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Friend earns as much as me on benefits

343 replies

NattyFinch · 04/02/2025 20:21

I felt really shocked and conflicted after a discussion with a friend recently that revealed that she receives over £2000 a month on benefits for 2 children while I work full time as a single parent with one child for a similar amount (once I’ve paid all my taxes, ni etc). It stemmed from her saying she was going for ivf treatment at 48 at a total cost of £8000. I’m supportive as a friend and try not to be a judgmental person but this just seems unjust when I’ve worked so hard to stay in employment and raise my son single-handedly for 12 years. She doesn’t want to move to England because if the ivf is successful she will get more money to stay in Scotland. AIBU to think this is all bonkers ?!

OP posts:
Frostywinterwoods · 04/02/2025 21:52

JLou08 · 04/02/2025 21:23

👏👏👏

, This
👋👋👋👋👋👋👋👋😘😘❤️❤️❤️❤️♥️♥️❤️❤️

Perfect .

Viviennemary · 04/02/2025 21:52

Nobody should get more than a full-time minimum wage on benefits. It's beyond madness.

Frostywinterwoods · 04/02/2025 21:49

Stormwhatnow · 04/02/2025 21:21

Hmm. If there's no disabilities she will have work commitments.
If you're only clearing 2k p/m OP and you private rent then you should claim UC yourself. Highly likely you would be entitled to some help.

Exactly.. Everyone thinks people pretend to be disabled for money. They have no idea the reality and how many actually cannot get, who should and need, because it's so hard to claim.

MayMumm · 04/02/2025 21:49

CharityShopChic · 04/02/2025 20:29

I don't see why "well that will include her rent" is some massive gotcha or explanation.

Exactly…..people who work also have rent

Rewis · 04/02/2025 21:49

My partners work contract ended and he couldn't find a new one for 7 months. I was quite suprised how he was entitled for so little. I always find these interesting cause some seem to get a lot and some basically nothing.

Frostywinterwoods · 04/02/2025 21:48

laidir · 04/02/2025 21:44

@XDownwiththissortofthingX Yes, I accept that could be the case re rents in some areas - that was my point re the benefits seeming artificially high, but after rent is taken off (which UC will only pay a certain amount and the rest needs topped up by the claimant out of their benefits), it's actually not a high standard of living at all.

I live in a sink estate around 30-40 mins outside Glasgow on public transport, in a flat with damp. Most people on MN would be horrified. My rent is still significantly higher than my sister's mortgage on a semi with a garden in an affluent area, also 30-40 mins outside Glasgow.

I don't get benefits anymore, but I actually count myself lucky because my rent is now not too bad compared to my wages, because I got into social housing.

People have no idea of how high rents are and how much of people's benefits they never see and which all go straight to landlords. So many people relying on foodbanks because the money they are supposed to get for eating goes directly to top up rents which aren't covered fully by UC. I've been there.

Exactly people know nothing but think they do, the hate is unbelievable. Jealousy is horrid, but they have nothing to be jealous about.

BeanAround · 04/02/2025 21:47

DWP aren’t completely stupid. The benefits system isn’t designed so that you get more income out of work than you can in work (with the exception of e.g. serious disability).

In your case you’re not comparing apples with apples - your friend has two children, you have one.

It might also be that you have entitlements that you aren’t claiming, so that’s worth checking.

The system isn’t designed so people can just choose to stay on benefits to work. Unless you are disabled or caring for someone then conditionality will kick in and you’ll get sanctioned if you can’t prove you’re looking for work.

Frostywinterwoods · 04/02/2025 21:46

woodenbatandball · 04/02/2025 21:42

Oh don't get me started on this shit. I'm a single mother too and it's insane how unfair the benefits system is. I'm entitled to nothing, whereas a girl I know who has three different kids but three different dads doesn't work and has been given a brand new three bed house with 'playroom'! I've worked hard for 25 years and don't mind paying to help people that genuinely need it. But if you act like this and get this reward, why would you ever want to work?

Nasty comment, you should be supporting your own what the actual hell, has different father's got to do with anything
.
And so what if she has? You chose your life, you know nothing fully of hers. She and her forefathers built the system.

Frostywinterwoods · 04/02/2025 21:44

Kindofembarrasing · 04/02/2025 21:21

She also won't get welfare for her third child (which she won't have because it's practically impossible to have a child at 48) except the child benefit which is only 25 a week for the first child and less than that for subsequent children. She won't get universal credit or child tax credits for the third child. Just saying

Just saying, maybe she doesn't want another child for money, just spiteful twisted people on here thinking they have a right, and know everything

laidir · 04/02/2025 21:44

@XDownwiththissortofthingX Yes, I accept that could be the case re rents in some areas - that was my point re the benefits seeming artificially high, but after rent is taken off (which UC will only pay a certain amount and the rest needs topped up by the claimant out of their benefits), it's actually not a high standard of living at all.

I live in a sink estate around 30-40 mins outside Glasgow on public transport, in a flat with damp. Most people on MN would be horrified. My rent is still significantly higher than my sister's mortgage on a semi with a garden in an affluent area, also 30-40 mins outside Glasgow.

I don't get benefits anymore, but I actually count myself lucky because my rent is now not too bad compared to my wages, because I got into social housing.

People have no idea of how high rents are and how much of people's benefits they never see and which all go straight to landlords. So many people relying on foodbanks because the money they are supposed to get for eating goes directly to top up rents which aren't covered fully by UC. I've been there.

woodenbatandball · 04/02/2025 21:43

@876543A thanks for pointing this out. It's really important to remember this and not let bitterness take over (easier said than done) cxx

Frostywinterwoods · 04/02/2025 21:43

thatsalad · 04/02/2025 21:20

3 people living on £2000 is not even that much when counting in the cost of rent, groceries and bills these days. So I don't know where on earth is she getting £8000 for the ivf? If she is spreading the cost over one year, that will leave them £1333 a month to live on.

Such a thing as saving and saving hard or borrowing.. End day non of your or mine business

woodenbatandball · 04/02/2025 21:42

@CharityShopChic yeah exactly! I was taking home over £2k and had to pay for Everyrhing.

Frostywinterwoods · 04/02/2025 21:42

Strictlymad · 04/02/2025 21:39

IVF at 48! Bonkers. It does seem unfair op I get it, but you have a pension etc and hopefully savings which benefits will never get you

Nasty
Woman really are evil today's each other, her age is irrelevant. If she wants children so what, nothing to do with anyone. You know nothing about her life and in fact bring in on, as the actual native British are dying off.1 child families if that.. Brainwashing to believe woman have had it past a certain age and more than 1 kid is horrific.

Whatevershallidowithmylife · 04/02/2025 21:42

Hi OP, yes, your friend definitely will be getting around £1772 a month (includes housing benefit) for sitting in her arse and doing fuck all why our taxes pay for her to save up thousands to get ivf.

I recommend you look at turn2us benefits calculator to check you can’t get a top up on your wages.

It really does pay to play the system. Disclaimer - not aimed at parents with children who either have physical or ND /SEN etc

woodenbatandball · 04/02/2025 21:42

Oh don't get me started on this shit. I'm a single mother too and it's insane how unfair the benefits system is. I'm entitled to nothing, whereas a girl I know who has three different kids but three different dads doesn't work and has been given a brand new three bed house with 'playroom'! I've worked hard for 25 years and don't mind paying to help people that genuinely need it. But if you act like this and get this reward, why would you ever want to work?

Frostywinterwoods · 04/02/2025 21:40

JLou08 · 04/02/2025 21:33

I don't believe she is getting £6000 a month. Also very sad that you would want your neices/nephews to be living in poverty.

Exactly this absolutely disgusting evil people, jealousy isn't a pretty thing

If you want the benefits so badly you take the disability.
Not every disability is visable.
How about you look after your own people, you know the 1s that fought, died to built UK.. Happy to give everything to migrants though aren't you?,

Strictlymad · 04/02/2025 21:39

IVF at 48! Bonkers. It does seem unfair op I get it, but you have a pension etc and hopefully savings which benefits will never get you

summerdaysarecoming · 04/02/2025 21:38

Beepbeepdash · 04/02/2025 21:29

I can believe this. I was a low earner young kids, partner left. I received £1000 towards my rent (south east), £900 in universal credit. £900 from work and then a £800 payment for child maintenance which is never counted as earnings. I am no better off now I work full time. I was pleasantly surprised at the time. I expected to be in poverty. All of that was tax free.

I admire your honesty. Every time this subject is brought up so many posters on here are determined to prove every benefit claimant lives in poverty and working folk should be grateful to have a job, lol. Yeah right. Sorry, I don't buy it.

threelittlescones · 04/02/2025 21:37

I know it's been said but you really don't know what elements she's entitled to and what makes up that £2k unless you asked her which would be rude.

To throw myself to the mumsnet lions, our total benefits amount per month is £2300 and we don't even rent. My partner earns under £35k a month so we receive slightly more in benefits than income.

I don't work but people assume this is because we have young children and that I'm just a stay at home mum. It's actually because I'm classed as having health issues which result in qualifying for certain elements of UC and Adult Disability Payment which is the Scottish equivalent of PIP. This amounts to around half the total benefits we receive per month. Nobody knows this except us. Oh and we also put one of our children into nursery 2 days a week and receive 85% of those costs back too. Because of my health, I need the break. Everyone just assumes we pay for this out of pocket. I'm sure some people wonder how on earth we manage to have bought a lovely fairly large new house and whatnot when they know what my partner does for a living because they must know he isn't earning enough to pay for everything for a family of six. I wonder if any of our friends are ever interested enough to post about us 😂 Probably not tbh.

Anyway, the point is you just don't know.

GobbolinoTheWitchesCat · 04/02/2025 21:37

I'm on benefits, the most I received was only £200 more than my rent which wasn't enough to cover bills.

Frostywinterwoods · 04/02/2025 21:36

CarnivorousHipPain · 04/02/2025 20:36

Oh that's nothing. My friend on benefits gets paid £5000 a month, has minus two children (so plenty of spare time!), two chefs, a WW2 tank on her drive, and on top of that she burns DWP workers' furniture for firewood.

CarnivorousHipPain

Disgusting comment! Who the hell do you think you are? Definitely not a friend.
What do you know about your friend at all?
That's a total pile sht you just came out with.. I guarantee that there is reason behind everything she has and benefits she is given and entitled to..
Another thing all of us including our forefathers built the system, you shouldn't be turning on each other .

Kendodd · 04/02/2025 21:34

Ziggy30 · 04/02/2025 21:05

Don’t get me started! My SIL has 3 children to 2 different fathers. Claims almost £6000 because each child has ‘some sort of additional need’ - they really don’t! I don’t make half of that, nor do DH and myself make that combined! She complains about her 3 bedroom house and is entitled to a 4 bed house, according to her. Belittled me for ‘only spending £150ish on my DC at Christmas because she had spent £2500 on one child alone! Never worked a single day in her life.

Maybe a little bitter but I can’t wait until the kids are older and she gets next to nothing!

I think it’s about time we stop and give out naff all to those who play the system. They should be house in a hotel like structure with a studio apartment with bunk beds and necessities. A canteen to cater for them. No need to give them any money whatsoever. Why should people who don’t work be able to afford multiple holiday, £1000’s on Christmas pressies, new cars, etc! They might actually be inclined to get off their lazy arse and do something. And not just reproduce for the money!

This way people who genuinely need help because they are going through a rough patch; in between jobs, unforeseen medical conditions/sickness, etc, can actually get the help they need.

Rant over!

Do you mean she pretends her children have disabilities to claim more money from the state? If that's true then this is child abuse and deserves to be reported. I'm in my 50s now, but I was that child. I had to sit with doctors while my mum described symptoms and conditions that simply weren't true, I had to agree with her and say what she told me to say, all so more money could be claimed from the state.

suburberphobe · 04/02/2025 21:34

It stemmed from her saying she was going for ivf treatment at 48 at a total cost of £8000.

She sounds to me like she's living in some kind of parallel universe.

mumda · 04/02/2025 21:33

RandomMess · 04/02/2025 20:23

Does that £2k include rent contribution?

She isn't building a pension, what will happen when she has no DC and gets very little and has to be applying for jobs around the clock?

Longer term you will be much better off.

She doesn't need to build one..look how much better off people are not on a full state pension.
Pension tax credits.