Page 35 | Fed up of reading threads asking how they can get out of paying care home fees.

Nextdoortomeis · 2025-04-01T08:51:16+00:00

As per the title. I'm sure lots of people would like the state to pay care home fees. But we don't live in a fair world. Both mum and mil paid nearly £70k in fees yes I didn't want to pay but I also wanted them to get the best care in their later years.

SpeedwellBlue · 01/04/2025 10:28

There used to be NHS geriatric wards. A friend's grandmother was in one for 16 years. They were closed down in about the 80s I think.

Mightymoog · 01/04/2025 10:28

Julen7 · 01/04/2025 10:09

Yes is it not deprivation of assets?

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You can sign your house over then as long as you live another 7 years you're fine. In fact it's a sliding scale so we'll worth doing

WorriedRelative · 01/04/2025 10:25

Viviennemary · 01/04/2025 09:54

I can see why it annoys some people. But I wouldn't want all my money and house to go on care home fees. It's total extortion.

It isn't extortion though, it is paying for a service. If you don't need care don't pay for it but if you do then you pay. Obviously it would be lovely for it to be free at the point of use but we would need to pay much more tax for that and people don't want to.

Davros · 01/04/2025 10:24

@Anonym00se I absolutely agree with you.
This is why old folk can end up clinging on in their squalid home, isolated and lonely. So their relatives can benefit. Mind you, if they all agree then the relatives need to provide more care than the standard 4 visits or have them move in with them.

westisbest1982 · 01/04/2025 10:24

northerneast · 01/04/2025 10:22

That’s not strictly true though as self funders have the choice of settings.

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You’re being very naive.

westisbest1982 · 01/04/2025 10:23

I can understand to an extent, because chances are that as a self-funder, you’ll end up in the same care home as someone who’s funded by the state. The system is fucked.

northerneast · 01/04/2025 10:22

Cadenza12 · 01/04/2025 10:20

People who think that by self funding they are going to get 5* care are mistaken. You get the same care and the person sitting next to you funded by public money only you pay more. Unless you are mega rich of course. If you're just a regular home owner forget it. I think, if possible, it's best to stay in your own home with bought in care.

That’s not strictly true though as self funders have the choice of settings.

Cadenza12 · 01/04/2025 10:20

People who think that by self funding they are going to get 5* care are mistaken. You get the same care and the person sitting next to you funded by public money only you pay more. Unless you are mega rich of course. If you're just a regular home owner forget it. I think, if possible, it's best to stay in your own home with bought in care.

AlwaysCoffee25 · 01/04/2025 10:19

In many cases the family could always have their elderly relatives at home.

I agree OP. This country just feels like everyone wants their arse wiping for them.

Beekeepingmum · 01/04/2025 10:18

As Taylor would say ...conservatives gonna conserve....

FiveShelties · 01/04/2025 10:17

The care home my Dad would have been put in if he had not been paying his own fees was awful.

I could not care less about my so called inheritance, it was his money and it paid for his care.

Possiblyfamous · 01/04/2025 10:16

Blackbookofsmiles1 · 01/04/2025 10:04

Maybe it’s because the decades of blood, sweat and tears that goes into buying a house and paying off a mortgage is more hard work than your giving credit. For it then to go down the drain to someone else and not your family makes it feel like the decades spent buying it is a complete waste.

If care home fees were not going towards subsidising someone else in the care home who can’t pay and profit to the owner, I’m sure less people would have a problem with it.

Absolutely this! An LA funded resident generally pays half the fee that the privately funded resident pays. It’s simply not fair - each should pay the same. I am definitely doing all I can to ensure that my family benefit from my hard work and sacrifice!

FeministUnderTheCatriarchy · 01/04/2025 10:12

coldandfrostymorning23 · 01/04/2025 10:11

I do not object to paying care home fees for my relatives.

I do object to the fact that they are charged twice what the Local Authority is paying for identical care in the same home.

I agree with this. It's the same as hospitals in America charging inflated fortunes to insurance companies because they know they'll get it.

They know they can drain assets to the threshold so they do it as quickly as possible to ensure they get as much money as they can before the person passes away.

Fair, equal prices I have no issue at all with.

Happyinarcon · 01/04/2025 10:12

It’s demoralising for someone to lose all their assets to aged care. They would have scrimped and saved making good financial decisions all for it to be pointless. I have no problem with my taxes going on aged care for other people.

Anonym00se · 01/04/2025 10:12

Ablondiebutagoody · 01/04/2025 10:09

Worked my whole life, paid a fortune in tax whilst recieving shit public services and surrounded by millions sponging off the taxpayer. Fucked if I'm paying for care too. Will do everything I can to avoid that.

Die at home in a puddle of your own waste then, but don’t expect us to pay for it. It’s like saying “Wah wah wah, I’ve paid tax all my life so why should I pay for food?” Paying tax doesn’t entitle you to help yourself to everything for free if you’re wealthy.

notatinydancer · 01/04/2025 10:11

Everyone has to pay to live somewhere be it rent or a mortgage.
The NHS simply could never afford to pay for everyone.

sillysmiles · 01/04/2025 10:11

Blackbookofsmiles1 · 01/04/2025 10:04

Maybe it’s because the decades of blood, sweat and tears that goes into buying a house and paying off a mortgage is more hard work than your giving credit. For it then to go down the drain to someone else and not your family makes it feel like the decades spent buying it is a complete waste.

If care home fees were not going towards subsidising someone else in the care home who can’t pay and profit to the owner, I’m sure less people would have a problem with it.

But it's not going down the drain on someone else, you are liquidating your assets to fund the final stages of your life.

Personally I see care homes as similar (not the same) as child care fees. It would be great if high quality care was organised by the government and not by for profit companies, paid by taxes and run efficiently. But that's not the way these things work.

coldandfrostymorning23 · 01/04/2025 10:11

I do not object to paying care home fees for my relatives.

I do object to the fact that they are charged twice what the Local Authority is paying for identical care in the same home.

rwalker · 01/04/2025 10:09

It’s quite simple
2 people have 100k
person A pisses it all against the wall state pay for there care

person B saves it has no benefit they have to pay for there own care and all subsidies persons A care

Steambeets · 01/04/2025 10:09

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This has been deleted by MNHQ for breaking our Talk Guidelines.

Ablondiebutagoody · 01/04/2025 10:09

Worked my whole life, paid a fortune in tax whilst recieving shit public services and surrounded by millions sponging off the taxpayer. Fucked if I'm paying for care too. Will do everything I can to avoid that.

Julen7 · 01/04/2025 10:09

northerneast · 01/04/2025 10:08

Can you do this? If so I wonder why everyone isn’t doing it tbh.

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Yes is it not deprivation of assets?

northerneast · 01/04/2025 10:08

Blackbookofsmiles1 · 01/04/2025 10:06

Our home will be going into trust for my kids, I’m not paying care home fees whilst others who never sacrificed monthly (FOR DECADES) to pay for a property like I have, get it free!

Can you do this? If so I wonder why everyone isn’t doing it tbh.

Mightymoog · 01/04/2025 10:07

MellowPinkDeer · 01/04/2025 10:04

That’s cool, you can go to the crappy care home they will choose for you. I hope you enjoy that!

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I have news for you. A lot of expensive care homes are very crappy too.
In fact I've found the all singing,all dancing, coffee shop in the foyer types are the worst for actual care. It's all about profit

Anonym00se · 01/04/2025 10:07

Yes, OP. They’d be the first ones calling out ‘benefits scroungers’ but at the same time think nothing of expecting taxpayers to fund their care while they hide away hundreds of thousands of pounds for their adult children. Ironically the sums involved are no doubt many times more than any “benefits scrounger” would receive. Absolute entitled scumbags.