This isn't your typical thread where my friend has done or said something shitty on a hen do or something like that, but more her blase attitude to money that for some reason annoys me and to be honest I am quite jealous of and I need someone to tell me if I'm being unreasonable or they can relate.
Basically we are quite similar in our finances in that we both have a semi detached house, both have two children each and a husband. Both work part time with husbands that work full time. They earn more than us as her husband is a higher earner by about 20k extra a year. What gets me is that me and my OH watch every penny, we often have to say no to our children for things, we can't go abroad (but we can have British holidays) we don't buy ourselves anything 'nice' and we budget so we don't spiral in debt. Other than our mortgage we have zero debt and that includes no overdrafts/credit cards. Both cars paid off (but they are old cars) and it feels like every month we just get by and tbh it's getting us down.
Fiend on the other hand has various debts, 4 credit cards (that I'm aware of) which equate to 22k, two other drafts and money owed to both their parents. But the spending is unreal, new clothes, days out for the kids, kids spoilt with everything designer/branded no expense spared, and my eldest will soften say 'oh they're so lucky they are so rich, josh just got a brand new hoody etc and I want to say, actually they are skint it's not real! But obviously I wouldn't, but it makes me feel inadequate and perhaps we should be 'living' more like they are? They've just taken out another loan to pay for a holiday abroad to Dubai soon and I can't help but feel jealous but also slightly aghast at all the careless spending. Is this.what most people do? Are we in the ones in the wrong and being boring and should live a little or is the shit gonna hit the fan for them at some point?