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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think this daily essential should come out of joint money?

454 replies

Tropicalturnip · 15/03/2025 07:24

Very trivial really but I need a vent as I surely don't think I WU!

Stocked up on deodorant the other day as the one I usually get is on offer. Also bought a fairly basic £7 face moisturiser because mine ran out ages ago and I've just been using the kids body lotion.

Anyway, DH checked the receipt today as it seemed an expensive shop and was peeved I'd spent on "a few personal items!" (For context it came to £19 and the shop was just short of £60).

We have separate accounts and a joint account for bills, kids, shopping and joint expenses. Our own spend comes from our own account, but we both tend to spend on the kids or the odd thing jointly from our own accounts from time to time too.

I have always included basic essentials including all toiletries on the big shop, never been an issue.

DH buys his deodorant from an independent shop online that is quite expensive but pays out of his personal account. Also money is a historical point of contention because he contributes more due to being the higher earner, so I think this has riled me up way more than it should!!

IABU pay for your own deo and moisturiser
IANBU it's a basic essential and should be included in the normal supermarket shopping

OP posts:
YipYapYop · 15/03/2025 08:31

PanzLabyrinth · 15/03/2025 08:24

ExH would monitor shopping receipts and demand answers for “luxury” items (shampoo / conditioner, deodorant - all bog standard, not expensive items) remove items destined for the tip / charity shop from my car if I had done a clear out, pick his own clothes out the laundry basket and wash only them (household of 4), tell me my “household management system was inefficient” if the washing up / laundry wasn’t done in a timely manner. I would have to ask for permission to buy big ticket items (clothes or shoes - rarely, and never expensive as he wouldn’t allow it). I would pay for things and get small amounts of cash back, so I was able to have some money to call my own…. Yeah we aren’t married anymore.

The checking of the receipt is too much OP. It’s really controlling. What did he expect you to do? Put all the grocery shopping through and pay for it from the joint account, and then put your deodorant and moisturiser through and pay for that from your own account?

Woah! This is beyond appalling! Glad you divorced him!!

HippeePrincess · 15/03/2025 08:30

For us I think very basic toiletries comes under essentials and included in joint shopping money, but more expensive stuff (the shampoo I choose is nearer £10 say not £1 supermarket one that the family are happy with), dp beard oil, my moisturiser etc is paid for out of personal money and I’d be a bit pissed off if dp was constantly putting £19 of what is essentially personal use items through in the weekly shop if I wasn’t also doing the same. Equally we have equal spending money whereas it sounds like your disposal is a lot less than your husbands.

Busybeemumm · 15/03/2025 08:30

How can you live with this level of pettiness in marriage with kids! MN is an eye opener sometimes!

Goatinthegarden · 15/03/2025 08:29

DH and I don’t have a joint account, we just each pay different bills and we take turns to pay for joint things (meals, shops, flights, hotels, etc) and we don’t really keep track of any of it, nor care if one pays more, it’ll work itself out eventually - but we don’t have children and are currently ok, financially.

I’ve definitely been in a financial position where I would have resented someone paying a shared £19 on things for themselves when I was paying for the same things for myself out of my own pocket.

I had an ex in my early 20s that I had a joint account with, we were totally skint and he’d go to the fancy deli on the corner to buy milk…and would come back with £15 of artisan sweets that I wouldn’t even see. He gave me the absolute rage.

Lentilweaver · 15/03/2025 08:28

Going through receipts is definitely controlling. Unless for a huge sum of money.

arcticpandas · 15/03/2025 08:28

Kitchensinktoday · 15/03/2025 08:25

It wasn’t that long ago that a working man would happily support his wife and children. How has it all gone so badly wrong?

My DH still does. With an autistic child he'd have to switch jobs if he would have wanted me to work as well. He loves his job and I'm happy being a sahm. Win-win.

Motheranddaughter · 15/03/2025 08:26

To Me going through the receipts is controlling behaviour
And in a marriage it should not matter who makes the most money
My DH earn the same now but over the years there have been times I have earned more, times he has earned more times we have been skint, times we have been flush
But money has always been shared

Lentilweaver · 15/03/2025 08:26

MrsTheodoreLogan · 15/03/2025 07:25

I do not know how anyone can live like this.

This. I don't believe in separate pots and personal spends.. We have a joint pot. I spend way more than DH because I am a woman. Bollocks I would put up with being held to account over that.

DancingNotDrowning · 15/03/2025 08:26

DH and I have separate accounts but we have an either of us pays for anything approach, no tracking, monitoring or “paying back”.

If DH started reviewing receipts I’d be horrified - anything that is bought at the supermarket comes out of family money in my view.

user5213768943 · 15/03/2025 08:25

I also couldn’t live like this - surely you are a partnership so it’s all the same money? It seems more like a house share with kids than a marriage to have such separate finances that your quibbling about a few cosmetics.

cooldarkroom · 15/03/2025 08:25

I'm guessing, He eats more in volume, is this fair ??
Come on,
Tell him, to get on board with the "family" concept

MyDeftDuck · 15/03/2025 08:25

Our 'spending' is charged to the same credit card which is paid off when it is due.......sometimes from my bank account and sometimes from my OH bank account.
Any extras are paid for in the same way. OH knows my moisturiser is expensive but he doesn't care which of us pays for it although I mostly pay for it myself. Deodorant is purchased with the weekly shop.

Cathandkin · 15/03/2025 08:25

NOTANUM · 15/03/2025 08:23

Are you working part-time around his away job and paying the same? Seems incredibly unfair to start with.

A friend of mine had similar and insisted it changed when they fought over whether a birthday card should be split on the weekly shop..

Oh my god, that's just awful.

LoveWine123 · 15/03/2025 08:25

I think your problem is so much bigger than whether a deodorant is classed a personal item or not.

arcticpandas · 15/03/2025 08:25

Your setup is unfair: you should put your salaries in one pot and decide how much you should have for personal spending (the same amount) , the rest is for joint account. If this would have been your setup he could argue your moisturizer should be paid for by your personal account. It's not a basic need like deodorant or tampons (never used one myself, just plain water). But regardless, if you're not living hand to mouth he seems extremely tight to even mention it. I'm embarrassed for him.

Kitchensinktoday · 15/03/2025 08:25

It wasn’t that long ago that a working man would happily support his wife and children. How has it all gone so badly wrong?

Cathandkin · 15/03/2025 08:24

I have been with my husband for more than 35 years. From the get go, we shared finances completely. I have no idea how much he spends on deodorant.
Like many people we've had severe illnesses, miscarriages, road accidents, redundancies, you name it - that's life.
Bigger picture: don't worry about trivia. Tell him to back down.

PanzLabyrinth · 15/03/2025 08:24

ExH would monitor shopping receipts and demand answers for “luxury” items (shampoo / conditioner, deodorant - all bog standard, not expensive items) remove items destined for the tip / charity shop from my car if I had done a clear out, pick his own clothes out the laundry basket and wash only them (household of 4), tell me my “household management system was inefficient” if the washing up / laundry wasn’t done in a timely manner. I would have to ask for permission to buy big ticket items (clothes or shoes - rarely, and never expensive as he wouldn’t allow it). I would pay for things and get small amounts of cash back, so I was able to have some money to call my own…. Yeah we aren’t married anymore.

The checking of the receipt is too much OP. It’s really controlling. What did he expect you to do? Put all the grocery shopping through and pay for it from the joint account, and then put your deodorant and moisturiser through and pay for that from your own account?

HampsteadHeathen · 15/03/2025 08:24

OP said she stocked up on the deodorant because it was on offer, hence the total cost. Not unreasonable, in fact a normal thing to do with supermarket staple that is in offer from time to time.

HopingForTheBest25 · 15/03/2025 08:23

Keep in mind also that in working pt instead of ft you will be accruing less pension, might be compromising career progression or working in a lower paid role to be around for the dc - it's not only the money you DIRECTLY lose from working fewer hours that you need to factor into your considerations. What's he losing out on financially as a result of having children. I'm gonna take a wild guess and say not much.

NOTANUM · 15/03/2025 08:23

Are you working part-time around his away job and paying the same? Seems incredibly unfair to start with.

A friend of mine had similar and insisted it changed when they fought over whether a birthday card should be split on the weekly shop..

NotMyDayJob · 15/03/2025 08:22

Jesus Christ. How do you live like this? I cannot imagine in any dimension my DH querying me putting deodorant on to a shop unless I literally spent all our money on deodorant and left us destitute

28Fluctuations · 15/03/2025 08:22

MrsTheodoreLogan · 15/03/2025 07:25

I do not know how anyone can live like this.

The first response nailed it.

What a sad, petty, mean way to live - and he has imposed it on you, OP.

I'm trying to imagine a relationship in which my dh checked over the receipt (!!) for a shop I had done and then demanded money back for basic toiletries. I wouldn't want to be in that relationship. I can't imagine that anyone would.

SparkyBlue · 15/03/2025 08:22

We have a story in the family where my aunts new mil was asked by her husband a justify a receipt for tights. My aunt on hearing this story was horrified and related the tale to my grandmother and her sisters (my mum being her sister). Everyone was horrified at such meanness and having to live like that. And just to add this was the 1970s and my family hadn't a pot to piss in but no one could get over how mean and miserly this was. This post sadly reminds me of that story.

Workhardcryharder · 15/03/2025 08:22

Honestly I get everyone saying “how do you live like this!!!” But I think it depends on the circumstances right. We have a groceries budget per week and if £20 came out of it as a misc expense we wouldn’t have enough grocery money for the week!