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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think dp should stop paying child support....

259 replies

VindalooVindalooVindalooVindalooLaLa · 22/04/2025 21:17

....for his eldest

He has 3 DC, 22,19, 18. Eldest graduated last year and works full time. Middle is finishing year 1 at uni. Youngest takes A levels this year. He has been paying maintenance for all 3. Above the level the CMS would demand, regularly, always. As he should do of course.

He continues to pay for all 3. Directly to his EXW. Up until now, their arrangements as far as I am concerned were none of my business, other than I'm happy he is a regular no quibbles maintenance payer and is a good dad.

So as not to drip feed - we have been together 9 years. He was 3 years divorced when we met. I have two DC who are in their 20s. I work hard, earn about the same as him. I am not financially dependent on him, we maintain separate finances despite living together for 3 years and paying into a shared pot. My concern is he has no exit strategy for paying child maintenance. And I don't see that it is child maintenance any more. He leaves himself short and that affects what we can do or plan together at a time when we should both be able to think about our lives together a bit more.

None of my friends are in this situation, they're married to the fathers of their children, or childless, or single parents but not in this blended scenario. So I don't know, should he stop paying for the eldest? Id have also imagined giving the middle one maintenance money directly now he is at uni, but that's a different question.

YABU - it's normal for a dad to keep paying for three DC at this point
YANBU - It's reasonable to stop paying for the eldest

OP posts:
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Goodtogossip · 30/04/2025 16:52

He should stop paying the ExW for the two older ones & give them an allowance each, an amount he can afford & not leaving himself short. Once the Youngest is finished at Uni same goes for them too. whether the Exw needs it or not is not your husbands concern. He's providing for his kids & their needs as he should but has no responsibility to her.

Braygirlnow · 29/04/2025 06:43

VindalooVindalooVindalooVindalooLaLa · 22/04/2025 22:19

ExW definitely didn't have a plan for maintenance ending. And still doesn't. There's a whole long set of side stories that would make that obvious, but effectively, she does ad hoc work, cash in hand, doesn't claim benefits but also doesn't pay NI or anything. When COVID hit she was in trouble as entitled to nothing from anywhere and lives off the radar. This adds to my concern over lack of an exit plan.

Edited

So basically your partner is paying his ex wife to sit on her arse while you and he and his eldest work? He really needs to stop paying for eldest and next dc should be phased out as they leave uni or reach 21. Ex will never not need the money , it's never going to be the right time for her but your partner needs to tell her as they reach 21 it stops.

Wishingplenty · 26/04/2025 16:20

This would not be your opinion if you were the mother. Which is why step parenting does not work, especially for the children involved.

VindalooVindalooVindalooVindalooLaLa · 26/04/2025 16:17

NeuroSpicyCat · 26/04/2025 16:03

Does he still love his ex perchance?

No, he loves his kids and respects that she's a good mum to them though

OP posts:
BruFord · 26/04/2025 16:05

Neitheruse · 26/04/2025 10:38

My DP has a 24 year old dd who he still pays for, she works PT due to health issues and he pays £200 a month directly to her and we pay for any additional health related costs. She’s absolutely delightful and so grateful for the continued help, in my mind support shouldn’t end abruptly at 18 or when a child is out of education, being a parent is forever ! It also makes me feel a lot more secure that I’m with a decent man who wants to support his children and treats his dd the same as he treats our dc.

@Neitheruse Most posters would agree with you and the OP probably would as well.

Giving money directly to an adult child and paying health-related expenses is very different to giving money to their parent -unless the adult child is unable to manage their finances for some reason (due to their health, for example).

I know that I’ll be giving money to my two when they’re in their 20’s, but if DH and I split up, why would I give that money to him instead of them?

Tbh, we encouraged DD (nearly 20) to start managing her own finances when she went to uni. Both DH and I give her money, but we do so separately and the money goes directly to her to manage, except for her tuition fees as I pay the uni. Yes, there’s been a couple of cockups when she forgot to pay her rent on time and incurred interest on her credit card when she paid late -we reminded her for a few months and then she got into the habit.

If she ever moves home, I can’t see her wanting to revert to her parents managing money intended for her. She’d rather be given the money herself and make a contribution to the household expenses.

NeuroSpicyCat · 26/04/2025 16:03

Does he still love his ex perchance?

VindalooVindalooVindalooVindalooLaLa · 26/04/2025 15:59

Neitheruse · 26/04/2025 10:38

My DP has a 24 year old dd who he still pays for, she works PT due to health issues and he pays £200 a month directly to her and we pay for any additional health related costs. She’s absolutely delightful and so grateful for the continued help, in my mind support shouldn’t end abruptly at 18 or when a child is out of education, being a parent is forever ! It also makes me feel a lot more secure that I’m with a decent man who wants to support his children and treats his dd the same as he treats our dc.

Thank you. I do agree with this hence asking this thread. Especially now things are financially very tough out there and lots of young people do need help to get on their feet. It's refreshing as well to celebrate men who do pay up properly, given the huge numbers who don't

OP posts:
VindalooVindalooVindalooVindalooLaLa · 26/04/2025 15:56

Jacarandill · 24/04/2025 21:19

Part of their break up was she never wanted to go back to work, would have preferred to be a kept woman with a luxury lifestyle- probably she needed to marry a finance bro in the first place.

Yeah, I’d be willing to bet there are two sides to the story of their split OP. Remember what position you’re in here and who you get your information from.

You might (bizarrely) know what her mortgage payments are but you sure as hell don’t know why they broke up.

I think you’re really overstepping the mark here getting so involved.

Edited

True, I have the story from one side, although my impression there didn't come from DP himself. Id rather not have known how much the mortgage is, but I do because DP has been asked to pay it on a couple of occasions. It's entirely appropriate he discussed it with me since we live together and have an element of shared financials. It's not overstepping for me to take an interest in whether his kids got to keep a roof over their heads or given the option to move full time to under ours. I guess he could have not discussed it with me at all and maybe they just turn up with suitcases one day, I'd have probably had a couple of questions at that point though.

OP posts:
Neitheruse · 26/04/2025 10:38

My DP has a 24 year old dd who he still pays for, she works PT due to health issues and he pays £200 a month directly to her and we pay for any additional health related costs. She’s absolutely delightful and so grateful for the continued help, in my mind support shouldn’t end abruptly at 18 or when a child is out of education, being a parent is forever ! It also makes me feel a lot more secure that I’m with a decent man who wants to support his children and treats his dd the same as he treats our dc.

Tassys · 26/04/2025 10:28

Really glad to read that you are going to do nice things for yourself going forward.

At 60 you realise that life moves on quickly and expecting life to always be as you want it is not how things pan out.

Unexpected health issues can change things in an instant.

I have several friends that as the approched retirement found that there husbands had expected THEIR plans to be blindly followed.

A couple had daughters marrying and planned on giving their lump sums upon retirement to their children as house deposits and share their wives better pension pots because they were childless.

There were some very hard conversations as my friends were absolutely not on board with this at all.

Also it came out that they wanted to stay local to be on hand for the first grandchild arriving, again, not what my friend wanted.

They have worked things out ish, by my friends being very very firm with their boundaries over the past 2years.
Pension pots will not be shared.

They have a few single friends that they are happy to do her lovely trips with and one has a widowed sister that loves heading off on trips too.

After Covid we now know that things can stop very quickly.

Do not allow his choices to limit yours is my advice.

Bumblebeestiltskin · 26/04/2025 10:14

VindalooVindalooVindalooVindalooLaLa · 22/04/2025 22:52

Yes, in a nutshell, and that's what I'm resenting here

I agree with you. I don't care what a partner does with their money, and I don't expect them to be rich or treat me, but I do need them to be on a similar level as me in terms of lifestyle. If I want to go out for dinner or go to the theatre or go on holiday, I want that to be something we can both afford, rather than having to miss out because they can't afford it.

I've been in relationships where if I've wanted to do something/go somewhere, I've had to pay for both of us, because they didn't have the money for it, and I don't want to be in that position any more.

moose62 · 26/04/2025 09:51

aCatCalledFawkes · 23/04/2025 07:33

My court order does, it was added by our solicitors. Why should only Mum help with university?

I agree....mine too!

Mondayblues2 · 26/04/2025 07:46

MsAmerica · 25/04/2025 01:44

Yes, there must be a million variations. There must also be many split families where the main earner decides that other new and exciting things - a new sports car, a luxury vacation - have priority over his previous children.

Or the main earner works nights in a B&Q depot and is only just keeping his head above water with day to day living? Not every separated father has thousands to spend on sports cars and new partners

TattyBluebell · 26/04/2025 07:22

You are definitely not being unreasonable! However, I'm fairly certain that he would have to pay for the youngest two, even though they are 18 and 19, as they are both still in full time education. This only has to be paid until their 20th birthdays.
He shouldn't be paying anything for the 22 year old!

MsAmerica · 25/04/2025 01:44

Mondayblues2 · 24/04/2025 06:44

There must be many split families where the main earner just can’t afford it.

Yes, there must be a million variations. There must also be many split families where the main earner decides that other new and exciting things - a new sports car, a luxury vacation - have priority over his previous children.

Jacarandill · 24/04/2025 21:19

Part of their break up was she never wanted to go back to work, would have preferred to be a kept woman with a luxury lifestyle- probably she needed to marry a finance bro in the first place.

Yeah, I’d be willing to bet there are two sides to the story of their split OP. Remember what position you’re in here and who you get your information from.

You might (bizarrely) know what her mortgage payments are but you sure as hell don’t know why they broke up.

I think you’re really overstepping the mark here getting so involved.

AngelicKaty · 24/04/2025 13:48

AngelicKaty · 23/04/2025 19:46

@VindalooVindalooVindalooVindalooLaLa Of course YANBU. I would be asking why he's still paying for the 22yr old when he's not legally obliged to - from .gov.uk: Child maintenance is typically required until a child turns 16 or, if they are in full-time education or training, until they turn 20. Once a child reaches 20 or leaves full-time education/training, the obligation to pay child maintenance usually ends.

@VindalooVindalooVindalooVindalooLaLa As I previously quoted from .gov.uk OP, your DH has no obligation, legally or morally, to support his 22yr old DC (even moreso when they're working!). I don't even know why this would even be a debate in your household. If I were your DH, I would give the ex notice (whatever he thinks is reasonable for his ex to rearrange her household finances) of ceasing CM for the eldest. She may well create a fuss but she doesn't have a leg to stand on. How much longer does she seriously think your DH should continue paying for his eldest adult child?

Crazyworldmum · 24/04/2025 09:21

VindalooVindalooVindalooVindalooLaLa · 24/04/2025 06:17

Thank you everyone for your replies and for sharing different opinions

I suspect there's some element of split here depending on different people's experiences/whether they are 1st wife, EXW, "typical stepmum" etc. My perspective is I suppose both from the single mum side, EXW side, and the evil stepmother side, being as I've been all of these.

I have discussed this with DP a couple of times, as he isn't overly happy with the situation, but doesn't feel he has much choice. As people have pointed out, children at university do need a roof over the heads when they come home and someone needs to provide that - in this case, primarily EXW. EXW pleads she can't provide that without his support. The mortgage is less than £300 pcm . I would seriously worry for any friend of mine who was not financially independent enough to afford that without help, this isn't exactly territory where you need a stratospheric income.

For those of you pointing out the EXW will have made the motherhood sacrifice pay wise - yes. So have I of course, so do most of us. Part of their break up was she never wanted to go back to work, would have preferred to be a kept woman with a luxury lifestyle- probably she needed to marry a finance bro in the first place.

His eldest definitely knows his dad contributes, so I'd guess the others do too, it came up last year as it emerged that he had been given the impression his dad could not afford to help much because he has to support me. This was the only time I got angry about the set up as this is a clear lie he had been fed that reflected badly on me. The misconception has been put right.

Whether my own children are still paid maintenance isn't really relevant here, but no. They are adults and may boomerang in and out of home I expect over the next few years (currently one in, pays nominally into the household, one out).

While this ridiculous financial mess drags on though, I'd best get off Mumsnet and onto booking dot com!

Op just like you I was in all those roles too and I don’t think you are being unreasonable . If f she is that useless and refusing to work then it seems she might cause issues with the youngest of your partner was to stops maintence to all?
I can see your issue , makes nil sense to support adult children , specially when it seems he is supporting her and not the children

Miloarmadillo2 · 24/04/2025 07:48

The bit that would really stick in my throat is that exW didn’t contribute to the uni costs but kept the money , even when only housing/feeding students in the holidays (assuming they lived out??). Agree with the majority - stop funding the working adult, they need to cover their own housing costs and probably should be contributing to Mum the same as the maintenance she’ll lose. Give maintenance directly to the one at uni and be clear it stops on graduation, do the same for the 18 year old from September assuming they go to uni. I think I’d stop the adult payments now but otherwise say this starts in September and that gives everyone time to arrange their finances for the next academic year.

CommonAsMucklowe · 24/04/2025 07:26

His exW is laughing her wotsits off!! Your DH is a mug. CM stops at 18 and anything after that you decide to give goes straight to the children. What on earth is he thinking?!

CowTown · 24/04/2025 07:18

Fair enough, OP. FWIW, I have no agenda, as I am neither a divorcée, nor a stepmum. Child support is for children, not grown adults with degrees and jobs. I agree with you that your DH should pay until they leave for uni, then pay DC directly whilst they are students. Then stop once they are no longer students.

Looking into my crystal ball, my guess is that he will never stop paying XW—there will always be an adult child popping into her house for whatever reason, and he will see that as a reason to pay. He will probably be paying child maintenance for 30-something adults who are parents themselves.

Mondayblues2 · 24/04/2025 06:44

MsAmerica · 24/04/2025 04:50

Well, I suppose that in an intact family, the parents will decide together, and will probably agree. In a split family, the main earner is likelier to try to weasel out.

There must be many split families where the main earner just can’t afford it.

VindalooVindalooVindalooVindalooLaLa · 24/04/2025 06:17

Thank you everyone for your replies and for sharing different opinions

I suspect there's some element of split here depending on different people's experiences/whether they are 1st wife, EXW, "typical stepmum" etc. My perspective is I suppose both from the single mum side, EXW side, and the evil stepmother side, being as I've been all of these.

I have discussed this with DP a couple of times, as he isn't overly happy with the situation, but doesn't feel he has much choice. As people have pointed out, children at university do need a roof over the heads when they come home and someone needs to provide that - in this case, primarily EXW. EXW pleads she can't provide that without his support. The mortgage is less than £300 pcm . I would seriously worry for any friend of mine who was not financially independent enough to afford that without help, this isn't exactly territory where you need a stratospheric income.

For those of you pointing out the EXW will have made the motherhood sacrifice pay wise - yes. So have I of course, so do most of us. Part of their break up was she never wanted to go back to work, would have preferred to be a kept woman with a luxury lifestyle- probably she needed to marry a finance bro in the first place.

His eldest definitely knows his dad contributes, so I'd guess the others do too, it came up last year as it emerged that he had been given the impression his dad could not afford to help much because he has to support me. This was the only time I got angry about the set up as this is a clear lie he had been fed that reflected badly on me. The misconception has been put right.

Whether my own children are still paid maintenance isn't really relevant here, but no. They are adults and may boomerang in and out of home I expect over the next few years (currently one in, pays nominally into the household, one out).

While this ridiculous financial mess drags on though, I'd best get off Mumsnet and onto booking dot com!

OP posts:
Pomvit · 24/04/2025 05:35

My husband was the same - I think he felt like he was abandoning them. But eventually he stopped paying eldest when he started work. Youngest he paid directly all through university and until about 6 months after they got a job. but he found it hard in the end I had to point out that he was 1. Not being fair on his other three kids and 2. Enabling the youngest to be lazy

I think providing they are working then it’s ok to stop. Just give a couple of months notice.

TheBigFatMermaid · 24/04/2025 05:30

I think he should still pay for the youngest.
Maybe directly help the middle child and not pay towards the eldest at all.

However, they all need parental help with housing atm, maybe he's paying to facilitate that?
Maybe without this support, the family home would not be there.
He does need a plan to stop paying though.