Council houses owning brand new cars?

Why should I scrimp and save to pay a mortgage and build savings when I could just spend all my money and then get a council house?
A mortgage is an investment that offers opportunities that will never be available to social housing tenants,
You can retire abroad using your home to finance a villa, as a rental or buying.

Lots of people don't want to live in council properties. It varies around the country but in some towns the council housing is old fashioned, cramped, and not very desirable.

If some people with money want to live there, that's up to them. They probably value the family connections and sense of community.

DH is 75 and disabled. We do really need a bungalow But im not sitting here moaning that other tenants are taking up bungalows. Because its not their bloody fault That would be ridiculous

Where are you getting the idea from that people are spending all their money to get a council house. The Daily Mail or GB News
Im childfree by choice. So i dont get the benefits that parents get. Yet i have to put up with parents parking in our car park thats IN not NEAR as some other gaslighting MNer repeated back to me on another thread! Its the HAs private car park yet they are always parking in it and residents cant get or struggle to get out. After seeing the attitudes on this thread i now wonder if they are doing it on purpose. So parents are doing something DIRECTLY that affects me Can you give me an example of how SH tenants are DIRECTLY affecting you?

I agree it was my choice to get a mortgage. That’s exactly my point! What if no one made the choice to strive to get a mortgage? Then there’d be an even bigger shortage of council properties. My point was: what’s the incentive? Why should I scrimp and save to pay a mortgage and build savings when I could just spend all my money and then get a council house?
It’s the same argument being used to justify lifetime tenancies ie if council residents are means tested it’s disincentive to earn more.

Im going to share this thread EVERY time some eco warrior starts on about charging points for electric cars. This thread is a real gift Cheers @TheCluelessMum

And that is the fault of the SH tenents?

Again it was your choice to get a mortgage.

And like i said earlier these attitudes show that there is no need for HAs to fit charging points for electric cars so they will be relieved.

BRING ON THE BLACK SMOKING POLLUTING GAS GUZZLERS

I agree but I can see already the comments of ‘ooh but then there’s no incentive to increase your income’.
One could argue, why bother trying to get a mortgage if you can live cheaply in a council house? Obviously if people did this the system would collapse!
Can those posters in favour of lifetime tenancies really not understand how galling it is for those of us struggling to pay private rent or high mortgage rates (due to interest rate increases) to see some people in council properties with new cars etc when we’re struggling to make ends meet? The people I feel most sorry for are those who don’t qualify for social housing or are stuck for years on a waiting list struggling in private rentals.

Are you sure they're even council houses?

Lots of new build estates have what is known as DOMV (discounted open market value) homes for sale which is a scheme ran by the local council (and if often required for the builder to provide before being granted permission to build) that there is a certain percentage of the homes built to be sold at a discounted rate (either 20% or 30% below open market value) to people who meet the criteria for the scheme.

It's a scheme ran by the council, but the homes aren't council houses. I know-because I got my home through that scheme and it's mine-not the council's.

I'm not saying this is necessarily relevant-it's just I see a ton of people on here (in previous threads on the subject) mixing it up with council housing-when the houses are mortgaged and owned by the people living in them-the same as all the other homes.

This might not be the case here- but I do wonder if it is. Also, not everyone who lives in council houses are on benefits.

You "thought" instead of taking the trouble to find out doesnt fly in the digital age, when all it would have taken was to take your finger out from where you normally keep it and press a few buttons!

They do when they can show off on social media about it, Not much SM mileage in offereing a room to a single mum and kid from the UK though

I had assumed LHA was linked to rent for social housing but it's not.

LHA is set at the 30th percentile.

So if social housing rent is higher than that of half the properties in the local area, and higher than LHA, how is it subsidised?

There is no subsidy.

And? Guess what... You also get to spend your money how you like!

So there would be no incentive for anyone to earn more.
People who want to buy property tend to make that their aim and will work upwards to be able to do so.

A lot of people just want a safe and secure place to live in, and if they get a social housing property will see no real need to increase their income (under your rules). Why would they if they get evicted?

I guess you would then make it a thing that anyone in social housing is forced onto courses to make them be able to earn more... so you can evict them.

You see a lot of house share rents where bills are included in the rent.

Well the question raised was ‘should someone who can afford to rent privately or get a mortgage be required to give up their subsidised property to a family in need?’

You could revoke their tenancy due to income and being above a threshold (tbc)? Then they can.m make their own arrangements with their plentiful income…? Obvs would require a lot of planning to devise a scheme… And then give to someone in need..

But only ‘their budget’ due to the council subsidy…

Those who private rent, are bills included or not?

According to Shelter,

What is social housing?
By social housing we mean social rent homes. These homes have rents linked to local incomes and provide a truly affordable, secure housing option for people across the country. We don’t mean affordable rent, shared ownership, or any other so-called ‘affordable’ tenure.
It's genuinely affordable
Social rent homes have rents set by a formula tied to local incomes. Historically, social rents have been around 50% of the market rate. This rent formula is controlled by central government and increases are limited by government policy.
It's secure
Tenancies are generally more secure than those in the private rented sector, meaning a social rent home is a permanent home.
It's stable
It enables people to put down roots and thrive within a community.

england.shelter.org.uk/support_us/campaigns/social_housing/what_is_social_housing#:~:text=Social%20rent%20homes%20have%20rents,50%25%20of%20the%20market%20rate.

The rent is not vastly reduced. The rent is what is should be. Some posters in social housing on here have said their rent is actually more than private in some areas.
I used to rent a 1 bed city centre flat (private) and I was paying £200 less pm than someone in a 1 bed council flat in the same area.

Why not? It’s immoral in my book to take a freebie from public funds (like vastly reduced rent) they you don’t need. Perhaps you just have different ‘morals’ that suit your needs. I think we need to look after those that need it most. Just saying that ‘I’m allowed to stay, no one is making me leave’ doesn’t mean it’s morally right.

No it isn't.