To spend £1,900 on a rug?

It may go in the sale, though this is more likely to happen after you have bought it. I bought one of the Morris ones when it when it was half price as it was a bit dear, I'm sure I enjoy it more because it was a bargain

I clicked YABU because you should just buy it if you love it!
in the 12 months you’ve been pondering you could have saved up enough to buy it 🤣🤣

Fuck it.

If you want it. Buy it. Get it on Klarna.

Just make sure you have enough money to buy food and pay your bills.

Sorry but no, if this is the case. I can't afford anything either, if it's any consolation.

We spent £1800 on a JL rug nearly 20 years ago! It's still beautiful. We were ultra precious about it at first, and dreaded spilling the slightest drop of wine, but then had kids and a dog and stopped being precious. It still looks beautiful, it was a really good buy.

That said, we wouldn't spend that amount now (pre kids and well paid jobs) - I'd find a cheaper alternative!

It's timeless class and the price is very reasonable.

If instead you buy a swirly patterned rug rather than something classic like this you will just keep 'updating'.

Even if you said you earnt 15k a month, I'd still think you need your head feeling to spend that much on a rug. Given your earnings, I would say save the money and invest it instead. Get a cheaper rug.

But sometimes people can't always afford the very best without vastly compromising in other areas of life. I wouldn't say polyester and wool is a difference worth £1670 when it's taken her a year to save £500 and she has DC.

@Theyalwaysknewbest

I'd say you are being a wee bit unreasonable, especially if you have children or pets.

Won't you be on tenterhooks, all the while, in case someone spills something
etc..

You could hang it on the wall though (if you have children) 😉

If you could afford it, I’d have said go for it. But you really can’t op. Don’t get yourself bogged down with a debt over something you just like the look of. The £500 you’ve saved could no doubt get you a beautiful, thick rug in a similar style. Keep looking x

I think it's beautiful. Keep saving and if you still want it when you've saved all the money then go for it.

Unless u live in a pet free child free home i wouldn't trust me it will not stay perfect there will be crumbs, spillage, shoe marks etc no matter how long u keep up the whole no eating near the rug shoes off someone always sneaks by and ruins it. Also its very very expensive unless u are a celebrity. Given ur monthly total I personally wouldn't id just get one similar in colours if possible. BUT if you have savings there and u love and seldom treat urself then perhaps why not although if its on finance I wouldn't its a very expensive rug!

Kindly, you can’t afford the rug.

Oh then yeah yabu sorry x

No rug from John Lewis is worth 2 grand sorry @Theyalwaysknewbest Especially if it's the one we all think it is.

And going into debt for it/paying it off monthly/on the never never.

No. Just no (sorry!)

a lovely rug can absolutely make a room, but I’ve never had a rug last more than 5 years due to kids, dogs and a clumsy red wine loving husband. As such, I look longingly at nicer rugs but only buy ones that can be readily washed, have colours and patterns that hide stains or are not so expensive that I would be upset if we needed to throw out.

I loved the Vivienne Westwood flag rug by the Rug Company.
Years later I saw it on marketplace for 1/3 the new price. After it sat there for a month I made a cheeky offer and bought it.
It’s like new as the previous owner was worried about damage and didn’t use it.
Have you looked on eBay, marketplace and Etsy? Might be worth doing a google image search or even asking the store if they ever do a display stock sale.
It’s taken years but my house furnished with the best of everything and I’ve never purchased anything full price.

I think you can't afford this rug. I'm sure it's lovely and I'm very sorry.

You've only saved £500 in a whole year. I assume then that it would take you another 3 years to pay off the rug using all your spare money (and not including any money spent on interest).

This is assuming nothing goes wrong eg. Car or boiler issues, which could mean you would default on the loan.

I know some people get a bit sniffy about second hand house stuff but it can be a way of getting beautiful/expensive things for much less. (A case of champagne lifestyle, lemonade money working well!). Our household brings in c.£10000 each month and I bought my rug second hand on eBay and had it professionally cleaned. Looks beautiful and cost us about £150 all in.

I wouldn't even spend £1900 on a rug. If I had that spare money, I'd invest that in my 4 year Old's pension in the hope of an extra £28000 in today's money at retirement for him (or £1100 per year in retirement if he took our the recommended amount annually - enough to buy a fancy rug every year for the rest of his life!)

You're right not to entertain polyester, I saw the others and didnt post them

But have you thought about a thick cotton one or second hand wool?

I wouldn’t, but last time I bought a new rug (nowhere near that price) it lasted a week. Ds came walking through the lounge to get his phone, Thai takeaway in his hand, tripped and tipped it all over my new rug. I scrubbed and scrubbed it, bought all kinds of carpet cleaner, eventually power washed it and hung it over the line for a month, and it STILL stunk of fish sauce….

We did this with a similar priced rug but were more able to afford it. It ended up in an unused room because it was just not suitable for family life. Honestly OP unless you are going to tiptoe around it in clean bare feet and never ever have anything but water in the room, don't do it. Also, as has been said, moths!

I'm sorry, because I'd love to say yes, but it sounds like it's just not affordable in your financial situation. I think it's not sensible to go into debt for something non essential, particularly something that's hard to keep pristine and whose secondhand resale value will be much lower than what you paid. On your current trend it would take around three more years to pay it off. What happens if an unexpected and costly problem hits the family while you're still paying off the rug? In my view it's just not worth it.

You only live once, @Theyalwaysknewbest
Yuu’ll regret it forever if you don’t get it and there’s nothing worse than thinking to yourself in 5, 10, 20 years - I wonder what it…
I hate it when that happens.

If you want to get it then I think you should earn the rest of the money. Sell on Vinted. Do surveys. Can you make £14? Just do that 100 times for the rest