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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think this daily essential should come out of joint money?

454 replies

Tropicalturnip · 15/03/2025 07:24

Very trivial really but I need a vent as I surely don't think I WU!

Stocked up on deodorant the other day as the one I usually get is on offer. Also bought a fairly basic £7 face moisturiser because mine ran out ages ago and I've just been using the kids body lotion.

Anyway, DH checked the receipt today as it seemed an expensive shop and was peeved I'd spent on "a few personal items!" (For context it came to £19 and the shop was just short of £60).

We have separate accounts and a joint account for bills, kids, shopping and joint expenses. Our own spend comes from our own account, but we both tend to spend on the kids or the odd thing jointly from our own accounts from time to time too.

I have always included basic essentials including all toiletries on the big shop, never been an issue.

DH buys his deodorant from an independent shop online that is quite expensive but pays out of his personal account. Also money is a historical point of contention because he contributes more due to being the higher earner, so I think this has riled me up way more than it should!!

IABU pay for your own deo and moisturiser
IANBU it's a basic essential and should be included in the normal supermarket shopping

OP posts:
Lassango · 15/03/2025 09:50

A lot of people are woefully missing the point here and their answers are not relevant to OPs situation.

If your finances are that tight then you should really agree what comes out of the groceries budget and what comes out of your own account.

What exactly did you spend £19 on? £7 face moisturiser, deodorant and what else?

Bear in mind that this is a womens forum so generally the responses you get are going to be biased in your favour.

Cucy · 15/03/2025 09:49

Comedycook · 15/03/2025 09:39

I keep reading about these awful tight men on here....it's horrendous. I can't imagine how shit it must be to be married to a man who would kick up a fuss over you spending less than £20 on something.

I went food shopping yesterday, I chucked a mascara in my trolley and some facial serum... didn't even think about it. What a way to live.

That’s because money isn’t an issue for you.

Most of us have to budget and we can’t just chuck in some mascara and facial serum without worrying about the cost.

Most people don’t live like you and I’m shocked that you don’t seem to understand that.

As PPs have said, most people check receipts if it seems higher than normal because they can’t afford to have been charged extra for something that they hadn’t purchased.

Lovelysausagedogscrumpy · 15/03/2025 09:48

wherearemypastnames · 15/03/2025 09:34

Can’t vote
deodorant essential
moisteruaer less so
£19 doesn’t seem like basics
your dh practises what he preeches - his toiletarys from his account
apologies but editing misspelling is hard on the new app

If his pettiness has reduced the OP to using her kids’ body lotion as moisturiser because he moans about her spending £7 to replenish her own, at the same time as treating himself to a more expensive version, then it’s time to rethink the finances. It’s all joint money - that’s what marriage is. And l would imagine the £19 was because OP had stocked up on the basis of the offer.

SpringIsSpringing25 · 15/03/2025 09:47

NDornotND · 15/03/2025 07:31

Sorry OP - I accidentally voted YABU - YADNBU! Such meanness is soul destroying and very very unattractive.

You can just go back and choose the other option

Cucy · 15/03/2025 09:46

The real world aka not mumsnet.

The fact that you don’t realise that face moisturiser and deodorant are luxury items for most people, proves how privileged you are.

It proves my point that posting threads like this on mumsnet are often pointless because many posters are unable to understand the true concept of having to budget.

If you have £1k+ a month to spend after bills then spending £19 on personal items is not worth a conversation.
But if you only have £50 a month after bills for a family of 4, then spending £19 is absolutely going to need to be a conversation.

adviceneeded1990 · 15/03/2025 09:45

MrsTheodoreLogan · 15/03/2025 07:25

I do not know how anyone can live like this.

Just this. Says it all.

burnoutbabe · 15/03/2025 09:45

UndermyShoeJoe · 15/03/2025 09:35

Exactly I only yesterday popped into Sainsbury’s got a handful of items it was over £50. I checked the receipt because it seemed a lot for a few items. Which is what op says her dh did because she had spend a lot for not a lot of food.

I wouldn’t have assumed the worse that he was checking up on her more bloody hell I didn’t know chicken had got so expensive or they have charged you twice for toilet roll.

dainsburies for us is always far more than we expect as we tend to get all the fancier stuff from there that also doesn’t do.

so £10 on a nice Charlie Bingham meal or a cook kit.
£10 nice wine
£10 a big box dishwasher or laundry tablets or drain cleaner
£5 here and there for items like baking powder or ingredients bases.
£10 worth of frozen meat
so a small shop of just a few items but much more expensive than The usual aldi one.
We’re both in finance so investigating variances is normal.

terracelane23 · 15/03/2025 09:44

MrsTheodoreLogan · 15/03/2025 07:25

I do not know how anyone can live like this.

Agreed.

EvilNextDoor · 15/03/2025 09:43

Oh wow - we don’t have joint accounts, just separate ones but all money is our money! Doesn’t matter who earns what it’s all joint money just in different accounts.

This level of pettiness in a marriage is just unbelievable.

DH would never question what I purchased, most of the time he encourages me to spend a little on myself. He didn’t bat an eyelid at the amount of new skin care I purchased he’s even started using some of it himself 😆

I couldn’t live like this, in a way it just seems so degrading.

Edited to all DH likes fancy deodorant and shower bars/gels which are ££ whilst I use dove and whatever I buy from home bargains, I’ve never mentioned the cost to him 🤷‍♀️

sparkellie · 15/03/2025 09:42

Ohisitjustme · 15/03/2025 09:38

While I have no opinion on whether or not these should be a personal/joint spend, I cannot believe the pettiness of your DH picking you up on this

Really? If your usual shop was £200 and your DH came home with a £300 shop you wouldn't bat an eyelid?
I'm not saying the set up makes sense (In my world everything gets split 50/50 and both have the same spending money), bit I can see why he would ask, especially given that he chooses a more expensive deodorant so buys it out of his own money.

toomuchfaff · 15/03/2025 09:41

Tropicalturnip · 15/03/2025 07:39

Would you class deodorant and moisturiser as personal spend though? I genuinely never have because I see this as a basic life necessity, toiletries have usually always come out the big shop.
I can see where he feels differently as he doesn't use face cream but I see it as a basic necessity.

If he got his own deodorant from the supermarket I wouldn't bat an eyelid. I've suggested he takes his next deodorant shop out of the joint account 😂

DH buys his deodorant from an independent shop online

You ask would we consider deodorant as a personal spend, it doesn't matter what we consider, but you DH considers it a personal spend because he takes it from his own. So in that regard, you spending your deodorant and moisturiser from joint is unreasonable.

Aside from me agreeing with many others that this isn't how a marriage works, and its damn weird to look through an itemised receipt and kick off an argument about spending joint money that's by the by.

Comedycook · 15/03/2025 09:39

I keep reading about these awful tight men on here....it's horrendous. I can't imagine how shit it must be to be married to a man who would kick up a fuss over you spending less than £20 on something.

I went food shopping yesterday, I chucked a mascara in my trolley and some facial serum... didn't even think about it. What a way to live.

Lovelysausagedogscrumpy · 15/03/2025 09:39

CyberStrider · 15/03/2025 07:30

I'd agree that basic essentials should come out the joint account but I wouldn't consider £7 moisturiser a basic essential personally.

Are you the husband ?

3rdtimeinflorida · 15/03/2025 09:39

Just ‘wow.’ Thank god not my husband.

Ohisitjustme · 15/03/2025 09:38

While I have no opinion on whether or not these should be a personal/joint spend, I cannot believe the pettiness of your DH picking you up on this

redphonecase · 15/03/2025 09:36

You're married with kids and he behaves like this? How can you not have the ick from hell?

suki1964 · 15/03/2025 09:35

You call him DH so I assume you are married?

If so then what is his is yours and what's yours is his

We have money - doesn't matter who earns it - it's ours. We have one account, all money goes in and out of it , bills, food, savings - all paid from the one pot then what's left is spent as needed on what is needed REGARDLESS OF WHOS PUT WHAT IN

If my DH wants to spend on his hobbies - he does and if I want to buy new clothes - I do - if we have the spare of course - but there is none of this proportional sharing

ThriveAT · 15/03/2025 09:35

MrsTheodoreLogan · 15/03/2025 07:25

I do not know how anyone can live like this.

Yes, this is insane.

UndermyShoeJoe · 15/03/2025 09:35

burnoutbabe · 15/03/2025 09:25

But you need to check receipts occasionally as you need to check you are not overcharged or deals fail to go through.

if our normal aldi shop was £60 I’d be thinking gosh what did we buy that was so expensive.

he may trust her yet be curious why it was so much higher -then he finds she is going against their agreement and including personal stuff. Without mentioning it on return from the shops. That does look sneaky. (Based on them agreeing this system)

Exactly I only yesterday popped into Sainsbury’s got a handful of items it was over £50. I checked the receipt because it seemed a lot for a few items. Which is what op says her dh did because she had spend a lot for not a lot of food.

I wouldn’t have assumed the worse that he was checking up on her more bloody hell I didn’t know chicken had got so expensive or they have charged you twice for toilet roll.

HisNibs · 15/03/2025 09:34

MrsTheodoreLogan · 15/03/2025 07:25

I do not know how anyone can live like this.

Couldn't agree more. We don't have separate finances... we're married. Everything goes in a joint pot and we spend what we need to, when we need to. Obviously out-of-the-ordinary spending is discussed first. When married people keep separate finances, I always feel that they're holding something back from the relationship. I can understand in particular circumstances having separate finances such as gambling etc. but generally, no. The notion of having to justify expenditure on basics is mind-blowing. Toiletries are a new level of petty. We earn equally now but at points in the past, I was earning 3-4 times what DW did (she went part time when the children were younger), it didn't matter.

howdoyoudooooo · 15/03/2025 09:34

I couldn’t live with this level of pettiness over what was being spent (assuming you don’t have to count the pennies to balance a budget).

In a marriage with kids, doesn’t pretty much everything go in and out of the same pot? Maybe have something in a personal account so you have independent funds but I see that as a safety net in case of relationship breakdown rather than a way of living and managing day to day spend.

Comedycook · 15/03/2025 09:34

Unless you're, as a family, on the absolute bones of your arse financially, then this is pathetic. My dh hasn't once ever checked how much I have spent when I have been shopping

wherearemypastnames · 15/03/2025 09:34

Can’t vote
deodorant essential
moisteruaer less so
£19 doesn’t seem like basics
your dh practises what he preeches - his toiletarys from his account
apologies but editing misspelling is hard on the new app

arethereanyleftatall · 15/03/2025 09:33

@Tropicalturnip
as this thread has made you realise that you need to have a chat with your dh about the unfairness of proportional input given you do more childcare - you should also make sure that you are both putting equal amounts (not percentages) in to a pension.

MaybeItWasMe · 15/03/2025 09:33

Another one who just can’t understand how people live like this. In our marriage all money (or the lack of it!) is family money.