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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To spend £1,900 on a rug?

419 replies

Theyalwaysknewbest · 04/05/2025 21:33

I love it so much.
I've been looking at it for over 1 year and I love it as much now as I did when I first saw it.
I've spent a year looking at rugs and haven't found any I particularly like.
This one, I love!
It's 3 metres x 2 metres.
Am I mad to spend this on a rug?
It would fill the floor space in our lounge.
Would sit on top of a wooden floor.
For context, I bring home £1,500 per month.
We are going camping in England for our family summer holiday.
We are not well off! At all!
But I love this rug and there is an option to pay it off monthly at zero % interest.....
I feel like it's wrong to spend this much on a rug but equally I really wish to have it!!

OP posts:
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Agapornis · 04/05/2025 21:56

You can't afford it. What other debt do you have? How long is the 0% for? What are the monthly payments? If you saved £500 in a year, that means you can only afford payments of £41.66 a month..

Consider whether you want a terrible credit score for years because you wanted a rug.

Some excellent second hand rugs on Marketplace, local eBay, Gumtree etc for very little money. I have a similar size, 100% wool, £50.

alloutofcareunits · 04/05/2025 21:56

We spent £1500 on our living room rug 9 years ago, still looks beautiful! We’ve two dogs though did take it up for a couple of months while they were being house trained. It’s pure wool and I still love it, money well spent as I look at it every day. However, our income is a lot more that £1500 pm so relatively not such a big risk.

TheGrimSmile · 04/05/2025 21:56

If it's the linked one, it is very lovely, but it's very light and you will be worrying constantly about it getting trashed. For that reason alone, I would say no. Even though I can see why you love it.

minnienono · 04/05/2025 21:55

Before you buy it research second hand rugs eg Persian etc. also look at the cost of importing directly eg we bought from the manufacturer in India and carried it in - even with fares and duties it would be cheaper than John Lewis but they despatch by mail too. (The place I bought from supplies Liberty)

AlanShore · 04/05/2025 21:54

Theyalwaysknewbest · 04/05/2025 21:39

I have managed to save up £500 towards it.
I don't have much money left at the end of each month.
It's taken me a year to save £500.

So you want to spend more than a month's wages on a rug?

Are you going to save up to get it.

For context, I bring home £1,500 per month.
We are going camping in England for our family summer holiday.

OnTheBoardwalk · 04/05/2025 21:53

I've gone interest free for some new guttering after having a waterfall with some dodgy old guttering. I could pay this off if needed

there is no way I’d get in debt for a rug

Boxfreshrussell · 04/05/2025 21:52

In the nicest possible way, no, because it is out of your budget. If it’s taken you a year to save £500, a rug at £1900 is too much.

minipie · 04/05/2025 21:52

Not saying it’s awful, still a nice rug but there’s a reason the other one is a lot more

minipie · 04/05/2025 21:51

This one is polyester not wool, very different in real life

FrodoBiggins · 04/05/2025 21:51

Yes this one is lovely, much better to have this and extra cash

minipie · 04/05/2025 21:49

Have a look on Etsy for hand knotted wool rugs OP

Eg this is similar but a lot cheaper

LaLaLeylandii · 04/05/2025 21:48

It's highly possible you'll enjoy the rug, but if it's taken so long to save maybe it's beyond your budget. Sorry! But also YOLO. It's your money. Make sure you actually see the rug before you buy it though - not just online but in the shop.

EconomyClassRockstar · 04/05/2025 21:48

I don't think that's that much for a really good quality rug. That said, I wouldn't spend that much because I like to change them with the seasons.

Upsetbetty · 04/05/2025 21:48

Theyalwaysknewbest · 04/05/2025 21:39

I have managed to save up £500 towards it.
I don't have much money left at the end of each month.
It's taken me a year to save £500.

After this information my answer is a resounding no @Theyalwaysknewbest why would you go on a payment plan for a rug?! A rug? No just no, bad decision making all round if it takes you a year to save 500! Is that your savings in total…or just for the rug?

Astrak · 04/05/2025 21:47

It's up to you, but in your current financial situation, I wouldn't. There's lots of lovely rugs around which are far less costly, and you wouldn't have to worry about dropping stuff like tomato soup on them.

summerscomingsoon · 04/05/2025 21:46

If you can afford it then yes.

If you cant or are putting it on credit then no

Idontknowhatnametochoose · 04/05/2025 21:45

I'd be terrified that I'd spill something on it or get it dirty. I wouldn't relax in my own home.

For that much I'd go on a lovely summer holiday abroad instead!

EmpressaurusKitty · 04/05/2025 21:45

I’d say yes if you hadn’t mentioned family. Isn’t it pretty risky if you’ve got kids?

I spent over £1,000 on handmade curtains when I got my flat, because I loved them & they were my one big splash, but when I was fostering kittens I put the wonderful curtains away & hung temporary B&M ones.

The originals are back up now because I can trust my sensible adult forever cat not to swing on them.

FrodoBiggins · 04/05/2025 21:44

SheldonandAmyFarahFowler · 04/05/2025 21:41

I said you are not being unreasonable but now that I see it took you a year to save £500 I think YABU

Agreed. You can't afford an overpriced rug, sorry. One day you may be able to but today is not that day.

FloatingSquirrel · 04/05/2025 21:44

FloatingSquirrel · 04/05/2025 21:41

It says 18 month repayment plan at £105 a month. If it's taken you a year to save £500 then you won't be able to afford the repayments.

WeeOrcadian · 04/05/2025 21:44

FloatingSquirrel · 04/05/2025 21:41

Not all heroes wear capes

You just saved me a search 😁

atlanta1 · 04/05/2025 21:44

It’s a lot of money but I think investing in something you love for a space you spend lots of time relaxing in and enjoying, isn’t a bad idea - but - do you have kids or animals? What colour pattern - will it get grubby or show spills? Accidental damage cover on insurance? The answers to those would massively influence my decision.

Overthebow · 04/05/2025 21:44

Theyalwaysknewbest · 04/05/2025 21:39

I have managed to save up £500 towards it.
I don't have much money left at the end of each month.
It's taken me a year to save £500.

Quite honestly if it’s taken you a year to save up £500 you really shouldn’t spend £1900 on a rug. Do you own your house, have you got a decent pension pot, have you got regency savings and long term investments, have you got savings for your DCs for uni and for house deposits, do you have enough money each month
to go on days out and treat your DCs, holidays? All those things for me would be prioritised before a rug.

UpJacksArseAndRoundTheCorner · 04/05/2025 21:43

Assuming you have a DP, what have they said? Did you discuss it with them?

I think their opinion matters more than internet randoms.