and don’t work.

i grew up in social housing: my dad worked from age 15 to 65.

my brothers have worked since they were 16 and both live in social housing.

its not “free housing”: it’s rented, affordable accommodation.

OP posts:
Thread gallery
13
Unexpectedlysinglemum · 07/05/2025 00:28

ALittleBitWooo · 06/05/2025 22:21

My friend lives in a three bedroom council house, her rent is £102 per week. I private rent in the same area and my rent is £900 per month. I don’t have an issue with this, she works and has small children, it’s what those houses were designed for. I do however think it’s wrong that my husband’s mum and dad are allowed to stay in their 4 bed council home that was given to them in the 80s. They should be moved to a one bedroom property and a family should get their council property.

Or they should have to pay higher rent and this extra cash be used by the council to house other vulnerable people who need it

Unexpectedlysinglemum · 07/05/2025 00:27

I think it's unfair that it's a house for life at low rent.
I think (unless people buy their council house) it should be reviewed every three years and if they don't earn as little as they did before then there should be a sliding scale where rent increases to affordable housing rents for that area (which is still subsidized but not as much as social rent) . This would enable councils to house everyone who is needy of affordable housing.

Workisntworking · 07/05/2025 00:23

A colleague of mine on c.£55k p.a. who is a single man aged 30ish 'inherited' the family council house. His dad sadly died a couple of years ago and he, by his own admission, cheekily asked the Council if they'd transfer the tenancy to him - and they said yes! So he's alone in a 3-bed house, big garden. Personally I think that house should have been offered to a family in need on the waiting list.

I'd rather there were more Council houses - better than housing benefit going to private landlords - but priority should go to those in greatest need, whilst they are in need. I dont think a Council home should stay in a family for decades when they no longer need the support.

XenoBitch · 07/05/2025 00:15

VeneziaJ · 07/05/2025 00:12

If you have a mortgage and end up on benefits then you can get the interest paid on your mortgage (not the capital repayment, which is fsir enough) the difference between the two groups is not that one gets help while the other doesn't. In fact they both get help but one of them will end up with an owned asset and the other will not

Yes but it is a loan. And you have to wait 3 months before you can claim it.

VeneziaJ · 07/05/2025 00:12

Marble10 · 06/05/2025 22:57

Many years ago. Now a single working man with no disability/vulnerability doesn’t stand a chance in getting social housing.
My LA has a criteria on income too, I think it’s household income of less than £23,000. Anything over this, you simply can’t apply for social housing.

It is seen as free housing as if you don’t work, your rent will be covered by either UC or housing benefit. If you own a property, your mortgage is not going to be paid if you don’t work. The security in not comparable.

If you have a mortgage and end up on benefits then you can get the interest paid on your mortgage (not the capital repayment, which is fsir enough) the difference between the two groups is not that one gets help while the other doesn't. In fact they both get help but one of them will end up with an owned asset and the other will not

Wacqui · 07/05/2025 00:12

YouWillFindMeInTheGarden · 07/05/2025 00:03

Ohh I see….so private rentals rent can be paid by UC/Housing benefit too? Just like in a HA/council home

i wonder if those in private rented will be told to move to a smaller property if family size decreases? Just like social housing tennants are being told to?

Yes, so I pay (it's anonymous so I'll say!) £100 a week, which is all covered.

A place like this is likely worth £600 - £800 a month around here. It's a gorgeous area and it is mixed in with some very expensive houses.

But for a private rent, they'd be potting themselves a decent few hundred a month out of people's benefit money.

UC only pays what this place is actually worth. So a private landlord is automatically charging more than it's worth. That's pure taxpayers money.

XenoBitch · 07/05/2025 00:06

FedupofArsenalgame · 07/05/2025 00:01

But if the rent was lower then you may be able to pay it all yourself.Say £500 on a council place, private costs £900. Due to income eligible for £400 towards rent on private but zero on council. So it's actually paying for private landlords profit

The fact anyone on UC is paying money to private landlords is mad anyway.
They are doing so because there is not enough SH to go round.

YouWillFindMeInTheGarden · 07/05/2025 00:03

Ohh I see….so private rentals rent can be paid by UC/Housing benefit too? Just like in a HA/council home

i wonder if those in private rented will be told to move to a smaller property if family size decreases? Just like social housing tennants are being told to?

FedupofArsenalgame · 07/05/2025 00:01

XenoBitch · 06/05/2025 23:57

UC covers LHA. If it is less than your private rent then you have to make up the short fall yourself.

But if the rent was lower then you may be able to pay it all yourself.Say £500 on a council place, private costs £900. Due to income eligible for £400 towards rent on private but zero on council. So it's actually paying for private landlords profit

XenoBitch · 06/05/2025 23:57

FedupofArsenalgame · 06/05/2025 23:54

You can also get UC housing element in private rentals Would imagine actually more likely as rents higher

UC covers LHA. If it is less than your private rent then you have to make up the short fall yourself.

FedupofArsenalgame · 06/05/2025 23:57

NcFcSc · 06/05/2025 22:32

How is it not cheap? I have a 3 floor, 4 bed, 2 reception room house for 500pcm.
Its incredibly cheap! Especially for my area (big NW city)

I know of someone who has a 2 bed social housing place l in Romford. It's £297 a week. That's not cheap in my eyes

Wacqui · 06/05/2025 23:56

I have a HA place and don't work, although I know others who have one and do work.

No one would want to swap the circumstances I've experienced in order to be offered this place, I assure you all. Nor the circumstances that prevent me from working. I guarantee working is easier. They don't just hand these places out like sweeties. You have to really be in the shit to qualify, at least in my county.

JenniferBooth · 06/05/2025 23:55

FedupofArsenalgame · 06/05/2025 23:54

You can also get UC housing element in private rentals Would imagine actually more likely as rents higher

Aww dont spoil their fun with facts.

XenoBitch · 06/05/2025 23:55

YouWillFindMeInTheGarden · 06/05/2025 23:52

I struggled to go down from my 5 bed to a 4 bed

you can’t just move, you have to find someone to swap with who is eligible

tgen jump through other hoops too

Yep, I know people who are struggling to swap like for like.

FedupofArsenalgame · 06/05/2025 23:54

ConcernedFriendgbvc56 · 06/05/2025 23:15

But if you get UC housing element and it covers the rent then it literally is a free house isn’t it? You get given money not everyone would and you get a house for money you haven’t earned?

You can also get UC housing element in private rentals Would imagine actually more likely as rents higher

YouWillFindMeInTheGarden · 06/05/2025 23:52

XenoBitch · 06/05/2025 23:05

My parents looked to downsize from their under occupied 3 bed house. No properties available. 1 bed are in huge demand.

I struggled to go down from my 5 bed to a 4 bed

you can’t just move, you have to find someone to swap with who is eligible

tgen jump through other hoops too

Someone2025 · 06/05/2025 23:51

XenoBitch · 06/05/2025 23:49

I saw that thread. OP's sister is not able to work. The fraud was her not declaring a live in partner.

Still benefit fraud of some sort is being committed up and down the country and everyone is aware that it is going on, any post that is benefits related on MN has commenters admitting they personally know people who are doing it,

FedupofArsenalgame · 06/05/2025 23:50

NebulousWhistler · 06/05/2025 23:08

To give you an anecdote, I own a 2 bed flat in a Victorian terraced house. The upstairs flat is also a two bed, it’s council owned. I bought mine from the council when they sold it at auction a few years back. It’s located in a nice part of the world; houses on the street usually sell for around £1.8-£2.2m.
Anyway I’ve gotten to know the tenants upstairs from when I did the renovations. She and her husband have 3 children and as part of another conversation, she mentioned to me that their rent is fully covered by housing benefit. Her flat on the open market would probably rent for £3k per month.
My tenants, in a similar sized flat downstairs but with garden, pay £3,200 per month.

That doesn't say how much the rent was though. Just that those particular tenants get housing benefits . Different people in the same property might now

JenniferBooth · 06/05/2025 23:50

fiveIsNewOne · 06/05/2025 22:56

The lifetime tenancies concept is weird. While it is great for the person living there, it means that one home is blocked for ages, even if the tenant would be able to live on their own and someone else could benefit form the leg up of lower rent and temporary stability.

Lifelong tenancies are increasing the discrepancy between those lucky to get this opportunity and those who didn't.

BULLSHIT.

The Elephant and Castle neighbourhood is being physically, socially and ethnically transformed. This started with the demolition of the Heygate estate, a classic for stigmatised perceptions of council housing and the people who live in it. As the local 35% Campaign has meticulously documented, a succession of promises to Heygate residents were broken to arrive at a situation where 1,214 council homes were demolished, to be replaced with 2,704 new homes, of which only 82 (3%) are for social rent. The HA partner was London and Quadrant. To be eligible for the cheapest one-bedroom home built by them on the Heygate site, people needed a minimum household income of £57,500. The average household income in that part of Southwark is £24,324

Do the fucking maths. 1,214 council homes replaced with 82 social homes

XenoBitch · 06/05/2025 23:49

Someone2025 · 06/05/2025 23:48

you would know that no one chooses not to work and as an easy life.

Don't be ridiculous, everyone knows there are plenty of people like that around, there was even a post on here yesterday about a woman admitting that her sister was committing benefit fraud…..everyone is aware this goes on

I saw that thread. OP's sister is not able to work. The fraud was her not declaring a live in partner.

Someone2025 · 06/05/2025 23:48

XenoBitch · 06/05/2025 23:44

What do you think should happen to the "people who can work but choose not to"?
Do you think they should be kicked out onto the street?

If you have any idea of how the benefit system works, you would know that no one chooses not to work and as an easy life.

Edited

you would know that no one chooses not to work and as an easy life.

Don't be ridiculous, everyone knows there are plenty of people like that around, there was even a post on here yesterday about a woman admitting that her sister was committing benefit fraud…..everyone is aware this goes on

SnoreyCat · 06/05/2025 23:47

crackofdoom · 06/05/2025 23:23

Not by very much any more, sadly. But any subsidies they do get are earmarked for building new houses, not put towards lowering rents.

Quite, but that means rental income does not have to cover the cost of new houses which the business needs in order to develop. Therefore, rental prices are effectively subsidised by the government/ other grants or income streams.

I am very pro social housing. I grew up in social housing. However, it’s not true to say that social housing rents are equal to the cost of provision - because that’s the whole
point of it.

FedupofArsenalgame · 06/05/2025 23:45

Octavia64 · 06/05/2025 22:10

It’s a lot cheaper than private rental.

just saying.

Because private rentals are for profit whereas social housing shouldn't be

XenoBitch · 06/05/2025 23:44

Someone2025 · 06/05/2025 23:42

I think they are given a bad name as all the people who can work but choose not to work are housed in them giving hard working people like your family a bad name

Apparently in the 70s in the UK around a third of the population was living in social housing, so a lot of people these days probably had some grand parents / parents / relatives living in them at some point for one reason or another

What do you think should happen to the "people who can work but choose not to"?
Do you think they should be kicked out onto the street?

If you have any idea of how the benefit system works, you would know that no one chooses not to work and as an easy life.

JenniferBooth · 06/05/2025 23:44

Starseeking · 06/05/2025 22:37

Although it’s not free, social housing is very heavily subsidised. Rents of £100-200 per week are common for 1-3 bedroom places in central London, compared to the local market which in some cases could be £500-800 per week.

In addition to that, lots of social housing tenants have their rents paid by housing benefit directly to their landlord, so the tenant isn’t technically having to find the money themselves. That may be where some of the misconception of “free” originates.

Speaking of subsidised.
Across the river in Nine Elms, Janine Streuli is one of many NHG shared ownership tenants in a block called Viridian Apartments. But far from delivering Kenrick’s utopian vision of good quality housing for everybody, regardless of wealth, Streuli and her neighbours have ended up paying for the concierge and garden landscaping of the wealthy residents of the adjacent luxury block. They’re facilities that she and the fellow affordable housing residents haven’t been given access to; their block has a separate “poor door” and their entrance to the communal gardens are sealed shut
The charge was only announced five years after Streuli moved in, when the affordable housing residents got a bill for thousands of pounds. While their initial leases made clear they wouldn’t have to pay these fees, NHG’s own lease with the building’s management company — which actually runs the development and its facilities — said the opposite. When the discrepancy was eventually identified the tenants were asked to take on the cost. They were now going to be paying to maintain the luxury gardens and concierge that they weren’t even allowed to use. Now she and most of the other residents spend upwards of £6,000 or £7,000 a year in service fees, almost 500% the rate promised when she moved in. While subsidising the facilities of their neighbours, many of their own flats and corridors have dealt with flooding, penetrating damp and mould — problems that have never been adequately fixed. Eventually the residents cobbled together enough money to take NHG to a property tribunal, and next month their fate will be decided by a judge

https://www.the-londoner.co.uk/notting-hill-genesis-london-biggest-landlord/?ref=the-londoner-newsletter

How a charity founded to solve the housing crisis became one of London’s worst landlords

What went wrong at Notting Hill Genesis?

https://www.the-londoner.co.uk/notting-hill-genesis-london-biggest-landlord/?ref=the-londoner-newsletter