We need to look at this in conjunction with NHS provision and support to get back to work.
I work in a field where I meet several people every day, I am privvy to their medical information and they have never worked since they left school 40 years ago. They have no intention of ever doing so. More often than not they cite depression or anxiety as the reason they cant work but they are perfectly capable of holding down some kind of job.
I also work with many truly vulnerable people who could never work yet have to keep going through the agony of reapplying for benefits and support. If anything, I would like more money given to them - perhaps by taking it from the ones who are just reluctant to work?
We need a programme to differentiate between the two groups and help the former to get back to work and realise the benefits that routine, self esteem, a purpose and interaction can have on your mental health.
We also need to cut down NHS waiting lists so people with chronic conditions can be treated and get back to work rather than having to retire 10 years early waiting for a hip replacement.
I could go on and on but it really needs looking at holistically so money is targeted where it is needed. We are just building up issues for the future by not talking to our young people about how normal it is to feel a bit sad, nervous or anxious sometimes. It doesn't necessarily mean you have mental health issues and will spiral down to the point where you can't ever expect to work!