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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To liquidate everything when I get to 60 and live in luxury hotels until the cash runs out

505 replies

Everythingisnumbersnow · 08/02/2025 10:09

Just thinking who wants to be old anyway plus I really resent the idea of all my money going to dodgy offshore small business owners (aka care home owners).

We'll see how it goes but I'm pretty excited about this.

OP posts:
ObelixtheGaul · 08/02/2025 16:10

Inyournewdress · 08/02/2025 16:06

I think some people are deluding themselves a bit, and in a way ‘othering’ their future selves. Once you reach a certain age you might realise you actually still have other wishes or plans, and you also may not find it as easy as all that to say oh at this age I am too old to care about whatever it is, or oh now it’s time to just swiftly off myself. I mean, if I remember how my past self of 18 or 21 would have regarded 35 or 50, I realise I was wrong. The human mind will usually try to believe the easiest thing, and the easiest thing is not to confront the complex realities of your potential future self.

Yes, absolutely.

Inyournewdress · 08/02/2025 16:06

I think some people are deluding themselves a bit, and in a way ‘othering’ their future selves. Once you reach a certain age you might realise you actually still have other wishes or plans, and you also may not find it as easy as all that to say oh at this age I am too old to care about whatever it is, or oh now it’s time to just swiftly off myself. I mean, if I remember how my past self of 18 or 21 would have regarded 35 or 50, I realise I was wrong. The human mind will usually try to believe the easiest thing, and the easiest thing is not to confront the complex realities of your potential future self.

ByWaryCrab · 08/02/2025 16:05

Miaowzabella · 08/02/2025 15:14

Most people do not end up in care homes.

Yes it’s important to note that most old people over seventy percent infact live happy lives and never see the inside of a care home.

Augustus40 · 08/02/2025 16:01

Oh right. I had better watch out then as I am currently age 61!

ObelixtheGaul · 08/02/2025 15:59

Augustus40 · 08/02/2025 15:50

Surely it is 81 years!!

OP is talking about 'Healthy life expectancy' as opposed to life expectancy. Healthy life expectancy is the length of time you are alive with no or minimal health issues, not when you die.

Fibrous · 08/02/2025 15:57

My body is falling apart at 45. YANBU.

it’s not for me, as I’m not a fan of hotels and would want my pets, but I can see the appeal.

I also have no kids so I’m wondering how I can cash in my assets later in life and splurge just the right amount to get me to the grave.

ObelixtheGaul · 08/02/2025 15:53

Everythingisnumbersnow · 08/02/2025 15:37

I don't think it is worth living when your body is falling apart. Why is this "vile"?

I mean, it's not 'vile', but it's the assumption that your body will be falling apart at 75.

The biggest favour you can do yourself is give yourself the best chance of not 'falling apart' at 75. My parents are over that age, and whilst obviously not as young as they were, they aren't 'falling apart'. My Dad has more zest for life than I have, to be honest.

Life is a much harder habit to break than you think. Neither of my parents want to off themselves or be offed by someone else just because they've reached a number.

I think you will find once you reach that number that if you aren't actually crumbling to bits, the urge to leave a life you are still quite happy in might not be the same.

aspidernamedfluffy · 08/02/2025 15:53

BatchCookBabe · 08/02/2025 15:46

So everyone's body is falling apart at 75? WTAF? Confused

You get more offensive each time you post. Hmm

Of course everyone's body is falling apart at 75. You'd be hard pressed to find anyone over the age of 75 who is not on some form of medication. Why do you think that is?

Everythingisnumbersnow · 08/02/2025 15:52

Augustus40 · 08/02/2025 15:50

Surely it is 81 years!!

No - healthy life expectancy is 61.9.Thats the age you can expect to reach, on average, in good health.

OP posts:
TurquoiseDress · 08/02/2025 15:51

I like the sound of your plan OP!

BunnyLake · 08/02/2025 15:50

Although it can seem idyllic (I’ve fantasised about living in a luxury hotel myself, never having to think about cleaning, cooking etc) the reality is most likely very different. I think you would need to be very rich (it can't be cheap) to sustain such a lifestyle for who knows how long. If I was seriously thinking about it I’d probably watch a lot of youtube videos on it to see what they really feel. I’ve seen some where people have sold everything to live on a cruise ship and it doesn’t look like it lives up to expectation.

So I would say don’t go into it blindly, do lots of research on the pros and cons.

Augustus40 · 08/02/2025 15:50

Everythingisnumbersnow · 08/02/2025 15:49

Um.. yes @BatchCookBabe ! Healthy life expectancy in the UK for women is 61.9 years

Edited

Surely it is 81 years!!

Everythingisnumbersnow · 08/02/2025 15:50

Vergus · 08/02/2025 15:48

Yes yes, all very well to those who want the luxury lifestyle and the travelling etc…..but I want to know what your long long term plans are…….so after this extended honeymoon period when your health fails you and you need comfort, security, stability and possibly funded care provision. What’s the plan then? Who picks up the bill? Where do you live exactly? Need more detail on this bit please.

  1. Die at 75
  2. I have a good pension if I change my mind (someoneabove said it wasn't good so they'll be aghast when they learn what the average pension is)
OP posts:
Everythingisnumbersnow · 08/02/2025 15:49

Um.. yes @BatchCookBabe ! Healthy life expectancy in the UK for women is 61.9 years

OP posts:
Vergus · 08/02/2025 15:48

Yes yes, all very well to those who want the luxury lifestyle and the travelling etc…..but I want to know what your long long term plans are…….so after this extended honeymoon period when your health fails you and you need comfort, security, stability and possibly funded care provision. What’s the plan then? Who picks up the bill? Where do you live exactly? Need more detail on this bit please.

GertrudePerkinsPaperyThing · 08/02/2025 15:47

I think 60 is a bit young unless you’ve had some sort of terminal diagnosis

BatchCookBabe · 08/02/2025 15:47

Seriously @Everythingisnumbersnow Are you OK?

BatchCookBabe · 08/02/2025 15:46

Everythingisnumbersnow · 08/02/2025 15:37

I don't think it is worth living when your body is falling apart. Why is this "vile"?

So everyone's body is falling apart at 75? WTAF? Confused

You get more offensive each time you post. Hmm

Everythingisnumbersnow · 08/02/2025 15:43

MikeRafone · 08/02/2025 15:43

Would I miss not having to clean the bathrooms, mop the floors, mow the lawn, decorate, buy house insurance, keep up with maintenance - probably not.

Would I enjoy being looked after, not cooking and cleaning - hell yes

High five!

Oh no the toilet is blocked guess I'll have to... Call reception then head out for lunch?

OP posts:
MikeRafone · 08/02/2025 15:43

CruCru · 08/02/2025 10:14

Wouldn’t you miss having a home?

Would I miss not having to clean the bathrooms, mop the floors, mow the lawn, decorate, buy house insurance, keep up with maintenance - probably not.

Would I enjoy being looked after, not cooking and cleaning - hell yes

KaylaLS · 08/02/2025 15:42

drivinmecrazy · 08/02/2025 13:51

My DM basically pissed away close to a million after my dad died almost 20 years ago (Travel, luxury living and most of all shopping!)
She enjoyed every bloody penny.
She's now mid 80's with very little mobility due to a congenital condition.
She regrets it not one jot!
Unfortunately (for her ) she's still here.
I've always told her to enjoy her life when she could and so glad she did.
DM never wanted nor planned to get to the age she has.
None of us know what tomorrow brings.
She made so many happy memories for us all in her big spend years.
No regrets from any of us.

Enjoy it while you can

Absolutely.

My MiL spent her last years, just short of five, in a nursing home with dementia linked to COVID paranoia.

Sadly she had no idea where she was, who was with her. No physical or mental capacity.

£6,000 per month to be cared for. She should have spent more whilst she could appreciate it.

Patterncarmen · 08/02/2025 15:40

The social norm is generally you sell your family home to downsize to a bungalow when you get old, and then sell that to live in a care home if you have to. OP’s plan is different. People value possessions/materialism differently, as they do money. Live and let live.

Everythingisnumbersnow · 08/02/2025 15:38

BatchCookBabe · 08/02/2025 15:34

What the fuck have I just read? Confused

Are you OK? Serious question.

I don't think you need to be a homebody to be "ok". I think home ownership is a bloody pain in the arse and clutter and Things are a millstone. I find ornaments depressing. All these little trinkets gathering dust then into landfill after you die.

OP posts:
Everythingisnumbersnow · 08/02/2025 15:37

BatchCookBabe · 08/02/2025 14:24

Exactly this. There are some pretty horrible obnoxious posts from the OP to be honest - and suggesting life isn't worth living after 75. WTAF?!

Vile. 😖

Most of her posts are dripping with contempt, and loathing for certain demographics. 🙄

I don't think it is worth living when your body is falling apart. Why is this "vile"?

OP posts:
Likewhatever · 08/02/2025 15:36

Planning for your retirement is an art, if only we knew exactly how much to put aside till the end of our lives we could all go out and whoop it up with the remainder. I don’t blame people for spending their money while they can, you’re a long time dead.