Have I been scammed

I read alot of the comments, but was the situation SCAM or Not?

The same thing happened to me, no ticket no refund. These are Indian scammers who rip people off. cheapflyshop.com avoid. Dealchecker.co.uk host their site too. Best buy from well known sites lie skyscanner.com. I am still awaiting for a refund.

Such a satisfying thread to read through! It had tears, anger, drama 🍿 and best of all, a happy ending! Happy for you, OP. Glad you got it all sorted and I learnt loads about reversing transactions, albeit from a cleaner at a bank 😉

Excellent! I told you so 🤭

You'll get the refund. It's likely just a question of whether it comes from the travel company or your credit card company

5 or 6 times you’ve had to cancel a transaction? I’ve got all the way to 50 without having to do that. What do you keep doing wrong?

No flight has yet been booked - OP has submitted a request for a flight at a certain price. They'll let her k ow in 48 hours whether they've been able to source one at that price or whether additional cost is involved

You need to go through their complaints process before you can do a chargeback on your credit card.

Probably because you are bullshitting. I also work for a bank and we don't have the technology to stop card holder approved payments because this technology doesn't exist. If it did then we would be saving millions in fraud payouts. We can apply criteria eg over £x then held until we call to verify but if the payment is below the threshold then it goes through.

They can only be disputed after they have gone through.

I am not the bank cleaner either.

I am telling you I have called my bank and they have stopped payments. I have done it several times. You can believe anything you like, frankly, but my bank have stopped payments leaving my account for me. Repeatedly

You seem utterly triggered by this fact lol

I promise you there's no nerves struck here @Anotherparkingthread.

You were right earlier, I do work in banking...although no, I'm not the cleaner. I specialise in payment and transaction management analytics for both retail and corporate 😂. I spend 35 hours a week absolutely immersed in this shit and project managing pinch points in banking transaction systems.

That's why I know you're lying (not think...know). I'm still baffled why you'd bother. Slow day?

You crack on though with your fantasy experiences. I can only imagine how hard work you must be in real life, with your works of easily disprovable fiction, followed by a determination to double down on the nonsense and not back down at any cost. Thoughts and prayers to anyone that has to manage that in RL.

I wasn't relying on ai, I ignored that the first time you suggested it because I thought it was too stupid to address. I have in fact reversed payments, so I don't need to rely on ai. Why you think I'm lying is beyond me. I have done this, so yes it very very much is possible. I won't be the only person in the world who has done this either.

Just because you haven't and don't believe in it doesn't make you right, no matter how in a twist your knickers get. Though I'm finding it quite funny how worked up you have managed to get yourself over this.

Perhaps one of my previous comments struck a nerve.

You're STILL lying and quoting AI summary mash ups 😂 Plus, you're confusing information you've then read on Lloyds as you have no understanding of it.

You have never called your bank and got them to just reverse a debit or credit card transaction. You're lying. Why is beyond me 😂

For 'Cancel pending payment lloyds' the Google AI result is pulling from Lloyd's articles on card payments AND Direct Debits...and the result is wrong information, suggesting you can even do it on an app. You cannot.

Stop relying on AI. You clearly have zero understanding of it and no critical thinking skills.

A quick check on Lloyds' actual website shows 'You can't dispute a pending transaction'.

The information lower down on Lloyd's' website that you also appear to have read, about getting an authorisation code from the retailer for them to cancel it - this is available balance restoration, one of the things I mentioned previously.

It is VERY rarely used because:

1. Most merchants wouldn't even understand this request for a code to give the bank.
2. As far as I'm aware, Lloyd's is one of few banks to follow this process. Most available balance restoration requests are simply agreed by banks at their discretion, with appropriate disclaimers that they cannot prevent the transaction from debiting.
3. Merchants are clearly unlikely to agree to not claim a transaction and give you the required code for the bank confirming this when you're in dispute with them.

You cannot, under any circumstances, for ANY UK bank, ever simply call them and stop a pending card transaction from debiting.

You have never done this.

Every post makes you look more foolish. Find a subject you have even a basic understanding of before you try next time to convince others you've experienced something you haven't 😂

I have literally called my bank and had them reverse all kinds of things. On multiple occasions. I'm not lying.

Trying searching something like 'cancel pending payment lloyds' and you can find information from the actual bank, like instructions on how to do it in aoo. I always call them because so I can't speak for cancelling in app. I've done it on at least 5 or 6 occasions. It's never been an issue and they have never said no.

Maybe I get better banking service than some of you do.

😂

Google reveals no such thing.

However, as you've unwittingly shown, AI summaries are unreliable.

The Google AI summary for 'reversing a pending card transaction' has pulled and conflated info from articles about:

• Stopping future CAT transactions (possible)
• Reversing a long term pending amount for an unclaimed card transaction to restore your available balance (possible but will not stop the transaction debiting should the merchant post it)
• Preventing a pending payment from debiting by reversing it (not possible)

What you get is a muddled mishmash of AI info which incorrectly suggests you can stop a merchant claiming an authorised payment - you cannot.

Seeing as you're doubling down and now having to Google to try and find the correct answer @Anotherparkingthread , it seems pretty clear you weren't mistaken and were just flat out lying.

Silly and you look an utter fool. Hth 😂

You can usually cancel a flight within 24 hours of booking with no charge.

So whether it's a scam site or not i would have a look at what their cancel process is and do that.

If that doesn't work or they come back to you and say it's too late to cancel (it isn't) then do the charge back.

But you must try and cancel first.

Exactly. Always pay by credit card, if you can - even if there's a small admin fee

Don't be silly.

It's a credit card, amount is pending (which cannot be challenged until it's gone through) and buyer's remorse is not a reason for cancelling. As some others have said on this thread, OP needs to wait 48 hours

Google quickly reveals that it's entirely possible so I can only assume your job at the bank is a cleaner.

Not sure why you would hand over money to a company so easily without research. I always book flights direct with the airline.

Well done you. You realise the people most at risk of being scammed are people who don't believe they could be scammed?

I'm really careful with all this stuff, do my research etc, but I got caught with one that passed all the smell tests for being a scam. Scammers are smart these days and they are going after people like you.

No, you haven't. You're either mistaken or lying.

Once a transaction is authorised on a Debit or Credit Card, no bank has the ability to prevent that transaction from being claimed. It is physically impossible, the infrastructure required to do so does not exist.

Don’t worry about it and stop beating yourself up. The most important thing is that you’ve booked by credit card. That was smart and you’re fully protected. Wait until it’s moved out of pending. If you don’t get the tickets, or receive a call asking for more money, call the credit card company and they’ll refund you. Then book again directly with the airline!