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If you rely on state support , you should have a great quality of life, not the breadline

261 replies

confidenceboost · 07/03/2025 09:50

Aibu? Can we have a healthy chat on this one:

I will set my position out so nobody can say I've drip fed. I would say I have quite socialist mindset to be honest although I have grown up very privileged due to my parents hard work
I am from the uk but moved around as a child coming back to England age 18 for uni

I have been always lucky enough not to need help from the government. I think some people probably do claim help and don't need it but mostly I would say the cases are very genuine

Here's where I don't know if I am different

I think you should be given a high , highest quality of life by the govt if you genuinely for whatever reason need it.
Why should you live on the breadline?
Why should you turn down your heating?
Why should you not get treatment or help that would improve your life ?

Is it degrading to give state benefit as a breadline type lifestyle? I say yes

I think I am not being unreasonable saying that benefits and state support should be increased as it is unfair to resign people to a poor quality of life due to them needing help?

Thank you

OP posts:
JohnTheRevelator · 07/03/2025 17:15

I agree that 'work should pay',i.e. you should be better off working than claiming benefits. But if the disability/sickness benefits cuts are going to be as bad as threatened later this month, people on these benefits will really be struggling. Punish people for being sick or disabled. What a great idea.

Trumptonagain · 07/03/2025 16:56

Julen7 · 07/03/2025 16:34

Yes ok then it’s a benefit, I’m wrong. A benefit that has been CONTRIBUTED TOWARDS.

This....

The promise of a government pension for those who paid into it was made to provide a guaranteed income source for people in retirement is a paragraph from a social agreement by the government.

Way back when I was 16 and started work the government, by subtracting money I'd earned, handed me a social contract as a tax payers that at 60 I would get a state pension if I'd paid in..

Now in my mid 60's having stuck to, and still continue to pay my tax feel I've fulfilled my half of the 'social contract' yet the government feel its acceptable to move the goal posts.

I suspect this will be moved again within the next few years affectively stealing more of my pension from me...

Odd how it was a crime when Maxwell done pretty much the same thing.

Whatafustercluck · 07/03/2025 16:38

Julen7 · 07/03/2025 15:18

Sorry not sure what point you’re making to me? I haven’t said a word about the state pension, of course it’s absolutely an entitlement for everybody that has paid in over the years (like me). I know I exactly what it is and about it not being mean tested thanks. Don’t know why you would think I need educating about it.

Edited

I'm pointing out your inconsistent views on benefits. You don't agree with paying taxes for benefits. State pension is a benefit, so presumably you disagree with paying for that too.

Julen7 · 07/03/2025 16:34

AngelicKaty · 07/03/2025 16:13

You actually did say a word about the state pension. You wrote "I don’t regard the state pension as a benefit, no. Do you?" To which @Whatafustercluck pointed out to you that the SP is a benefit as it comes out of the DWP's budget (i.e. the Dept for Work and PENSIONS) and is, in fact, the single largest expense from the dept's budget.

Yes ok then it’s a benefit, I’m wrong. A benefit that has been CONTRIBUTED TOWARDS.

Mrsttcno1 · 07/03/2025 16:20

Badbadbunny · 07/03/2025 15:49

So why did millions of people who had savings get furlough during Covid? Why do pensioners with lots of savings or other income get state pension?

If you genuinely can’t see a difference there then I don’t think anything I can say will make you see it!

Furlough was to protect jobs and to prevent a huge rise in unemployment during an unprecedented time- it was also for a short period of time, not someone’s entire life, and it kept businesses afloat which again- prevented huge unemployment.

You get your state pension because you’ve paid the NI contributions for it.

AngelicKaty · 07/03/2025 16:13

Julen7 · 07/03/2025 15:18

Sorry not sure what point you’re making to me? I haven’t said a word about the state pension, of course it’s absolutely an entitlement for everybody that has paid in over the years (like me). I know I exactly what it is and about it not being mean tested thanks. Don’t know why you would think I need educating about it.

Edited

You actually did say a word about the state pension. You wrote "I don’t regard the state pension as a benefit, no. Do you?" To which @Whatafustercluck pointed out to you that the SP is a benefit as it comes out of the DWP's budget (i.e. the Dept for Work and PENSIONS) and is, in fact, the single largest expense from the dept's budget.

friendlycat · 07/03/2025 16:04

blueshoes · 07/03/2025 15:57

I agree. OP is not sticking to the issue and throwing up all kinds of distractions and smokescreens to bambozzle us.

It really isn't helping her argument and very little point to engaging.

I don't quite understand this either.

She talks about having a Tesla car.
Her husband earns over £100k.

Husband has an additional rental property.
On another thread she's looking for a holiday for £5k
She spends £2k a month on private meds

At one point on this thread she suggested that welfare support should be x 5 times a person's rent or mortgage per month.

I'm sorry but when somebody puts up posts like this others, like me, often look at other relevant threads that have been posted to try and gain some form of insight into the lifestyle of the person.

I whole heartedly believe that people with genuine disabilities should receive decent support and those caring for those with disabilities the same.
But 5 times their rent/mortgage is just laughable.

AngelicKaty · 07/03/2025 16:01

confidenceboost · 07/03/2025 15:04

Whole heartedly agree with this too
It's fucking degrading!!

Why shouldn't they have savings? Awful

Incidentally OP, @Commonsense22 and @Badbadbunny are wrong about savings wrt benefits. As I replied to @Commonsense22 but you may have missed it:
AngelicKaty · Today 14:43
They're not. Contribution-based benefits aren't affected by savings at all. Even means-tested benefits allow claimants to have up to £6k of savings without any loss of benefits and you only lose your eligibility to means-tested benefits when your savings exceed £16k (between £6k and £16k you lose a proportionate amount of benefit to the level of savings you have on a sliding scale).

People should also remember, when the UK Welfare State was created in the early to mid 20th Century, it was only ever meant to be a safety net. Sadly, many people (particularly those where they and previous generations have lived entirely on benefits and this is the only lifestyle they've ever known) see it as an entitlement. To give you an example of this, I remember a client who had been on means-tested benefits most of their adult life and then, unexpectedly, came into a decent chunk of money - £200k. Obviously they were notified by the DWP that their benefits would cease as their savings were now above the £16k threshold and they came to us for advice. We confirmed to them this was correct and they were absolutely furious and stormed out. No amount of pointing out to them that now they had their own resources, they no longer needed the safety net of benefits, got through to them. They'd always lived on benefits and didn't see why this should stop just because they'd come into a large sum of money. 🙄

blueshoes · 07/03/2025 15:57

Bleekers · 07/03/2025 15:52

Gawd this is such a selfish rant, OP. You are all over the place with what’s not fair for you, what you want & not even sure what of what you say is true or if it’s a purely hypothetical rant.
Blaming the same old trope about offshore, the 1% hiding money etc etc what ARE you seeking from this rant.

I regret trying to help you

I agree. OP is not sticking to the issue and throwing up all kinds of distractions and smokescreens to bambozzle us.

It really isn't helping her argument and very little point to engaging.

blueshoes · 07/03/2025 15:56

Dideon · 07/03/2025 15:04

Oh my. You do not know how ridiculously entitled you sound !

I agree.

My general view is that people on state support should have enough to live on - 'breadline' if that is what it is - but not enough for luxuries.

That is a baseline which they can keep and add to if they get a job, so that there is an incentive to work and not an incentive to stay on state support.

As for the OP's posts, I find it quite a difficult read to be drawn into the minutiae of her life to justify her position.

Bleekers · 07/03/2025 15:52

Gawd this is such a selfish rant, OP. You are all over the place with what’s not fair for you, what you want & not even sure what of what you say is true or if it’s a purely hypothetical rant.
Blaming the same old trope about offshore, the 1% hiding money etc etc what ARE you seeking from this rant.

I regret trying to help you

Badbadbunny · 07/03/2025 15:51

Julen7 · 07/03/2025 15:18

Sorry not sure what point you’re making to me? I haven’t said a word about the state pension, of course it’s absolutely an entitlement for everybody that has paid in over the years (like me). I know I exactly what it is and about it not being mean tested thanks. Don’t know why you would think I need educating about it.

Edited

No one had "paid in". NIC is just another tax. It's not a savings scheme nor an insurance scheme.

Badbadbunny · 07/03/2025 15:49

Mrsttcno1 · 07/03/2025 15:09

Because if they have savings then they can afford to support themselves… an obvious answer?

So why did millions of people who had savings get furlough during Covid? Why do pensioners with lots of savings or other income get state pension?

AngelicKaty · 07/03/2025 15:42

@confidenceboost The average salary in Switzerland in 2024 was around 6,665 CHF gross pm. (I think you mentioned you live in Switzerland?)

confidenceboost · 07/03/2025 15:39

I'm a bit of a geek so the stats thing I like it

Yes median but fuck I want to know the modal salary here where I live because I can assure you I was writing white label reports on social housing and local government and negotiating on deals for 15mil yet my boss some how paid me below min wage with lies about bonuses and commissions, I was on 22k pushed him to 24 and he was horrid about it

The salary I was offered was 32k in another role but that still is not the median that you refer to. Do you see how hard it is for people I just feel despair for them as there's high earners who throw this severely

OP posts:
AngelicKaty · 07/03/2025 15:34

confidenceboost · 07/03/2025 15:11

@AngelicKaty I love the stats thank you so much for sharing them

So I would then say reading that it sounds to me like a whole fucking bunch of people in England MOST tbh are on a tight elastic of working capital they run their family on, most people would therefore be considered to live in poverty, so so depressing the cost of housing is unbelievable we have a huge shortage I know as I worked with social housing and genuinely watching developers make cases to not contribute and councils wasting s106 contributions , I just wish people were more acfountable within government

Do you read the same into those stats as me? Basically most households?

No, not most, because the median UK wage (around £37k) is well above the poverty thresholds (although that's before housing costs are considered). In 2022/23, 21% of the UK population (14.3m people) were living in relative poverty after housing costs (this is equivalent to around 2 in 10 adults and 3 in 10 children). Of course, what these statistics don't tell us is how many people are living just above the poverty thresholds. I think we can certainly why a lot of people are struggling financially though.

confidenceboost · 07/03/2025 15:31

Hi all to clear up

I haven't claimed ESA I am not eligible and I got the wrong information or misunderstood

And no I don't expect the tax payer (me!) to find that lifestyle if I was feckless but if I was unable to work , for a legitimate reason then yes I believe that anyone not just me, would be entitled to have savings, go on holiday if they wanted to, heat their home, pay for the right help.

I don't know about most people but here where I live it's around 1100pcm for a 1 bed flat

So , I know most cannot afford incl when they work

As you can see through my posts and it says that my husband can make it up when he gets back into a rhythm and also that my family always do always have picked up the bill

If I relied on benefits this lifestyle is impossible however it's not actually outrageous it's medication, kids, food and mortgage and a car lease , van lease , businesses over heads and then you know I don't go to work every day to never enjoy myself and to be honest if you cant work I don't believe you shouldn't be able to enjoy yourself

I want to clarify all of that as it seems that people think because I asked about a holiday I'm somehow not a good human

I asked, didn't go and couldn't go , I need an urgent operation and genuinely I think whether I have a holiday or not is kind of irrelevant as I was asking about state benefits for people reliant

Of course it got me thinking when I have been in this position because I have never in my life been so stressed about money as when my husband couldn't work, as he had to look after me
We don't have a family to catch us here so it's hard for him with three children and a disabled wife , I have been in this position before but I got back on my feet through serious investment in my health and his never ending love and patience . Most people don't have that privilege and why the hell shouldnt they have good healthy food a break with their family and savings for an emergency , just because at that moment in time they can't work

Wild

OP posts:
Julen7 · 07/03/2025 15:27

chocmalt · 07/03/2025 15:26

Life isn't fair, and we can't have everything we want. That's what it all boils down to, I'm afraid. There isn't unlimited funding, but there's a bottomless pit of need (or want). Can you honestly blame people for not wanting to pay still more to support others, especially when the government mismanages what they already take?

This.

chocmalt · 07/03/2025 15:26

Life isn't fair, and we can't have everything we want. That's what it all boils down to, I'm afraid. There isn't unlimited funding, but there's a bottomless pit of need (or want). Can you honestly blame people for not wanting to pay still more to support others, especially when the government mismanages what they already take?

AngelicKaty · 07/03/2025 15:25

NimbleBee · 07/03/2025 14:57

@AngelicKaty I don't know his out going. Although I do know it is less than the £1500 he receives a month. Pip is £737, uc £210 and lcwra £276 every 2nd Thursday.
I do know some friends that work are on less than my Dad with roughly £1200-1300 incoming a month.

But so what? Your dad can't work. Your friends have the options to get better paid jobs and/or increase their hours to increase their income - your dad doesn't have this option (given that he's in receipt of £737pm PIP he must be on the higher rate for Daily Living and Mobility, which suggests he's rather poorly and/or disabled).
It's really scraping the bottom of the barrel when people make comparisons like this and instead of complaining about employers paying low wages and having their wage bills subsidised by the state (40% of people claiming UC are also working) they complain about very sick or disabled people getting income-replacement benefits. Talk about punching down. 🙄

Dideon · 07/03/2025 15:21

Onlyonekenobe · 07/03/2025 12:57

Are you basically saying you want the taxpayer to fund you to the extent/lifestyle you managed before you became disabled? Like a benefits equivalent of a final salary pension?

If so, then no. That's not equitable or practical or affordable or moral.

I think she is !!!

Julen7 · 07/03/2025 15:18

Whatafustercluck · 07/03/2025 15:04

It's the largest welfare benefit in the UK, it constitutes the biggest single item of welfare spending. Those who work pay into it and are entitled to draw it when they're no longer able to work - and that's a universal entitlement, even if they have alternative income sources. It's not means tested.

Sorry not sure what point you’re making to me? I haven’t said a word about the state pension, of course it’s absolutely an entitlement for everybody that has paid in over the years (like me). I know I exactly what it is and about it not being mean tested thanks. Don’t know why you would think I need educating about it.

confidenceboost · 07/03/2025 15:11

@AngelicKaty I love the stats thank you so much for sharing them

So I would then say reading that it sounds to me like a whole fucking bunch of people in England MOST tbh are on a tight elastic of working capital they run their family on, most people would therefore be considered to live in poverty, so so depressing the cost of housing is unbelievable we have a huge shortage I know as I worked with social housing and genuinely watching developers make cases to not contribute and councils wasting s106 contributions , I just wish people were more acfountable within government

Do you read the same into those stats as me? Basically most households?

OP posts:
Mrsttcno1 · 07/03/2025 15:09

confidenceboost · 07/03/2025 15:04

Whole heartedly agree with this too
It's fucking degrading!!

Why shouldn't they have savings? Awful

Because if they have savings then they can afford to support themselves… an obvious answer?

confidenceboost · 07/03/2025 15:08

CeeJay81 · 07/03/2025 14:10

I don't like your post because it's just about people on benefits. What about all the people working full time on minimum wage. They are often no better off, than those on benefits. Should they not have have a better standard of living too?

I did this and it broke me and actually caused such a severe flare up of my health I've ended up bed wridden
I feel used, taken advantage of and defeated
My husband will work to fill the gaps and yes I am his biggest expense and the love of his life I saw a few comments about my husband giving me money ... yes.... he's not an arse he's quite magic tbh.
But I agree the whole working world needs an overhaul
The trouble is smaller businesses cannot cover the costs of these living style wages. I was genuinely paid below min wage. My wages were just spent on my medication and then the kids or days out same as my husband , all money he earns I can use (be responsible ) so I have zero idea how you genuinely survive on a salary like that , it's fucking wrong

So so so so wrong especially when others have so much more then you who benefit from your low wages
I think the living wage could be forced higher and onto larger corps but then you lose the enterprise because small businesses will not work all of the time if they paid higher wages

I don't know the answer to that but I get so angry about wastage of money that someone else could have done well to use. All the wasted nhs money, money funding wars..

OP posts:
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