To think 71 is too old for state pension age?

I have lost my BF, 53, to breast cancer, and three other acquaintances, also to cancer in aged between 40-50. All of them left children, the youngest being 15.
These is no way any society can expect most human beings, to be fit or well enough to work until 71. If 1:2 is now the ratio of people who will get cancer in their lifetime, not to mention any other disease such as Alzheimer's, heart disease or a stroke, that makes for a pretty dire scenario for hoping to remain healthy after 60.

I don't care about myself as I'm happily semi retired but
considering there is almost zero joy in being a young person being able to afford the most basic and dignified of security and aspirations, ie a house, I shall ensure my children are saving to retire around 50-55 - and that's only if they choose to stay in the UK (both in professions where they could work worldwide).

They were very lucky. They lived above life expectancy. My mum died at 75, my dad at 73.

It will happen. I have no retirement plans. This is what I expect and I will work till I can't. when we can't afford to live if we are both still alive we have a double suicide plan.
My grandparents retired in 1988 age 65 and lived till they were 86 and 90.
Old age pension was only meant to see you through a couple of years of a little crest before you died not 25 plus years.

You really don't understand that some people can't afford to save a significant enough pension pot to make them not rely on state pension? Are you generally so lacking in imagination?

It definitely too old - I plan to go on benefits before getting my pension. I am not working until I am 71.

@MoosakaWithFries its not always that simple my partners pension total at retirement was £350000 that equates to £16000 a year taxable (as he gets state pension too ) so not a huge amount of money to live on luckily mortgage free due to him taking pension drawdown but if we had to pay rent that would be over half of his pension just in rent alone , so state and private pension would still only be £16000a year

Yes it's much too old. You won't get any retirement time while you still have the energy to do things.

I think 65 should be the max.

The 'boomer'' and before them, the ''silent'' generation had it all! free university tuition, Grants {not needed to be paid back} great NHS, cheap housing in real terms, retired at 60 if female, 65 if male.
Big house near Richmond Park £10,000 in 1971

www.independent.co.uk/life-style/young-people-leaving-uk-emigrating-abroad-gen-z-b2694046.html#:~:text=In%20a%20separate%20report%20from,were%20considering%20the%20move%20imminently.

I don't think the pension idea will change their minds

And, if you do retire and only have the state pension to fund your retirement, it will be a very limited and frugal life you'll be living.

If you want to retire at a reasonable age and not have the age you recieve state pension dictated to you by the government, make other arrangements. It's pretty simple.

Simples!

Im 68 so currently I do get the state pension (last two years) but in the last year one place I worked at closed down and my other job went kaput as well so I would be 68 with no wages and no chance of getting another full time job at my age , so I would be in the position of trying to live on nothing as my partner is already retired and over the threshold for me to be able to claim anything , not a pleasant prospect , I already got stuck in the working 6 more years due to being born in the 1950s

I know the average age is rising, but there are still families who never make it to their mid 60s. It's not lifestyle (smoking, drinking), being in the wrong place at the wrong time (car accidents)

A friend's husband and his family all died 63-66 from cardiac arrests. His grandparents had 10 children who had 45-50 children between them. Only two of friend's DH's cousins are still alive and they are the youngest two. Think they are 58.

Especially when the next generation of adults to retire (the ones included in this group) will include those who haven't enjoyed free higher education or houses that could he bought with 3x a single salary.

Which is worse again for the generations below them so the idea that "it's ok, they have years to plan for their state pension age moving out" is not going to wash.

I really don't understand the reliance on state pension.

If you want to retire at a reasonable age and not have the age you recieve state pension dictated to you by the government, make other arrangements. It's pretty simple.

I am.

My point is that it is your responsibility. We've all been aware for years that the current model is unsustainable and we will have to work for longer.

I voted you are being unreasonable because this is an unrequested report from a small (15 people work there!) think thanks. It is not government policy, it has not been compiled for the DWP, let alone published by them. It's just a small group's opinion, nothing more.

Parents on both sides of our family were all dead within a few years of this retirement age. So work till you drop.

This idea that everyone in their 50s is sitting on a golden nest egg is laughable.

Quite.

Especially when the next generation of adults to retire (the ones included in this group) will include those who haven't enjoyed free higher education or houses that could he bought with 3x a single salary.

I worked for a number of large retail companies but didn’t get a pension before I started teaching in 2007.

Realistically you have to be well off to afford to do that

This idea that everyone in their 50s is sitting on a golden nest egg is laughable.

@Meadowfinch I never said otherwise.

Fucking hell, that's preposterous. My Mum died at 73. DH's Mum was 61. How fucking unfair that you pay your NI contributions all your life and then don't get your money back. What a bloody con.

Ha ha. We had one who had a mobile phone in 1995. We called him the yuppie.