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Should I report my cousin's benefit fraud?

613 replies

GreatAmberSnake · 20/02/2025 09:35

Hi everyone - I'm having a bit of a moral dilemma and looking to get everyone's opinions.

My M34 cousin doesn't work, he claims PIP. I'm not that familiar with how it works but he says he's on the highest level available, and there's even talk of him getting given a car. He openly boasts at every opportunity about the extreme exaggerations and outright lies he put on his PIP application, and calls me and other members of the family idiots for working when we could just get our money from PIP like he does.

If they investigated him they would easily find that some of his lies don't add up. I believe he genuinely does have depression and anxiety, but he has no physical issues. He said he put things like his partner needs to dress him in the morning (he split from his partner a couple of years ago), needs to wear velcro shoes as he can't tie laces etc. A home visit would show up some of his lies, and a call to the school (he's a weekend Dad but sometimes picks up/drops off his sons) or the Police (he's been arrested for drug offences a couple of times) would be further proof.

The main thing stopping me from reporting him is his depression. He has attempted suicide on at least one occasion, and I fear that a potential prison sentence for fraud could send him into a spiral. Even if no-one found out it was me, I really don't want that on my conscience.

If he didn't boast all the time I would just ignore it, it's not like it affects me directly, but it just winds me up every time he goes on about. Grrrr!! I do try to minimise contact with him but sometimes it's easier said than done. If he gets this car I think he'll become even more unbearable 😡

Help! What would you do?

OP posts:
scanni · 22/02/2025 08:14

Laurmolonlabe · 22/02/2025 07:49

PIP claimants are always assessed by a DWP appointed medical professional, answers on this thread saying an assessor only and no evidence required are lies. You get it for an initial period (used to be 6 months) when you produce a medical certificate, you are then assessed at which point most people fail- the OP's cousin may be boasting about a very temporary situation.

Unfortunately for many the medical professional doesn't necessarily have experience in the field of the claimants difficulties. No point having a podiatrist assess someone with mental health issues.

WaitingForMojo · 22/02/2025 08:05

Laurmolonlabe · 22/02/2025 07:49

PIP claimants are always assessed by a DWP appointed medical professional, answers on this thread saying an assessor only and no evidence required are lies. You get it for an initial period (used to be 6 months) when you produce a medical certificate, you are then assessed at which point most people fail- the OP's cousin may be boasting about a very temporary situation.

This isn’t actually true, in the case of PIP. Much as I agree that the statements here about awarding without evidence are rubbish.

PIP awards are awarded for a finite period of time, and then reviewed. The review is slightly different from the initial application but broadly similar. There’s no need for a medical certificate for PIP. Nobody sends fit notes for PIP because it isn’t an out of work benefit.

There is usually (not always) an assessment by a healthcare professional from one of the companies the DWP use to conduct assessments. Some assessments are paper based but this is rare.

WaitingForMojo · 22/02/2025 07:50

Greenwallpinkwall · 21/02/2025 22:34

I’ve awarded multiple deserving claimants who for many reasons haven’t been able to provide medical evidence - decisions which have been upheld. Just one potential situation amongst many would be a substance user who has completely disengaged from primary and secondary care services because they’ve developed complex mental health conditions resulting from their misuse and lack of any health care input. There won’t always be a paper trail of ‘evidence’ to support a claim but decisions are often made based on balance of probability. Please stop sharing misinformation, it could be really damaging to vulnerable people reading these sorts of threads who may be considering applying but be put off

PIP assessors don’t award. So you haven’t awarded anybody anything. You have made a recommendation in the report from your assessment, which is one piece of evidence the DWP will use to decide whether and what to award. You’re right though that it is rare for Decisionmakers to go against the Assessor’s recommendation. That is because they’re allocated very little time to deal with each claim and usually simply rubber stamp it. The decisions made by assessors are often illegal and overturned at MR or tribunal stage.

You’re right that in the example you give, an award is appropriate. That individual should however have evidence of the impact of their disabilities, other than their medical records. Otherwise, you’re just taking their word for the fact that they meet the descriptors, which I’m sure you know isn’t what’s set out in the guidelines for assessors.

I do PIP tribunals every day. The most common reason claims fail is lack of evidence. Even in the most ‘deserving’ cases. Nearly every PA4 I see cites ‘not supported by the evidence’ or ‘evidence not available’ alongside each descriptor.

What you’re saying here is different from what you originally said, which is ‘you don’t (need medical evidence), unfortunately’. Unfortunately, implies that you think people are awarded without having to support their claim, and are claiming based on their say so alone, when they shouldn’t be. It is you who is spreading misinformation here and adding fuel to benefits bashing.

It is also important for people to know, when they make a claim, that they are unlikely to be successful without evidence to support the level of restriction they are claiming, and that obtaining this evidence is a vital part of the claims process.

Laurmolonlabe · 22/02/2025 07:49

PIP claimants are always assessed by a DWP appointed medical professional, answers on this thread saying an assessor only and no evidence required are lies. You get it for an initial period (used to be 6 months) when you produce a medical certificate, you are then assessed at which point most people fail- the OP's cousin may be boasting about a very temporary situation.

warmcatsofa · 22/02/2025 07:18

WaitingForMojo · 21/02/2025 22:08

Ohhhh, I see.

You think that neurodevelopmental differences / mental health needs aren’t as ‘real’ as physical disabilities? I see.

What about learning difficulties? Should someone with profound learning disabilities be entitled to higher rate mobility? When they have no understanding or ability to go out independently, are completely reliant on others to make journeys, but can physically walk, even run?

What about uncontrolled epilepsy, where someone can’t go out and about safely or without a carer?

What about someone with a psychotic illness, who’s so out of touch with reality that they don’t recognise their surroundings?

Soneone with a brain injury who can’t navigate?

Someone autistic without a sense of danger, who needs full supervision and is liable to run into traffic?

These people shouldn’t be awarded enhanced mobility. Ok, then.

It actually is ‘that deep’, when you’re playing disability too trumps and pitting disabled people against one another, dividing into deserving and undeserving categories, as well as minimising and stigmatising certain disabilities.

Calm down love. Hate the game, not the players. I don’t blame people for sucking everything they can from the benefits system when they see politicians doing the same.

The system is a complete joke and needs reform.

ColourBlueColourPurple · 22/02/2025 06:35

I'd report him.

BlueFlowers5 · 22/02/2025 04:18

I'd ignore it. You don't know what his GP and psychiatrist said as evidence in support of his application.

TunipTheVegimal24 · 22/02/2025 00:40

Bloody hell - with family like you, who needs enemies?!

If you're going to get all het up about injustice, there are better places to start. It's petty and gross, to go after one of life's underdogs.

Anonforthis58 · 22/02/2025 00:36

Laurmolonlabe · 22/02/2025 00:23

people applying for PIP are assessed by a DWP appointed doctor- so I'm amazed he hasn't been found out, maybe they are behind and his assessment is coming. Don't worry about him getting a car- the only case I have ever heard of this is 100% incapacitated by vaccine damage. I have helped people with PIP applications- it really isn't that easy to cheat on it, more people are turned down than accepted for it.
It sounds extraordinary boasting about benefit fraud, but I have encountered this .

They’re not usually assessed by a doctor - it can be a nurse, paramedic, OT, physios …
Your car statement is daft, and incorrect! If you get enhanced mobility you can use this money for a car.

Wildflowers99 · 22/02/2025 00:30

XenoBitch · 22/02/2025 00:05

You are jealous of someone who is disabled enough to the point they are entitled to full PIP. Have her money, but have her disabilities too.
Take a long look at yourself.

You can’t use this as a mic drop forever. It cannot be the case that nobody can criticise disability benefits ‘because it means you’re jealous of a disabled person and OMG that makes you terrible’. I’m disabled (on tons of medication just to keep myself physically alive), so I do get it, but the fact remains we spend more on disability benefits than we do on our armed forces. That’s how out of control it is. It’s not even a moral issue, it’s a financial one - we simply cannot afford it.

And you can’t blame the public for becoming exasperated when the staggering increase in claims over the last 10 years has been driven by non-pathological illnesses. I can’t even remember the last time I heard of a PIP/DLA claim for something that wasn’t autism, ADHD, anxiety, PTSD or fibromyalgia.

And you need to see the bigger picture. PIP may be ‘only a few hundred quid a month’ but the majority of PIP claimants don’t work, so are also on UC, and have their housing expenses paid. In addition to this they (like every person) get free comprehensive healthcare which if you are disabled cost a lot of money, as well as the passive benefits of taxpayer funded services like the emergency services, the military and infrastructure.

I think you need to take a look at your self before criticising the taxpayer that is working hard to provide all of the above.

Laurmolonlabe · 22/02/2025 00:23

people applying for PIP are assessed by a DWP appointed doctor- so I'm amazed he hasn't been found out, maybe they are behind and his assessment is coming. Don't worry about him getting a car- the only case I have ever heard of this is 100% incapacitated by vaccine damage. I have helped people with PIP applications- it really isn't that easy to cheat on it, more people are turned down than accepted for it.
It sounds extraordinary boasting about benefit fraud, but I have encountered this .

XenoBitch · 22/02/2025 00:20

RoastDinnerSmellsNice · 22/02/2025 00:10

This is absolutely true! People who HAVE struggled to get PIP, have in trying to help others in genuine need, inadvertently shared information which has enabled people like your cousin to cheat the system.

In fact only a few days ago there was someone on here asking how to get PIP, claiming that she'd been turned down, but I got the distinct impression that she was trying to milk genuine claimants for information to help her cheat the system.

So, instead of moaning about benefit cheats, please DO report them people, as not only do they get all benefit claimants a bad name, but they also cost the country, (US) money, which could be better spent on the NHS, who can then help those who are genuinely sick, get well and back to work again.

Both you and the previous poster are making it sound like anyone who gets PIP straight away is lying... and you are only genuine if you have had to go through tribunals etc.
Who does and doesn't get PIP seems so inconsistent, and often seems to depend on the what side of bed the person doing your assessment got out of.

A huge amount of people applying for PIP get turned down the first time (more so for MH issues). Someone asking for advice on how to proceed with their claim is not trying to cheat the system.

Anonforthis58 · 22/02/2025 00:17

Greenwallpinkwall · 21/02/2025 22:34

I’ve awarded multiple deserving claimants who for many reasons haven’t been able to provide medical evidence - decisions which have been upheld. Just one potential situation amongst many would be a substance user who has completely disengaged from primary and secondary care services because they’ve developed complex mental health conditions resulting from their misuse and lack of any health care input. There won’t always be a paper trail of ‘evidence’ to support a claim but decisions are often made based on balance of probability. Please stop sharing misinformation, it could be really damaging to vulnerable people reading these sorts of threads who may be considering applying but be put off

You must be the only one doing your job correctly then. The amount of claimants turned down at 2 stages and forced to go to Tribunal - then win, is shocking. Maybe teach your colleagues their job.

RoastDinnerSmellsNice · 22/02/2025 00:10

Agix · 20/02/2025 09:57

Fed up of people saying PIP is difficult to claim. It's NOT.

It is only difficult to claim if you're not prepared to lie.You will be scrutinised and the assessors will try to catch you out when you're being honest, and often succeed in twisting your words and putting you off claiming because you're unwell and can't be dealing with this bullshit.

People who are prepared to lie and continue lying and fighting decisions that go against them will quite easily get PIP. Because they're happy to keep lying and scoring the points.

You do need medical evidence, but most medical evidence for mental health conditions is all about what you have reported to your doctor. Your doctor can only write down what you say your symptoms are. Your doctor doesn't live with you and has to believe you when you say you're so depressed you need help to get dressed. So that's what will go on your official reports and "medical evidence".

If you're prepared to lie, and make a part time job of claiming PIP by tracking which lies you have told your medical professionals and the PIP assessors, it is NOT hard to get PIP. You just need to learn the points system, and lie to your doctors and specialists and on the PIP form. These people also have people to lie for them, friends or family, pretending to have to provide care.

If you have genuine struggles, which you are genuinely trying to recover from and work towards getting better from, the PIP assessors will zero in on the bits where you seem capable and independent. You'll feel like shite spending so much time and energy on trying to claim this benefit and going through assesaments. You'll feel embarrassed and ashamed of how badly your health effects you, you'll struggle to talk about it. And you won't get PIP and will stop trying.

Not so with people who lie and make a job of it. They have all the time and energy in the world to keep going until they get the benefit.

The assessment process is easy for liars, who actually have the health to battle through the system, and very difficult for people genuinely unwell and trying to live life who don't have it in them to fight it.

Edited

This is absolutely true! People who HAVE struggled to get PIP, have in trying to help others in genuine need, inadvertently shared information which has enabled people like your cousin to cheat the system.

In fact only a few days ago there was someone on here asking how to get PIP, claiming that she'd been turned down, but I got the distinct impression that she was trying to milk genuine claimants for information to help her cheat the system.

So, instead of moaning about benefit cheats, please DO report them people, as not only do they get all benefit claimants a bad name, but they also cost the country, (US) money, which could be better spent on the NHS, who can then help those who are genuinely sick, get well and back to work again.

XenoBitch · 22/02/2025 00:05

Teddybear23 · 21/02/2025 23:57

My friend was on the highest PIP and with that and possibly other benefits she got more than I got for working full time for the NHS. I was pretty fuming to be honest 😡. I expect people to get help obviously if they can’t work but not get more than a full time worker; what made it worse is that she wasn’t even working beforehand!!

You are jealous of someone who is disabled enough to the point they are entitled to full PIP. Have her money, but have her disabilities too.
Take a long look at yourself.

Teddybear23 · 21/02/2025 23:57

Katemax82 · 20/02/2025 09:43

Pip is about £737 a month. He won't be given a car he will have to pay £300 of the pip (the motability element) towards it. Yes he sounds awful but I bet he's not exactly rolling in it

My friend was on the highest PIP and with that and possibly other benefits she got more than I got for working full time for the NHS. I was pretty fuming to be honest 😡. I expect people to get help obviously if they can’t work but not get more than a full time worker; what made it worse is that she wasn’t even working beforehand!!

justify · 21/02/2025 23:56

The stress people experience with lifelong serious mental illnesses being continuously reassed pre emts relapses. Even people with schizophrenia and bipolar 1 have to go through these gruelling, humiliating and debilitating medicals to prove they qualify for p.i.p.
The result of continuously underfunding mental health services puts the users and sometimes the public in serious danger.

vikingnorthutsiresouthutsire · 21/02/2025 23:56

@Hdjdb42 was any action taken after your reports?

NotVeryFunny · 21/02/2025 23:44

JandamiHash · 20/02/2025 09:41

Given how difficult it is to get PIP I’m amazed these lies haven’t already been uncovered

This. This post is utter nonsense. You don't get PIP just by writing any old shit on a form. You need medical evidence to back up your claims, and a "DWP" medical assessor also conducts an assessment. DWP don't just believe whatever you tell them.

Claims even with good medical evidence are usually declined (often when someone is blatantly eligible) and the claimant has to challenge the decision, and a significant number have to appeal which means going before a panel at tribunal.

It is not easy to claim PIP, so I think this post is disingenuous. Or perhaps your cousin's mental health issues cause them to lie. It sounds like an unlikely story coming from one of you.

PandoraSox · 21/02/2025 22:50

warmcatsofa · 21/02/2025 21:44

You never hear a wheelchair user whimpering about how many ‘spoons’ they have left for the day.

WTF is it with these spoons and never ending sob stories of chronic illnesses (none of which can be proven or misproven with a scan of course)

We’ve allowed a section of society to become entitled victims , rather than encouraging self determination and a bit of get up and go. Rant over 😁

My DH is a wheelchair user and he has absolute contempt for people like you who parrot this divisive shit. Oh and by the way, the spoons theory absolutely does apply in his case. I will let him know that he is "whimpering" next time he runs out of spoons.

Again, if I said what I thought of you, I would be banned forever from mumsnet.

x2boys · 21/02/2025 22:47

warmcatsofa · 21/02/2025 21:28

This is much needed. Getting a mobility car for anxiety and depression is a slap in the face to those who have actual mobility issues. And no I’m not talking about the thousands of middle aged women struck down by Fibromyalgia who suddenly appear to need a walking stick (and PIP)

Most people wouldn't get a car for anxiety and depression, it would have to be so severe a person is unable to function to independently get themselves from A to B
We have a mobility car for my son he can walk and run and jump
But he s nearly 15 and cognitively around 2/3 years of age has zero understanding of danger completely non verbal he gets HRM under SMI he still receives DLA at the moment when he transfers to PIP I can't see this changing as he needs someone with him all the time ti keep him safe he wouldn't have a clue about getting a bus etc.

Jumpers4goalposts · 21/02/2025 22:37

100% report

Greenwallpinkwall · 21/02/2025 22:34

WaitingForMojo · 21/02/2025 22:12

Yes, it does. I’m a welfare rights lawyer. My job is PIP appeals.

I’ve awarded multiple deserving claimants who for many reasons haven’t been able to provide medical evidence - decisions which have been upheld. Just one potential situation amongst many would be a substance user who has completely disengaged from primary and secondary care services because they’ve developed complex mental health conditions resulting from their misuse and lack of any health care input. There won’t always be a paper trail of ‘evidence’ to support a claim but decisions are often made based on balance of probability. Please stop sharing misinformation, it could be really damaging to vulnerable people reading these sorts of threads who may be considering applying but be put off

WaitingForMojo · 21/02/2025 22:12

Greenwallpinkwall · 21/02/2025 22:10

No, it doesn’t. I’m a PIP assessor. Do you mind if I ask what your point of reference is? I can provide a little bit more context to my point if it would be helpful

Edited

Yes, it does. I’m a welfare rights lawyer. My job is PIP appeals.

Greenwallpinkwall · 21/02/2025 22:10

WaitingForMojo · 21/02/2025 21:48

Erm, it really does!

There is so much bullshit on this thread, it’s like Daily Mail Bingo!

No, it doesn’t. I’m a PIP assessor. Do you mind if I ask what your point of reference is? I can provide a little bit more context to my point if it would be helpful