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Sick of having to ask DH for money

237 replies

Justlivelovelaugheat · 05/02/2025 21:01

Hi people. Has anyone ever had a positive SAHM experience? I a SAHM of 2. My DH and I made a pact years ago I would look after the kids and he would grow his business. I have always been out of work even when the business got successful as he says he could make more money than if I worked since he wouldn’t have to pay for childcare nor watch the kids, which whilst it is true, I have always craved my own independence.
I have grown very resentful. Although I love looking after the kids and hate the idea of leaving them, I crave my own financial freedom. Recently we moved house and he insisted if we threw away most of our clothes (luckily I stood my ground when it came to the kids clothes) it would make the move easier and he promised to replace my clothes. Now that it’s time to cash in on this promise he says that £150 is too much money for clothes even though now I don’t have much to wear. This is my last straw as I am sick of trusting someone else for money even if it is my husband. He even went as far to say I’m irresponsible with money even though I truly never am away from this kids so I don’t even get to spend money on dates with friends or a spa day and I haven’t brought anything for myself in a year. I admit it’s probably selfish I ask now seeing as we just have moved but now I could use some clothes for myself and suitable footwear. It’s so annoying I wish I had never agreed to this because I’d like to prioritise myself and feel bad asking for time away or clothes for myself but I truly feel terrible in myself. I understand many of you will critique me for putting myself in this situation but the dynamic has only recently changed this much where I have to “ask” for money. But am I being wrong for asking at such a busy time for him? We have money (I honestly don’t know how much as it’s all considered his grrr) but should I feel bad for taking away for myself whilst he provides for all of us?

OP posts:
boobot1 · 06/02/2025 08:24

Why dont you both just have a debit card for the same account. Then you dont need to ask. I couldnt live that way.

canyouletthedogoutplease · 06/02/2025 08:16

Anyone that loved you wouldn't give you a suitcase and make you choose between clothes for yourself and clothes for your children, unless you were in some kind of emergency fleeing situation, which I presume you were not.

He is not a great man, he's not a good man, he is treating you far worse than an unpaid employee, and nowehere near a loved and respected partner.

You now find yourself miles from your friends and family and any support network against your wishes, without any clothes because he forced you to leave them behind. You saved your ornaments. This is heartbreaking.

Here is a link to contact Women's Aid.

Please use it when it's safe to do so. He is slowly boiling you like a frog in a pan.

Butchyrestingface · 06/02/2025 08:09

Justlivelovelaugheat · 06/02/2025 07:57

Not with anything fancy.

So he did replace his own stuff?

You’re a SAHM, except not really because he’s got you working for his business for free.

He’s moved you away from your family and support network.

He has literally taken the clothes off your back.

Get a job ASAP. This is not a nice man you can or should rely on.

jeaux90 · 06/02/2025 08:04

Look OP your "concern" for any changes in him recently has cornered you into inaction.

You have choices here.

He is being controlling and you know it.

People saying is the house in your name? It's irrelevant as you are married unless it's become a company asset of course.

Yes you need some financial independence asap.

In the meantime I'd be reading him the riot act.

thepariscrimefiles · 06/02/2025 08:04

Justlivelovelaugheat · 06/02/2025 07:57

Not with anything fancy.

I assume that you wouldn't replace your clothes with anything fancy either? You really need to speak to Women's Aid or another domestic abuse charity about his behaviour. He has moved you far away from family, you have a role in his business but he doesn't pay you, he threw away your clothes but won't replace them and you have no access to money.

mitogoshigg · 06/02/2025 08:01

When I was a sahm we had a joint account, exh always asked me if he could spend!

JimHalpertsWife · 06/02/2025 08:01

Justlivelovelaugheat · 06/02/2025 07:57

Not with anything fancy.

But yes, he did?

Justlivelovelaugheat · 06/02/2025 07:57

Butchyrestingface · 06/02/2025 07:55

Did he replace his own clothes, @Justlivelovelaugheat ?

Not with anything fancy.

OP posts:
Butchyrestingface · 06/02/2025 07:55

Did he replace his own clothes, @Justlivelovelaugheat ?

thepariscrimefiles · 06/02/2025 07:55

Justlivelovelaugheat · 06/02/2025 05:46

Yes. I am technically an employee in his business (I do minor roles) it just doesn’t go directly to me (more tax efficient that way.) He puts some in my pension and has also paid off a lot of my student loans as well as paid for my license a lot else throughout the years. That’s why this current behaviour is so shocking and hurtful because we’re normally on the same team. His been through a lot, that might be affecting his behaviour and making him act out.

So you actually work in his business but don't get paid? He is sounding worse and worse.

Quietobserver · 06/02/2025 07:54

The only way this situation works in my opinion is if there’s a joint account for bills and you both have a personal account for your own money. I was a SAHM for a few years and also worked for my husbands business so I get the whole feeling trapped with tax benefits and doing what’s best overall for the family but you need to stress to him that you need some of your own money. He may not value what you want to spend ‘your’ money on for example clothes but that’s really not his business. It can make you feel very trapped as it sounds like you do and in the long run will cause resentment and relationship issues.
It works much better to get ‘paid’ an amount per month for leisure money an he needs to get that message loud and clear. He may be in charge of ‘providing’ for the family but if it was a joint decision for you to take care of the kids he needs to realise that your role in this is equally as valuable. Would he listen to these points if you sat down and had a serious chat?

arcticpandas · 06/02/2025 07:52

Try to step outside yourself for a minute OP and imagine your sister/ best friend calling you and telling you about how her DH made her throw away all clothes promising to buy New ones but he won't. Also she's staying home taking care of his children but find herself in poverty because she can't even buy herself some clothes/shoes. She has no access to the family money because her DH has told her it's better this way for some obscure non plausible reason. She's a prisoner, especially since her DH made her move away from friends and family.

You would tell her to get a divorce asap so she would get access to half of the money and not live with a financial abusive man who tries to isolate her from the outer world.

Justlivelovelaugheat · 06/02/2025 07:52

MyDadLovedBlondieToo · 06/02/2025 07:40

Recently we moved house and he insisted if we threw away most of our clothes (luckily I stood my ground when it came to the kids clothes) it would make the move easier and he promised to replace my clothes.

This is so weird! Decluttering before a move is normal, but throwing away your possessions just to reduce moving costs is not normal!

Did he throw away lots of his own things too? And has he replaced them? Or is it just you left in a worse situation than before?

It’s crazy I never realised how bad the clothes situation was until I’ve read everyone’s comments. Basically, he brought a large suitcase for clothes and insisted if all our clothes (not just mine and his) didn’t fit we’d have to throw them away. I hated this idea and was verbally very annoyed but after he said he would get me a new wardrobe it seemed pretty reasonable, especially because Ive not had new clothes in years. I used the suitcase for the kids clothes so I didn’t have to chuck any away but didn’t really think he would uphold his promise. He tried to get me to chuck away my favourite ornaments too but I kept them luckily. Can’t replace them.

OP posts:
Butchyrestingface · 06/02/2025 07:49

Recently we moved house and he insisted if we threw away most of our clothes (luckily I stood my ground when it came to the kids clothes) it would make the move easier and he promised to replace my clothes. Now that it’s time to cash in on this promise he says that £150 is too much money for clothes even though now I don’t have much to wear.

I’ve never heard the like. 😮

He’s got you exactly where he wants you, hasn’t he?

BurnoutGP · 06/02/2025 07:46

TriciaMcMillan · 06/02/2025 07:38

This is glib and unhelpful, but I'm assuming it wasn't offered as actual advice.

In the event that there is a way through this for the OP with her husband, this would be provocative and counterproductive.

In the event there isn't, it's inflammatory and possibly dangerous!

Oh FFS really. If course it wasn't serious advice to do. It was to demonstrate the inequality of it all. I actually despair of mumsent sometimes.

Porkyporkchop · 06/02/2025 07:40

Esdale · 05/02/2025 21:11

We have money (I honestly don’t know how much as it’s all considered his grrr) but should I feel bad for taking away for myself whilst he provides for all of us?

Should you feel bad for asking for £150 for clothes and suitable footwear? No.

Is he providing for all of you, if you don't have clothes and suitable footwear? No.

This is financial abuse.

You are enabling your husband to build his business up, by caring for his children. You are sacrificing your own financial freedom, and building up benefits such as a workplace pension, in the process.

He is massively, massively taking the piss. This is not a partnership or how it should be.

This.
tell him how expensive a divorce will be and see if £150 bothers him then

MyDadLovedBlondieToo · 06/02/2025 07:40

Recently we moved house and he insisted if we threw away most of our clothes (luckily I stood my ground when it came to the kids clothes) it would make the move easier and he promised to replace my clothes.

This is so weird! Decluttering before a move is normal, but throwing away your possessions just to reduce moving costs is not normal!

Did he throw away lots of his own things too? And has he replaced them? Or is it just you left in a worse situation than before?

SquishyGloopyBum · 06/02/2025 07:38

He's isolated you and has cut of your previous access to money.

You are an employee but that doesn't go into your account?

This is bad op. He's abusing you. The throw away the clothes is just another way to control you.

TriciaMcMillan · 06/02/2025 07:38

BurnoutGP · 06/02/2025 07:20

Make an itemised bill for your work every month. Childcare. Cleaning. Cooking. Shopping. Laundry. Sexual favours. And tell him that's how much you expect in your account every month. Then make a plan to divorce his disgusting abusive arse. This will never get any better.

This is glib and unhelpful, but I'm assuming it wasn't offered as actual advice.

In the event that there is a way through this for the OP with her husband, this would be provocative and counterproductive.

In the event there isn't, it's inflammatory and possibly dangerous!

Thatissimplyuntrue · 06/02/2025 07:35

You are equal partners. You are a team. They are his children too. You both live in the house.

The way you have set it up you should have equal amounts of free time and equal amounts of disposable income.

He should not have more money to use or more free time than you.

I think you’d be very wise to get some good advice here. I’m worried for you. I don’t trust him. The clothes thing sounds bonkers but also controlling.

user1471538283 · 06/02/2025 07:35

He's treating you like a unpaid servant. It's not love if he doesn't want you to have the basics and a life. You are working raising your DC.

You need a job. You both pay for childcare.

I had one like this. He loved me being financially dependent. He would spend everything and then complain about having to pay the bills.

Justlivelovelaugheat · 06/02/2025 07:35

Moonnstars · 06/02/2025 07:20

He sounds controlling in many ways, not just financially.

Did you actually want to move to the new house/location?
You mention that it's away from family. Again this is a red flag for him trying to isolate you from friends and family.

I agree that it sounds like the business is in trouble which is why he may be more secretive than before about finances, but it's why you now need to push more to find out the extent to this. Has he potentially taken out loans in your name for example?
Who's name is the mortgage in and are all bills definitely being paid for the household?

No, unfortunately. I was very hesitant to moving to an area where I’d know no one but we wanted the kids to grow up in a safer area. Still, it was hard to leave family and any sense of normality. As he is planning to take on more employees I’m not too sure. He claims everything is fine and I’m inclined to believe him as we have gone on many expensive trips in the past year and talking about more. Honestly, the whole situation feels helpless at the moment. The arrangement has always worked for us, the children are very happy and thriving. My youngest is breastfed and does not take to a bottle yet hence why I haven’t gone back to work yet but the way things are going I need to make sure I’m covered.

OP posts:
thepariscrimefiles · 06/02/2025 07:32

Throwing away your clothes to make a move easier is ridiculous. Did he throw away his own clothes? If so, has he replaced them? Is he trying to make you a prisoner in your own home as you don't have clothes to go out in?

You are being financially abused and you should seek help from domestic abuse charities such as Women's Aid.

jackspratswife01 · 06/02/2025 07:31

Get a job share childcare and have strong boundaries.

Thatissimplyuntrue · 06/02/2025 07:30

FadedRed · 05/02/2025 21:18

This is the definition of financial abuse copied and pasted from www.womansaid.org.uk:

Financial abuse is part of coercive control, it involves a pattern of controlling, threatening and degrading behaviours relating to money and finances. The perpetrator uses money to control their partner’s freedom. This can include using credit or debit cards without permission or building up debts in their partner’s name. Economic abuse is a broader term, as it also includes restricting access to essential resources and services, such as food, clothing or transport, and refusing to allow someone to improve their economic status through employment, education or training. Some examples of economic abuse are:

  • Controlling all of the household income and keeping financial information a secret
  • Taking out debts in your name, sometimes without you knowing
  • Stopping you from being in work, education or training
  • Making you do a certain amount of hours at work, not contributing to any bills
  • Having control over spending, checking receipts, having everything in their name
If you are experiencing financial abuse, Surviving Economic Abuse can support you.

It rang coercive control alarm bells with me too.

OP. Think very carefully and start looking through this lens to check how healthy this relationship is.