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Original poster

To think most people don’t actually pay off their credit cards in full each month?

455 replies

PoliteCyanViewer · 29/03/2025 11:48

I always hear advice about clearing your balance each month to avoid interest but how many people actually do it? With the cost of living, unexpected expenses, and temptations everywhere, is it realistic? Do you pay yours off in full or do you carry a balance?

OP posts:
lavenderlou · 29/03/2025 11:50

I always do but I'm fortunate that I don't rely on it for everyday costs. I just use it for larger purchases where I may need the protection a credit card brings.

sorrynotathome · 29/03/2025 11:50

Yes, I do and always have. Had credit cards for 40 years and never used them for actual credit!

Clearly some people do and some don't - for many people it's fine.

TickingAlongNicely · 29/03/2025 11:50

Depends why you use it surely? If you use it because you can't afford things, you won't be paying it off quickly. But some people only use it for the buyer protection.

Muchtoomuchtodo · 29/03/2025 11:50

We do too.

MrsSkylerWhite · 29/03/2025 11:48

We do.