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Share your dilemmas and get honest opinions from other Mumsnetters.

To think that there is a misunderstanding about social housing.

787 replies

Bitchesbelike · 06/05/2025 21:50

On social media, lots of people assume that people in social / council housing are getting a free house and don’t work.

i grew up in social housing: my dad worked from age 15 to 65.

my brothers have worked since they were 16 and both live in social housing.

its not “free housing”: it’s rented, affordable accommodation.

OP posts:
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13
x2boys · 07/05/2025 10:09

ALittleBitWooo · 06/05/2025 22:21

My friend lives in a three bedroom council house, her rent is £102 per week. I private rent in the same area and my rent is £900 per month. I don’t have an issue with this, she works and has small children, it’s what those houses were designed for. I do however think it’s wrong that my husband’s mum and dad are allowed to stay in their 4 bed council home that was given to them in the 80s. They should be moved to a one bedroom property and a family should get their council property.

Your assuming there are more suitable properties they can move too.
That's not always the case .

FedupofArsenalgame · 07/05/2025 10:09

Digdongdoo · 07/05/2025 09:15

70/80%ish of social housing tenants receive housing benefits. So for a significant portion, it will be essentially free housing.

They'd also get benefits in private rentals then

ArminTamzerian · 07/05/2025 10:06

Tax payers live in social housing too.

Wherewillitend25 · 07/05/2025 09:58

crackofdoom · 07/05/2025 08:31

Clue's in the name there really, isn't it? HAs are getting funding to build new houses, not to subsidise rent.

Eh? You think it’s not subsidised, even though the actually building of social housing is partly paid for with tax payers money? What is that if it’s not a subsidy?
And of course tax payers pay part or sometimes all of the rent for SOME people in social housing. As we should, because a secure, safe home should be available to all.
Personally, I’d like to see Angela Rayner confirm exactly how many of these 1.5m new homes that are apparently going to be built are going to be social houses? She’s said nothing so far, (well, in one interview she said “a vast swathe” but that could mean anything)
Waiting lists are huge, families are living in temporary, totally unsuitable accommodation, it’s dire for many.

PluckyCheeks · 07/05/2025 09:44

crackofdoom · 07/05/2025 08:46

And the fact that low income people didn't cause the property boom in London, largely didn't profit from it and yet are the ones who are suffering most from its effects doesn't offend your "strong sense of justice"?

No it doesn’t because at least 50% of them are “no income” rather than low income (or working on the black market) and only arrived a few years ago.

crackofdoom · 07/05/2025 09:40

Bushmillsbabe · 07/05/2025 09:32

As i understand it, the idea is that any profit from social housing once costs of building it are paid off, should then be used to fund building more social housing. It should be a self sufficient process rather than requiring continual government investment.

HAs do do this, but margins are extremely tight right now, and they wouldn't be able to afford to build much without further funding.

But building social housing is a worthwhile investment of public funds, and should- if built in sufficient quantities- bring the benefits bill down as less people claim housing element for inflated private rentals.

neighbourparking · 07/05/2025 09:37

Blondiebeachbabe · 07/05/2025 08:41

Come on though, cheap or not, they aren't nice places to live. I did 5 years as a volunteer police officer, and every single shift we were at the council estates for something or other. It was absolute carnage. Most people didn't work, never cleaned their homes, often drunk by noon, shouting, fighting, honestly it was horrendous. I felt very sorry for the few (and it was only a few), decent people who were there having to live amongst that shit show.

Not to be a show off but my home is beautiful ! Lifetime tenancy and succession rights . Nice area outstanding schools and I keep my home clean and tidy as do my neighbours we are very proud of our homes and gardens

crackofdoom · 07/05/2025 09:35

Bushmillsbabe · 07/05/2025 09:28

Maybe discounted is a better word than subsidised then?

Nope, not discounted either....

It might help you to look at social/ affordable rents as closer to what rent should cost, and private rents as grossly inflated.

sashh · 07/05/2025 09:33

Toetouchingtitties · 06/05/2025 22:08

I absolutely think social housing should exist and focused on those that need the help the most. However to say it’s not subsidised is incorrect. A lot of housing associations rely on other income streams to be able to afford to offer social housing at a reduced rate vs the local rental market. So while it isn’t ‘free’ housing, the true cost isn’t always fully covered by the renter.

My rent is 'market rate'.

When I first moved in it was only slightly more than the rent I had paid as a private tenant, but the annual increases have made it much more expensive than private.

My private rental was carpeted and had a built in oven, when I moved I got concrete floors and a space for a cooker.

Bushmillsbabe · 07/05/2025 09:32

FedupofArsenalgame · 07/05/2025 09:04

Ok so they are paying £. 150 a week rent on a house that the building costs have been paid off decades ago. What costs are not being covered. Bear in mine very few repairs are done?

I have a mortgage free flat. If someone paid me £150 a week to live there ( they paying the bills and council tax also) what " costs" of mine are they not covering

Edited

As i understand it, the idea is that any profit from social housing once costs of building it are paid off, should then be used to fund building more social housing. It should be a self sufficient process rather than requiring continual government investment.

Bushmillsbabe · 07/05/2025 09:28

crackofdoom · 06/05/2025 23:12

My understanding of the word "subsidised" is that it's when the price of goods, property or service is partly paid for by someone else. Which isn't what happens with social housing. Nobody is giving the HAs money to keep their rents down.

The case is more that private rents have been artificially inflated for the sake of profit.

Edited

Maybe discounted is a better word than subsidised then?

crackofdoom · 07/05/2025 09:21

hairbearbunches · 07/05/2025 09:11

My DSis is in social housing, specifically disabled social housing (her child is disabled). She's had new windows paid for, a new kitchen, an extension put in, and all manner of other smaller bits and bobs, all paid. She now wants to buy it.
Partner works full time in a decent job but 'keeps all his own money', whatever the fuck that means.

What the state pays for and towards needs massive reform.

Oh no, I bet you wish you had a disabled child too, then you might get all the goodies she does 🙄

Digdongdoo · 07/05/2025 09:15

70/80%ish of social housing tenants receive housing benefits. So for a significant portion, it will be essentially free housing.

hairbearbunches · 07/05/2025 09:11

My DSis is in social housing, specifically disabled social housing (her child is disabled). She's had new windows paid for, a new kitchen, an extension put in, and all manner of other smaller bits and bobs, all paid. She now wants to buy it.
Partner works full time in a decent job but 'keeps all his own money', whatever the fuck that means.

What the state pays for and towards needs massive reform.

Redruby2020 · 07/05/2025 09:09

starrynight009 · 07/05/2025 07:36

I've been in social housing for 6 years after I found myself unexpectedly a single parent. It's a tiny 2 bed mid-terrace but my rent is £1001 a month!! And we're no-where near London but it's a new build which are always more expensive.

I will soon to be leaving this house...which some may say is mad....to move in with my partner (also a single dad of now grown-up children). With our combined wages we can afford to buy a home. I have had people say to me, you're mad for giving up a lifetime tenancy, but I personally think if people find themselves in a position where they financially don't need to be in social housing anymore, then it should be freed up for someone who does need it.

For me being in social housing and getting UC to top up my wages was always a temporary situation. I am very grateful for the system being there when I needed it. Obviously other people use the system in a very different way but that's between them and the council/ government. We're all in different circumstances so I don't judge.

Edited

That’s great you have been able to do that.

But unless your situation had stayed the same, and you decided to find a way to increase your salary.
Then your situation was only temporary, because you now have a partner, so your circumstances have been able to change.
For some of us that will probably never happen. I will have to rely on UC probably even if I moved miles away.

FedupofArsenalgame · 07/05/2025 09:04

User46576 · 07/05/2025 08:45

They’re not paying above cost.

Ok so they are paying £. 150 a week rent on a house that the building costs have been paid off decades ago. What costs are not being covered. Bear in mine very few repairs are done?

I have a mortgage free flat. If someone paid me £150 a week to live there ( they paying the bills and council tax also) what " costs" of mine are they not covering

crackofdoom · 07/05/2025 08:56

User46576 · 07/05/2025 08:43

Even if that were true, the fact the taxpayer is funding the building of the housing is a subsidy.

It is true, I can assure you. And social housing owned by the state or not-for-profit entities is a common good, and represents far better value to the taxpayer than subsidising buy to let landlords.

Built in large enough quantities, it represents the best way we have for stabilising property values, short of a highly damaging crash.

Youagain2025 · 07/05/2025 08:55

YouWillFindMeInTheGarden · 06/05/2025 22:13

How much cheaper?

Depends on the area . The old builds in my area are 550 ish a month that's for a 3 bed. In private for this area its at least 2000. Mine is called affordable rent and is 1000 a month but its a large new build.

crackofdoom · 07/05/2025 08:50

MayMadness2025 · 07/05/2025 08:45

They are subsidised as in paying much cheaper rents than in the private sector. A massive advantage. Tenancies are also much more secure. A win really for people who get them.

That's not what "subsidised" means, as already pointed out upthread. The only thing being subsidised is the mortgages of private landlords whose tenants have to claim housing costs from the state.

It's not that social rented housing is cheap, it's that private rented housing is expensive, and I think it's really important to normalise this perspective.

ALittleBitWooo · 07/05/2025 08:48

MayMadness2025 · 07/05/2025 07:36

That's a massive difference in rent.

Rattling around in social housing too big for current needs is a problem. Families need affordable homes and yet some people rattle around in a home too big with a subsidised rent (social housing rents are below market rents). It does need reviewing since there is a housing crisis.

It does need reviewing, the best outcome would be affordable housing for everyone. I do feel though that life long tenancy agreements are wrong for social housing. My parent in laws have been offered a one bedroom but have refused to move.. They see there council house as there house when it’s not, they we’re given it 40 years ago because they had a young family. The rule should probably change to, yours until your children leave education and people would either have to downsize to whatever they are offered or private rent. It’s disgusting when you think of the amount of homeless families and children living in hotels or damp temporary accommodation on a housing list for years, yet you’ve got a four bedroom house being wasted on two 75 year olds who should have had to move out years ago.

MostlyHappyMummy · 07/05/2025 08:47

The issue is that private rents are too high

Augustus40 · 07/05/2025 08:47

It depends on people's frame of reference. Many will operate within a very narrow circle of friends and acquaintances and will read and believe the tabloids.

If people are well rounded then they will know how the world turns.

crackofdoom · 07/05/2025 08:46

PluckyCheeks · 07/05/2025 02:59

*you’re

Yes I am. I have a strong sense of justice.

And the fact that low income people didn't cause the property boom in London, largely didn't profit from it and yet are the ones who are suffering most from its effects doesn't offend your "strong sense of justice"?

User46576 · 07/05/2025 08:45

FedupofArsenalgame · 07/05/2025 08:28

But as I pointed out the tenants in social housing are paying above the costs to the council so not subsidized.

And smaller SH properties are not necessarily cheaper either ( my OH worked in high up position in a SH company)

They’re not paying above cost.

MayMadness2025 · 07/05/2025 08:45

FedupofArsenalgame · 07/05/2025 08:28

But as I pointed out the tenants in social housing are paying above the costs to the council so not subsidized.

And smaller SH properties are not necessarily cheaper either ( my OH worked in high up position in a SH company)

They are subsidised as in paying much cheaper rents than in the private sector. A massive advantage. Tenancies are also much more secure. A win really for people who get them.