Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Best friend compared her inheritance to my benefits

412 replies

theusualdrama · 02/04/2025 18:18

My closest friend, who I have known for 15 years, is currently single, employed full time and has recently purchased her first home after years of renting. She doesn’t have any children. She grew up with her mother and didn’t see her father for over 20 years. He runs his own business and is quite wealthy. On the other hand, I’m a single parent with 3 children. I work part time and rent a small house. I rely on universal credit since my ex doesn’t provide any financial support. Like my friend, I was also raised by a single parent and have no connection with my father. He’s also very well off but has never offered any help or support. Even though, we share similar backgrounds, we’ve clearly taken different paths in life.

She recently reconnected with her dad, who gave her £50,000 to help with a house deposit. I was absolutely thrilled for her, knowing how challenging it was for her to purchase a house on her own without this money. We got together for coffee earlier, and I asked her how the house renovations were going. She filled me in on all the upgrades she’s done and everything. I mentioned how lucky she was to have her father’s support, and I meant that in a positive way. It seems she was offended, as she subsequently likened her inheritance to me receiving benefits for free (her words).

It was uncomfortable after that and we haven’t spoken since. Her comment keeps running through my head, and I’m really surprised she believes it’s the same situation.

AIBU?

OP posts:
Boomer55 · 03/04/2025 08:46

theusualdrama · 02/04/2025 18:40

I get where people are coming from, but the support I get helps me take care of my children’s basic needs like food, clothes and paying the rent and bills. The money she’s received has opened doors for her to better her life and possibly own something valuable one day. For me, owning a home feels so out of reach, so I don’t share the same perspective. That’s really what’s bothering me.

But, it’s still free money, in that you don’t work for it.. I’d just forget it. She chose not to have children, you made different choices. 🤷‍♀️

MellowPinkDeer · 03/04/2025 08:39

I think you are both as bad as each other here. She is fortunate, yes. It’s free money, you also get free money , But you could improve your own circumstances by working more and relying on benefits less , your friend works full time so maybe thinks that is unfair to?

EmeraldShamrock000 · 03/04/2025 08:35

being lucky to live in a world where our government gives benefits that support people putting food on the table.
Actually the fact the government supports families in putting food on the table and offering discounted childcare, is lucky, very lucky, there are plenty of countries who offer very little help to citizens.

Boysnme · 03/04/2025 08:28

Digdongdoo · 03/04/2025 08:19

Which is why it is illogical to be offended by the comparison. If the friend is lucky, so is OP.

There’s a big difference in being lucky to have £50k handed to you to buy a house and being lucky to live in a world where our government gives benefits that support people putting food on the table.

CreationNat1on · 03/04/2025 08:27

arcticpandas · 03/04/2025 08:14

Why are so many women having children with shitty men? I remember being 16, in love but I knew that the handsome cool man I dated wasn't marriage materiel so I enjoyed it while it lasted and protected myself ofcourse. Met DH when I was 23 and we had our first dc when I was 30. I was sure that he was a decent person so even if we were to go separate ways for whatever reason he would always be there for his child. For me that was the minimum requirement for having a child with someone. I can't understand how anyone can be so selfish as to not think about what kind of father the man you get pregnant with will turn out to be. Sure, you got all tragic things that can happen : illness, death etc but so many women are having babies with men that have no values in life and are then surprised that they don't metamorphise into perfect dads..

Poorly modelled parenting or relationship in the previous generation. More trauma in teenage tears and the normalisation of codependemcy.

Digdongdoo · 03/04/2025 08:19

Boysnme · 02/04/2025 22:03

I’m not disputing that, but the OP wasn’t wrong for calling her friend lucky. She is. She’s had £50k handed to her on a plate.

Which is why it is illogical to be offended by the comparison. If the friend is lucky, so is OP.

arcticpandas · 03/04/2025 08:14

Why are so many women having children with shitty men? I remember being 16, in love but I knew that the handsome cool man I dated wasn't marriage materiel so I enjoyed it while it lasted and protected myself ofcourse. Met DH when I was 23 and we had our first dc when I was 30. I was sure that he was a decent person so even if we were to go separate ways for whatever reason he would always be there for his child. For me that was the minimum requirement for having a child with someone. I can't understand how anyone can be so selfish as to not think about what kind of father the man you get pregnant with will turn out to be. Sure, you got all tragic things that can happen : illness, death etc but so many women are having babies with men that have no values in life and are then surprised that they don't metamorphise into perfect dads..

TheFatCatsWhiskers1 · 03/04/2025 08:01

lolly792 · 03/04/2025 07:31

And if you work less, you earn less….

Maybe she would be able to work more if the father of her children stepped up and did some parenting?

TizerorFizz · 03/04/2025 07:59

@lolly792 Exactly. It suits people to get the benefits and reduce hours.

lolly792 · 03/04/2025 07:31

And if you work less, you earn less….

applegrumbling · 03/04/2025 07:22

Gemmawemma9 · 02/04/2025 22:50

Yes, I do think it could be said in a shitty way.
Friend is excitedly talking about her house purchase and plans for her new home. OP “well yeah, lucky you got handed £50k on a plate!” Absolutely unnecessary thing to say. If the op truly meant it in a kind way she should apologise for how it came across and explain what she meant. Because it comes across as jealous and begrudging.

This. You were unreasonable first.

IVFmumoftwo · 03/04/2025 07:21

lolly792 · 03/04/2025 07:04

Exactly. 16 hours is only slightly more than 2 days a week, it’s a bloody joke.

This is wrong. The 16 hour thing no longer exists as UC goes by wages earned rather than hours worked. If you are going to benefits bash at least get your facts right.

IVFmumoftwo · 03/04/2025 07:19

suki1964 · 02/04/2025 20:49

Sorry but why should I pay for you to have children when the feckless father refuses to pay?

What alternative is there?

nomas · 03/04/2025 07:10

Ace56 · 02/04/2025 18:26

I mean, you’re both being given money for nothing. So technically, she’s right. However you have completely different circumstances so this was a bit tactless of her.

Agreed. From someone who didn’t get parental help or benefits, you are both being given money.

lolly792 · 03/04/2025 07:04

TizerorFizz · 03/04/2025 06:54

@SapphireSeptember The usual work pattern to maximise benefits is 16 hours a week. I bet she’s not full time. Obviously no one works too much so they limit benefits! It’s one of the reasons why we have so many issues with the economy.

Exactly. 16 hours is only slightly more than 2 days a week, it’s a bloody joke.

Swiftie1878 · 03/04/2025 06:54

theusualdrama · 02/04/2025 18:40

I get where people are coming from, but the support I get helps me take care of my children’s basic needs like food, clothes and paying the rent and bills. The money she’s received has opened doors for her to better her life and possibly own something valuable one day. For me, owning a home feels so out of reach, so I don’t share the same perspective. That’s really what’s bothering me.

Well, that’s because you both made different life choices and your lives have turned out very differently.
She was just saying you both got/get money for ‘free’. If she’s a good friend, move on from it. And avoid talking about money in future, since it’s clearly a touchy subject for you.

TizerorFizz · 03/04/2025 06:54

@SapphireSeptember The usual work pattern to maximise benefits is 16 hours a week. I bet she’s not full time. Obviously no one works too much so they limit benefits! It’s one of the reasons why we have so many issues with the economy.

lolly792 · 03/04/2025 06:52

Also you admitted yourself that your friend has only just managed to buy after years of renting: rent which she’ll have been paying out of her own, earned income, not money provided for her. And as I said before, 50k doesn’t get anyone very far in the housing market in the U.K. She’s probably got a hefty mortgage which again, she’ll only have been able to secure through having a strong track record of full time employment. Mortgage lenders are very rigorous these days: there’s probably no way she’d have a hope in hell of buying if she only worked part time as you do.

you said it yourself, you’ve taken different paths in life. You made an unnecessary comment, and it sounds like she retaliated with her comment. But it’s not logical or reasonable for you to take offence. She’s being factual: you are being handed money you don’t earn, on an ongoing basis. Someone only working part time, with 3 children is presumably getting a pretty large chunk of their rent paid for them, plus any other money you receive in benefits each month. These are straightforward facts. It sounds like however much you protest that you’re thrilled for your friend, you actually feel resentful. The only person you should feel resentful toward is the man you had 3 children with who is letting the taxpayer fund them rather than being a decent parent.

Booksaresick · 03/04/2025 06:45

TheFatCatsWhiskers1 · 02/04/2025 23:44

I highly doubt OP chose to raise her children with a 'tax funded gift'. It's not her fault her ex won't pay for his own children. He is the real recipient of the 'gift', swanning off without having to put his hand in his pocket.

She would still get benefits if the ex paid for his children in maintenance. It has already been explained. She would just have more money but a big chunk of it still coming from the tax payer.

AthWat · 03/04/2025 06:43

Gemmawemma9 · 02/04/2025 22:50

Yes, I do think it could be said in a shitty way.
Friend is excitedly talking about her house purchase and plans for her new home. OP “well yeah, lucky you got handed £50k on a plate!” Absolutely unnecessary thing to say. If the op truly meant it in a kind way she should apologise for how it came across and explain what she meant. Because it comes across as jealous and begrudging.

She didn't say “well yeah, lucky you got handed £50k on a plate!” though, did she. She said " I mentioned how lucky she was to have her father’s support, and I meant that in a positive way."

Of course it's possible to invent shitty things she might have said. However, if we are to believe anything she says, she didn't say them.

Coatsoff42 · 03/04/2025 06:40

I thought about this last night, then again this morning, and in short you’ve both had your lives made tougher by feckless fathers. Her dad and your ex. This is something that you can both be together in.
Maybe look for common ground here instead of falling out. Pin the blame squarely on useless men shirking their responsibilities, not each other doing the best you both can.

user1492757084 · 03/04/2025 00:29

I don't see why you were offended.

If I were you I would have agreed that, yes, you do get money for free and that you too are fortunate.

You are both lucky to live in such a generous country, a country with safety nets for families in the form of Social Security, with NHS, and with tax systems that don't make it difficult to gift or leave inheritance monies to children for house deposits etc.
You need to make contact with your friend. She was not deserving of being ghosted by you. She merely made an obvious observation.

ThisOldThang · 03/04/2025 00:15

spicemaiden · 02/04/2025 22:46

Im just going to leave this here:

Straight from the ONS - the poorest 10% of households in this country pay 48% of their household income in tax.

The top 1% richest households pay around 39% of their income in tax.

Stop bloody begrudging people qualifying for benefits (and also realise that the largest population claiming ‘free money’ are pensioners, the majority of which aren’t the ‘poor pensioners’ depicted - and are doing quite nicely on the Ponzi scheme they voted for.

I don't believe those numbers.

The only tax that the poorest households would pay is VAT. That's a maximum of 20% and wouldn't be paid at that rate on the majority of their spending - e.g. rent, food, energy bills, etc.

Additionally, the poorest 10% will have an income that's 100% provided to them for free by the taxpayer. Anything they pay in taxes, such as VAT, is actually being paid from their benefits income.

SapphireSeptember · 02/04/2025 23:48

Even if OP is working part time she might still be paying income tax and National Insurance depending on how much she earns, and anything she buys with VAT on it, so it's not necessarily 'free'. I presume OP also had three kids with her ex BEFORE he buggered off and refused to pay for them, and can only work part time (as many mothers do) in order to fit around childcare and school etc.

TheFatCatsWhiskers1 · 02/04/2025 23:44

NebulousWhistler · 02/04/2025 23:32

100% this. The gift from the taxpayer (you’re welcome 😉) allows you to only work part time which isn’t enough to support yourself and your offspring. You choose to raise your children with your tax funded gift. She’s chosen to renovate her house with her father funded gift.

I highly doubt OP chose to raise her children with a 'tax funded gift'. It's not her fault her ex won't pay for his own children. He is the real recipient of the 'gift', swanning off without having to put his hand in his pocket.

Swipe left for the next trending thread