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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not want to touch my money when I get paid?

37 replies

BluntLilacGuide · 05/04/2025 21:27

I prefer to leave it in my account or even put it straight into savings without spending it right away. I find that if I start spending it too soon, I just feel like I’m wasting it. Does anyone else feel this way or am I overthinking it?

OP posts:
BluntLilacGuide · 05/04/2025 21:36

IReallyLoveItHere · 05/04/2025 21:30

What money do you use to spend if your wage goes straight to savings?

Probably better your mindset than the person who blows it all on pay day so long as you're not living a miserable life or leeching off someone else.

I definitely cover all my responsibilities - it’s not that I don’t spend at all, just that I like a bit of breathing space before I do. It helps me prioritise and avoid impulse spending.

It’s more about mindset than deprivation - I like knowing where my money’s going before it goes, even if that means sitting on it for a bit first.

OP posts:
CaptainFuture · 05/04/2025 21:35

Kittyfur · 05/04/2025 21:28

Don’t you need it to pay bills????

Unless op lives with a partner and she has the mindset - 'his money is family money, my money is my money' as is beloved on mn! 😆

HundredPercentUnsure · 05/04/2025 21:34

Sofiewoo · 05/04/2025 21:29

I prefer to leave it in my account or even put it straight into savings without spending it right away.

Weird outlook, most people has bills to pay.

And lots of those that can would pay straight into a savings account anyway, on pay day. So it's not that weird to save. But it is weird to have no bills to pay.

EmeraldShamrock000 · 05/04/2025 21:33

How do you pay bills?
No, I am not sensible with money. If I had plenty I would probably be better at saving.

Hankunamatata · 05/04/2025 21:32

Well I leave my bill money on the account and transfer my spending money and food moneu into others accounts so I don't over spend or accidently spend bill money

Anywherebuthere · 05/04/2025 21:32

I know what you mean but bills and expenses need paying so it never stays left alone for long.

luckylavender · 05/04/2025 21:32

BrickHedgehog · 05/04/2025 21:31

Aside from paying necessary bills isn’t that what most people do . I’m not sure I know anyone who goes ‘ way hey it’s payday let’s go out and spend all the money ‘ .

Lots of people do exactly that!

BrickHedgehog · 05/04/2025 21:31

Aside from paying necessary bills isn’t that what most people do . I’m not sure I know anyone who goes ‘ way hey it’s payday let’s go out and spend all the money ‘ .

IReallyLoveItHere · 05/04/2025 21:30

What money do you use to spend if your wage goes straight to savings?

Probably better your mindset than the person who blows it all on pay day so long as you're not living a miserable life or leeching off someone else.

Sofiewoo · 05/04/2025 21:29

I prefer to leave it in my account or even put it straight into savings without spending it right away.

Weird outlook, most people has bills to pay.

Kittyfur · 05/04/2025 21:28

Don’t you need it to pay bills????

Watermill · 05/04/2025 21:28

Um. Do you not have bills to pay?