It stresses me out. There's a lot of pressure to be very good at managing it and to save constantly. There's also pressure to go out to nice restaurants, holidays, get your hair done, beauty treatments and so on.
Who wants to date/socialise with someone who can never afford anything?
I know people will say moderation, but it looks different for everyone, especially if you live alone or have expensive childcare costs and so on.
Some friends of mine will only eat at expensive restaurants, I mean I understand they favour quality as who doesn't, but it's often not within my budget unless I only order a starter.
I'm not a spender but I find it hard to keep up with those around me, plus I have a credit card debt to pay. The reason I have debt is because I used every spare penny I had towards buying my home and lived on my card for some time. It wasn't ideal but it meant buying at the time rather than prolonging it.
Anyway sorry this is a bit of a ramble now but I just want to know how people do it. How often do you eat out? How much fun money do you have per week/month, what's the secret?