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Landlord won't sell. Another second home in our dying village

288 replies

AppelationStation · 18/03/2025 00:08

DH, DS and I have rented our current home for 6 years. We moved here, back to where he grew up, and weren't in a position to buy. We've saved hard and now we are.

We love this house. It's small, and in many ways impractical, but we adore the bones of it. It's seen us through some really rough times and been our sanctuary. We've cared for it, at our own expenses, and done loads of work to make the garden something special. Our landlord has said themselves "It's much nicer now than it was when I lived here!".

We love where it is, which is quite a unique rural setting with amazing landscapes and near the sea. We've made friends in the village, my son goes to the local primary and I'm a governor thereWeHouses aren't for sale here often. We know the local walks inside out, which wild flowers grow in which hedgerows, which birds come back to nest in which trees. It just feels like our forever home. Which of course it isn't, because we rent it.

Our landlord left the house herself to marry a farmer who lives an hour away. She won't move back. Since we've lived here the law on EPC ratings has changed so she can't legally let it out again. There is a 300% council tax penalty on second homes, because they're such a problem here (massive housing crisis, no houses for young families to buy, so local schools and shops closing all over the place). We thought, for those reasons, they'd be interested in selling to a sitting tenant.

We asked them recently. They came round this weekend, in person, to tell us No. They won't sell it. They know they can't rent it, and that they'll have to pay the second home tax. They're not sure what they want to do with it, but they don't want to sell and that's that.

I know, of course, that they're under no obligation to sell their house. They don't owe us anything. But I'm finding it really hard to accept that we have to leave, or face paying rent for the rest of our lives and have nothing to show for it. And I'm finding it doubly galling that, having paid them over 50k in rent and added value to their house by taking such good care of it (more fool us), they're going to leave it empty, let the garden go to ruin, just to keep it as an asset on their balance sheet.

I genuinely think I'd feel better if I knew another family or person was going to live here and love it. Instead the village will have another empty / second home. I can't imaging ever finding somewhere like it (it's very secluded, stone built, old, and just feels "right"), which means anything we do buy is going to be a reluctant compromise.

I know I probably sound a bit wet and daft. I can't make them sell. It's made me feel surprisingly, profoundly sad, and I just don't know how to move past that feeling.

OP posts:
Grammarnut · 18/03/2025 11:07

The rule changes are the problem. Older houses find it difficult to have low EPC ratings and whoever wrote the rules assumed that most houses are newish. I sometimes suspect that the green agenda will never be happy till all our uplands are covered in windmills and our fields in solar panels, whilst anything built before 1990 is demolished and replaced by an eco-friendly whatever.
Sorry your landlords won't sell, but it's not them are the problem, it's the stupid laws re energy.

BIossomtoes · 18/03/2025 11:04

HerOopNorth · 18/03/2025 10:53

The house isn't for sale.

How can she buy a house not on the market ?

I don't know what you mean.

Edited

I mean she could buy another house and let it, thus getting on the property ladder and continue to live in her current rental. It’s not difficult to understand.

sandyhappypeople · 18/03/2025 11:01

AppelationStation · 18/03/2025 01:07

They could rent it out again if they invested a bit in the energy use of the house and got the EPC up. They don't want to. They can afford to have it sit empty, and would rather do that.

I've briefly thought of a buy to let, but that doesn't solve the problem. We want to put roots down and make a home thats ours and special. We've been silly by putting a lot of work into doing that here (the landlord had previously told us they'd consider selling to us down the line). All we've done is I crease the value of someone else's house.

They could rent it out again if they invested a bit in the energy use of the house and got the EPC up.

These rules apply to existing tenancies not just new ones, so surely they are not legally renting it to you?

Unless they have an exemption?

skyeisthelimit · 18/03/2025 11:00

YANBU to feel disappointed, but YABU to have spent your own money on a property that you will never own. You have invested too much energy and emotion into it, and money. Stop spending on maintenance and ask the Landlord every single time that something needs doing.

The amount that you have paid in rent is irrelevant, you always knew you were renting it and would have to pay rent wherever you live if you can't afford to buy.

At the end of the day, it is her house and as PP have pointed out, there are various reasons why she might not want to sell it.

treesandsun · 18/03/2025 10:58

It's a shame they won't sell to you but it is just hard luck. I wouldn't say the time and love you have put into it is wasted as you have enjoyed the home as a result . I would think about what is a moveable though - such as the garden and what could be put into pots to be moved and return it to its previous state.

biedrona · 18/03/2025 10:57

AppelationStation · 18/03/2025 01:20

You're spot on (abut lots of things). I suspect it'll be up for sale within 2 years. By which time we'll have incurred moving costs and DH will have had to change schools.

Yes, but you incurring these costs is not landlord's problem.

NiceoneSonny · 18/03/2025 10:56

Based on the very little you say about the owner's situation, I think YABU. The owner has married a man who may or may not own his farm (he could be under a long farming tenancy) and presumably she has no rights either way in his property. Too right she shouldn't sell up her own property in the circumstances. It does not sound as if this is her "second" home but her only owned home, and a place that she can retreat back to if things go tits up in her marriage or with the farming business (farming is notoriously precarious these days). Otherwise, it's her investment property that she can invest more into further down the line for her own financial security and independence.

Silvers11 · 18/03/2025 10:56

CaribouCarafe · 18/03/2025 01:26

We don't know the state of her marriage, it's possible that she doesn't want to end up in a scenario where she gets divorced and doesn't have the house/protected pre marital asset to fall back to/on

I agree with this poster. Mumsnet posters tell people on here to protect themselves all the time, if they move in with someone and don't have an interest in the home they move into. She has married a farmer and the farm is probably not in her name at all. Inheritance around farms is often not straightforward.

I'm sorry she won't sell it to you, but can understand entirely why she may want to keep it.

HerOopNorth · 18/03/2025 10:53

BIossomtoes · 18/03/2025 10:51

I've briefly thought of a buy to let, but that doesn't solve the problem.

I don’t understand why it doesn’t. You continue to live in a house you love while paying off a mortgage. It’s not as if your landlord’s kicking you out.

The house isn't for sale.

How can she buy a house not on the market ?

I don't know what you mean.

HellDorado · 18/03/2025 10:51

whoatherenellie · 18/03/2025 08:53

So many dickhead responses on this thread.

Aren't people allowed to be upset or disappointed about stuff anymore?

I think the majority of posters are sympathetic to the OP’s feelings of disappointment. I am - and I think it absolutely made sense for her to propose buying the house.

However, where she is being unreasonable is in complaining about all the money she’s spent on rent and improving the garden only to get nothing from it. Well I’m afraid that’s simply how renting works. Rent doesn’t suddenly become a down payment towards buying after you’ve reached a certain level. It was OP’s choice to do more than the minimum maintenance to the garden her contract will have required. She knew all of this, but now she can’t buy the house, suddenly she thinks the landlord has taken her for a ride.

BIossomtoes · 18/03/2025 10:51

I've briefly thought of a buy to let, but that doesn't solve the problem.

I don’t understand why it doesn’t. You continue to live in a house you love while paying off a mortgage. It’s not as if your landlord’s kicking you out.

HerOopNorth · 18/03/2025 10:46

The OP has chosen to buy- she's not being evicted. She's upset because she'd hoped to buy this house which is not actually for sale.

HerOopNorth · 18/03/2025 10:39

But I'm finding it really hard to accept that we have to leave, or face paying rent for the rest of our lives and have nothing to show for it. And I'm finding it doubly galling that, having paid them over 50k in rent and added value to their house by taking such good care of it (more fool us), they're going to leave it empty, let the garden go to ruin, just to keep it as an asset on their balance sheet.

Anyone who rents has 'nothing to show for it' so you knew that all along. At least you've not been told to leave, so leaving is your own choice.

You've done well to save, so your energy should be looking forwards, not backwards.

You need to stop feeling bitter about something that has been caused by your own emotions and your financial circumstances (both of which are down to you.)

You've fallen in love with the house and invested too much into it.

I can see an analogy with a 'friends with benefits' relationship, where one person is emotionally invested and gets upset when the other person steps back - and they realise it wasn't going to last. In your head this was your dream house but it was an illusion- you could have been evicted at any time, but actually it's your choice to go. You can't control other people or blame them for your own choices.

StellaAndCrow · 18/03/2025 10:32

SocialEvent · 18/03/2025 09:04

OP very seriously. Call the housing charity shelter, explain the situation just as you have here and get advice on the exact type of tenancy you have and what your rights are. They will advise you.

The fact is if your landlord sold with you as a sitting tenant you would reduce the value but if they sell as soon as you’ve gone with the house and garden all spruced up, they would gain extra value from your care of the place. So be wary of any fast unlawful eviction.

And I agree about posting a flyer through every door in the village asking if they want to sell. A private sale would be cheaper for all parties with no estate agent involved.
The good news is whatever happens you now have the money for buying and gaining security outside of this private rental, but I do understand your emotional attachment and moral position on this specific home.

Maybe I've read the OP wrong, but I don't think the landlord is asking OP to leave? It sounded like the landlord is happy to continue renting to them, but not willing to sell to them.

Have I got that wrong?

What would Shelter be able to help with in these circumstances?

HellDorado · 18/03/2025 10:32

Movinghouseatlast · 18/03/2025 10:04

As someone else said the EPC rules haven't changed yet. It just needs to be rated as an E. It coukd be that she has misunderstood. The rules are on gov.uk.

OP hasn’t said the landlord is kicking her out because of the rule change. OP just made a proposal to buy the house because she thought it might be attractive to the landlord in light of the pending change. In any case, it doesn’t affect existing tenants, so it will make no odds to the OP’s situation as a tenant.

Cakeandusername · 18/03/2025 10:30

Your post is naturally focusing on you. They sound decent in that they have come round to say no. You don’t know why they won’t sell.
They may only rent at the farm, they may be on verge of splitting, may wish to live there when retire, have a relative who will live there etc. It’s her house and her decision.
Have you tried asking on facebook and mentioning to all friends and acquaintances you are looking to buy in village. You never know who may be looking to sell.

HellDorado · 18/03/2025 10:28

chojoko · 18/03/2025 10:08

Read what I said? I'm saying I'd rather be friends with the OP than some twerp who doesn't lift a finger to help anyone ever.

I did read what you said and it was both banal and irrelevant.

HellDorado · 18/03/2025 10:25

OP very seriously. Call the housing charity shelter, explain the situation just as you have here and get advice on the exact type of tenancy you have and what your rights are. They will advise you.

Why? At no point has OP said she’s at risk of losing her home. All that’s happening is she’s asked to buy it and been told it’s not for sale. That has nothing to do with her tenancy agreement. As far as I can tell, the owner is perfectly happy to continue renting to the OP - more than happy in fact, as OP’s existing tenancy agreement won’t be affected by EPC changes.

HerOopNorth · 18/03/2025 10:21

Landlord won't sell. Another second home in our dying village

Disingenuous title @AppelationStation

You're suggesting the owner of the house is a '2nd home owner' who lives hundreds of miles away, taking away a house from locals who might want to buy it

This landlord isn't in that category. They owned the house before you rented it as their main home then moved elsewhere when they married.

They want to hold onto it when you move out, for reasons unknown to you and that's their choice.

I don't know what you hope to gain other than some sympathy. Yes, you hoped to buy it one day but that was never a given.

But you can't blame the owner because looking at it another way, you've had 6 years of living there whereas you could have had 6 years in a high rise flat with no garden. So you've benefited from them.

I'd reconsider living in a 'dying village' as you've got children and widen your horizons- literally and metaphorically - about where you live next.

One day this will all be behind you and you'll have found your own dream home.

Herstmonceux · 18/03/2025 10:21

chojoko · 18/03/2025 10:05

Crikey, you have time on your hands. The tone of many many many LLs is that they are doing a favour (eg oh I fixed that boiler within a week when I'm sure their own is done within 24 hours) / There are several LLs on this thread who are reacting with tones of outrage that the OP has had the audacity to develop home-like feelings towards her home. How very dare she be so entitled?? / Actually lots of people in eg my village don't lift a finger to help the community and I absolutely think it would help if the people who do have access to - oh what is that thing that helps in day to day life? Oh yes, a home / Yeah, it's not a reach at all from the tone of this thread (I suspect you're not a school governor!) / Read what I actually said? I'd 100% rather be friends with someone who helps out in the community than eg LLs on this thread / a sense of entitlement for wanting to buy a house that she has been told she would be able to buy, has made improvements on, and will now sit empty and deteriorating? What a monster.

I've not read the full thread (so shoot me) but the thing about renting anything is you don't own it. House, car, clothes, whatever. You can want to own it but to do so you have to buy it. If this LL doesn't want to sell then they don't have to even if the tenant wants them to.

My guess is it is the CGT. If the property is mortgaged and has been let out for quite a long time the sale proceeds less agents fees probably won't cover the mortgage repayment and the CGT bill. That leaves the LL in a rather bizarre position of not being able to afford to sell because they can't fund the CGT. It's a difficult catch 22 position. That and the excessively high stamp duty rates are stalling the housing market. Elderly people sit in big 4 or 5 bed houses because the stamp duty cost of downsizing is unaffordable. I have no answers but I am have sympathy for both sides.

JustGotToKeepOnKeepingOn · 18/03/2025 10:21

IMustDoMoreExercise · 18/03/2025 08:57

Well, then she should be penalised much more than 300% council tax for keeping a property empty.

Why should she be penalised more? The house is her financial security.

Araminta1003 · 18/03/2025 10:17

There are countries that have a system which gives longstanding tenants a right of first refusal when a landlord sells. But I do not think anyone can force a landlord to sell. They may also have emotional attachments to a property and they do own it.

LittleMG · 18/03/2025 10:13

I really feel for you. That sucks (esp that they dangled the carrot in front of you and said they might sell) but don’t rush off to buy something. When in doubt do nought. Wait and see what happens, you’re in a good position and something lovely might come up.

Araminta1003 · 18/03/2025 10:12

I am in two minds about cutting holiday lets in the country. Surely it helps the economy if people holiday in their own country rather than spending money overseas and for many people, hotels are both unaffordable and not ideal with young kids or pets. What holiday lets require is a permission system by the Council so they do not surpass a certain percentage. It needs to be worked out carefully via permissions, a bit like hotels, restaurants etc too.

chojoko · 18/03/2025 10:08

HellDorado · 18/03/2025 07:43

If you know landlords aren’t in it to do anyone a favour, why do you expect them to care that the OP is a community-minded school governor? And why do you think they are looking for lovely friends instead of paying tenants?

Read what I said? I'm saying I'd rather be friends with the OP than some twerp who doesn't lift a finger to help anyone ever.

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