Posting here for traffic! My DH is going to retire at 55. I totally agree with this decision as his job is extremely stressful.
He will get a lump sum of £60k and £900pm.
I am self employed and he has said he will help me run my business. In my busy periods this will be a good thing. But not necessary as I’ve managed alone for 15 years!
I don’t know how to sort the money though? He currently sends me £1k a month which covers his half of the bills. When he retires (in 2 years) the bills will be lower because the mortgage will be finished. His half of the bills without food will be £300. With food probably £500/£600. I’d feel bad taking £500 of his £900 if he’s helping me. But a lot of the time I actually don’t need help and I’m going to be £1k a month down.
Can’t see the wood for the trees! What do you think? Should I just pay for everything?