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Original poster

If payday is Monday?ā€¦

156 replies

Loveduppenguin · 22/03/2025 08:51

How much have you got left in your current account? If payday is Monday? I think Iā€™m doing quite well with 141.36 šŸ˜…
Single parent trying hard to save more so Iā€™m thrilled šŸ™ŒšŸ™Œ

OP posts:
ClaireEclair · 22/03/2025 11:00

Payday Tuesday. Iā€™m on minus Ā£157 but I do have savings that I donā€™t want to touch

Offtobuttonmoontovisitmrspoon · 22/03/2025 10:53

Minus Ā£500. Yippee.

moomoo1967 · 22/03/2025 10:49

Bollindger · 22/03/2025 09:22

Tip I founded out.
Lots of places let you use PayPal.
It takes 2 days to clear...
Uber do food lots like Iceland do half price veg on a Monday, if you stock up you save. If you invite friends they give you both money off. Ā£12.
Then then send you lots of spend Ā£15 get half price ECT. It actually starts to add up , I save Ā£100 this way last month.

This sounds good however prices on Uber eats are already inflated you aren't getting 50% off in-store prices so you're paying over the odds

TwistedWonder · 22/03/2025 10:49

Payday is 27th and Iā€™ve got just under Ā£500 left in my current account - mainly because itā€™s my 2 months not paying council tax or water

Hellohah · 22/03/2025 10:43

Loveduppenguin · 22/03/2025 10:05

I couldnā€™t do this at all 1k left! I used to but Iā€™m separated now and have a huge rent to pay

In -2750
CB-280
Benefits-177

Total: 3,207

Rent 1400
Electricity 120
Life insurance 40
Internet/tv/2 phones 86
Bin charge 23
Apple 20
Disney 10
DS club 25

Total 1,724
Leftover 1,483

the 1483 is for food, fuel, savings and everything else.

Show quote history

I think this shows everything is relative.
I don't earn as much as you, and my take home pay is approx. Ā£2000. My bills and savings come to Ā£1400, so I have Ā£600 left for food, fuel and everything else.

I realised how much I spent on shite. I've stopped buying stuff I don't need. If I see a book I want, I'll order from the library. If I fancy a coffee, I think I'll have one when I get home/work. Taking my lunch every day to work etc. I had a budget for Christmas and stuck to it this year.

Life sounds miserable when I've written it down, but it really isn't. I still do all the things I did before, go out, holidays and so on. It's those little things that have made all the difference to me.

Bromptotoo · 22/03/2025 10:35

@PickledElectricity I was thinking about how that would work on Universal Credit where you really want to avoid having two salaries in a benefit month.

Easy enough in reality as you make sure your monthly Assessment Period starts and ends early in the month.

PickledElectricity · 22/03/2025 10:32

Bromptotoo · 22/03/2025 10:30

Are you always paid on last but one?

Show quote history

Yes, at this company. Except Christmas, I think they do it 21st?

My partner is paid on a set day (26th) every month.

Bromptotoo · 22/03/2025 10:30

PickledElectricity · 22/03/2025 09:16

Payday is Friday, the penultimate working day of the month. Means I'm always having to figure out when I'll actually be paid!

I have about Ā£500 after spending Ā£100 on kids clothing and house bits and a top up shop yesterday.

Are you always paid on last but one?

EmeraldShamrock000 · 22/03/2025 10:22

The cost of living as exploded, saving is a luxury.

It takes years away from the quality of life worrying about financial issues, many sleepless nights, and stretching food.

I hope things improve.

moanafan · 22/03/2025 10:22

About Ā£80. But I was supposed to put Ā£200 into paying off our summer holiday which didnā€™t happen so going to have to claw that back next month. I did have slightly more but my 2yo currently has chicken pox so I bought her a couple of treats and a new toy to cheer her up!

Sunshineandrainbow · 22/03/2025 10:20

Pay day is Tuesday for my evening job and I have 36.67 in my account.
Full time job pay day is 31st.

I wouldn't make it through the month without my evening job and I am so glad I get paid that the week before my main job!

Fleetheart · 22/03/2025 10:17

Payday Tuesday -Ā£44.38. Lots going out on Tuesday of course!

Anonymouskitty · 22/03/2025 10:17

As of today we have Ā£6526.57 in our current account. We do try to save hard but I've just ended my maternity leave so now forking out for x2 sets of childcare bills, so we'll probably have to dip into this until September 2025 when they both have full funding.

Nina1013 · 22/03/2025 10:17

Thisissuss · 22/03/2025 09:22

Annoyingly my payday seems to be whenever they like - anywhere between 21st and 25th for the last few months.
I have about Ā£12 in my account. Luckily nothing on this weekend.
Why do companies wait over weekends to pay when other companies can take payments out over weekends, does anyone know?

No companies can take money out (direct debits) on a weekend.

Card payments (and any bills set up on a recurring card payment) can be taken any time.

Wages being made by a manual payment can be made at any time. Wages being made in bulk on a bulk payment run through the bank will always be on a working day.

Birdseyetrifle · 22/03/2025 10:16

My payday is a week Monday and I have Ā£145 and a single parent. I only need to buy veg and milk though so itā€™s okay, I think šŸ˜‚

tillyandmilly · 22/03/2025 10:15

payday Monday yippee for me! - managed to save Ā£150! But have lent it to my sister until next week - when she gets paid! Oh well

Original poster
Loveduppenguin · 22/03/2025 10:14

offmynut · 22/03/2025 10:11

Wage pay monday Ā£2k
Account balance as of today Ā£1700 to play with i dont need anything so wont be spending it.
Savings over Ā£60k.
All bills up to date.

Do you just let it build in your current? Or did you only spend 300 this month? I would have to transfer to savings

OP posts:
offmynut · 22/03/2025 10:11

Wage pay monday Ā£2k
Account balance as of today Ā£1700 to play with i dont need anything so wont be spending it.
Savings over Ā£60k.
All bills up to date.

Barleysugar86 · 22/03/2025 10:10

Ā£271. But I was expecting a minimum payment to my credit card to go out of around Ā£200 so not as good as it seems!

SockFluffInTheBath · 22/03/2025 10:08

My payday is next Friday. Did the weekly shop this morning so enough left now for our last 2 DDs and then not a lot more.

Been a heavy month though, both DCā€™s birthdays, had a weekend away, and got my hair done. Canā€™t spend it twice, unfortunately!

crossstitchingnana · 22/03/2025 10:07

Ā£1193.55

Diorchristian · 22/03/2025 10:07

Pay next Friday. 135 for the next ocado shop and 8 pounds for me

Original poster
Loveduppenguin · 22/03/2025 10:05

Hellohah · 22/03/2025 10:01

I do this too, I'm trying to get to Ā£1000 at the end of the month.

I'm not there yet, I've got Ā£1171.36 but have about Ā£300 of bills to come out still. It helped that I don't pay council tax in Feb/March, so probably a few months left to go to reach my target šŸ˜Ŗ No idea what I'll do with it when I get there though (probably blow it as a well done).

Show quote history

I couldnā€™t do this at all 1k left! I used to but Iā€™m separated now and have a huge rent to pay

In -2750
CB-280
Benefits-177

Total: 3,207

Rent 1400
Electricity 120
Life insurance 40
Internet/tv/2 phones 86
Bin charge 23
Apple 20
Disney 10
DS club 25

Total 1,724
Leftover 1,483

the 1483 is for food, fuel, savings and everything else.

OP posts:
Barney16 · 22/03/2025 10:04

Payday next Friday and have Ā£240 left. But, car due MOT so I'm not rushing out to JL.

Hellohah · 22/03/2025 10:01

User018475022 · 22/03/2025 09:49

A few quid more than I had on this date last month and a few quid less than I'll have on this date next month.
I try to increase my current account each month when possible.
Obviously I know that'd fortunate and believe me there are months when that's not the case.

I do this too, I'm trying to get to Ā£1000 at the end of the month.

I'm not there yet, I've got Ā£1171.36 but have about Ā£300 of bills to come out still. It helped that I don't pay council tax in Feb/March, so probably a few months left to go to reach my target šŸ˜Ŗ No idea what I'll do with it when I get there though (probably blow it as a well done).