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Share your dilemmas and get honest opinions from other Mumsnetters.

Council houses owning brand new cars?

736 replies

TheCluelessMum · 06/05/2025 20:52

I’m writing this post with the hopes of being educated, not slandered

however I completely appreciate I may be just completely shot down for asking this.

i live on a new build estate, 12 houses at the start of the estate are council houses. I don’t know this because I’m a snob, I know this because it’s clearly marked on plans when you buy those houses.

i see so much stuff online about how the UK benefits system is failing people, the higher rise of food banks. It’s absolutely abhorrent people are in this situation.

however, when entering my estate today I noticed that each and every single council house had a car newer that a 20 plate. Mercedes, Audi’s, BMW’s even range rovers.. there was not a single house out of the 12 which had an older than 20 plate car.

I am now confused as to why this is the case? Everyone I know (including those receiving benefits) continually speaks about how hard the cost of living is.

so could someone please answer how/why those in what we would presume lower income families, are able to afford such lavish cars.

OP posts:
vodkaredbullgirl · 06/05/2025 21:29

Think some people on here are taking the piss.

I live in Ha and have been here a long time, single parent. Although my adult dds still live here.

CurlySueAndBillToo · 06/05/2025 21:29

Also I live in a council house and the damp and mould is so bad we’re having to sleep in the living room. The only mould free room. I got a dehumidifier, I cleaned the mould, I painted with mould resistant paint and open the windows every day but after having a housing stock survey from an independent company it doesn’t matter what I do since the roof is failing, the guttering has collapsed in several places, the fascia’s and soffits are literally crumbling too and there are cracks around the window fittings.Its the coldest house up until the height of summer when it’s then so hot it’s unbearable.I am grateful for a home, for some of us though it isn’t a bowl of cherries.

Springhassprungxx · 06/05/2025 21:29

Portakalkedi · 06/05/2025 21:04

Surely the point of council houses should be that they're for people who NEED subsidised housing, and when their circumstances improve they should have to go and pay market rent or get a mortgage. I have never understood how people get longterm tenancies without the situation being reviewed at intervals.

I thought this too

Kirbert2 · 06/05/2025 21:28

Profhilodisaster · 06/05/2025 21:19

The council in our area don't own any houses these days , they're all owned by housing associations.
There are also many many reasons for getting a HA property, one of my family has a child born with additional needs and was helped by the hospital to get one .

This is why I have one too (and a Motability car) except my son wasn't born with additional needs, he became disabled due to a complication from an illness.

I'd much rather have my previous rented property and my son never go through what he went through.

Theunamedcat · 06/05/2025 21:27

User79853257976 · 06/05/2025 21:06

Can’t the ‘affordable’ homes on the plans be shared ownership?

YES plus new homes from the housing association are not always cheaper my housing association rents out new builds for around a thousand a month the "old houses" are closer to 600 a month the people in the new builds want out not just because they are crap but because they are expensive

PluckyCheeks · 06/05/2025 21:26

ArminTamzerian · 06/05/2025 21:24

Which guys are you talking about?

The majority of my neighbours. I know more about their lifestyles than I really want to. It steals my peace.

vodkaredbullgirl · 06/05/2025 21:26

Great username OP, well fitting 😆

PluckyCheeks · 06/05/2025 21:25

LadyKenya · 06/05/2025 21:23

I see, it is surprising that you have only just heard of PIP, you must be new to MN, and never watch the news, or read the papers.

As in, I found out you can get it for “anxiety and depression” which I’ve had for 25 years and has limited my life in lots of ways. I also have 2 physical diagnoses coming up so hoping I will get it. I assumed it was means tested. I have no means other than my property which I still owe 6 figures on.

Couldnotthinkofausername · 06/05/2025 21:25

XenoBitch · 06/05/2025 21:06

Council housing is not subsidised.

If a family is at risk of losing their home if they get a better job, then there is no incentive to do better.
People do better in life generally when they have a secure home.

We need more social housing.

Exactly 👍

ArminTamzerian · 06/05/2025 21:24

PluckyCheeks · 06/05/2025 21:23

Having spare cash to lease a car without worries about other bills is far more of a sign of unearned privilege. The privileged at least had their families work for it. These guys did…nothing. They just receive.

Which guys are you talking about?

WearyAuldWumman · 06/05/2025 21:24

My dad owned his own flat. The council bought it via compulsory purchase. Dad was given a derisory amount of money - not enough for him to be able to buy a new home.

We finished up in a council house. My parents paid their own rent and rates/council tax all their days.

Jabberwok · 06/05/2025 21:24

I love that some people are so bigoted. People who live in council houses owning cars...whatever next.

Some history. Council houses were built in great numbers between and after the war to house people previously living in slum (privately rented) accommodation. Huge tracks of inner city slums were clearer and later in the 60s/70s replaced by tower blocks and concrete. The earlier housing was built on the edge of towns and cities, often away from areas of employment!! Either were not great in hindsight.

However, people lived in them and built communities. In the 1980s, to encourage home ownership and the boost to the economy that brings the Tory government introduced right to buy, so that people in council houses could buy below market value. The money raised was supposed to be spent on more council houses. But councils had other more pressing things to spend the money on, so they didn't build. Hence the shortage of council houses today. And the requirement to be in need to get one.

However, I know lots of people who live in what is now called social housing. Some truly are struggling financially. Some are middling and I know of at least 2 millionaires who live in them because they value the security of secured tenancy and also the fact these are their family homes.

With new cars, the mobility scheme provides the opportunity to give up a benefit in return for a new car which is insured and serviced as part of the scheme.

So there you have it mansplained to an inch of its life for those of you who do not wish to mingle with the great unwashed of the working class

Plmnki · 06/05/2025 21:23

Sorry for clarity - replying to this person, who seems tremendously pleased with their situation -

mind you, my tv is only 55 inches so I must be unworthy, honestly, some people!

“YourElatedLimeShark · Today 20:58

I live in a council house. And I work so hard on my own business. My kids have brand new iPhones. I have a gorgeous 67 plate fancy car and have another vehicle too. We eat amazing food. Eat out often. Have nice clothes. Designer sunglasses. I vape. I don’t drink. I go the gym and have a PT. My kids go to multiple clubs almost every day of the week. I have a 65 inch TV on my wall”

Notashamed13 · 06/05/2025 21:23

Icouldntclimbthelamppost · 06/05/2025 21:21

Or even a job...

Know what? I was actually going to add "or just a good old fashioned job" - absolutely!

PluckyCheeks · 06/05/2025 21:23

Thewholeplaceglitters · 06/05/2025 21:15

It’s cheaper to lease a car instead of buying one outright. Of course longer term it’s absolutely not, but if you haven’t got money up front to buy something it is. Being able to buy a car outright then keep it until it’s ancient (including paying out for repairs etc) is actually a sign of privilege. It’s why very wealthy people often have quite ancient cars.

Having spare cash to lease a car without worries about other bills is far more of a sign of unearned privilege. The privileged at least had their families work for it. These guys did…nothing. They just receive.

LadyKenya · 06/05/2025 21:23

PluckyCheeks · 06/05/2025 21:20

I actually do and only found out about PIP and motability, so I will be cracking on!

I see, it is surprising that you have only just heard of PIP, you must be new to MN, and never watch the news, or read the papers.

Deanthebean · 06/05/2025 21:22

Ahhhh,
Don't act like "you don't know how people own nice cars in council houses"
What you really mean is...
All people in council houses do not work and are on benefits cheating the system.
Stop playing dumb trying to start a war...

Bryonyberries · 06/05/2025 21:22

Council houses weren’t for poor people. They were for average working families and designed to build communities because then, as now, expensive and insecure housing meant transient communities who didn’t care about their environment the way a settled community does.

Council housing isn’t cheap it just isn’t massively inflated the way private rentals and mortgages are now. It is affordable to average working class people. I’m in a council house and can afford my rent outright on my low wage but I’d be needing housing benefit for the same type of house if I privately rented. This would be taking money from those paying tax to give to landlords or banks. All I’d gain is a roof over my head as I have now but right now it’s not costing anyone else anything as I don’t need help.

New cars - most people can get credit, I doubt many brand new ones are paid for outright!

We need far more council housing as ‘affordable’ housing isn’t actually affordable for someone on my wage.

mumofoneAlonebutokay · 06/05/2025 21:21

TheCluelessMum · 06/05/2025 21:07

Why am I a snob for asking to be educated on something I’m not sure on?

don’t shame people for wanting to learn about things they don’t understand

'Wanting to learn', you're just trying to whip up hatred against people in affordable housing having nice cars.

You're not the only account to do this, it seems to be constant on mumsnet lately

Not everyone renting from the council is destitute

Icouldntclimbthelamppost · 06/05/2025 21:21

Notashamed13 · 06/05/2025 21:08

You can tell all the council houses down or road because they all had new roofing done a year ago......#I'm not jealous lol.....I wish I could get a council house!..... council are the landlords but ironically enough our mortgage is cheaper than council rent....... nice cars could be anything from only fans, loans, credit, parents or disability.......

Or even a job...

PluckyCheeks · 06/05/2025 21:20

LadyKenya · 06/05/2025 21:19

You have to have a severe enough disability though, so if you do, by all means crack on🙄.

I actually do and only found out about PIP and motability, so I will be cracking on!

ArminTamzerian · 06/05/2025 21:20

Potsofpetals · 06/05/2025 21:04

I promise they’re all on the never ever. To be fair though, if they are range rovers etc, they most certainly aren’t Motability as they aren’t on the scheme.

They're not. People in council houses can have good jobs.

People are giving all kinds of reasons other than the most obvious...they have newish cars because they can afford them.

Plmnki · 06/05/2025 21:19

If you didn’t have a council house, them someone who is really desperate could have it. You don’t sound like you need handouts with your vales and your fancy car and your PT. You should be paying market rent like anyone else say a doctor or police officer surely?

Profhilodisaster · 06/05/2025 21:19

The council in our area don't own any houses these days , they're all owned by housing associations.
There are also many many reasons for getting a HA property, one of my family has a child born with additional needs and was helped by the hospital to get one .

BIossomtoes · 06/05/2025 21:19

Portakalkedi · 06/05/2025 21:04

Surely the point of council houses should be that they're for people who NEED subsidised housing, and when their circumstances improve they should have to go and pay market rent or get a mortgage. I have never understood how people get longterm tenancies without the situation being reviewed at intervals.

Council housing isn’t subsidised.