Biggest scam you didn’t know was a scam

This! Now I look at older people - celebs in their fifties and realise they are just kids like me in older looking bodies and they aren't grown ups at all 🤣

WhatsApp. It seemed so much more convenient than SMS because you could see if the recipient had read your message.

In reality, it means that your boss (and clients if you deal with them directly) will contact you outside of working hours which means that eventually everyone will turn off the blue ticks for plausible deniability.

So you won't be able to see if the message has been read, and that was the main new feature, remember?

We must all have everything shaved or plumbed up lips and slug eyebrows and have a tan the colour of on umpa lumpa. 🙄🤐

This would only be true if you’re borrowing more each time you remortgage 🙂

otherwise your capital reduces, and when you remortgage the capital owed is the same and decreases as you pay.

it’s entirely possible to search mortgages available yourself, I’ve never used a broker, and had a 10 year fixed in place since 2018.

The idea that we can have it all. Don’t get me wrong, we can, but generally just not all at the same time (unless we can afford to pay for full time childcare/nanny and a cleaner).
And ironing.. .in fact most cleaning that isn’t absolutely necessary. A colleague recently spent a day off doing a “sparkle clean”. She lives alone.
And car leasing.

Biggest scam that people still amazingly pay for when buying goods: Do you need some extra insurance for that?

I voted YABU because I'm still living like the old days by all accounts. I've never kept up with the Joneses. I have two handbags. No ensuites. A modest house - yes cleaning was part of that decision. As was the modest sized garden. One car for the whole family- we share.

The only problem on that list I share is clutter. That's because I hang onto stuff too long and can't bear to throw anything away that might be useful in future 🤣.

Totally agree. Really get annoyed at the wages of the vice president of these universities.

'nativity' 😆

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I’m might get blasted here but I e always thought that the food bank basket in a supermarket is a scam.

I don’t mean donating to a food bank but the supermarket make profit off the products we buy and then they donate it under their name all the while we as consumers pay for it.

If they donated the profit off those donations that would be different.

I tend to think of the Betterware catalogue as a forerunner of Lakeland, full of things you don't really need, another one which was often inside the Sunday newspaper is Scotts of Stowe, I even went out of my way to go to the shop!

Since my OH died I have changed my eating habits, I rarely have a 'proper' meal, being old I often have breakfast at about 11, a sandwich or something similar late pm and then, if I fancy it, a snacky thing mid evening, duck spring rolls in the air fryer are popular!

I think this is something the Americans are trying to pass on, being permanently "active" or "productive" as a desirable thing.

I can’t use most products on my washing due to allergies. The unscented works just as well for us. If someone has it on their clothes it sets me off sneezing etc . Seems a lot of these extra washing products are just there to get more money out of people especially the crystal booster ones I’ve seen advertised.

You’re lucky! It’s my grandmother’s face I see now!!

This x 100! Since when does ‘fresh’ mean permeated with artificial scents? Who on earth is buying all these frenziedly marketed ‘scent boosters’?

This is why I'll NEVER 'buy' a new car. I understand why folk do it, but I just can't stand the thought of it personally. I spend a few K and buy a decent old one every time. A lot of folk ask me why, as if It's not the done thing and technically I can afford a new 'better' one but nope!

Driving my 2008 sports model is fine for me-until the wheels fall off and I get another similar one!

The nativity in this one is strong.

My computer has a dvd drive, if yours doesn't you can buy an external one that plugs into a usb port for about £20. You can then rip a cd using Windows media player, or download any of the dozens of free cd ripper programs. He copies the ripped mp3s to his phone, or to an SD card for the car. It's what DH does. We also use free Spotify, and put up with the ads. There are ways round most subscriptions. He has started to use Libraoffice instead of Microsoft Office now that has moved to a subscription format. Costs nothing, has all the functionality of MS and saves files on MS format so others can read them if shared.

We have had 2 cars on PCP, both 0%. At the end of each term, we paid the lump sum and kept the car for a few more years. Our current car is 8 years old this year, still good. No major issues, but thinking of replacing it, but, the price of a modest car will be around £30k, £40 if we go electric, which we are considering, around £350+ a month on PCP. I worked out over the last 8 years our car has cost the equivalent of £150 a month. We will go and try to decide what to get, but if we can't get a good deal on a new car, we will go second hand, and an electric car can wait till the next time.

Scams or unnecessary things people convince themselves they must have IMO are:

Sex reveal parties before baby is born (gender! Which of the 150 did the baby select).

Week long wedding celebrations, costing a mortgage and marriage starts to fail when the parties are over. Huge amount of TAT everywhere, from balloons, to tacky things around the room, yuck.

Numerous hen parties with everyone wearing same outfits, millions of social media posting. 🙄

Debt. Then wails of everything's so expensive

@Sillysausage2

I agree we have too much 'stuff' some people spend much, much more than they can afford on stuff they don't need.

All children don't need their own individual ensuite. Friend's sons all have ensuites and she said to me they're getting older 13, 14 and 16, they cannot be expected to share. They can afford it, but it was said as a right, and an expectation that everyone should aim for. Debt for many.

People spend theirs life buying things they don't really need though and working to pay for those things or debt building up.

Your father had the perk of good enough health to do that. For many, retiring in their 60's was a necessity. I'm in an area were there were mines, there's very few men whose bodies aren't damaged by the work they had to do. They aren't enjoying their 60's, many have died by 70. We had physically harsh industries around us. It might change in the future, but pollution and stress, will mean that it probably won't.