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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

CMS age limit

256 replies

RhaenysRocks · 25/03/2025 07:23

First of all , can I plead that we keep this thread focused on the issue at hand, not all the other myriad "what about x" issues with CMS.
Currently, CMS ends when a child is 18 or leaves full time FE (but not HE). Given that very few people are now able to be financially independent of parents until at least early twenties, especially with the current situation with rents, zero hours contracts, difficulties for young people to get full time, decent employment, AIBU to argue that the rules around CMS should change. The devil is in the detail of course, but realistically, many RPs will be hosting their adult children for 3-5 years longer than traditionally was the case. If the NRP is not willing or able to have them stay 50/50 should there be an obligation to continue to support them in that case, even if it was a direct payment to the child from whom the RP then elicits rent? I really don't want a bunfight or a "I left at 16 and never looked back". It's 2025, the world has changed and even the brightest, most driven kids are often still at home beyond the age of CB.

OP posts:
Snugglemonkey · 26/03/2025 00:18

ImmortalSnowman · 25/03/2025 07:33

Adults who can legally drive, buy alcohol and tobacco, vote, take out credit, be called to jury duty and get married don't need child maintenence. They should be contributing to their living costs themselves.

Of course they do if the ex is not covering their share fair share.

RhaenysRocks · 25/03/2025 22:57

Absolutely. Glasses, braces that are less conspicuous etc can cost hundreds. An nrp who rarely sees the kids and certainly not on a day to day basis won't get the fallout that might come with low self esteem, taunting and teasing. An RP will and if they can afford it, will do their best to mitigate. It's all very laudable to say "don't care about it" but most people do actually and it's not a terrible moral failing. It's just one example of where RPs tend to cop a much greater financial cost.

OP posts:
MissScarletInTheBallroom · 25/03/2025 22:00

CaptainFuture · 25/03/2025 21:58

I'd rather teach my kids that anyone who was shallow enough to judge someone for needing to wear glasses wasn't worth knowing or engaging with.

Well, that's nice, but I live in the real world and if I can do something relatively simple to avoid making my teenager an object of ridicule, I will.

We don't need to learn all lessons the hard way.

And it's not merely "wearing glasses". Perhaps you have no idea quite how hideous high prescription lenses look without any thinning. Most people have never seen them.

CaptainFuture · 25/03/2025 21:58

I'd rather teach my kids that anyone who was shallow enough to judge someone for needing to wear glasses wasn't worth knowing or engaging with.

MissScarletInTheBallroom · 25/03/2025 21:55

CaptainFuture · 25/03/2025 21:53

So people who can't afford fhe £600 for these glasses are telling their children that that they're only worth the cheapest and nastiest of everything?!
Really?! Ouch!

No, that's not what I said at all.

But if I had the money to pay for that, I would. And I would consider it a normal part of the cost of raising my children. The same way dental treatment is part of the cost of raising my children, regardless of the fact that some people can't afford dental treatment.

If you can afford to pay for these things but you choose not to and tell your child to save their pocket money, you are telling them they're only worth the cheapest and nastiest of everything though.

CaptainFuture · 25/03/2025 21:53

MissScarletInTheBallroom · 25/03/2025 21:44

Yes it is cosmetic, and if my children have the misfortune to be as myopic as I am when they are teenagers, I will gladly spend the extra money rather than let them endure their teenage years peering through budget frames with lenses as thick as the bottoms of glass coke bottles which make their eyes appear unnaturally large.

Because I love my children and I recognise that there is a middle ground between raising spoilt brats and making your children feel that they're only worth the cheapest and nastiest of everything, which I don't think is good for their self esteem.

So people who can't afford fhe £600 for these glasses are telling their children that that they're only worth the cheapest and nastiest of everything?!
Really?! Ouch!

MissScarletInTheBallroom · 25/03/2025 21:44

CaptainFuture · 25/03/2025 21:37

Is lens thinning not just cosmetic?

Yes it is cosmetic, and if my children have the misfortune to be as myopic as I am when they are teenagers, I will gladly spend the extra money rather than let them endure their teenage years peering through budget frames with lenses as thick as the bottoms of glass coke bottles which make their eyes appear unnaturally large.

Because I love my children and I recognise that there is a middle ground between raising spoilt brats and making your children feel that they're only worth the cheapest and nastiest of everything, which I don't think is good for their self esteem.

Bellyblueboy · 25/03/2025 21:39

MrsSunshine2b · 25/03/2025 17:28

Well there's absolutely no way I'd ever buy my child glasses and trainers totalling £400. They'd have to save their pocket money.

Our 3 bed house is approximately £100 more per month in mortgage than a 2 bed house in the same area would be. Our bills have not changed. Our water is on a fixed rate, if the heating is on, it's on, it doesn't cost more to be heating another person.

Have you bought glasses recently?! Mine were £600. Non-branded frames.

CaptainFuture · 25/03/2025 21:37

MissScarletInTheBallroom · 25/03/2025 21:29

I don't think people are talking about clothes.

As a glasses wearer myself, it's not designer frames that are expensive, but lens thinning if you have very poor eyesight.

Is lens thinning not just cosmetic?

Kuretake · 25/03/2025 21:34

My glasses have been 100s of pounds since my teens. The frames are a tiny bit of the cost, I have a high prescription.

MissScarletInTheBallroom · 25/03/2025 21:29

Gogogo12345 · 25/03/2025 20:52

I've had 3 of them . All over 18 now Youngest is 21. I've never paid for designer glasses or expensive trainers either.

None of the kids have worried about brands that much. My DDs tend to buy supermarket clothes and DS buys all weird and wonderful things to wear from bootsales and charity shops

I don't think people are talking about clothes.

As a glasses wearer myself, it's not designer frames that are expensive, but lens thinning if you have very poor eyesight.

CaptainFuture · 25/03/2025 21:09

£400 for glasses?! There's so many online glasses retailers now, I bought 3 pairs for £6.99 each, lenses included!

vivainsomnia · 25/03/2025 20:55

Maybe come back when your child is 18 and see if you still think these things, rather than preaching at people who have been there, done it and got the T-shirt from your perspective of having raised a child for five whole years
I've been there, single mum, never got a penny in maintenance and my kids have long learn that they don't get fancy trainers and expensive glasses unless they pay for them. I have never in my life spent more than £150 on a pair of glasses and that's with all the adds on. Asda do 2 pairs under £100.

I totally get the nrps who look forward to stoping paying for unnecessary luxuries for their kids when it doesn't align with their own principles.

Gogogo12345 · 25/03/2025 20:52

MissScarletInTheBallroom · 25/03/2025 17:55

Maybe come back when your child is 18 and see if you still think these things, rather than preaching at people who have been there, done it and got the T-shirt from your perspective of having raised a child for five whole years.

I've had 3 of them . All over 18 now Youngest is 21. I've never paid for designer glasses or expensive trainers either.

None of the kids have worried about brands that much. My DDs tend to buy supermarket clothes and DS buys all weird and wonderful things to wear from bootsales and charity shops

MrsSunshine2b · 25/03/2025 20:37

SheilaFentiman · 25/03/2025 18:03

You missed my point. But since you have a hobby horse to ride, and I have dinner to cook, I will leave it there.

I'm not riding any hobby horse. I'm not sure what point you were trying to make.

We cannot mandate that parents fund their children in to adulthood. If one or both parents choose to, that's very nice of them.

x2boys · 25/03/2025 18:25

MissScarletInTheBallroom · 25/03/2025 17:55

Maybe come back when your child is 18 and see if you still think these things, rather than preaching at people who have been there, done it and got the T-shirt from your perspective of having raised a child for five whole years.

Some kids are just not intersted in expensive clothes and shoes,my 18 year old isnt.

ImmortalSnowman · 25/03/2025 18:12

inigomontoyahwillcox · 25/03/2025 17:00

That's not correct. It continues until they are 20 if they are in approved education. Approved education being:

  • A levels or similar, for example Pre-U, International Baccalaureate
  • T Levels
  • Scottish Highers
  • NVQs and most vocational qualifications up to level 3 - excluding intermediate and advanced apprenticeships
  • home education - if it started either before your child turned 16 or after 16 if they have special educational needs and disabilities
  • traineeships in England

(must be accepted onto the course before they turn 19)

Child Maintenance stops if your child starts studying an ‘advanced’ course, such as a university degree or BTEC Higher National Certificate, or if a course is paid for by an employer.

(source: gov.uk)

As I said FURTHER education. Not higher.

NewsdeskJC · 25/03/2025 18:09

But these things can only state minimum requirements.
You are not legally obliged to provide for another adult.
At 18 you can get a job that pays enough to feed and clothe you. By 19 dd2 had left home and was renting a house with her boyfriend.

SheilaFentiman · 25/03/2025 18:03

MrsSunshine2b · 25/03/2025 17:25

But again, there is no legal right to stay with your parents after the age of 18 and some parents might have very good reason not to allow that.

If we say it's mandatory for one parent to house their child in the holidays or pay towards to costs of living at Uni, it must become mandatory for both parents. That's not desirable. What if the parent becomes aware that the child is not turning up to lectures, drinking away all the money they give them and failing all their exams? The usual advice would be to stop giving them money until they take responsibility.

In the UK, 18 is an adult. CMS and CB are extended to cover up to A levels or equivalent as that is considered a minimum standard we want everyone to meet. Anything after that is personal choice and parents- regardless of whether they live with the child or not- are not legally obliged to facilitate it.

You missed my point. But since you have a hobby horse to ride, and I have dinner to cook, I will leave it there.

MrsSunshine2b · 25/03/2025 18:01

Staceysmum2025 · 25/03/2025 17:35

As I said, you’re in for a shock. Pocket money being spent to be able see ? Really ?

So there you go straight away there’s another hundred pounds to add onto your 650
Kids do put the heating on when you’re not in the house. And forget to turn it off.
In my area, the jump is 50 grand per bedroom.
You’re not talking about a two bedroom place to a three bedroom place you’re talking about a one bedroom place to potentially as a three bedroom place. If it was just me, I’d be living in the house that I paid £49,000 for many moons ago and I would’ve paid it off tenfold by now.

The non-resident parent doesn’t even have a bedroom for the children at his shag pad.
He doesn’t have to wash their clothes costing electricity. He doesn’t have to wash their bedding costing electricity. Petrol to and from School is at least £200 a month it’s all of the little things that add up. Don’t even get me started on the loss of wages and the number of promotions that I’ve turned down over the years because quite simply I couldn’t do it. And be a present parent. I did try it went horribly wrong.
I think you’re a bit naive with a five-year-old to be blunt.

Edited

I have never spent more than £50 on a pair of trainers for myself. Glasses do not cost £350 unless he wanted a very fancy frame.

I can't speak for what you spend on your son, but I have done the comparisons on a 2 bed vs a 3 bed, therefore an extra bedroom to accommodate DD, and the difference was £100 a month in mortgage. It isn't logical to work out the total cost over the whole mortgage because at the end of it the £50k in equity is yours, not your DSs.

MissScarletInTheBallroom · 25/03/2025 17:55

MrsSunshine2b · 25/03/2025 17:28

Well there's absolutely no way I'd ever buy my child glasses and trainers totalling £400. They'd have to save their pocket money.

Our 3 bed house is approximately £100 more per month in mortgage than a 2 bed house in the same area would be. Our bills have not changed. Our water is on a fixed rate, if the heating is on, it's on, it doesn't cost more to be heating another person.

Maybe come back when your child is 18 and see if you still think these things, rather than preaching at people who have been there, done it and got the T-shirt from your perspective of having raised a child for five whole years.

Staceysmum2025 · 25/03/2025 17:38

socks1107 · 25/03/2025 17:33

Staceysmum2025 I think we’ve almost written the same thing!!

They really do make you sick.
I spent the day before getting her hair blow dried and cut, nails and fake tan, running around the shops trying to find an emergency last minute pair of shoes to match the change of outfit which luckily had been borrowed. I spent over £100 on the official photographs.
Naturally, I paid for the gown hire.
He turns up with an hour to go buys everybody a drink like he’s the Lord of the manner and sat there like a performing seal in the front row.
The student loans have been calculated on both he and his wife’s income so she got sod all. 30 grand it cost me in total.
And he has the cheek to overpay into his pension to minimise his liability towards the little one.
Bring back the stocks

Staceysmum2025 · 25/03/2025 17:35

MrsSunshine2b · 25/03/2025 17:28

Well there's absolutely no way I'd ever buy my child glasses and trainers totalling £400. They'd have to save their pocket money.

Our 3 bed house is approximately £100 more per month in mortgage than a 2 bed house in the same area would be. Our bills have not changed. Our water is on a fixed rate, if the heating is on, it's on, it doesn't cost more to be heating another person.

As I said, you’re in for a shock. Pocket money being spent to be able see ? Really ?

So there you go straight away there’s another hundred pounds to add onto your 650
Kids do put the heating on when you’re not in the house. And forget to turn it off.
In my area, the jump is 50 grand per bedroom.
You’re not talking about a two bedroom place to a three bedroom place you’re talking about a one bedroom place to potentially as a three bedroom place. If it was just me, I’d be living in the house that I paid £49,000 for many moons ago and I would’ve paid it off tenfold by now.

The non-resident parent doesn’t even have a bedroom for the children at his shag pad.
He doesn’t have to wash their clothes costing electricity. He doesn’t have to wash their bedding costing electricity. Petrol to and from School is at least £200 a month it’s all of the little things that add up. Don’t even get me started on the loss of wages and the number of promotions that I’ve turned down over the years because quite simply I couldn’t do it. And be a present parent. I did try it went horribly wrong.
I think you’re a bit naive with a five-year-old to be blunt.

socks1107 · 25/03/2025 17:33

Staceysmum2025 I think we’ve almost written the same thing!!

socks1107 · 25/03/2025 17:32

I dont disagree if the young person goes onto higher education. If they work then rent should be paid.
My eldest will graduate this year, she’s lived at home during her degree and I have provided for her alongside her part time job. My ex has contributed not even a meal once a month never mind a few pounds towards lunch or support with her travel. He’ll be there no doubt in graduation day gushing on Facebook and getting his likes about what a great dad he is and in reality he deserves none of it as he’s put nothing in.
So yes I believe he should be liable for maintenance as she’s in higher education and I’m expected to top her up but he gets to walk away financially