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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To think that saving money isn’t optional?

81 replies

CraftyNavyDeer · 31/03/2025 14:08

It feels like common sense but I’m constantly surprised by how many people don’t save at all. At the very minimum, everyone should have an emergency fund - yet plenty of people live pay check to paycheck with no backup.

AIBU to think that saving should be non-negotiable? Or do some people genuinely have valid reasons for not doing it?

OP posts:
Wooptydodah · 31/03/2025 14:13

Wow.

Tenminutestogo · 31/03/2025 14:12

YANBU for those who have a disposable income so are able to save.

YABU if you are applying this to those who need all their income to meet their essential living costs (obviously)

Fancycheese · 31/03/2025 14:11

“valid reasons” 😂😂

LoveSkaMusic · 31/03/2025 14:11

I'd say it is entirely optional if you're having trouble keeping your house warm and your family fed. Oh and it's only going to get worse thanks to government policy.

There's never a good time to be poor, but now moreso than ever.

amber763 · 31/03/2025 14:11

How privileged of you. You realise living paycheque to paycheque means a lot of people have nothing left to save at the end of the month.

cherryontoppp · 31/03/2025 14:10

err??? if people are paycheck to paycheck they don’t have the money to save. what a privileged post