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Council houses owning brand new cars?

736 replies

TheCluelessMum · 06/05/2025 20:52

I’m writing this post with the hopes of being educated, not slandered

however I completely appreciate I may be just completely shot down for asking this.

i live on a new build estate, 12 houses at the start of the estate are council houses. I don’t know this because I’m a snob, I know this because it’s clearly marked on plans when you buy those houses.

i see so much stuff online about how the UK benefits system is failing people, the higher rise of food banks. It’s absolutely abhorrent people are in this situation.

however, when entering my estate today I noticed that each and every single council house had a car newer that a 20 plate. Mercedes, Audi’s, BMW’s even range rovers.. there was not a single house out of the 12 which had an older than 20 plate car.

I am now confused as to why this is the case? Everyone I know (including those receiving benefits) continually speaks about how hard the cost of living is.

so could someone please answer how/why those in what we would presume lower income families, are able to afford such lavish cars.

OP posts:
Icouldntclimbthelamppost · 06/05/2025 21:40

@Bryonyberries Good explanation but its not that councils spent the money on other things, they weren't allowed to spend the revenue on replacement housing. It was part of the concerted move to bring market forces and privatisation into the public sector, and look how well that's gone.

housemaus · 06/05/2025 21:40

OP, if you didn't actually know: council houses are owned by the local council itself (and rent is generally a bit cheaper), housing associations are separate organisations with their own properties where the rents tend to be affordable but not as cheap as council rents. A lot of social housing now is HA rather than council - lots of council housing got sold off to HAs in the late 80s/early 90s (theoretically to improve social housing stock), and lots of council houses got sold via Right to Buy. HAs have different funding sources and aren't quite as restrained by budget as councils tend to be.

XenoBitch · 06/05/2025 21:40

HamieandHave · 06/05/2025 21:38

Where are the people on benefits getting cash to buy brand new flash cars?

Either cars on the Motability scheme (which means they are disabled... lets not get jealous of that, yes?), or the cars are hire purchase/lease.

Hwi · 06/05/2025 21:39

Danikm151 · 06/05/2025 20:54

Council houses aren’t just for those on benefits. They’re a secure tenancy in return for rent paid. Those on lower income will get housing benefits towards rent but there are those that pay rent outright.
I work full time and rent a housing association house.

This - some of the best houses in London are council. Peabody in Covent Garden, Datchet House in Euston, and lots of really old brick Georgian houses in Bolsover Street. They also just built a new development, private+council where Middlesex Hospital was, close to Nassau Street, WC1

tinytemper66 · 06/05/2025 21:39

It has got fuck all to do with you.

HamieandHave · 06/05/2025 21:38

PluckyCheeks · 06/05/2025 21:02

Story of my life. We are surrounded by people with 24 plates yet we are the only homeowners (ex LA) and are about to buy a 10 yr old car as that’s all we can just about afford.

People on benefits seem to not be able to plan for the future and cannot delay gratification, hence they use their spare case to lease a flashy car. There’s also a cultural element, where we live, at least.

Edited

Where are the people on benefits getting cash to buy brand new flash cars?

XenoBitch · 06/05/2025 21:37

Keirawr · 06/05/2025 21:35

And then you get all those nonsense about how hard it is benefits are to get. Yeah, right.

Getting the higher rate of PIP to be eligible for a car is not easy to get.
Maybe you should give it a go, and report back here.

JenniferBooth · 06/05/2025 21:37

Portakalkedi · 06/05/2025 21:04

Surely the point of council houses should be that they're for people who NEED subsidised housing, and when their circumstances improve they should have to go and pay market rent or get a mortgage. I have never understood how people get longterm tenancies without the situation being reviewed at intervals.

Speaking of subsidised.

Across the river in Nine Elms, Janine Streuli is one of many NHG shared ownership tenants in a block called Viridian Apartments. But far from delivering Kenrick’s utopian vision of good quality housing for everybody, regardless of wealth, Streuli and her neighbours have ended up paying for the concierge and garden landscaping of the wealthy residents of the adjacent luxury block. They’re facilities that she and the fellow affordable housing residents haven’t been given access to; their block has a separate “poor door” and their entrance to the communal gardens are sealed shut.
The charge was only announced five years after Streuli moved in, when the affordable housing residents got a bill for thousands of pounds. While their initial leases made clear they wouldn’t have to pay these fees, NHG’s own lease with the building’s management company — which actually runs the development and its facilities — said the opposite. When the discrepancy was eventually identified the tenants were asked to take on the cost. They were now going to be paying to maintain the luxury gardens and concierge that they weren’t even allowed to use. Now she and most of the other residents spend upwards of £6,000 or £7,000 a year in service fees, almost 500% the rate promised when she moved in. While subsidising the facilities of their neighbours, many of their own flats and corridors have dealt with flooding, penetrating damp and mould — problems that have never been adequately fixed. Eventually the residents cobbled together enough money to take NHG to a property tribunal, and next month their fate will be decided by a judge

https://www.the-londoner.co.uk/notting-hill-genesis-london-biggest-landlord/?ref=the-londoner-newsletter

How a charity founded to solve the housing crisis became one of London’s worst landlords

What went wrong at Notting Hill Genesis?

https://www.the-londoner.co.uk/notting-hill-genesis-london-biggest-landlord/?ref=the-londoner-newsletter

TheHateIsNotGood · 06/05/2025 21:37

Don't get drawn in folks - this is clearly a wind-up post - the username gives the hint.

vodkaredbullgirl · 06/05/2025 21:36

I know a couple who's kids have flown the nest and still live in theirs.

XenoBitch · 06/05/2025 21:36

Macaroni46 · 06/05/2025 21:33

Why is this allowed? Surely if they’re now earning well they no longer need a council house and should move on, so that a family who really needs it can have it!

No incentive to try and earn more if you are at risk of losing your home.

MrsTigerface · 06/05/2025 21:36

Well, God forbid that the lower orders should have a better car than you…

YouWillFindMeInTheGarden · 06/05/2025 21:35

Social housing is not just for ‘families’ …

YouWillFindMeInTheGarden · 06/05/2025 21:35

Macaroni46 · 06/05/2025 21:33

Why is this allowed? Surely if they’re now earning well they no longer need a council house and should move on, so that a family who really needs it can have it!

No not at all

how odd!

Keirawr · 06/05/2025 21:35

DorothyStorm · 06/05/2025 21:31

Ive an in-house lawyer relative who gets a mobility car due to her disability. With a corporate lawyer spouse… And a professional colleague who also has a mobility car (BMW).

And then you get all those nonsense about how hard it is benefits are to get. Yeah, right.

vodkaredbullgirl · 06/05/2025 21:34

My garden is big enough to have goats, instead I've got dogs 😂

Macaroni46 · 06/05/2025 21:33

Genandthecats · 06/05/2025 20:58

Council houses are not exclusively for people on benefits. Sometimes people end up getting council houses due to being served section 21 when privately renting or someone who was once on a low income has been promoted and earns well but cannot or doesn't want to get a mortgage

Why is this allowed? Surely if they’re now earning well they no longer need a council house and should move on, so that a family who really needs it can have it!

Flamingopingo · 06/05/2025 21:31

Paying outright for a second hand car might be a cost they can't afford. It's a chunk of money and not everybody has the means to save. Getting a new car with weekly/monthly payments may better suit their budget. Also you're less likely to have the big maintenance costs of an older car.

LolaLouise · 06/05/2025 21:31

Portakalkedi · 06/05/2025 21:04

Surely the point of council houses should be that they're for people who NEED subsidised housing, and when their circumstances improve they should have to go and pay market rent or get a mortgage. I have never understood how people get longterm tenancies without the situation being reviewed at intervals.

Its not subsidised, subsidised implies part of the rent comes for tax. Its lower rent, yes, but no one else is topping up the payments.

I live in a council house, i was on the list for over 5 years, in that tim i had to find the upfront money for 4 private rentals as landlords wanted the house back for personal reasons, sold the house, and one passed away the family wanted to house back. 4 times i had to uproot my kids, myself, move further from schools, from work, from friends, from shops etc. I owned with my husband but the marriage broke down, we had to go private renting whilst on a list. When i got my council house, and the secured life time tenacy, i swore i wouldnt never voluntarily leave it. Now i earn over average income, pay full rent and council tax, still a single parent with no asistance from their dad, i cant afford a new car granted, but im not leaving my council house into the hands of private landlords ever again.

Theunamedcat · 06/05/2025 21:31

PluckyCheeks · 06/05/2025 21:25

As in, I found out you can get it for “anxiety and depression” which I’ve had for 25 years and has limited my life in lots of ways. I also have 2 physical diagnoses coming up so hoping I will get it. I assumed it was means tested. I have no means other than my property which I still owe 6 figures on.

"Anxiety and depression" eh

Unlikely you get it "just" for that you also need evidence loys and lots of evidence not just your word and your mate bob down the road backing you up honestly take a good long look at the rates pip are taken to tribunal and take all the way up the system only to be granted it last minute it's not easy to get people in genuine need often get rejected and the reason it costs so much? They deny genuine claims and then spend a fortune trying to stop genuine people claiming

It's a farce

DorothyStorm · 06/05/2025 21:31

Keirawr · 06/05/2025 20:59

More than half new leased cars are on notability scheme. For people claiming disability benefits. Paid for by other people.

10 million people of working age are not working or not working enough and claiming benefits.

Who said claiming benefits is hard. Literally millions are doing and new cars are being handed out on benefits, the likes of which people in work could bill afford.

That’s why the systems is broken and losing so much support.

Ive an in-house lawyer relative who gets a mobility car due to her disability. With a corporate lawyer spouse… And a professional colleague who also has a mobility car (BMW).

XenoBitch · 06/05/2025 21:30

Springhassprungxx · 06/05/2025 21:29

I thought this too

Because if people are at risk of losing their home for doing better in life, then there is no incentive to do better. Housing is a vital need, and no one wants to risk losing it, even if that means they stay on a lower income.

PlanningTowns · 06/05/2025 21:30

I wish people would educate themselves, I also wish developers would stop labelling them incorrectly.

as part of new developments the developer will normally have to provide a number of affordable homes. These can be (amongst others) social rent, affordable rent, shared ownership and discounted market sales (like first homes). Some will be managed by councils, others by housing associations and for discounted market sales they aren’t managed at all but controlled through agreements. These homes should be tenure neutral so that you can’t tell the difference between them and market homes (although the car parking is generally a give away).

dont assume that these houses aren’t owned with a mortgage by those living in them.

CalleOcho · 06/05/2025 21:29

TheCluelessMum · 06/05/2025 21:14

i thought they meant the same thing? Housing association was official name and council house was slang term? I don’t know. Sorry I didn’t know

You do realise that you could get all this information straight off Google?

Are you genuinely for real?

WorthyOtter · 06/05/2025 21:29

Anyone can get a council house. I had one a few years ago in a new build, we had money just weren't interested in buying a house (I have now). We were surprised when we got it because we didn't have kids at the time and didn't seem a priority but it was a bit out the way and there wasn't much interest in it. If I was renting, I'd rather go council in all honesty it's alot more reliable, your house won't be sold and they're pretty good at repairs