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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

talk to me if you stupidly bought something £££ you couldnt really afford

769 replies

WhyDidIDiddle · 30/03/2025 19:44

In my defence, I have had a horrible time featuring death which has left me on a swing between dark depression and f*ck it do it now you might be dead tomorrow.

I bought a pair of shoes that I really liked but were a ridiculous amount to spend on shoes of any kind. I feel a bit sick when I think of it. I will keep them as its not bankrupting but it is stupid out of the savings money. I do like them but it was really really really stupid. No one should spend that much on a pair of shoes.

Hoping I am not alone and someone can make me feel a bit better with similar tale that didn't end horribly.

OP posts:
Thread gallery
21
peachgreen · 31/03/2025 10:15

I went a bit mad after DH died and spent £10k on a kitchen and bathroom renovation for a house I didn't even own. To be fair I very much enjoyed them while I was living there, but two years down the line when I moved out and bought somewhere, I was a bit perturbed at my own idiocy.

I also got drunk at an airport once and spent £300 on giant Prada sunglasses. In my defence, they are FABULOUS and I still wear them 10 years later.

Bogginsthe3rd · 31/03/2025 10:14

edwinbear · 30/03/2025 19:51

If you really like the shoes and you can afford them, it’s really not a waste of money. You’re allowed to have nice things! DH and I spent £20k on a cutlery set when we were young, pre-kids and had money. That’s arguably a ridiculous amount of money to spend on knives & forks, but 20 years later, we still get pleasure from them.

Wtf. Cutlery. £20k

JaceLancs · 31/03/2025 10:06

Mistakes - recently a jimmy choo handbag which is too heavy and the wrong shape and some stunning diamond earrings in white gold (I only wear yellow gold!)
No regrets purchases - an aquamarine ring, my omega watch - most of my designer shoe collection

Floatlikeafeather2 · 31/03/2025 10:03

FagsMagsandBags · 31/03/2025 03:03

Asprey and Garrad's mereged in the 1990s and then demerged in the 2000s so my guess is that for a period of time there were different stores than there are now. Bear says it was a swanky new store which would add up to about twenty years ago and the merge. I see no reason to suggest that she's lying about any of it.

I was questioning OP's memory, rather than their veracity.

Kate240 · 31/03/2025 10:01

Buy quality, buy once.

And work on cost per wear. If you spend £30 on a pair of shoes from Next but only wear them once for one event then the cpw is £30.

If you buy a pair of £300 shoes but you wear them 10 times, then cost per wear is also £30. Wear them more than that and they become cheaper than the cheap shoes.

People tend to wear and look after expensive stuff in a way they don't when it comes to fast fashion. Which in turn makes the expensive stuff more economical over the long term.

TonTonMacoute · 31/03/2025 09:53

billydilly · 31/03/2025 03:05

I've always dreamed of having an Abyssinian cat, quite a difficult breed to find in the UK. After a few surreptitious long-distance trips to the breeder I found the kitten for me; he was quite devoted to his little sister though..of course I ended up buying her too. Many £££'s for them both. I told DH that the sister came free on a BOGOF basis..

Absolutely gorgeous! 😍😍😍

Pigeon31 · 31/03/2025 09:52

Roselilly36 · 31/03/2025 08:19

Puts my view of overspending in touch, took me a while yesterday to get over spending £15 on a trifle in M&S Foodhall yesterday! Still cant believe I spent £15 on a trifle!

I want to know more about this trifle now :)

Starlight1984 · 31/03/2025 09:50

Oh loads OP - I am the queen of buying stuff I can't afford 😂

Theatre / music tickets (we might never see them again!!!), holidays, furniture, cashmere cardigans from Sezane... The list is endless!

Most recently is Wimbledon tickets, a walnut and leather chair for our new bedroom and new Birkenstocks.

SqueakyDinosaur · 31/03/2025 09:49

Bikergran · 31/03/2025 08:28

Do you mean silver-plated cutlery, or solid silver cutlery? Huge difference in value. Most plated stuff, even in its box, is only worth a few pounds, you see a lot in charity shops. Solid silver, unless it's by a special maker like Tiffany or Aspreys, or antique, is worth a bit more than the scrap value of the weight of silver. Just because someone paid £20K retail price doesn't mean that is the resale value.

Mine is solid, from the early 19th century, and still wouldn't be worth 20k!

Katem90 · 31/03/2025 09:46

theunbreakablecleopatrajones · 31/03/2025 09:02

If you can afford 20k on cutlery and it will give you years of pleasure, what’s wrong with that?

People buying things gives other people work. The problem with consumer culture is things that don’t last, whereas in 200 years time the PP’s cutlery will be a much loved family heirloom or an antique find someone will be delighted to find and own.

I said people are different and I respect that. I still personally find it completely ridiculous. Especially when there is so much suffering in the world.

fantastick · 31/03/2025 09:43

As an idiotic/way too smitten undergraduate I once took out a whole student loan to pay for a long distance flight to visit an ex boyfriend who had moved abroad. I also had to pay thousands in pounds to BT for calls to said ex.
The relationship only lasted about one year after that and the loan took me ten years to pay off...
Still makes me feel slightly sick.

CaravaggiosCat · 31/03/2025 09:38

istabraq · 30/03/2025 21:37

Oh I did just spend £250 on a stags head made out of dried flowers.

I love it so

Haha....I have been eyeballing these since mentioned on here a short while ago 😅. Where did you put yours?

GenerousGardener · 31/03/2025 09:31

billydilly · 31/03/2025 03:05

I've always dreamed of having an Abyssinian cat, quite a difficult breed to find in the UK. After a few surreptitious long-distance trips to the breeder I found the kitten for me; he was quite devoted to his little sister though..of course I ended up buying her too. Many £££'s for them both. I told DH that the sister came free on a BOGOF basis..

Oh this lovely picture of these beautiful cats made my heart lurch.

My sister who lived in South Africa, was one of the top breeders and judges of Abyssinian cats. We visited her often and her ‘Abby’s’ had free range of her farm, apart from her breeding queens who had a huge pen and run of their own.

I don’t think I’ve ever seen an Abby cat in the U.K. My sister died 12 years ago and my BIL sold and gave most of the cats away to the breeding/showing fraternity.

zingally · 31/03/2025 09:23

A couple of years ago I dropped about £2.5K on a 2-week cruise to a bucket list destination.
I'm self-employed, so had to consider lost wages of perhaps another £1K. Then spending money... It probably cost me close to £4K all in.
It was a LOT of money for me, and in the week or so before going, a little voice in the back of my head was telling me I'd been pretty foolish.
But, it was an AMAZING holiday, and one I'll remember for the rest of my life.

I ask myself what else I'd have done with that money? And honestly, it would just have gone on bills!

kellygoeswest · 31/03/2025 09:18

I bought a vintage Balenciaga city bag in tan a few years ago for around £500. It was so worth it and I use it heaps. I've seen that they've gone up in value since so could potentially resell it some day but I probably wouldn't... plus I use it so much it's definitely going to be showing signs of wear soon.

And £1,000 on a gaming laptop when the only game I've played in the last decade on PC is Rollercoaster Tycoon!

1975wasthebest · 31/03/2025 09:14

After a lot of deliberation, I did a bit of overtime last year to pay for a new MacBook, so did have the money and technically was able to afford it, but I have almost no savings, still house share and my pension forecast is looking dire. So maybe the sensible thing would have been to save that £1.3K. But the MacBook gives me so much pleasure to use, I feel I’ve already got my money’s worth.

I think that life is so short and as long as you’re not putting yourself into a damaging and vulnerable situation by buying whatever, then there’s no problem.

theunbreakablecleopatrajones · 31/03/2025 09:04

TimeForATerf · 31/03/2025 07:35

Not me as I absolutely don’t do this kind of thing. DH bought me a limited edition Montblanc fountain pen for my birthday last year which cost a grand. We absolutely can afford it, I have always coveted a MB fountain pen, and it is a thing of beauty that was even sent away to Germany to replace the nib with a broad one as I had always expressed a preference for a broad nib.

A wonderful gift and gesture, but it just seems so expensive and unnecessary. I don’t use it as I don’t want to lose it. Ridiculous.

@TimeForATerf

But you have insurance? So if did loose it it could be replaced? I think you can also get tiny tracker things, like for glasses, if you want to take it out and about.

OvaHere · 31/03/2025 09:03

I've just remembered about 18 years ago I impulsively spent a few hundred on a at least a dozen (huge) bales of second hand clothing. They arrived on a lorry and I had to stack them up in the garage, taking up almost every inch of space.

My reasoning being that I was going to open an eBay shop and also I was bound to get a fab new wardrobe out of it because there would definitely be hidden gems, right?

Wrong. They were full of the worst crap charity shops couldn't sell - think brown trousers from the estate clearance of 75 year old men. Everything smelt old and musty. I only ever opened one bale because I realised due to the air tight compression there was a warehouse size amount of fabric in these bales that would have filled my entire house if all opened.

I don't know what the hell I was thinking.

It was massively inconvenient having all that space taken up but I stuck my head in the sand for the best part of a year until DH put his foot down and said one way or another they have to go. So I ended up selling them on as a job lot on eBay at a massive loss. I don't think I even got £50 for them.

Thinking about it DH has been remarkably tolerant of my half baked 'brilliant' business ideas over the years. This was probably the most annoying.

theunbreakablecleopatrajones · 31/03/2025 09:02

Katem90 · 31/03/2025 01:35

How is spending 20k on cutlery “embracing life” 🤣 please - it’s called having more money than sense. Imagine the things that money could’ve paid for. If you don’t need it, someone else really fucking does.

ok - I read the update on the cutlery and I see it wasn’t a case of this… they actually saved for it. This is wild to me, but people are different and I respect that. Still, it seems insane. But, all the best…

Edited

If you can afford 20k on cutlery and it will give you years of pleasure, what’s wrong with that?

People buying things gives other people work. The problem with consumer culture is things that don’t last, whereas in 200 years time the PP’s cutlery will be a much loved family heirloom or an antique find someone will be delighted to find and own.

theunbreakablecleopatrajones · 31/03/2025 08:56

Elaine118 · 30/03/2025 22:53

This thread has some wonderful stories. I'd love some fancy cutlery. It's nice to treat yourself. If you enjoy the experience/item then I don't think the money went to waste. I have some beautiful bags and shoes that I had to save for but I don't regret it. I use them often and with care. They bring me joy.

I did panic buy a dress though that makes me sad. In a designer closing down sale where there was no chance to try it on. The rack I got it from was for my size but the dress was a size down. I realised in the line to pay but there were none left when I tried to swap for the size up. When I tried it on at home it was really tiny at the waist, the zip wouldn't come close to doing up. And then taking it off it I got stuck and ripped it! I spent about £500 on a dress no one will ever wear! It's very pretty but what a waste. I wish I'd never bothered.

@Hysterectomynext 👋(waves her size 4's at you.😆) I know just how you feel!

@Elaine118

A good seamstress can probably put in a side panel for you. My sister has revived the dresses of her youth like this.

Goatinthegarden · 31/03/2025 08:56

I’ve really enjoyed reading this thread.

I don’t have children and so have a bit of a mentality that I don’t need to save for anything other than a decent retirement. I do however squander money on my ‘hobbies’. I have lots of hobbies, and quietly chuck a large percentage of my wage on sports gear and art materials that I don’t really need…then I feel a bit guilty about the decadence of it all (not that it stops me).

Now I’ve read this thread, I just wish everyone could have a little bit of careless squandering.

Ariela · 31/03/2025 08:52

Sorry for your loss. I think it's a comfort thing. I bought a really posh frying pan when a close relative died. It's actually brought me great joy, a Woll one, and it's still going strong nearly 10 years later. Had I bought yet another cheapie I'm quite sure I'd be on at least my 5th. So actually I'm thinking it was a wise investment and I always think of said relative with fondness when cooking with it.

So my advice is enjoy those shoes, and as my Jewish friend would say 'Wear them in good health!'

Neveranynamesleft · 31/03/2025 08:51

@Tupperwarelid

You could try Vinted to get some of your money back ? Better than it being sat there doing nothing.

BeaAndBen · 31/03/2025 08:50

There’s definitely a common theme of grief reactions!

I blew £2k I couldn’t really afford in the year after my mum died - a MacBook, a robot hoover that is totally useless because it keeps getting jammed under furniture, that sort of thing.

@WhyDidIDiddle enjoy your marvellous loafers!

Bikergran · 31/03/2025 08:38

I honestly can't think of many things I regret buying, but there are a handful of things I regret NOT buying, when I could have (just) afforded them, but was being "sensible". A massive natural aquamarine ring when I was a student (would be worth a fortune nowadays), a millinery business when I was offered it by the owner, who would have trained me as part of the deal, a stunning black tailored jacket in TKMaxx which would have been fantastic with any outfit and made me look a stone lighter - by the time I reconsidered and went back, it had gone. I once spent what was 2 weeks budget on a pair of high-heeled Italian leather boots, which I subsequently wore with almost any outfit for YEARS, on a price per wear basis it must have been the best value footwear I've ever owned.

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