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Council houses owning brand new cars?

736 replies

TheCluelessMum · 06/05/2025 20:52

I’m writing this post with the hopes of being educated, not slandered

however I completely appreciate I may be just completely shot down for asking this.

i live on a new build estate, 12 houses at the start of the estate are council houses. I don’t know this because I’m a snob, I know this because it’s clearly marked on plans when you buy those houses.

i see so much stuff online about how the UK benefits system is failing people, the higher rise of food banks. It’s absolutely abhorrent people are in this situation.

however, when entering my estate today I noticed that each and every single council house had a car newer that a 20 plate. Mercedes, Audi’s, BMW’s even range rovers.. there was not a single house out of the 12 which had an older than 20 plate car.

I am now confused as to why this is the case? Everyone I know (including those receiving benefits) continually speaks about how hard the cost of living is.

so could someone please answer how/why those in what we would presume lower income families, are able to afford such lavish cars.

OP posts:
XenoBitch · 06/05/2025 22:42

JorgyPorgy · 06/05/2025 22:32

So why not pay for a private rental and just have an old car?

What private rent? Renting private is shit right now. 30+ viewings for each property. It took my DP months after his section21 ended to find somewhere.
You are also at the mercy of a landlord who can put the rent up, 3 monthly inspections where they write a report about your own sofa cushions not being plumped up.

HamieandHave · 06/05/2025 22:39

JenniferBooth · 06/05/2025 22:34

New kitchen and bathroom installed every number of years

With free electrocution in the case of Dhs friend

God that’s awful.

my Dad had his kitchen and bathroom done by the council in the early 90s, so ‘every number of years’ is more than 30 for him and no upcoming plans as far as he is aware.

PluckyCheeks · 06/05/2025 22:38

Willyoujustbequiet · 06/05/2025 22:21

What a sweeping ignorant statement.

There are nurses, teachers etc..on universal credit.

Yes I know.

Being a nurse or a teacher doesn’t save you from choosing a feckless father for your children. Nor does it guarantee you will be financially responsible.

Melancholyflower · 06/05/2025 22:38

Keirawr · 06/05/2025 20:59

More than half new leased cars are on notability scheme. For people claiming disability benefits. Paid for by other people.

10 million people of working age are not working or not working enough and claiming benefits.

Who said claiming benefits is hard. Literally millions are doing and new cars are being handed out on benefits, the likes of which people in work could bill afford.

That’s why the systems is broken and losing so much support.

My son has received disability benefits since he was a very young child and will for the rest of his life. I would much rather he had been able to go to university and have a fulfilling, well-paying career, rather than require 24 hour support for his whole life. Nice to know that some people, like you, resent people like him being supported by our society.

WildflowerConstellations · 06/05/2025 22:34

User46576 · 06/05/2025 22:33

People are annoyed at subsidizing rent for people who are better off than they are. That’s fair enough I think

Define better off. Define subsidising rent.

JenniferBooth · 06/05/2025 22:34

New kitchen and bathroom installed every number of years

With free electrocution in the case of Dhs friend

PluckyCheeks · 06/05/2025 22:33

HamieandHave · 06/05/2025 22:10

Hahaha that’s a great list but none of the amounts are giving people cash to buy brand new cars. Think harder.

Oh yes. Thanks for reminding me. The motability scheme that allows you to lease a car with benefit money.

I got some advice on PIP from my CAB office recently and they said if I was anxious to travel on public transport that can help claim PIP and help on being approved for motability - we will see!

User46576 · 06/05/2025 22:33

WildflowerConstellations · 06/05/2025 22:28

It's almost as if Council Tenants are required to live a life of indentured servitude. Peasants!

People are annoyed at subsidizing rent for people who are better off than they are. That’s fair enough I think

JorgyPorgy · 06/05/2025 22:32

VeterinaryCareAssistant · 06/05/2025 21:02

My partner and I live in a council house. It's £550 a month and we both work full time and pay tax.

Council houses are much cheaper than private rents so people can save for new cars etc.

So why not pay for a private rental and just have an old car?

JenniferBooth · 06/05/2025 22:32

ThisOpenMauveLurker · 06/05/2025 22:24

Certain people just despise The Poor, yet depend on their low paid labour for everything.

Includiing bringing them their shit during the lockdowns

WildflowerConstellations · 06/05/2025 22:28

It's almost as if Council Tenants are required to live a life of indentured servitude. Peasants!

HamieandHave · 06/05/2025 22:28

@XenoBitch

sorry I actually misread that poster. Apparently they are suggesting these unemployed people are leasing cars. I wonder how they get approved for finance on UC.

XenoBitch · 06/05/2025 22:26

Arran2024 · 06/05/2025 22:21

You own the house at the end of a mortgage. You don't when you rent from the council.

Yep. My parents have only ever rented from the council. They have been in their current house for about 35 years. Still paying rent, and will do until they die.

PluckyCheeks · 06/05/2025 22:26

XenoBitch · 06/05/2025 22:03

I don't have kids so I guess I am doing benefits all wrong.

Jokes aside, it is.

Kirbert2 · 06/05/2025 22:25

ThisOpenMauveLurker · 06/05/2025 22:18

I am so sorry.

He's still here and he very nearly wasn't. I'm grateful every day that he's here and he's in remission but, of course, we don't know what the future holds.

I'd give up DLA and the car in a second if I could wipe out this past year like it had never happened.

ThisOpenMauveLurker · 06/05/2025 22:24

WildflowerConstellations · 06/05/2025 22:21

I'm curious as to what exactly a Council tenant needs to do to be worthy.

One must not claim benefits, especially not disability-related ones, especially not when one has mobility needs that require transport to carry out activities of daily living. While not claiming benefits, one must not progress in ones career or make desirable purchases, nor lease desirable items. One must - and this one's a trick - be homeless, despite the fact that once in social housing one ceased ~like magic~ to be homeless and thus ~abracadabra~ is immediately undeserving. To meet the Acceptable Social Tenant Standard one must sustain a state of unmet need and working poverty and homelessness in perpetuity. To ensure this, Councils must now spend their HRA budgets on enforcement of the Standard.

Edited

Certain people just despise The Poor, yet depend on their low paid labour for everything.

LadyKenya · 06/05/2025 22:22

PluckyCheeks · 06/05/2025 21:58

Well, assuming they’re on benefits, spare cash may come from:

  • Universal Credit
  • Not having to pay rent or mortgage
  • No council tax
  • Healthy Start payments for food (around £25 per child per month)
  • Regular supermarket vouchers from your council. Tend to be every school holiday and about £90 a time.
  • Cost of Living Payments (£300 a go)
  • Household Support funding (into the £100s)
  • Child benefit (around £200 per month for 2 kids)
  • Not having to pay service charges for your block of flats
  • Cheap entry to places like London Zoo (£6 per adult instead of £30+) and council gym activities like Soft Play which costs us £13 each time but is only a couple of quid if you’re on benefits.
  • Vastly reduced gym membership at council gyms. Around £12 per month at my local one instead of nearly £100 if not on bennies.
  • Food bank access. Saves a lot of money!
  • PIP if you manage to claim it (£749 pm)
  • Free school meals and other help with children attending school.
  • 30 free hours at nursery instead of 15, even if you’re not working but in receipt of UC.
  • DLA and Carers allowance if you can prove one or more of your kids has ADHD, ASD, etc.
  • Reduced utility bills for Thames Water, Broadband, mobile and electricity (just provide proof of UC).
  • Winter fuel payments if temp dips below a certain amount for a certain time (don’t need to be old).
  • New kitchen and bathroom installed every number of years.
  • not having to pay out for roof repairs or any sort of other home maintenance repairs.

I’m sure I’m forgetting some!

But anyway, getting the full raft of benefits often leaves you better off month to month than a non benefit family where one parent works and the other is a SAHP, or even where both parents work but are on low-ish income. I’ve been on both sides of the fence and had more disposable cash on benefits.

Edited

Wow that was quick. You did not even know about PIP, an hour ago, yet go girl, you sound like an expert on benefits. Impressive!🥱

PluckyCheeks · 06/05/2025 22:22

Blongie · 06/05/2025 22:01

Same here- hence why I can say it confidently.

its not just the ‘benefit’ amount it’s all the other extras too.

its really not difficult with even just one parent on PIP and one child on high rates DLA to get getting £5000 per month.

It is indeed a very uncomfortable truth. I would be so much better off financially if I kicked out my children’s father and became a single mum.

Yes, I should have tried to catch a man who earned more than 50k, but beggars can’t be choosers 😂

ThisOpenMauveLurker · 06/05/2025 22:22

Blongie · 06/05/2025 22:17

Care to expand? Hit a nerve?

a large fraction of those I’ve encountered in the NHS are rude, entitled and pretty bad at their jobs.

Not at all, despite your basement-dwelling attempts to antagonise. Perhaps what you perceive as rudeness wasn’t sufficiently bowing-and- scraping at your diamond shoes whilst worrying about where to live and how to afford it.

Perhaps try private care next time, only you’ll complain all the nurses are Not English 😆

Arran2024 · 06/05/2025 22:21

Macaroni46 · 06/05/2025 22:16

No more of a disincentive than those of us scraping together a meagre living working long hours to pay off a mortgage. Paying tax. Oh and driving around an old banger.

You own the house at the end of a mortgage. You don't when you rent from the council.

VeterinaryCareAssistant · 06/05/2025 22:21

vodkaredbullgirl · 06/05/2025 21:36

I know a couple who's kids have flown the nest and still live in theirs.

So do my partner and I, in a 3 bed and our kids have flown the nest (bar one 17 Yr old)

WildflowerConstellations · 06/05/2025 22:21

I'm curious as to what exactly a Council tenant needs to do to be worthy.

One must not claim benefits, especially not disability-related ones, especially not when one has mobility needs that require transport to carry out activities of daily living. While not claiming benefits, one must not progress in ones career or make desirable purchases, nor lease desirable items. One must - and this one's a trick - be homeless, despite the fact that once in social housing one ceased ~like magic~ to be homeless and thus ~abracadabra~ is immediately undeserving. To meet the Acceptable Social Tenant Standard one must sustain a state of unmet need and working poverty and homelessness in perpetuity. To ensure this, Councils must now spend their HRA budgets on enforcement of the Standard.

Willyoujustbequiet · 06/05/2025 22:21

PluckyCheeks · 06/05/2025 21:02

Story of my life. We are surrounded by people with 24 plates yet we are the only homeowners (ex LA) and are about to buy a 10 yr old car as that’s all we can just about afford.

People on benefits seem to not be able to plan for the future and cannot delay gratification, hence they use their spare case to lease a flashy car. There’s also a cultural element, where we live, at least.

Edited

What a sweeping ignorant statement.

There are nurses, teachers etc..on universal credit.

Beeloux · 06/05/2025 22:21

finallyskinny · 06/05/2025 22:18

we where very lucky to get re homed in the country side (semi detached over looking feilds) our house was brought from an old man, the council bought 8 houses in the village. no one wants to live out here because there's nothing here not even a local shop! we feel safe here and having only 6 houses on the street the security we have from nosy neighbours means we settled in with no worries. I know of people gwtting 3 bed houses and it's just a couple no children as their children where taken away years ago and they never told the housing. I think In these situations they shouldn't be living I the affordable houses with more bedrooms than needed.

I completely agree. Happy you got your home. 😊

HamieandHave · 06/05/2025 22:20

XenoBitch · 06/05/2025 21:40

Either cars on the Motability scheme (which means they are disabled... lets not get jealous of that, yes?), or the cars are hire purchase/lease.

That specific poster said people were spending spare cash. Not finance.

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