Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Landlord won't sell. Another second home in our dying village

288 replies

AppelationStation · 18/03/2025 00:08

DH, DS and I have rented our current home for 6 years. We moved here, back to where he grew up, and weren't in a position to buy. We've saved hard and now we are.

We love this house. It's small, and in many ways impractical, but we adore the bones of it. It's seen us through some really rough times and been our sanctuary. We've cared for it, at our own expenses, and done loads of work to make the garden something special. Our landlord has said themselves "It's much nicer now than it was when I lived here!".

We love where it is, which is quite a unique rural setting with amazing landscapes and near the sea. We've made friends in the village, my son goes to the local primary and I'm a governor thereWeHouses aren't for sale here often. We know the local walks inside out, which wild flowers grow in which hedgerows, which birds come back to nest in which trees. It just feels like our forever home. Which of course it isn't, because we rent it.

Our landlord left the house herself to marry a farmer who lives an hour away. She won't move back. Since we've lived here the law on EPC ratings has changed so she can't legally let it out again. There is a 300% council tax penalty on second homes, because they're such a problem here (massive housing crisis, no houses for young families to buy, so local schools and shops closing all over the place). We thought, for those reasons, they'd be interested in selling to a sitting tenant.

We asked them recently. They came round this weekend, in person, to tell us No. They won't sell it. They know they can't rent it, and that they'll have to pay the second home tax. They're not sure what they want to do with it, but they don't want to sell and that's that.

I know, of course, that they're under no obligation to sell their house. They don't owe us anything. But I'm finding it really hard to accept that we have to leave, or face paying rent for the rest of our lives and have nothing to show for it. And I'm finding it doubly galling that, having paid them over 50k in rent and added value to their house by taking such good care of it (more fool us), they're going to leave it empty, let the garden go to ruin, just to keep it as an asset on their balance sheet.

I genuinely think I'd feel better if I knew another family or person was going to live here and love it. Instead the village will have another empty / second home. I can't imaging ever finding somewhere like it (it's very secluded, stone built, old, and just feels "right"), which means anything we do buy is going to be a reluctant compromise.

I know I probably sound a bit wet and daft. I can't make them sell. It's made me feel surprisingly, profoundly sad, and I just don't know how to move past that feeling.

OP posts:
CharlotteBakewell · 18/03/2025 05:31

It’s a pity the LL won’t sell to you and I can understand why you feel saddened about this, you’ve obviously fell in love with the property and have looked after it as if it were your own.

As others have suggested, I think the only thing you can do is to start asking around the local area or in the next village even. Unfortunately I don’t think this was meant to be and you will have to come to terms with that, however difficult that is.

stayathomer · 18/03/2025 05:24

I’d guess they have kids or relatives they hope would get it, or maybe she has it in case her marriage goes belly up or she decides in the future she does want it or is hoping for laws to change or to find a loophole or something! To be honest you make the place and area sound so idyllic I’d be wondering why she would sell it!

TakeMe2Insanity · 18/03/2025 05:09

CaribouCarafe · 18/03/2025 01:26

We don't know the state of her marriage, it's possible that she doesn't want to end up in a scenario where she gets divorced and doesn't have the house/protected pre marital asset to fall back to/on

I’m sure there was a post recently about a farmer’s wife who had moved an hour away and felt miserable, sad she didn’t have an asset as the farm was the in laws etc. Making an assumption here it gives your landlord a plan b, a future home an investment.

WiddlinDiddlin · 18/03/2025 04:46

I'd let the idea sit with them a while longer.

Save, look around and when you find a house in the same area up for sale, make it clear you're very interested and will be off like a shot if at all possible... its a risky game to play but it might just be enough to make her realise you are going to leave and she will lose her rental income anyway so... she may change her mind.

Or she doesn't and you buy a house in the area.

I would certainly stop doing any work to the property though!

Newtt · 18/03/2025 04:39

CaribouCarafe · 18/03/2025 01:26

We don't know the state of her marriage, it's possible that she doesn't want to end up in a scenario where she gets divorced and doesn't have the house/protected pre marital asset to fall back to/on

I am another one who agrees with this.

The number of other threads on MN saying how (almost always) the woman used to own their own place and have financial independence, but now can’t afford to change an unhappy home situation due to lack of financial opportunity.

It’s her (your landlords) house, so unfortunately you have to bite the bullet and buy elsewhere or continue to rent this property and be happy as a tenant…

I hope you find somewhere you’re happy to put down roots, but you can’t hold your landlord responsible for your unhappiness at not being allowed to insist that she sell a sitting tenant her house.

Mummyoflittledragon · 18/03/2025 04:36

prelovedusername · 18/03/2025 03:13

They might sell to you at full market price but you want to buy it as a sitting tenant which is very different. It would be a significant loss to them and a huge financial advantage to you.

I don’t see that. The landlord can section 21 op and sell at full market rent if she wished. It’s not that hard to do currently. As a landlord myself, if I were wanting to sell, I would agree to sell to a tenant at pretty much market value minus what I would consider on costs of selling on the open market. I use an agent for our rentals and would therefore need to negotiate a sale percentage for them. I don’t think it would be that much less tbh.

DBD1975 · 18/03/2025 04:04

So sorry OP, what a difficult situation for you. You are obviously very emotionally invested in your home and I can understand why.
You can hope they change their minds but it sounds unlikely.
If you want to buy your own home it sounds like you have no option but to move.
At least you have the luxury of having time on your side and not having a property to sell
I would suggest starting to have a look around, you need to shift your mindset from the home you have being the only home you want to being open to what else might be out there. Easier said than done but put it out to the universe and see what it sends you.

Tbrh · 18/03/2025 03:22

Have you actually had it valued and made an offer? Seeing it in writing might make a difference rather than a passing comment. But otherwise, why not just buy another home. You do seem overinvested in a house that was never yours.

AusMumhere · 18/03/2025 03:19

Iwiicit · 18/03/2025 00:32

Well you can't force them to sell to you, so your best bet is to accept that you can't get your own way and start house hunting. Your other thoughts and feelings are frankly of no consequence.

how rude

travelwaffle · 18/03/2025 03:13

The landlord doesn't want to sell at the amount you have offered (or they think you will offer). There will be a price they're prepared to sell for, but it might be more than you can afford.

Have you made an offer to them they've rejected, or have they just said no to the concept? If the former, up your offer (or accept you can't afford this house if you have offered the max), if the latter make an offer, but ensure it is a top end offer.

It sounds like this is a unicorn house and your landlord suspects they can make more money by holding onto it than by selling it UK you.

prelovedusername · 18/03/2025 03:13

They might sell to you at full market price but you want to buy it as a sitting tenant which is very different. It would be a significant loss to them and a huge financial advantage to you.

tinygingermum · 18/03/2025 03:06

askmenow · 18/03/2025 02:25

I would start stripping out the bits and pieces I’ve put into it and which have improved it.
Your landlord has misled you in promising to sell in the future so you owe them no loyalty.
Take plants out of the garden and put them into pots to take with you given they’ll unlikely survive if it’s left empty.
Just take all the love you put into it out and leave anything you don’t really want.
Also put notes thru each village door asking if anyone is looking to sell. Put the word out you are looking because you may fall lucky.

Given they’re farmers they will be looking at it as an asset to use for payment of the IHT this dickhead government is levying on them.

When small farms are broken up to pay this tax, the country will have even less food security.

Where has the OP said that the landlord had promised them they would sell in the future?

321user123 · 18/03/2025 02:44

LittleCharlotte · 18/03/2025 01:22

Because landlords are letting to people who most likely won't have the first clue about electrics and they have a responsibility to their tenants. Homeowners have a responsibility to themselves.

I'm sorry OP and don't think you're being unreasonable. The owner only has one bum and I suspect they may change their minds about selling.

Nobody needs a second home. I'm glad they're finally being cut down on - and holiday lets. Hopefully this will improve the rental market for tenants and stop bloody crap houses being built all over the place.

Sorry what?
What does the EPC have got to do with electrics?
Also are you insinuating tenant don’t know anything about electrics? 🤔

On a second note, isn’t it funny that these EPC rules only apply to the private rented sector and not to Council or Housing Association stock, which arguably, house more vulnerable tenants more often than not?

askmenow · 18/03/2025 02:39

One door shuts and another opens! You’ve saved hard and are in a position now to buy so not all is lost.
Really do put the word out in the village that you’re looking. They will likely be keen to help a young family stay.

kdmpj · 18/03/2025 02:37

Whilst it is a shame that the landlord doesn’t want to sell it to you, you are currently renting it with no end date in sight. This gives you the opportunity to sit tight, register with estate agents (letting them know that you are local already, first time buyers with no chain and keen to move as soon as something suitable pops up). An agent could call you as soon as they get a new property - before it goes on rightmove etc.

Ottersmith · 18/03/2025 02:32

The problem is that you fell in love with a house that isn't yours. Are there any others in the village that are up for sale? I think keep your eye out for something suitable then move on. You can control what she does, so best to walk away.

askmenow · 18/03/2025 02:25

I would start stripping out the bits and pieces I’ve put into it and which have improved it.
Your landlord has misled you in promising to sell in the future so you owe them no loyalty.
Take plants out of the garden and put them into pots to take with you given they’ll unlikely survive if it’s left empty.
Just take all the love you put into it out and leave anything you don’t really want.
Also put notes thru each village door asking if anyone is looking to sell. Put the word out you are looking because you may fall lucky.

Given they’re farmers they will be looking at it as an asset to use for payment of the IHT this dickhead government is levying on them.

When small farms are broken up to pay this tax, the country will have even less food security.

MyNameIsX · 18/03/2025 02:23

It’s their asset to do with as they please - none of which is your concern.

With respect, you need to come to terms with that, and emotionally check out and move on.

We are in a similar position at the moment (where we are the Owners/LL’s).

Saracen · 18/03/2025 02:14

Maybe she's bluffing. In this moment, she would rather rent to you than sell to you. Good tenants who seem to want to stay long term are worth their weight in gold. When you actually leave, maybe she will put it on the market.

Unfortunately the only way to find out would be to call her bluff by giving notice. I'm not sure that's a good idea.

OhamIreally · 18/03/2025 02:08

CaribouCarafe · 18/03/2025 01:26

We don't know the state of her marriage, it's possible that she doesn't want to end up in a scenario where she gets divorced and doesn't have the house/protected pre marital asset to fall back to/on

This was my thought exactly. Specifically because it was hers before marriage and she had previously lived in it.

NotMariah · 18/03/2025 02:07

My 2p having seen friends become accidental landlords… it’s catch 22 which is often hidden as a ‘second home’
People- especially women may want to keep ‘their’ home/ even if they’ve moved in with a partner - it was her home first, and relationships change. It means she can keep safety/ investment in her name.

if they sell they will get hit on huge capital gains - the irony of sometimes not then being able to afford to sell because of the bill gained

costs - this is a ridiculous kicker - and the main issue - it’s now almost impossible to break even as a landlord in some parts of the country so it’s better financially to either leave void - this should never be the answer!! I think there should be a space for landlords with 1-2 properties to be different to those with 20 - it’s a hugely different model!

finally - house costs even as not a second home don’t become affordable - I’m from a desirable area- I chose to live away because careers were limited. I couldn’t have a lifestyle I wanted if I stayed. Unless all houses were £100k or below min wage roles don’t afford to buy them. homes which were 3 bed semi were always 300k+ then.. so second homes stopping didn’t crash prices to that level…

TheHerboriste · 18/03/2025 02:01

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

TheHerboriste · 18/03/2025 01:53

CaribouCarafe · 18/03/2025 01:26

We don't know the state of her marriage, it's possible that she doesn't want to end up in a scenario where she gets divorced and doesn't have the house/protected pre marital asset to fall back to/on

Exactly.

The idea that individuals can’t own more than one residential property is absolutely absurd.

People have a right to secure their future as they see fit.

Talk about entitled.

HeySnoodie · 18/03/2025 01:45

She might have the same connection with the house, adoring its location, build, age. Maybe they will use it for a family member?

businessflop25 · 18/03/2025 01:32

CuriousGeorge80 · 18/03/2025 01:09

It must be very disappointing but I think you are being unreasonable to say she is keeping it purely as an asset on her balance sheet - it isn’t economically sensible for her to be keeping it so the reality is more likely that she is emotionally attached to it and doesn’t want to let it go. I suspect you may find that once it has sat empty for a year she puts it up for sale, because the reality of the financial drain will outweigh her emotional attachment.

In reality of course, it’s always a big risk to put your own money into improving somebody else’s house. It’s a risk you knowingly take.

The whole EPC thing is daft of course, why should landlords be held to a higher standard on that specific point than house owners. There should absolutely be minimum standards about the safety etc of a home but the EPC scheme isn’t the way to do it.

Wishing you the best of luck finding somewhere you like as it must be super frustrating.

It might well be an economically sensible decision not an emotional decision for the landlord to hold onto it just now. If as the OP says they are farmers then with the new APR and BPR changes and the shitshow the government dumped on farmers last week then having a disposable asset on the books is probably a wise move.

Swipe left for the next trending thread