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Council houses owning brand new cars?

736 replies

TheCluelessMum · 06/05/2025 20:52

I’m writing this post with the hopes of being educated, not slandered

however I completely appreciate I may be just completely shot down for asking this.

i live on a new build estate, 12 houses at the start of the estate are council houses. I don’t know this because I’m a snob, I know this because it’s clearly marked on plans when you buy those houses.

i see so much stuff online about how the UK benefits system is failing people, the higher rise of food banks. It’s absolutely abhorrent people are in this situation.

however, when entering my estate today I noticed that each and every single council house had a car newer that a 20 plate. Mercedes, Audi’s, BMW’s even range rovers.. there was not a single house out of the 12 which had an older than 20 plate car.

I am now confused as to why this is the case? Everyone I know (including those receiving benefits) continually speaks about how hard the cost of living is.

so could someone please answer how/why those in what we would presume lower income families, are able to afford such lavish cars.

OP posts:
ThisOpenMauveLurker · 06/05/2025 22:18

Kirbert2 · 06/05/2025 22:16

Or their children.

I had a healthy child for 8 years, I worked, I didn't need any benefits.

Everything changed overnight.

1,645 children aged 14 and under in the UK are diagnosed with cancer each year. If your child is lucky enough to survive, it leaves its scars and life will never be the same again.

No one thinks it will be their child until it suddenly is.

Edited

I am so sorry.

finallyskinny · 06/05/2025 22:18

Beeloux · 06/05/2025 22:13

I wasn’t aiming my post at you. Of course you're entitled to your home, especially if your dc cant live independently.
It’s more the couples who pretend to be single parents and fiddle the system in order to get a council house. I know of one immigrant family in a council house who also have a huge home in their home country!

we where very lucky to get re homed in the country side (semi detached over looking feilds) our house was brought from an old man, the council bought 8 houses in the village. no one wants to live out here because there's nothing here not even a local shop! we feel safe here and having only 6 houses on the street the security we have from nosy neighbours means we settled in with no worries. I know of people gwtting 3 bed houses and it's just a couple no children as their children where taken away years ago and they never told the housing. I think In these situations they shouldn't be living I the affordable houses with more bedrooms than needed.

Bestfadeplans · 06/05/2025 22:17

The majority of people are eligible for council housing. You don't have to be skint.

LadyKenya · 06/05/2025 22:17

Keirawr · 06/05/2025 21:57

So handed out then.

No. Wrong. Try again.

Blongie · 06/05/2025 22:17

ThisOpenMauveLurker · 06/05/2025 22:14

Oh do troll off, mate.

Care to expand? Hit a nerve?

a large fraction of those I’ve encountered in the NHS are rude, entitled and pretty bad at their jobs.

Kirbert2 · 06/05/2025 22:16

ThisOpenMauveLurker · 06/05/2025 22:08

Some MNers (and hairy handed visitors) would still think the disabled were being spoiled if the State paid for them to sleep standing up every night at the Workhouse (happened in the Victorian era).

Disability could happen to any of you tomorrow.

Or their children.

I had a healthy child for 8 years, I worked, I didn't need any benefits.

Everything changed overnight.

1,645 children aged 14 and under in the UK are diagnosed with cancer each year. If your child is lucky enough to survive, it leaves its scars and life will never be the same again.

No one thinks it will be their child until it suddenly is.

Macaroni46 · 06/05/2025 22:16

WildflowerConstellations · 06/05/2025 22:09

Bad idea. What incentive would anyone have to improve their financial situation if doing so would mean loss of security of tenure and getting kicked out on the street into the housing crisis where they'd quite possibly end up losing more in rent than the extra they're now earning, or having to move so far away they can't keep their job, and potentially face homelessness the whim of a private landlord?

No more of a disincentive than those of us scraping together a meagre living working long hours to pay off a mortgage. Paying tax. Oh and driving around an old banger.

TheCluelessMum · 06/05/2025 22:16

Sorry if people think I’ve caused offence or tried to “wind people up”

im going to request this post is removed. There is too much hate, all I did was ask a question on something I wasn’t sure on.

recommendation - don’t ask questions on mumsnet to try and learn

OP posts:
User46576 · 06/05/2025 22:15

XenoBitch · 06/05/2025 21:06

Council housing is not subsidised.

If a family is at risk of losing their home if they get a better job, then there is no incentive to do better.
People do better in life generally when they have a secure home.

We need more social housing.

Council housing is subsidized. Building and maintenance of social housing is subsidized at below market rates by public funds. Given that so many people who are living in them don’t need public subsidies, u get why people are angry

ThisOpenMauveLurker · 06/05/2025 22:14

Blongie · 06/05/2025 22:12

I don’t understand why if someone works for the NHS (a choice they made and get compensated for, it’s not a charity) it gives them a ring of protection to ever say anything whatsoever they may disagree with?

the NHS is the biggest employer in the country- are we really not past the ‘NHS Heroes’ trope?

Oh do troll off, mate.

HamieandHave · 06/05/2025 22:13

Keirawr · 06/05/2025 20:59

More than half new leased cars are on notability scheme. For people claiming disability benefits. Paid for by other people.

10 million people of working age are not working or not working enough and claiming benefits.

Who said claiming benefits is hard. Literally millions are doing and new cars are being handed out on benefits, the likes of which people in work could bill afford.

That’s why the systems is broken and losing so much support.

Have you got a source for that lease figure?

Beeloux · 06/05/2025 22:13

finallyskinny · 06/05/2025 22:06

if I didn't have a car my children wouldn't be able to get to school as we live in the middle of nowhere and I wouldn't be able to get to work! I would never be able to afford rent on a 3 bed property in our area and no landlords take 6 months payments up front without a guarantor. plus how ling would it be before a landlord sold up? I saved half the down payment for my car and the rest is finance. I will never move out of my house as eldest DC will never be able to live alone, if people think I'm entitled then that's on them. after what me and my children have been through we deserve happiest and to feel secure.

I wasn’t aiming my post at you. Of course you're entitled to your home, especially if your dc cant live independently.
It’s more the couples who pretend to be single parents and fiddle the system in order to get a council house. I know of one immigrant family in a council house who also have a huge home in their home country!

Blongie · 06/05/2025 22:12

HamieandHave · 06/05/2025 22:10

Just as well you don’t need to then.

Sweetheart, you know nothing about my situation :)

Blongie · 06/05/2025 22:12

ThisOpenMauveLurker · 06/05/2025 22:10

It may explain to you why working incredibly hard doesn’t always translate into the ability to save a deposit and get a mortgage as a single person.

Do try using your brain and imagination instead of punching down for sick enjoyment.

I don’t understand why if someone works for the NHS (a choice they made and get compensated for, it’s not a charity) it gives them a ring of protection to ever say anything whatsoever they may disagree with?

the NHS is the biggest employer in the country- are we really not past the ‘NHS Heroes’ trope?

WildflowerConstellations · 06/05/2025 22:11

YouWillFindMeInTheGarden · 06/05/2025 22:10

Means tested every 3 years😂.

how would that work then?

Cost a bit in Council resources too, wouldn't it!

HamieandHave · 06/05/2025 22:10

Blongie · 06/05/2025 22:07

One in ten children in this country claims DLA. I fail to see how all those claims are genuine.

Just as well you don’t need to then.

ThisOpenMauveLurker · 06/05/2025 22:10

Blongie · 06/05/2025 22:07

You don’t get PIP so it’s a bit irrelevant to my point?

also unclear why it’s important the ‘NHS nurse’ part- the NHS is the biggest employer in the UK. Could they not supply you an ill health package perhaps?

It may explain to you why working incredibly hard doesn’t always translate into the ability to save a deposit and get a mortgage as a single person.

Do try using your brain and imagination instead of punching down for sick enjoyment.

YouWillFindMeInTheGarden · 06/05/2025 22:10

Means tested every 3 years😂.

how would that work then?

HamieandHave · 06/05/2025 22:10

PluckyCheeks · 06/05/2025 21:58

Well, assuming they’re on benefits, spare cash may come from:

  • Universal Credit
  • Not having to pay rent or mortgage
  • No council tax
  • Healthy Start payments for food (around £25 per child per month)
  • Regular supermarket vouchers from your council. Tend to be every school holiday and about £90 a time.
  • Cost of Living Payments (£300 a go)
  • Household Support funding (into the £100s)
  • Child benefit (around £200 per month for 2 kids)
  • Not having to pay service charges for your block of flats
  • Cheap entry to places like London Zoo (£6 per adult instead of £30+) and council gym activities like Soft Play which costs us £13 each time but is only a couple of quid if you’re on benefits.
  • Vastly reduced gym membership at council gyms. Around £12 per month at my local one instead of nearly £100 if not on bennies.
  • Food bank access. Saves a lot of money!
  • PIP if you manage to claim it (£749 pm)
  • Free school meals and other help with children attending school.
  • 30 free hours at nursery instead of 15, even if you’re not working but in receipt of UC.
  • DLA and Carers allowance if you can prove one or more of your kids has ADHD, ASD, etc.
  • Reduced utility bills for Thames Water, Broadband, mobile and electricity (just provide proof of UC).
  • Winter fuel payments if temp dips below a certain amount for a certain time (don’t need to be old).
  • New kitchen and bathroom installed every number of years.
  • not having to pay out for roof repairs or any sort of other home maintenance repairs.

I’m sure I’m forgetting some!

But anyway, getting the full raft of benefits often leaves you better off month to month than a non benefit family where one parent works and the other is a SAHP, or even where both parents work but are on low-ish income. I’ve been on both sides of the fence and had more disposable cash on benefits.

Edited

Hahaha that’s a great list but none of the amounts are giving people cash to buy brand new cars. Think harder.

WildflowerConstellations · 06/05/2025 22:09

Macaroni46 · 06/05/2025 22:04

I know what the rules are regarding council house tenancy. I’m disagreeing with them.
Life time tenancies means the availability of council housing stock and movement off the waiting list into a vacant property is severely limited. In my opinion, council house tenancies should be means tested and evaluated every 3 years.

Bad idea. What incentive would anyone have to improve their financial situation if doing so would mean loss of security of tenure and getting kicked out on the street into the housing crisis where they'd quite possibly end up losing more in rent than the extra they're now earning, or having to move so far away they can't keep their job, and potentially face homelessness the whim of a private landlord?

Blongie · 06/05/2025 22:09

PluckyCheeks · 06/05/2025 22:05

My experience too.

I feel like most MNs live in detached homes with no council properties near them.
They move in circles where they never mix with benefit claimants.
They like to think of themselves as Lady Bountifuls giving their hard earned taxes to the suffering plebs.

The thought that these people might be leading any kind of high life is just unimaginable to them so they stick their fingers in their ears and cover their eyes and shout “oh here we go again!”

All I say to them is, come and live on a council estate (particularly in London) for a couple of months and get back to me.

This in spades. The champagne socialists love to be perma-offended but never the ones to actually want to move to these areas eh?

WhatdoIkno · 06/05/2025 22:08

InfoSecInTheCity · 06/05/2025 21:41

Came on to say this. I don’t like debt, so I buy cars outright with my savings, but if my only choice was to pay monthly then I may as well lease a nice car rather than buy an old car with a loan.

And it’s generally cheaper as there are no 0% deals on 2nd hand cars.

IwasDueANameChange · 06/05/2025 22:08

These days it is easier to get prioritised for council housing if someone in the household has a disability. Especially newbuilds as modern housing requirements include wider hallways and doorways and bigger downstairs loos as standard.

The same group of people also may be more like to qualify for mobility component of DLA and use that to lease a motability car. Often the monthly cost of a more expensive brand is not much less than a cheaper brand to lease from new. With leasing you essentially finance the vehicle depreciation. A more extensive brand car can hold value better making them cheaper to lease.

ThisOpenMauveLurker · 06/05/2025 22:08

Some MNers (and hairy handed visitors) would still think the disabled were being spoiled if the State paid for them to sleep standing up every night at the Workhouse (happened in the Victorian era).

Disability could happen to any of you tomorrow.

Blongie · 06/05/2025 22:07

HamieandHave · 06/05/2025 22:06

Laughing at the idea that having several disabled children is doing well.

One in ten children in this country claims DLA. I fail to see how all those claims are genuine.