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AIBU?

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Blended family and wills

112 replies

Notsurewhatimdoing100 · 28/01/2025 11:31

So I married my husband a year ago, we have a 18 month old and my husband has two children. The eldest is turning 18 and lives with her mum full time. The second is 8 and lives with his mum (different mums) half the time and half with us.
my husband and I have been discussing wills, he owns a good business.
we have agreed that both his children also have their mums’ to inherit from when they die so therefore our current family home will be left to me which will then pass to our son and no other child.
my issue is that if something was to happen to my husband in the next few years, our son won’t have received the same level of support from him due to his age. My husband is proposing splitting his entire estate equally between the children and me, each getting 25%, initially I thought that was ok but on reflection I think our son should get a larger percentage. I know he will receive whatever he gets from me at some point but his other kids will also get that from their mums.
as a side note, my will states that anything I have goes to my husband then to our son and no-one else.
Am I being unreasonable?

OP posts:
Pickledpoppetpickle · 28/01/2025 11:57

the children should be treated exactly the same, regardless of them having other parents to inherit from. It's not a consolation to know your mum might leave you a few ££££s when your dad treated you differently to his other children.

Your joint money should be split in half and he should leave his half to his children in equal amounts. Your half you do what you want with.

You are unreasonable for expecting anything more.

tomliboozs · 28/01/2025 11:54

Your husband splits his assets equally between all his kids. Yours goes to your kid/s

OneDenimRobin · 28/01/2025 11:54

I’d be more concerned with protecting your financial interests if the relationship breaks down.

cadburyegg · 28/01/2025 11:53

I'm from a blended family and when my dad died, he didn't leave anything to his older children because he didn't take any of the share of the house whilst divorcing his ex wife - she got all of the equity and he carried on paying the mortgage up to a certain point, with the understanding it would be left to the children when the time comes. It was a bit risky but the house has gone up in value (London) significantly.

Unless your husband had a similar arrangement with his exes then I think it's entirely unreasonable.

TheodoraCrumpet · 28/01/2025 11:48

And if your DH, God forbid, moves on and has more children with another woman, you'd be happy for your DC to lose the bulk of the inheritance you think is due to them because your child will inherit from you?

Sanch1 · 28/01/2025 11:44

I think it seems a bit mean that the older two wont get anything from their dad, just because they 'might' inherit from their mum! Who knows what she is going to do with her money. I think you should be going back to basics and doing it in a fairer way than that. My DH is my two elder DDs Step-dad. They will inherit from me equally with the DD that is ours, as that is fair. Anything their dad may or may not leave them has not even been consider, and neither should it be.

PackItUpPackItIn · 28/01/2025 11:43

If you had older kids you would want it spilt out all evenly if someone happened to you. He had 2 other kids before you, they shouldn't be left out just because they're older.

JandamiHash · 28/01/2025 11:40

Christ but I feel sorry for kids whose dads bugger off into new relationships and Family Number 2 (and in this case Family Number 3) as it literally means they become a second class citizen with their own dad.

What makes your child so special that you think they should get a bigger slice? Doesn’t your child have a mum to inherit from too?

Do women who land these men with all these kids not think of these things before getting serious?

ForRealCat · 28/01/2025 11:39

He should have life insurance to support the 8 year old and your 18 month old up to 18.

AlohaRose · 28/01/2025 11:39

You have no idea what the older children will inherit from their mother! What happens if she remarries, has another child and decides to arrange her Will in the same way as your husband? Or if she lives to old age and her entire assets are used up on care?

SpanThatWorld · 28/01/2025 11:35

I am the mother of my husband's second family. Quite a gap between the two families.

You cannot begin to quantify who had what percentage of your husband's time and money at what point. It is a fools errand that will end in tears.

The way your husband proposes splitting the assets seems reasonable. You will never achieve perfect equity.

wednesday32 · 28/01/2025 11:35

Will his other two children inherit anything from their father? Or only their mothers? Will your child inherit from both mother and father?