Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Friend earns as much as me on benefits

343 replies

NattyFinch · 04/02/2025 20:21

I felt really shocked and conflicted after a discussion with a friend recently that revealed that she receives over £2000 a month on benefits for 2 children while I work full time as a single parent with one child for a similar amount (once I’ve paid all my taxes, ni etc). It stemmed from her saying she was going for ivf treatment at 48 at a total cost of £8000. I’m supportive as a friend and try not to be a judgmental person but this just seems unjust when I’ve worked so hard to stay in employment and raise my son single-handedly for 12 years. She doesn’t want to move to England because if the ivf is successful she will get more money to stay in Scotland. AIBU to think this is all bonkers ?!

OP posts:
ColourBlueColourPurple · 05/02/2025 10:02

Kindofembarrasing · 05/02/2025 09:36

800 for childcare because you have a job. Think the op said her friend is unemployed

I've looked at OPs posts and I can't see where she said her friend is unemployed, just that she's on benefits which I am although I work.

However even without childcare costs, running these figures through entitled to (one adult, 2 children, £800 per month rent - could be Glasgow/Edinburgh which will be a bit higher - council tax) the UC credit calculator brings up a figure of £2154 monthly.

jessycake · 05/02/2025 10:01

The rent element isn't for her , it's for her landlord or local authority , entire homeless families living on the streets wouldn't benefit anyone. What we do need are higher wages , affordable homes and affordable childcare . Punch up , not down.

JHound · 05/02/2025 09:48

£2,000 is not a lot. The problem is not the level of benefits but the poor salaries.

Also will she be given IVF at 48.

ByQuaintAzureWasp · 05/02/2025 09:44

It's wrong Op, there's no doubt. Console yourself with the fact that your child is being brought up to know that work is not an option and he will grow up contributing to society.
I'm afraid I couldn't be friends with her, she has no dignity.

Kindofembarrasing · 05/02/2025 09:36

ColourBlueColourPurple · 05/02/2025 08:49

I get not far off 2 grand a month and I don't have any disabilities. Single mum, 1 child. Work part time. I get almost £600 for me and 1 child. £800 towards childcare. £450 rent allowance. Add on another 1 child and it would be over £2000.

800 for childcare because you have a job. Think the op said her friend is unemployed

PandoraSox · 05/02/2025 09:28

sky1267 · 05/02/2025 09:01

The trouble is wages haven’t gone up but benefits have. Yes a lot of people do take advantages of the system particularly the disability system for mental health although no one on here seems to want to hear that.

Do you have any evidence to back that claim up?

The fraud rate for PIP is negligible (approx cost of PIP fraud £90m each year) and hundreds of millions of pounds of it goes unclaimed each year (around £870 m).

So statistics would suggest there are far more people not claiming PIP when they would be eligible than vice versa.

But I am wasting my words, I know.

Loveumagenta · 05/02/2025 09:18

It’s not like for like. You have a job, a career, a pension, the opportunity to earn more, your kids are seeing you role model working.
She’s unemployed, has this money for now but it will drop when her children get past 16, will have limited earning prospects, has no pension.
I grew up in an area where many lived off benefits, my parents both worked and some families got as much as they earned … At first. My parents jobs got better, we moved, bought a house… the families on benefits stayed the same. Bored, not enough money, when their kids left home benefits dropped to the lowest.

Let her do her, it’s mad to be trying IVF at that age but let her waste her money.

IVFmumoftwo · 05/02/2025 09:14

MrsSkylerWhite · 05/02/2025 07:36

Any clinic offering ivf to a 48 year old in your “friend’s” circumstances needs to be investigated.

To be fair how would they know? I am currently saving for IVF whilst on UC. Unless I say anything the clinic won't know my circumstances.

sky1267 · 05/02/2025 09:01

The trouble is wages haven’t gone up but benefits have. Yes a lot of people do take advantages of the system particularly the disability system for mental health although no one on here seems to want to hear that.

PandoraSox · 05/02/2025 08:57

My husband gets PIP. We spend it on cocaine and BDSM clubs.

PandoraSox · 05/02/2025 08:56

CloseNextNear · 05/02/2025 07:41

I work private sector on govt contract, don’t get fancy pension and still don’t get £2000 and they are reducing my hours, either that or I will be made redundant.

That is terrible. It is shocking that employers are able to pay people such low wages and treat them so badly. That is what people should be pissed off about instead of demanding people on benefits are warehoused as pp suggested.

ColourBlueColourPurple · 05/02/2025 08:53

Mielikki · 05/02/2025 08:29

Is it means tested? I’m a little shocked by this. We’ve paid for all diagnoses and ongoing medication reviews out of our own pockets (not covered by employer medical insurance) but medical insurance has stumped up for a psychologist at least.

No, it's not meant tested and they don't check what it's used for, if its saved up etc. My mother gets DLA care and mobility high rate, due to a neurological condition. She doesn't have any extra costs due to her disabilty, she may get a taxi once in a blue moon to go somewhere as she can't drive or get the bus alone. However she does pay a cleaner to come in once a week as she can't manage that.

PandoraSox · 05/02/2025 08:50

Devon24 · 05/02/2025 07:15

Your friend isn’t ’earning’ anything - she is sponging from the tax payer. In the long term this will lead to an old age an abject poverty and depression. A life wasted so to speak.

Was David Cameron a sponger, do you think?

Same old tall tales on here. One poster's SiL has three children by two fathers, on another thread it was three children by three fathers. Funny that.

ColourBlueColourPurple · 05/02/2025 08:49

Kindofembarrasing · 05/02/2025 07:51

Definitely, the chance of it working are less than 1%.
I don't believe this story though no disabilities and rent can't be too high if she lives in Scotland there's no way she gets 2k a month. Its just rage bait.
I'll back away though I've already pissed off a Scot for saying the rent isn't that high there

Its a Mumsnet myth that anyone is better off unemployed I was unemployed throughout Covid and am definitely a lot better off now I have a job and it's only minimum wage

I get not far off 2 grand a month and I don't have any disabilities. Single mum, 1 child. Work part time. I get almost £600 for me and 1 child. £800 towards childcare. £450 rent allowance. Add on another 1 child and it would be over £2000.

drspouse · 05/02/2025 08:42

DLA is not means tested, it's to cover the expenses associated with a child with a disability.
For us that includes having a bigger house, installing sensory swings, extra bedroom on holiday, childcare (including for DD so she can have a chilled holiday with her friends in the school club not at home with DS), private diagnosis, some private prescriptions, subscription to a parenting coach... Etc.

Mielikki · 05/02/2025 08:29

threelittlescones · 04/02/2025 23:15

It's entirely up to you what you use the payment for. It depends on care needs and anything else which would benefit the child and their quality of life. It isn't limited to those who need physical adaptations to their home or outside carers etc. It can be used for equipment like toys or gadgets, classes/therapy sessions, trips or activities the child might enjoy. If your child requires overnight care from yourself, they could very likely qualify for high rate DLA and this can open the door to more financial assistance. It's worth applying but I would advise getting help to fill in the forms. There are many charities and organisations who can help with this.

Is it means tested? I’m a little shocked by this. We’ve paid for all diagnoses and ongoing medication reviews out of our own pockets (not covered by employer medical insurance) but medical insurance has stumped up for a psychologist at least.

OneLilacGuide · 05/02/2025 08:29

NattyFinch · 04/02/2025 20:38

I work for the government… and still don’t earn £2k after taxes

If you work for SG they are paying almost 30% into your pension on top of your salary, which she won’t have. It is a bit jarring though.

Sharptonguedwoman · 05/02/2025 08:26

NattyFinch · 04/02/2025 20:32

No disabled children and yes pays her rent out of that but so do I - and c tax with only single person discount

You will have a workplace pension and the possibility of career advancement. She will not.

Pickledpoppetpickle · 05/02/2025 08:25

Devon24 · 05/02/2025 07:15

Your friend isn’t ’earning’ anything - she is sponging from the tax payer. In the long term this will lead to an old age an abject poverty and depression. A life wasted so to speak.

really? sponging? Loads of people claim benefits, people who are in work in particular. I am a teacher and for years claimed tax credits as a single parent. Do you think people with disabilities are 'sponging'?

lolly792 · 05/02/2025 08:25

The OP may well be fiction but the point remains: working, from the lowest paid most menial job towards, needs to leave someone significantly better off than not working.

The key word there is significantly. The issue is the differential between working and not working.

Sure, you don't have a grand standard of living on benefits, you're probably having to scrimp and go without certain things. But so do millions of people in work. If you're in a NMW job, or even if you earn enough to not qualify for any top ups and have to pay your rent, council tax, all your bills, dentist, prescriptions at nearly a tenner each, if you're in those situations you can easily be barely any better off. And if the choice is having pretty much the same paltry amount of money at the end of the day, then why would someone get up early, have a commute, be answerable to someone else, have to meet deadlines and have far less control over their day, rather than not?

That's the issue in a nutshell

ForeverDelayedEpiphany · 05/02/2025 08:24

Devon24 · 05/02/2025 07:15

Your friend isn’t ’earning’ anything - she is sponging from the tax payer. In the long term this will lead to an old age an abject poverty and depression. A life wasted so to speak.

My DH has a friend who's a single mum and hasn't worked since her daughter was born 16 years ago. She's been on benefits the whole time. Granted, her ex very sadly passed away from cancer, but it seems worrying she had gotten away with not working properly for so long.

Her life will never be someone who's rolling in it. She won't have a comfortably off life safe from any financial emergencies etc. It's her daughter who will ultimately be affected long term too. It's pretty sad

theressomanytinafeysicouldbe · 05/02/2025 08:20

Then why are you not claiming universal credits too? You are a single mother and you earn less than me so yes you would be entitled to something

UnstableEquilibrium · 05/02/2025 08:15

Trumptonagain · 04/02/2025 22:56

Ummmm...
Just musing...
Can you name change on posts..

Wonder if the poster has also name changed and is having a full on vent against posters that are agreeing with the original post.

You can name change. And in the past you could name change on a single thread, in order to agree with yourself, or full on troll and disagree with yourself in order to stir up a fight.

But nowadays you have to stick with the same name throughout a thread unless you have two different MN accounts.

Sheeparelooseagain · 05/02/2025 07:56

Unbelievable

whathaveiforgotten · 05/02/2025 07:56

Go on benefits then, if it's so much easier 🤷🏻‍♀️